Financials / Insurance - DiversifiedUpdated 2026-05-10 22:07 UTC

BVMF/BBSE3 stock hub

BVMF/BBSE3 has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

67B

Brazil Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

BVMF/BBSE3

In the news

Latest news · BVMF/BBSE3

Recent company headlines from major financial publishers.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E7.9

P25 8P50 10.9P75 14.1

Trailing P/E7.3

P25 9P50 11.1P75 15.9

ROE75.6

P25 10P50 15.3P75 22.5

ROIC250.3

P25 4.6P50 10.9P75 22.5

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All BVMF/BBSE3 market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

232

Groups with data

Currency

BRL

Showing 232 of 232 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Brazil
Country code	BR
Employees	222
Employees Change	26%
Employees Change Percent	13.27
Enterprise value	BRL 60.6B
Exchange	Brazil Stock Exchange
Financial currency	BRL
First seen	2026-05-10
Industry	Insurance - Diversified
Isin	BRBBSEACNOR5
Last refreshed	2026-05-10
Market cap	BRL 67B
Price	BRL 34.52
Price currency	BRL
Rev Per Employee	47,187,810.81x
Sector	Financials
Sic	6311
Symbol	bvmf/BBSE3
Website	https://www.bbseguridaderi.com.br

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	13.72%
EV Earnings	6.6x
EV/EBIT	6.06x
EV/EBITDA	6.06x
EV/FCF	16.69x
EV/Sales	5.79x
FCF yield	5.42%
Forward P/E	7.87x
P/B ratio	5.3x
P/E ratio	7.29x
P/S ratio	6.4x
PE Ratio10 Y	11.19x
PE Ratio3 Y	8.01x
PE Ratio5 Y	9.12x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT Margin	95.57%
EBITDA Margin	95.57%
FCF margin	34.68%
Gross margin	98.26%
Gross Profit	BRL 10.3B
Gross Profit Growth	-7.73%
Gross Profit Growth Q	6.13%
Gross Profit Growth3 Y	8.31%
Gross Profit Growth5 Y	15.16%
Net Income	BRL 9.2B
Net Income Growth	6.34%
Net Income Growth Q	8.92%
Net Income Growth Quarters	4%
Net Income Growth Years	5%
Net Income Growth3 Y	10.46%
Net Income Growth5 Y	18.43%
Pretax Margin	106.32%
Profit Margin	87.75%
Profit Per Employee	BRL 41.4M
Profitable Years	16
ROA	32.81
Roa5y	29.21
ROCE	60.84
ROE	75.65
Roe5y	81.3
ROIC	250.3
Roic5y	374.8

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	11.36%
Cagr1y	0.03%
Cagr3y	12.15%
Cagr5y	19.02%
Div CAGR10	10.2%
Div CAGR3	16%
Div CAGR5	27.48%
EPS Growth	6.54
EPS Growth Q	8.92
EPS Growth Quarters	4
EPS Growth Years	5
EPS Growth3 Y	11.51
EPS Growth5 Y	19.1
FCF Growth	-8.47%
FCF Growth Q	-44.4%
FCF Growth3 Y	5.25%
FCF Growth5 Y	7.33%
OCF Growth	-8.47%
OCF Growth Q	-44.4%
OCF Growth10 Y	14.05%
OCF Growth3 Y	5.25%
OCF Growth5 Y	7.33%
Revenue Growth	-7.58x
Revenue Growth Q	5.98x
Revenue Growth Quarters	1x
Revenue Growth Years	0x
Revenue Growth3 Y	8.03x
Revenue Growth5 Y	14.8x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	BRL 0.55
Assets	BRL 19.6B
Cash	BRL 6.4B
Current Assets	BRL 7.8B
Current Liabilities	BRL 3.2B
Equity	BRL 12.6B
Interest Coverage	4,579.9
Liabilities	BRL 7B
Long Term Assets	BRL 11.9B
Long Term Liabilities	BRL 3.8B
Net Cash	BRL 6.4B
Net Cash By Market Cap	BRL 9.52
Net Cash Growth	-1.19%
Net Debt EBITDA	BRL -0.64
Net Debt Equity	BRL -0.5
Net Debt FCF	BRL -1.76
Tangible Book Value	BRL 12.6B
Tangible Book Value Per Share	BRL 6.51
WACC	4.89

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	2.45
Net Working Capital	BRL -1.8B
Quick ratio	2.45
Working Capital	BRL 4.6B
Working Capital Turnover	BRL 2.26

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	0.19%
Dividend Growth	22.58%
Dividend Growth Years	1%
Dividend per share	BRL 4.53
Dividend Years	14
Dividend Yield	13.12%
Ex Div Date	2026-02-13
Last Dividend	BRL 2.61
Payout Frequency	Semi-Annual
Payout Ratio	96.06%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	193.11%
1Y total return	0.03%
200-day SMA	34.25
3Y total return	41.08%
50-day SMA	34.73
50-day SMA vs 200-day SMA	50over200
5Y total return	138.8%
All Time High	42.77
All Time High Change	-19.29%
All Time High Date	2025-04-30
All Time Low	15.98
All Time Low Change	116.02%
All Time Low Date	2013-06-24
ATR	0.61
Beta	0.12
Beta1y	0.04
Beta2y	0.14
Ch YTD	-4.51
High	34.75
High52	39.66
High52 Date	2025-05-08
High52ch	-12.96%
Low	34.19
Low52	31.53
Low52 Date	2025-08-21
Low52ch	9.48%
Ma50ch	-0.61%
Price vs 200-day SMA	0.78%
RSI	48.42
RSI Monthly	49.8
RSI Weekly	48.56
Sharpe ratio	-0.09x
Sortino ratio	0.2
Total Return	13.32%
Tr YTD	2.53
Tr1m	-2.68%
Tr1w	1.98%
Tr3m	-0.44%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	BRL 10B
Operating Income Growth	-8.35
Operating Income Growth Q	6.14
Operating Income Growth3 Y	8.36
Operating Income Growth5 Y	15.17
Operating margin	95.57

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	616,065,944%
Shares Institutions	10.22%
Shares Out	1,941,248,544
Shares Qo Q	0%
Shares Yo Y	-0.19%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	BRL 3.6B
Average Volume	5,739,730x
Bv Per Share	6.51
CAPEX	BRL -58,000
Ch10y	25.12
Ch1m	-2.68
Ch1w	1.98
Ch1y	-11.96
Ch3m	-7.28
Ch3y	3.11
Ch5y	50.09
Ch6m	2.07
Change	0.64%
Change From Open	0.41
Close	34.3
Days Gap	0.23
Depreciation Amortization	182,000
Dollar Volume	148,877,856
Earnings Date	2026-05-04
EBIT	BRL 10B
EBITDA	BRL 10B
EPS	BRL 4.74
F Score	3
FCF	BRL 3.6B
FCF EV Yield	5.99x
FCF Per Share	BRL 1.87
Financing CF	-8,830,217,000
Fiscal Year End	December
Founded	1,981
Graham Number	26.3402
Graham Upside	-23.7
Income Tax	BRL 1.9B
Investing CF	6,360,159,000
Is Primary Listing	1
Last Earnings Date	2026-05-04
Last Report Date	2026-03-31
Lynch Fair Value	BRL 87.29
Lynch Upside	152.9
Ma150	34.64
Ma150ch	-0.36%
Ma20	34.76
Ma20ch	-0.69%
Net CF	1,162,922,000
Next Earnings Date	2026-08-03
Open	34.38
P FCF Ratio	18.45
P OCF Ratio	18.45
Payment Date	2026-03-02
Position In Range	58.93
Ppne	5,000
Price Date	2026-05-08
Price EBITDA	BRL 6.69
Ptbv Ratio	5.3
Relative Volume	0.77x
Revenue	10,475,694,000x
Tax By Revenue	18.57x
Tax Rate	17.47%
Tr6m	9.59%
Volume	4,312,800
Z Score	8.86

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

BVMF/BBSE3 dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+13.1%

$4.53 annual per share

Payout ratio

+96.1%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+27.5%

1 consecutive years of growth

Total shareholder yield

+13.3%

Next ex-dividend date: 2026-02-13

Performance

BVMF/BBSE3 stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns BVMF/BBSE3?

Insider, institutional, and short-interest positioning.

Institutional ownership

+10.2%

Share of float held by funds and institutions

Insider ownership

n/a

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

-0.2%

Negative means the company is buying back shares.

Technical

BVMF/BBSE3 momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

48.4

Neutral momentum band

Price vs 200-day MA

+0.8%

50/200-day relationship not available

Beta (5Y)

0.12

Less volatile than the market

Sharpe ratio

-0.09

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About BVMF/BBSE3

Hub-level FAQ points readers to the deeper analysis pages.

What is the current bvmf/BBSE3 stock rating?

bvmf/BBSE3 is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full bvmf/BBSE3 analysis?

The full report lives at /stocks/bvmf/BBSE3/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for bvmf/BBSE3?

The latest report frames bvmf/BBSE3 around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the bvmf/BBSE3 page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.