Sector pending / Fire, Marine, and Casualty InsuranceUpdated 2026-05-10 22:07 UTC

FRA/H2X3 stock hub

FRA/H2X3 has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

6.1B

Frankfurt Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

FRA/H2X3

In the news

Latest news · FRA/H2X3

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E13

P25 n/aP50 n/aP75 n/a

Trailing P/E11.8

P25 n/aP50 n/aP75 n/a

ROE15.8

P25 n/aP50 n/aP75 n/a

ROIC13.5

P25 n/aP50 n/aP75 n/a

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All FRA/H2X3 market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

205

Groups with data

Currency

USD

Showing 205 of 205 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Bermuda
Country code	DE
Employees	3,000
Employees Change	0%
Employees Change Percent	0
Enterprise value	EUR 6.2B
Exchange	Frankfurt Stock Exchange
Financial currency	USD
First seen	2026-05-10
Industry	Fire, Marine, and Casualty Insurance
Last refreshed	2026-05-10
Market cap	EUR 6.1B
Price	EUR 18.59
Price currency	EUR
Rev Per Employee	1,142,555.55x
Sic	6331
Symbol	fra/H2X3
Website	https://www.hiscoxgroup.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	8.48%
EV Earnings	12.08x
EV/EBIT	9.12x
EV/EBITDA	8.9x
EV/FCF	102.03x
EV/Sales	1.79x
FCF yield	1%
Forward P/E	12.99x
P/B ratio	1.8x
P/E ratio	11.79x
P/S ratio	1.77x
PE Ratio10 Y	15.54x
PE Ratio3 Y	8.96x
PE Ratio5 Y	8.2x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT Margin	19.69%
EBITDA Margin	19.89%
FCF margin	1.78%
Gross margin	24.73%
Gross Profit	EUR 847.7M
Net Income	EUR 514.5M
Net Income Growth	-3.68%
Net Income Growth Q	2.36%
Net Income Growth3 Y	-5.72%
Net Income Growth5 Y	5.13%
Pretax Margin	18.21%
Profit Margin	15.01%
Profit Per Employee	EUR 171,504
ROA	4.23
Roa5y	2.99
ROCE	6.73
ROE	15.82
Roe5y	15.07
ROIC	13.47
Roic5y	12.67

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	7.12%
Cagr1y	43.34%
Cagr3y	15.64%
Cagr5y	17.91%
Div CAGR10	-1.36%
Div CAGR3	7.87%
Div CAGR5	34.32%
EPS Growth	-1.74
EPS Growth Q	4.32
EPS Growth3 Y	-4.95
EPS Growth5 Y	5.54
FCF Growth	-34.58%
FCF Growth3 Y	-41.88%
FCF Growth5 Y	-8.29%
OCF Growth	-36.36%
OCF Growth3 Y	-41.68%
OCF Growth5 Y	-9.69%
Revenue Growth	5.67x
Revenue Growth Q	4.69x
Revenue Growth3 Y	2.11x
Revenue Growth5 Y	4.26x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	EUR 0.34
Assets	EUR 10.4B
Cash	EUR 1.9B
Debt	EUR 768.2M
Debt EBITDA	EUR 1.11
Debt Equity	EUR 0.23
Debt FCF	EUR 12.62
Equity	EUR 3.4B
Interest Coverage	11.86
Liabilities	EUR 7B
Net Cash	EUR -145.8M
Net Cash By Market Cap	EUR -2.4
Net Debt EBITDA	EUR 0.21
Net Debt Equity	EUR 0.04
Net Debt FCF	EUR 2.39
Tangible Book Value	EUR 3B
Tangible Book Value Per Share	EUR 9.38

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	11.16
Net Working Capital	EUR 3B
Quick ratio	6.13
Working Capital	EUR 3.6B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	1.94%
Dividend Growth	14.19%
Dividend Growth Years	2%
Dividend per share	EUR 0.43
Dividend Years	6
Dividend Yield	2.32%
Ex Div Date	2026-04-23
Last Dividend	EUR 0.31
Payout Frequency	Semi-Annual
Payout Ratio	24.09%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	98.96%
1Y total return	43.3%
200-day SMA	16.1
3Y total return	54.67%
50-day SMA	17.55
50-day SMA vs 200-day SMA	50over200
5Y total return	127.87%
All Time High	19.91
All Time High Change	-6.63%
All Time High Date	2019-03-01
All Time Low	7.32
All Time Low Change	153.96%
All Time Low Date	2020-05-04
ATR	0.27
Ch YTD	15.47
High	18.59
High52	18.59
High52 Date	2026-05-08
High52ch	0%
Low	18.59
Low52	13.3
Low52 Date	2025-05-13
Low52ch	39.77%
Ma50ch	5.94%
Price vs 200-day SMA	15.47%
RSI	61.05
RSI Monthly	71.42
RSI Weekly	67.23
Sharpe ratio	1.27x
Sortino ratio	2.43
Total Return	4.25%
Tr YTD	17.42
Tr1m	6.93%
Tr1w	4.44%
Tr3m	9.91%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	EUR 675M
Operating margin	19.69

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	321,988,546%
Net Borrowing	88,612,029
Shares Insiders	0.18%
Shares Institutions	82.17%
Shares Qo Q	-0.95%
Shares Yo Y	-1.94%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	EUR 19.3M
Average Volume	0x
Bv Per Share	10.39
CAPEX	EUR -1.1M
Ch10y	61.57
Ch1m	5.15
Ch1w	4.44
Ch1y	39.77
Ch3m	8.08
Ch3y	43
Ch5y	98.82
Ch6m	23.11
Change	3.91%
Change From Open	0
Close	17.89
Days Gap	3.91
Earnings Date	2026-08-05
EBIT	EUR 675M
EBITDA	EUR 681.6M
EPS	EUR 1.49
F Score	6
FCF	EUR 60.9M
FCF EV Yield	0.98x
Financing CF	-304,227,240
Fiscal Year End	December
Founded	1,901
Goodwill	42,737,284.8
Graham Number	19.12364
Graham Upside	2.87
Income Tax	EUR 109.5M
Investing CF	-96,582,780
Is Primary Listing	0
Last Earnings Date	2026-02-25
Last Report Date	2025-12-31
Lynch Fair Value	EUR 8.09
Lynch Upside	-56.48
Ma150	16.47
Ma150ch	12.9%
Ma20	17.98
Ma20ch	3.38%
Net CF	-297,243,300
Next Earnings Date	2026-08-05
Open	18.59
P FCF Ratio	99.59
P OCF Ratio	97.82
Payment Date	2026-06-08
Ppne	92,088,673.2
Price Date	2026-05-08
Price EBITDA	EUR 8.9
Ptbv Ratio	2
Relative Volume	2,000x
Revenue	3,427,666,650x
SBC By Revenue	1.21x
Share Based Comp	41,562,960
Tax By Revenue	3.2x
Tax Rate	17.55%
Tr6m	25.2%
Volume	0

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

FRA/H2X3 dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+2.3%

$0.43 annual per share

Payout ratio

+24.1%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+34.3%

2 consecutive years of growth

Total shareholder yield

+4.3%

Next ex-dividend date: 2026-04-23

Performance

FRA/H2X3 stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns FRA/H2X3?

Insider, institutional, and short-interest positioning.

Institutional ownership

+82.2%

Share of float held by funds and institutions

Insider ownership

+0.2%

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

-1.9%

Negative means the company is buying back shares.

Technical

FRA/H2X3 momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

61.1

Neutral momentum band

Price vs 200-day MA

+15.5%

50/200-day relationship not available

Beta (5Y)

n/a

Sensitivity to the broader market

Sharpe ratio

1.27

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About FRA/H2X3

Hub-level FAQ points readers to the deeper analysis pages.

What is the current fra/H2X3 stock rating?

fra/H2X3 is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full fra/H2X3 analysis?

The full report lives at /stocks/fra/H2X3/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for fra/H2X3?

The latest report frames fra/H2X3 around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the fra/H2X3 page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.