BIT/1CBK (BIT/1CBK)

Borsa Italiana: BIT/1CBK · EUR

€39.1

-0.25 (-0.6%)· Recorded snapshot

Market cap	41B
Revenue (ttm)	11.9B
Net income (ttm)	2.9B
EPS (ttm)	€2.60
P/E (trailing)	15.0x
P/E (forward)	11.0x
Dividend	€1.10 (2.81%)
Volume	28,179

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 11.9B
Net income (ttm): 2.9B
EPS (ttm): €2.60
P/E (trailing): 15.0x
P/E (forward): 11.0x
Market cap: 41B

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/E11

P25 n/aP50 n/aP75 n/a

Trailing P/E15

P25 n/aP50 n/aP75 n/a

ROE9.7

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All BIT/1CBK indicators

Market & fundamental data

Available fields

190

Groups with data

Currency

EUR

Showing 190 of 190 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	EUR
Country	Germany
Country code	IT
Earnings date	2026-11-05
Employees	40,110
Employees change	1,041
Employees growth	2.66%
Exchange	Borsa Italiana
Financial currency	EUR
Financial report date	2026-06-30
First seen	2026-05-10
Fiscal year end	December
Founded	1870
Industry	Banks - Regional
Is primary listing	No
ISIN number	DE000CBK1001
Last earnings date	2026-08-06
Last refreshed	2026-10-28
Market cap	EUR 41B
Next earnings date	2026-11-05
Price	EUR 39.14
Price currency	EUR
Sector	Financials
SIC code	6020
Stock price date	2026-10-02
Symbol	bit/1CBK
Website	https://www.commerzbank.de

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	22.76x
Average P/E ratio (3Y)	10.61x
Average P/E ratio (5Y)	11.23x
Earnings yield	6.65%
FCF yield	-21.3%
Forward P/E	10.98x
Graham number	45.61707
Graham upside	16.55%
Industry forward P/E	10.58x
Industry P/E	11.38x
Lynch fair value	EUR 57.52
Lynch upside	46.95%
P/B ratio	1.16x
P/E ratio	15.03x
P/S ratio	3.45x
Price / tangible book value	1.29x
Sector forward P/E	10.82x
Sector P/E	11.69x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Effective tax rate	29%
Operating margin	41.74%
Pretax margin	40.48%
Profit margin	26.42%
Profit per employee	EUR 71,503
Profitable quarters	20
Profitable years	5
Revenue per employee	EUR 296,260
ROA	0.57%
ROA (5Y)	0.37%
ROE	9.67%
ROE (5Y)	5.81%
Tax / revenue	11.74%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	25.6%
EPS growth (Q)	325.41%
EPS growth (QoQ)	-25.22%
EPS growth 10Y	14.77%
EPS growth 3Y	26.3%
EPS growth quarters	2
EPS growth years	5
Net income growth	16.78%
Net income growth (Q)	94.16%
Net income growth (QoQ)	-25.41%
Net income growth 3Y	21.02%
Net income growth quarters	2
Net income growth years	0
Revenue growth	7.77%
Revenue growth (Q)	10.05%
Revenue growth (QoQ)	1.79%
Revenue growth 10Y	3.13%
Revenue growth 3Y	9.62%
Revenue growth 5Y	10.11%
Revenue growth years	0

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	EUR -1.1B
EPS	EUR 2.60
Financing cash flow	EUR -4.9B
Free cash flow	EUR -8.7B
Gross profit	EUR 11.9B
Income taxes	EUR 1.4B
Investing cash flow	EUR -948M
Net borrowing	EUR 16M
Net cash flow	EUR -13.5B
Net income	EUR 2.9B
Operating income	EUR 5B
Revenue	EUR 11.9B

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	EUR 31.24
Debt / equity	2.87
Goodwill	EUR 112M
Net cash (debt)	EUR 784M
Net cash / market cap	1.91%
Net cash growth	-93.05%
Net debt / equity	-0.02
Piotroski F-Score	2
Property, plant and equipment	EUR 2B
Shareholders' equity	EUR 35.4B
Tangible book value	EUR 31.8B
Tangible book value per share	EUR 29.46
Total assets	EUR 619.1B
Total cash	EUR 102.6B
Total debt	EUR 101.9B
Total liabilities	EUR 583.6B

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working capital	EUR -412.4B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	4.78%
Dividend growth	69.23%
Dividend growth (3Y)	76.52%
Dividend growth (5Y)	40.63%
Dividend growth years	2
Dividend payment date	2026-05-25
Dividend payment years	4
Dividend payout frequency	Annual
Dividend per share	EUR 1.10
Dividend yield	2.81%
Ex-dividend date	2026-05-21
Last dividend	EUR 1.10
Payout ratio	47.72%
Shareholder yield	7.59%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	589.09%
10Y return CAGR	22.89%
10Y total return	685.53%
150-day SMA	EUR 37.03
1D price change	-0.63%
1M price change	-1.66%
1M total return	-1.66%
1W price change	-4.98%
1W total return	-4.98%
1Y price change	20.17%
1Y return CAGR	23.87%
1Y total return	23.85%
20-day SMA	EUR 41.70
200-day SMA	EUR 36.48
3M price change	4.88%
3M total return	4.88%
3Y price change	264.77%
3Y return CAGR	58.16%
3Y total return	295.75%
50-day SMA	EUR 40.28
50-day SMA vs 200-day SMA	50over200
52-week high	EUR 43.26
52-week high date	2026-09-16
52-week low	EUR 28.55
52-week low date	2025-10-17
5Y price change	598.55%
5Y return CAGR	50.58%
5Y total return	673.89%
6M price change	21.48%
6M total return	25.19%
All-time high	EUR 43.26
All-time high date	2026-09-16
All-time low	EUR 2.84
All-time low date	2020-05-14
Average true range (ATR)	EUR 0.94
Average volume	4.5K
Change from 52-week high	-9.52%
Change from 52-week low	37.09%
Change from all-time high	-9.52%
Change from all-time low	1,280.11%
Change from open	0.88%
Day's gap	-1.5%
Dollar volume	EUR 1.1M
High price	EUR 39.33
Low price	EUR 38.15
Monthly RSI	71.54
Open price	EUR 38.80
Position in 52-week range	83.9%
Previous close	EUR 39.39
Price vs 150-day SMA	5.71%
Price vs 20-day SMA	-6.13%
Price vs 200-day SMA	7.29%
Price vs 50-day SMA	-2.83%
Relative volume	6.21
RSI	38.29
Sharpe ratio	0.73
Sharpe ratio (3Y)	1.43
Sharpe ratio (5Y)	1.08
Sortino ratio	1.31
Sortino ratio (3Y)	2.45
Sortino ratio (5Y)	1.74
Volume	28.2K
Weekly RSI	53.29
YTD price change	7.79%
YTD total return	11.09%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	937.4M
Shares change (QoQ)	-0.25%
Shares change (YoY)	-4.78%
Shares held by institutions	49.43%

Deeper analysis on BIT/1CBK

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

→

Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

→

Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

→

Financials

Revenue, margins, cash flow, and balance-sheet context.

→

Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

→

Frequently asked questions

About this BIT/1CBK report

Is a complete BIT/1CBK research report available?

No complete published report is available for bit/1CBK (BIT/1CBK) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

BIT/1CBK (BIT/1CBK)

Price

Financial snapshot

Fair-value bridge

Latest news · BIT/1CBK

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All BIT/1CBK indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on BIT/1CBK

Frequently asked questions