Financials / Banking ServicesUpdated 2026-05-10 22:07 UTC

PSE/FDC stock hub

PSE/FDC has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

41.6B

Philippine Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

PSE/FDC

In the news

Latest news · PSE/FDC

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Fetching the latest headlines.

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Fetching the latest headlines.

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/En/a

P25 5P50 6.6P75 7

Trailing P/E2.8

P25 3.7P50 6.1P75 12.8

ROE9.5

P25 -0.1P50 7.7P75 11.9

ROIC7.3

P25 -0.9P50 3.2P75 10.9

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All PSE/FDC market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

221

Groups with data

Currency

PHP

Showing 221 of 221 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Philippines
Country code	PH
Employees	12,650
Employees Change	4,028%
Employees Change Percent	46.72
Enterprise value	PHP 188.5B
Exchange	Philippine Stock Exchange
Financial currency	PHP
First seen	2026-05-10
Industry	Banking Services
Isin	PHY247771496
Last refreshed	2026-05-10
Market cap	PHP 41.6B
Price	PHP 4.81
Price currency	PHP
Rev Per Employee	9,469,472.09x
Sector	Financials
Sic	6552
Symbol	pse/FDC
Website	https://www.filinvestgroup.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	35.74%
EV Earnings	12.68x
EV/EBIT	6.3x
EV/EBITDA	5.32x
EV/Sales	1.57x
P/B ratio	0.2x
P/E ratio	2.8x
P/S ratio	0.35x
PE Ratio10 Y	8.85x
PE Ratio3 Y	4.41x
PE Ratio5 Y	7.59x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT Margin	24.83%
EBITDA Margin	28.52%
Gross margin	32.76%
Gross Profit	PHP 39.2B
Gross Profit Growth	10.38%
Gross Profit Growth Q	13.17%
Gross Profit Growth3 Y	21.59%
Gross Profit Growth5 Y	11.75%
Net Income	PHP 14.9B
Net Income Growth	23.71%
Net Income Growth Q	31.57%
Net Income Growth3 Y	38.06%
Net Income Growth5 Y	11.94%
Pretax Margin	20.24%
Profit Margin	12.53%
Profit Per Employee	PHP 1.2M
ROA	2.21
Roa5y	1.75
ROCE	4.96
ROE	9.48
Roe5y	7.23
ROIC	7.33
Roic5y	6.48

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	-0.39%
Cagr15y	2.31%
Cagr1y	5.61%
Cagr20y	3.68%
Cagr3y	-2.88%
Cagr5y	-8.39%
Div CAGR10	10.52%
Div CAGR3	29%
Div CAGR5	7.44%
EPS Growth	22.56
EPS Growth Q	31.48
EPS Growth3 Y	38.06
EPS Growth5 Y	11.94
OCF Growth	407.98%
OCF Growth Q	389.38%
OCF Growth10 Y	6.05%
OCF Growth5 Y	-17.72%
Revenue Growth	6.22x
Revenue Growth Q	14x
Revenue Growth3 Y	19.25x
Revenue Growth5 Y	11.49x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	PHP 0.14
Assets	PHP 872.1B
Cash	PHP 63.8B
Current Assets	PHP 562B
Current Liabilities	PHP 272.2B
Debt	PHP 164.6B
Debt EBITDA	PHP 4.67
Debt Equity	PHP 0.78
Equity	PHP 211.7B
Interest Coverage	4.66
Liabilities	PHP 660.4B
Long Term Assets	PHP 310.1B
Long Term Liabilities	PHP 388.2B
Net Cash	PHP -100.8B
Net Cash By Market Cap	PHP -242
Net Debt EBITDA	PHP 2.95
Net Debt Equity	PHP 0.48
Tangible Book Value	PHP 145B
Tangible Book Value Per Share	PHP 16.77
WACC	3.58

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	2.06
Inventory Turnover	0.37
Net Working Capital	PHP 299B
Quick ratio	1.64
Working Capital	PHP 289.8B
Working Capital Turnover	PHP 0.45

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Dividend Growth	0%
Dividend Growth Years	2%
Dividend per share	PHP 0.14
Dividend Years	20
Dividend Yield	2.92%
Ex Div Date	2026-05-11
Last Dividend	PHP 0.14
Payout Frequency	Annual
Payout Ratio	9.01%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	-3.8%
1Y total return	5.6%
200-day SMA	4.64
3Y total return	-8.38%
50-day SMA	4.48
50-day SMA vs 200-day SMA	50under200
5Y total return	-35.49%
All Time High	16.3
All Time High Change	-70.49%
All Time High Date	2019-03-26
All Time Low	0.35
All Time Low Change	1,292.19%
All Time Low Date	2000-10-31
ATR	0.09
Beta	0.28
Beta1y	0.44
Beta2y	0.38
Ch YTD	5.71
High	4.94
High52	5.15
High52 Date	2025-06-13
High52ch	-6.6%
Low	4.8
Low52	4.02
Low52 Date	2025-05-16
Low52ch	19.65%
Ma50ch	7.41%
Price vs 200-day SMA	3.78%
RSI	59.45
RSI Monthly	46.94
RSI Weekly	57.98
Sharpe ratio	0.28x
Sortino ratio	0.65
Total Return	2.92%
Tr YTD	5.71
Tr15y	40.76%
Tr1m	12.91%
Tr1w	1.26%
Tr3m	9.32%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	PHP 29.7B
Operating Income Growth	13.23
Operating Income Growth Q	10.25
Operating Income Growth3 Y	25.98
Operating Income Growth5 Y	14.96
Operating margin	24.83

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	906,059,415%
Net Borrowing	-23,780,695,000
Shares Insiders	1.05%
Shares Institutions	0.02%
Shares Out	8,648,462,987
Shares Qo Q	-3.51%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Average Volume	75,150x
Bv Per Share	19.14
Ch10y	-15.61
Ch15y	16.78
Ch1m	12.91
Ch1w	1.26
Ch1y	2.34
Ch20y	62.5
Ch3m	9.32
Ch3y	-13.8
Ch5y	-40.62
Ch6m	6.42
Change	-2.63%
Change From Open	0
Close	4.94
Days Gap	-2.63
Depreciation Amortization	4,420,327,000
Dollar Volume	221,260
Earnings Date	2026-05-15
EBIT	PHP 29.7B
EBITDA	PHP 34.2B
EPS	PHP 1.72
F Score	7
Financing CF	-27,515,323,000
Fiscal Year End	December
Founded	1,955
Goodwill	10,381,152,000
Graham Number	30.76948
Graham Upside	539.7
Income Tax	PHP 5.4B
Investing CF	-183,811,000
Is Primary Listing	1
Last Earnings Date	2026-01-14
Last Report Date	2025-12-31
Last Split Date	2011-09-14
Last Split Type	Forward
Lynch Fair Value	PHP 20.52
Lynch Upside	326.6
Ma150	4.56
Ma150ch	5.39%
Ma20	4.7
Ma20ch	2.28%
Net CF	-2,767,561,000
Next Earnings Date	2026-05-15
Open	4.81
P OCF Ratio	1.67
Payment Date	2026-05-22
Position In Range	7.14
Ppne	58,680,338,000
Price Date	2026-05-08
Price EBITDA	PHP 1.22
Ptbv Ratio	0.29
Relative Volume	0.61x
Revenue	119,788,822,000x
Tax By Revenue	4.48x
Tax Rate	22.16%
Tr20y	105.94%
Tr6m	6.42%
Volume	46,000
Z Score	0.91

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

PSE/FDC dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+2.9%

$0.14 annual per share

Payout ratio

+9.0%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+7.4%

2 consecutive years of growth

Total shareholder yield

+2.9%

Next ex-dividend date: 2026-05-11

Performance

PSE/FDC stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns PSE/FDC?

Insider, institutional, and short-interest positioning.

Institutional ownership

+0.0%

Share of float held by funds and institutions

Insider ownership

+1.1%

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

n/a

Negative means the company is buying back shares.

Technical

PSE/FDC momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

59.5

Neutral momentum band

Price vs 200-day MA

+3.8%

50/200-day relationship not available

Beta (5Y)

0.28

Less volatile than the market

Sharpe ratio

0.28

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About PSE/FDC

Hub-level FAQ points readers to the deeper analysis pages.

What is the current pse/FDC stock rating?

pse/FDC is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full pse/FDC analysis?

The full report lives at /stocks/pse/FDC/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for pse/FDC?

The latest report frames pse/FDC around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the pse/FDC page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.