ACI Worldwide, Inc. (ACIW)

NASDAQ: ACIW · USD

$55.1

+0.48 (+0.9%)· Recorded snapshot

Market cap	5.6B
Revenue (ttm)	1.8B
Net income (ttm)	225.7M
EPS (ttm)	$2.19
Shares out	101M
P/E (trailing)	25.1x
P/E (forward)	15.2x
Volume	601,833
Beta	0.99

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 1.8B
Net income (ttm): 225.7M
EPS (ttm): $2.19
P/E (trailing): 25.1x
P/E (forward): 15.2x
Market cap: 5.6B

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/E15.2

P25 n/aP50 n/aP75 n/a

Trailing P/E25.1

P25 n/aP50 n/aP75 n/a

ROE15.6

P25 n/aP50 n/aP75 n/a

ROIC11.7

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All ACIW indicators

Market & fundamental data

Available fields

278

Groups with data

Currency

USD

Showing 278 of 278 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	USD
CIK code	0000935036
Company name	ACI Worldwide, Inc.
Country	United States
Country code	US
CUSIP number	004498101
Earnings date	2026-11-05
Earnings time	bmo
Employees	2,930
Employees change	-173
Employees growth	-5.58%
Enterprise value	$6.3B
Exchange	NASDAQ
Financial currency	USD
Financial report date	2026-06-30
First seen	2026-05-09
Fiscal year end	December
Founded	1975
In index	RUSSELL2000
Industry	Software - Infrastructure
IPO date	1995-02-23
Is primary listing	Yes
Is SPAC	No
ISIN number	US0044981019
Last 10-K release date	2026-02-26
Last earnings date	2026-08-06
Last refreshed	2026-10-28
Last stock split date	2014-07-11
Last stock split type	Forward
Market cap	$5.6B
Market cap category	Mid-Cap
Next earnings date	2026-11-05
Options	Yes
Price	$55.14
Price currency	USD
Sector	Technology
SIC code	7372
Stock price date	2026-10-28
Symbol	ACIW
U.S. state	Nebraska
Website	https://www.aciworldwide.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Adjusted P/E ratio	17.56x
Average P/E ratio (10Y)	81.85x
Average P/E ratio (3Y)	23.18x
Average P/E ratio (5Y)	24.72x
Earnings yield	3.98%
EV/Earnings	27.49x
EV/EBIT	17.82x
EV/EBITDA	16.2x
EV/FCF	19.93x
EV/Sales	3.41x
FCF / EV yield	5.02%
FCF yield	5.65%
Forward EV/Sales	3.16x
Forward P/E	15.21x
Forward P/S	2.81x
Graham number	27.0211
Graham upside	-50.48%
Industry forward P/E	29.48x
Industry P/E	39.18x
Lynch fair value	$45.75
Lynch upside	-16.16%
P/(FCF - SBC) ratio	23.62x
P/(OCF - SBC) ratio	21.89x
P/B ratio	3.7x
P/E ratio	25.13x
P/FCF ratio	17.69x
P/OCF ratio	16.7x
P/S ratio	3.03x
Price / tangible book value	89.28x
Price/EBITDA ratio	14.38x
Sector forward P/E	18.55x
Sector P/E	32.64x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT margin	19.13%
EBITDA margin	21.05%
Effective tax rate	26.37%
FCF margin	17.11%
Gross margin	49.08%
Operating margin	19.13%
Pretax margin	16.84%
Profit margin	12.4%
Profit per employee	$77,027
Profitable quarters	9
Profitable years	18
Revenue per employee	$621,205
ROA	6.98%
ROA (5Y)	5.04%
ROCE	14.68%
ROE	15.62%
ROE (5Y)	12.38%
ROIC	11.69%
ROIC (5Y)	8.85%
SBC / revenue	4.3%
Tax / revenue	4.44%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	-7.22%
EPS growth (Q)	165.18%
EPS growth (QoQ)	-16.22%
EPS growth 10Y	7.17%
EPS growth 3Y	48.73%
EPS growth 5Y	24.3%
EPS growth quarters	1
EPS growth years	2
FCF growth	6.02%
FCF growth (Q)	34.21%
FCF growth (QoQ)	4.4%
FCF growth 3Y	37.76%
FCF growth 5Y	2.22%
Gross profit growth	4.49%
Gross profit growth (Q)	9.08%
Gross profit growth 3Y	10.56%
Gross profit growth 5Y	6.1%
Net income growth	-10.1%
Net income growth (Q)	160.6%
Net income growth (QoQ)	-16.99%
Net income growth 3Y	44.81%
Net income growth 5Y	20.85%
Net income growth quarters	1
Net income growth years	2
OCF growth	6.92%
OCF growth (Q)	42.16%
OCF growth (QoQ)	10.18%
OCF growth 10Y	5.36%
OCF growth 3Y	35.32%
OCF growth 5Y	2.3%
Operating income growth	-0.51%
Operating income growth (Q)	12.74%
Operating income growth 3Y	28.33%
Operating income growth 5Y	14.02%
Revenue growth	7.03%
Revenue growth (Q)	7.27%
Revenue growth (QoQ)	1.1%
Revenue growth 10Y	6.24%
Revenue growth 3Y	9.9%
Revenue growth 5Y	7.13%
Revenue growth quarters	6
Revenue growth years	7

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	$-18.4M
Depreciation and amortization	$34.9M
EBIT	$348.3M
EBITDA	$383.2M
EPS	$2.19
FCF per share	$3.08
Financing cash flow	$-343.3M
Free cash flow	$311.4M
Free cash flow minus SBC	$233.2M
Gross profit	$893.3M
Income taxes	$80.8M
Investing cash flow	$-50.6M
Net borrowing	$-98.4M
Net cash flow	$-74.5M
Net income	$225.7M
Operating cash flow minus SBC	$251.6M
Operating income	$348.3M
Revenue	$1.8B
Stock-based compensation	$78.2M

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Altman Z-Score	3.73
Book value per share	$14.79
Debt / EBITDA	2.2
Debt / equity	0.58
Debt / FCF	2.77
Goodwill	$1.2B
Interest coverage	6.59
Long-term assets	$2B
Long-term liabilities	$875.1M
Net cash (debt)	$-696.2M
Net cash / market cap	-12.64%
Net debt / EBITDA	1.82
Net debt / equity	0.47
Net debt / FCF	2.24
Piotroski F-Score	7
Property, plant and equipment	$62.7M
Shareholders' equity	$1.5B
Tangible book value	$61.7M
Tangible book value per share	$0.61
Total assets	$3.1B
Total cash	$167.4M
Total debt	$863.6M
Total liabilities	$1.6B
WACC	8.97%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Asset turnover	0.58
Current assets	$1.1B
Current liabilities	$723.4M
Current ratio	1.58
Net working capital	$317.4M
Quick ratio	0.87
Working capital	$421M
Working capital turnover	4.6

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	2.94%
Dividend yield	0%
Shareholder yield	2.94%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	192.33%
10Y return CAGR	11.33%
10Y total return	192.33%
150-day SMA	$48.98
15Y price change	427.15%
15Y return CAGR	11.72%
15Y total return	427.15%
1D price change	0.88%
1M price change	10.41%
1M total return	10.41%
1W price change	0.23%
1W total return	0.23%
1Y price change	8.87%
1Y return CAGR	8.88%
1Y total return	8.87%
20-day SMA	$52.54
200-day SMA	$47.11
20Y price change	389.52%
20Y return CAGR	8.27%
20Y total return	389.54%
3M price change	-5.55%
3M total return	-5.55%
3Y price change	176.79%
3Y return CAGR	40.39%
3Y total return	176.79%
50-day SMA	$51.87
50-day SMA vs 200-day SMA	50over200
52-week high	$61.08
52-week high date	2026-07-29
52-week low	$38.06
52-week low date	2026-02-26
5Y price change	80.89%
5Y return CAGR	12.59%
5Y total return	80.89%
6M price change	26.04%
6M total return	26.04%
All-time high	$61.08
All-time high date	2026-07-29
All-time low	$1.42
All-time low date	2003-02-12
Average true range (ATR)	$1.37
Average volume	748.5K
Beta (1Y)	0.42
Beta (2Y)	0.96
Beta (5Y)	0.99
Change from 52-week high	-9.72%
Change from 52-week low	44.9%
Change from all-time high	-10.5%
Change from all-time low	3,749.65%
Change from open	0.99%
Day's gap	-0.11%
Dollar volume	$33.2M
High price	$55.14
Low price	$54.19
Monthly RSI	58.64
Open price	$54.60
Position in 52-week range	100%
Premarket change	0.13%
Premarket close	$54.66
Premarket price	$54.73
Premarket volume	2.6K
Previous close	$54.66
Price vs 150-day SMA	11.62%
Price vs 20-day SMA	4.05%
Price vs 200-day SMA	16.03%
Price vs 50-day SMA	5.39%
Relative volume	0.8
RSI	61.06
Sharpe ratio	0.3
Sharpe ratio (3Y)	1.01
Sharpe ratio (5Y)	0.38
Sortino ratio	0.59
Sortino ratio (3Y)	1.74
Sortino ratio (5Y)	0.73
Volume	601.8K
Weekly RSI	59.21
YTD price change	14.34%
YTD total return	14.34%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	99.6M
Float percentage	98.67%
Shares change (QoQ)	-1.13%
Shares change (YoY)	-2.94%
Shares held by insiders	1.3%
Shares held by institutions	103.95%
Shares outstanding	101M
Short % of float	6.42%
Short % of shares	6.34%
Short ratio	8.4 days

Deeper analysis on ACIW

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

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Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this ACIW report

Is a complete ACIW research report available?

No complete published report is available for ACI Worldwide, Inc. (ACIW) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

ACI Worldwide, Inc. (ACIW)

Price

Financial snapshot

Fair-value bridge

Latest news · ACIW

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All ACIW indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on ACIW

Frequently asked questions