American Integrity Insurance Group, Inc. (AII)

NYSE: AII · USD

$28.0

-0.56 (-2.0%)· Recorded snapshot

Market cap	549.2M
Revenue (ttm)	336.2M
Net income (ttm)	88.1M
EPS (ttm)	$4.53
Shares out	19.6M
P/E (trailing)	6.2x
P/E (forward)	7.5x
Dividend	$1.02 (3.63%)
Volume	219,648

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 336.2M
Net income (ttm): 88.1M
EPS (ttm): $4.53
P/E (trailing): 6.2x
P/E (forward): 7.5x
Market cap: 549.2M

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
ACGL	Arch Capital Group Ltd.	34.8B	8.3x	1.8x	15.9%	+15.1%	+18.7%	Acquisto forte
AIG	American International Group Inc.	41.7B	14.7x	1.6x	7.7%	-9.6%	+2.8%	Acquisto forte
AIZ	Assurant, Inc.	14.1B	13.6x	1.0x	14.4%	+6.6%	+36.2%	Mantenere

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/E7.5

P25 n/aP50 n/aP75 n/a

Trailing P/E6.2

P25 n/aP50 n/aP75 n/a

ROE26.2

P25 n/aP50 n/aP75 n/a

ROIC22.5

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All AII indicators

Market & fundamental data

Available fields

232

Groups with data

Currency

USD

Showing 232 of 232 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	USD
CIK code	0002007587
Company name	American Integrity Insurance Group, Inc.
Country	United States
Country code	US
CUSIP number	026948109
Earnings date	2026-11-10
Earnings time	amc
Employees	313
Employees change	19
Employees growth	6.46%
Enterprise value	$294.2M
Exchange	NYSE
Financial currency	USD
Financial report date	2026-06-30
First seen	2026-05-09
Fiscal year end	December
Founded	2006
In index	RUSSELL2000
Industry	Insurance - Property & Casualty
IPO date	2025-05-08
Is primary listing	Yes
Is SPAC	No
ISIN number	US0269481091
Last 10-K release date	2026-02-27
Last earnings date	2026-08-11
Last refreshed	2026-10-28
Last stock split type	Never
Market cap	$549.2M
Market cap category	Small-Cap
Next earnings date	2026-11-10
Options	No
Price	$28.03
Price currency	USD
Sector	Financials
SIC code	6331
Stock price date	2026-10-28
Symbol	AII
U.S. state	Florida
Website	https://www.aii.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Adjusted P/E ratio	6.05x
Earnings yield	16.16%
EV/Earnings	3.33x
EV/EBIT	2.44x
EV/EBITDA	2.4x
EV/FCF	1.79x
EV/Sales	0.87x
FCF / EV yield	55.82%
FCF yield	29.85%
Forward EV/Sales	0.62x
Forward P/E	7.54x
Forward P/S	1.16x
Graham number	43.83725
Graham upside	56.7%
Industry forward P/E	12.53x
Industry P/E	10.09x
P/(FCF - SBC) ratio	3.37x
P/(OCF - SBC) ratio	3.2x
P/B ratio	1.52x
P/E ratio	6.19x
P/FCF ratio	3.35x
P/OCF ratio	3.18x
P/S ratio	1.63x
Price / tangible book value	1.48x
Price/EBITDA ratio	4.48x
Sector forward P/E	13.63x
Sector P/E	15.65x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT margin	35.72%
EBITDA margin	36.38%
Effective tax rate	27.64%
FCF margin	48.67%
Gross margin	50.53%
Operating margin	35.72%
Pretax margin	36.21%
Profit margin	26.2%
Profit per employee	$281,428
Profitable quarters	10
Profitable years	3
Revenue per employee	$1.1M
ROA	4.68%
ROCE	17.4%
ROE	26.24%
ROIC	22.52%
SBC / revenue	0.31%
Tax / revenue	10.01%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	-16.1%
EPS growth (Q)	7.41%
EPS growth (QoQ)	71.11%
EPS growth quarters	1
EPS growth years	2
FCF growth	-24.32%
FCF growth (Q)	345.1%
FCF growth (QoQ)	2,069.1%
Net income growth	12.21%
Net income growth (Q)	24.19%
Net income growth (QoQ)	71.5%
Net income growth quarters	1
Net income growth years	2
OCF growth	-20.55%
OCF growth (Q)	349.16%
OCF growth (QoQ)	1,711.7%
Revenue growth	29.29%
Revenue growth (Q)	54.59%
Revenue growth (QoQ)	26.66%
Revenue growth quarters	6
Revenue growth years	2

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	$-8.9M
EBIT	$120.1M
EBITDA	$122.3M
EPS	$4.53
FCF per share	$8.35
Financing cash flow	$-20.5M
Free cash flow	$163.6M
Free cash flow minus SBC	$162.6M
Gross profit	$169.9M
Income taxes	$33.6M
Investing cash flow	$-85M
Net borrowing	$-411,000
Net cash flow	$67M
Net income	$88.1M
Operating cash flow minus SBC	$171.5M
Operating income	$120.1M
Revenue	$336.2M
Stock-based compensation	$1.1M

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	$18.86
Debt / EBITDA	0.27
Debt / equity	0.09
Debt / FCF	0.2
Net cash (debt)	$255M
Net cash / market cap	46.52%
Net cash growth	-0.87%
Net debt / EBITDA	-2.08
Net debt / equity	-0.69
Net debt / FCF	-1.56
Piotroski F-Score	5
Property, plant and equipment	$47.4M
Shareholders' equity	$369.5M
Tangible book value	$369.5M
Tangible book value per share	$18.86
Total assets	$1.6B
Total cash	$293.2M
Total debt	$33.5M
Total liabilities	$1.2B

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Asset turnover	0.21
Current ratio	1.28
Net working capital	$-30.2M
Quick ratio	0.38
Working capital	$257.9M

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	-38.66%
Dividend growth	0%
Dividend growth years	0
Dividend payment date	2026-03-30
Dividend payment years	1
Dividend per share	$1.02
Dividend yield	3.63%
Ex-dividend date	2026-03-16
FCF payout ratio	12.21%
Last dividend	$1.02
Payout ratio	22.52%
Shareholder yield	-35.03%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
150-day SMA	$21.40
1D price change	-1.96%
1M price change	10.6%
1M total return	10.6%
1W price change	-3.77%
1W total return	-3.77%
1Y price change	15.12%
1Y return CAGR	21.55%
1Y total return	21.54%
20-day SMA	$27.52
200-day SMA	$20.78
3M price change	45.79%
3M total return	45.79%
50-day SMA	$26.52
50-day SMA vs 200-day SMA	50over200
52-week high	$29.52
52-week high date	2026-10-27
52-week low	$16.19
52-week low date	2026-06-01
6M price change	42.65%
6M total return	42.65%
After-hours change	-0.62%
After-hours close	$28.12
After-hours price	$27.94
All-time high	$29.52
All-time high date	2026-10-26
All-time low	$15.78
All-time low date	2025-06-12
Average true range (ATR)	$0.88
Average volume	190.7K
Beta (1Y)	0.5
Beta (2Y)	0.22
Change from 52-week high	-5.05%
Change from 52-week low	73.13%
Change from all-time high	-5.62%
Change from all-time low	76.61%
Change from open	-0.92%
Day's gap	-1.05%
Dollar volume	$6.2M
High price	$28.29
Low price	$27.86
Monthly RSI	70.18
Open price	$28.29
Position in 52-week range	39.53%
Premarket change	0%
Premarket close	$28.59
Premarket price	$28.59
Previous close	$28.59
Price vs 150-day SMA	30.21%
Price vs 20-day SMA	1.24%
Price vs 200-day SMA	34.1%
Price vs 50-day SMA	5.06%
Relative volume	1.15
Return from IPO open	51.22%
Return from IPO price	74.84%
RSI	54.49
Sharpe ratio	0.59
Sortino ratio	0.99
Volume	219.6K
Weekly RSI	69.74
YTD price change	33.75%
YTD total return	41.2%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	12.3M
Float percentage	62.86%
Shares change (QoQ)	0.06%
Shares change (YoY)	38.66%
Shares held by insiders	13.53%
Shares held by institutions	57.61%
Shares outstanding	19.6M
Short % of float	3.74%
Short % of shares	2.35%
Short ratio	2.1 days

Deeper analysis on AII

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

→

Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

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Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this AII report

Is a complete AII research report available?

No complete published report is available for American Integrity Insurance Group, Inc. (AII) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

American Integrity Insurance Group, Inc. (AII)

Price

Financial snapshot

Fair-value bridge

Latest news · AII

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All AII indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on AII

Frequently asked questions