AMERISAFE, Inc. (AMSF)

NASDAQ: AMSF · USD

$25.3

-0.21 (-0.8%)· Recorded snapshot

Market cap	467.7M
Revenue (ttm)	335.7M
Net income (ttm)	47M
EPS (ttm)	$2.48
Shares out	18.5M
P/E (trailing)	10.2x
P/E (forward)	13.2x
Dividend	$2.64 (10.43%)
Volume	205,487
Beta	0.27

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 335.7M
Net income (ttm): 47M
EPS (ttm): $2.48
P/E (trailing): 10.2x
P/E (forward): 13.2x
Market cap: 467.7M

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
ACGL	Arch Capital Group Ltd.	34.8B	8.3x	1.8x	15.9%	+15.1%	+18.7%	Acquisto forte
AIG	American International Group Inc.	41.7B	14.7x	1.6x	7.7%	-9.6%	+2.8%	Acquisto forte
AIZ	Assurant, Inc.	14.1B	13.6x	1.0x	14.4%	+6.6%	+36.2%	Mantenere

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/E13.2

P25 n/aP50 n/aP75 n/a

Trailing P/E10.2

P25 n/aP50 n/aP75 n/a

ROE18.2

P25 n/aP50 n/aP75 n/a

ROIC18.9

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All AMSF indicators

Market & fundamental data

Available fields

265

Groups with data

Currency

USD

Showing 265 of 265 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	USD
CIK code	0001018979
Company name	AMERISAFE, Inc.
Country	United States
Country code	US
CUSIP number	03071H100
Earnings date	2026-10-28
Earnings time	amc
Employees	370
Employees change	8
Employees growth	2.21%
Enterprise value	$402.2M
Exchange	NASDAQ
Financial currency	USD
Financial report date	2026-06-30
First seen	2026-05-09
Fiscal year end	December
Founded	1985
In index	RUSSELL2000
Industry	Insurance - Specialty
IPO date	2005-11-18
Is primary listing	Yes
Is SPAC	No
ISIN number	US03071H1005
Last 10-K release date	2026-02-27
Last earnings date	2026-10-28
Last refreshed	2026-10-28
Last stock split type	Never
Market cap	$467.7M
Market cap category	Small-Cap
Next earnings date	2027-02-24
Options	Yes
Price	$25.25
Price currency	USD
Sector	Financials
SIC code	6331
Stock price date	2026-10-28
Symbol	AMSF
U.S. state	Louisiana
Website	https://www.amerisafe.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Adjusted P/E ratio	12.63x
Average P/E ratio (10Y)	16.4x
Average P/E ratio (3Y)	15.76x
Average P/E ratio (5Y)	16.38x
Earnings yield	9.82%
EV/Earnings	8.59x
EV/EBIT	6.89x
EV/EBITDA	6.81x
EV/FCF	20.91x
EV/Sales	1.2x
FCF / EV yield	4.78%
FCF yield	4.12%
Forward EV/Sales	1.18x
Forward P/E	13.17x
Forward P/S	1.37x
Graham number	27.44489
Graham upside	8.37%
Industry forward P/E	8.93x
Industry P/E	10.02x
Lynch fair value	$12.40
Lynch upside	-51.03%
P/(FCF - SBC) ratio	27.82x
P/(OCF - SBC) ratio	26.12x
P/B ratio	1.89x
P/E ratio	10.18x
P/FCF ratio	24.3x
P/OCF ratio	23x
P/S ratio	1.4x
PEG ratio	1.32x
Price / tangible book value	1.88x
Price/EBITDA ratio	7.91x
Sector forward P/E	13.63x
Sector P/E	15.65x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT margin	17.46%
EBITDA margin	17.66%
Effective tax rate	19.83%
FCF margin	5.75%
Gross margin	27.68%
Operating margin	17.46%
Pretax margin	17.46%
Profit margin	14%
Profit per employee	$126,976
Profitable quarters	84
Profitable years	20
Revenue per employee	$907,178
ROA	3.21%
ROA (5Y)	3.46%
ROCE	6.24%
ROE	18.23%
ROE (5Y)	18.05%
ROIC	18.92%
ROIC (5Y)	18.03%
SBC / revenue	0.73%
Tax / revenue	3.46%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	-5.69%
EPS growth (Q)	6.85%
EPS growth (QoQ)	81.4%
EPS growth 10Y	-5.31%
EPS growth 3Y	-9.9%
EPS growth 5Y	-12.69%
EPS growth quarters	1
EPS growth years	0
FCF growth	143.81%
FCF growth 3Y	-5.47%
FCF growth 5Y	-16.05%
Net income growth	-6.82%
Net income growth (Q)	4.59%
Net income growth (QoQ)	79.19%
Net income growth 3Y	-10.3%
Net income growth 5Y	-13.12%
Net income growth quarters	1
Net income growth years	0
OCF growth	125.64%
OCF growth 10Y	-16.45%
OCF growth 3Y	-5.21%
OCF growth 5Y	-15.45%
Revenue growth	9.52%
Revenue growth (Q)	13.41%
Revenue growth (QoQ)	14.83%
Revenue growth 10Y	-1.73%
Revenue growth 3Y	3.21%
Revenue growth 5Y	-0.01%
Revenue growth quarters	5
Revenue growth years	3

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	$-1.1M
EBIT	$58.6M
EBITDA	$59.3M
EPS	$2.48
FCF per share	$1.04
Financing cash flow	$-69M
Free cash flow	$19.3M
Free cash flow minus SBC	$16.9M
Gross profit	$92.9M
Income taxes	$11.6M
Investing cash flow	$65.6M
Net borrowing	$-83,000
Net cash flow	$17M
Net income	$47M
Operating cash flow minus SBC	$18M
Operating income	$58.6M
Revenue	$335.7M
Stock-based compensation	$2.4M

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	$13.50
Debt / equity	0
Net cash (debt)	$65.5M
Net cash / market cap	13.96%
Net cash growth	35.1%
Net debt / EBITDA	-1.1
Net debt / equity	-0.26
Net debt / FCF	-3.39
Piotroski F-Score	5
Property, plant and equipment	$7M
Shareholders' equity	$250M
Tangible book value	$250M
Tangible book value per share	$13.50
Total assets	$1.1B
Total cash	$88.7M
Total debt	$0
Total liabilities	$877.3M
WACC	5.75%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Asset turnover	0.29
Current ratio	2.04
Net working capital	$131.2M
Quick ratio	1.45
Working capital	$196.7M

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	1.12%
Dividend growth	-42.29%
Dividend growth (10Y)	-3.37%
Dividend growth (3Y)	-21.08%
Dividend growth (5Y)	-10.8%
Dividend growth years	0
Dividend payment date	2026-09-25
Dividend payment years	14
Dividend payout frequency	Quarterly
Dividend per share	$2.64
Dividend yield	10.43%
Ex-dividend date	2026-09-11
FCF payout ratio	251.37%
Last dividend	$0.41
Payout ratio	105.62%
Shareholder yield	11.54%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	-55.89%
10Y return CAGR	-0.22%
10Y total return	-2.15%
150-day SMA	$29.40
15Y price change	16.47%
15Y return CAGR	7.5%
15Y total return	196.05%
1D price change	-0.82%
1M price change	7.7%
1M total return	7.7%
1W price change	-0.12%
1W total return	-0.12%
1Y price change	-38.53%
1Y return CAGR	-33.53%
1Y total return	-33.51%
20-day SMA	$24.91
200-day SMA	$31.06
20Y price change	107.54%
20Y return CAGR	8.67%
20Y total return	427.55%
3M price change	-15.77%
3M total return	-14.34%
3Y price change	-49.58%
3Y return CAGR	-13.12%
3Y total return	-34.43%
50-day SMA	$25.06
50-day SMA vs 200-day SMA	50under200
52-week high	$42.10
52-week high date	2025-11-19
52-week low	$23.20
52-week low date	2026-09-28
5Y price change	-55.51%
5Y return CAGR	-7%
5Y total return	-30.42%
6M price change	-17.63%
6M total return	-15.15%
All-time high	$80.65
All-time high date	2020-02-20
All-time low	$0.01
All-time low date	2008-09-29
Average true range (ATR)	$0.65
Average volume	366.2K
Beta (1Y)	0.05
Beta (2Y)	0.3
Beta (5Y)	0.27
Change from 52-week high	-40.02%
Change from 52-week low	8.84%
Change from all-time high	-68.61%
Change from all-time low	253,100%
Change from open	-0.75%
Day's gap	-0.08%
Dollar volume	$5.2M
High price	$25.44
Low price	$25.18
Monthly RSI	31.44
Open price	$25.44
Position in 52-week range	26.92%
Previous close	$25.46
Price vs 150-day SMA	-13.87%
Price vs 20-day SMA	1.64%
Price vs 200-day SMA	-18.49%
Price vs 50-day SMA	1.04%
Relative volume	0.56
RSI	51.3
Sharpe ratio	-1.37
Sharpe ratio (3Y)	-0.63
Sharpe ratio (5Y)	-0.32
Sortino ratio	-1.56
Sortino ratio (3Y)	-0.64
Sortino ratio (5Y)	-0.23
Volume	205.5K
Weekly RSI	36.44
YTD price change	-34.08%
YTD total return	-31.23%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	17.2M
Float percentage	92.77%
Shares change (QoQ)	-0.85%
Shares change (YoY)	-1.12%
Shares held by insiders	2.07%
Shares held by institutions	83.95%
Shares outstanding	18.5M
Short % of float	2.82%
Short % of shares	2.62%
Short ratio	0.8 days

Deeper analysis on AMSF

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

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Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this AMSF report

Is a complete AMSF research report available?

No complete published report is available for AMERISAFE, Inc. (AMSF) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

AMERISAFE, Inc. (AMSF)

Price

Financial snapshot

Fair-value bridge

Latest news · AMSF

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All AMSF indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on AMSF

Frequently asked questions