Banco Bilbao Vizcaya Argentaria, S.A. (BBVA)

NYSE: BBVA · USD

$24.9

-0.30 (-1.2%)· Recorded snapshot

Market cap	135.8B
Revenue (ttm)	39B
Net income (ttm)	12.2B
EPS (ttm)	$2.11
Shares out	5.8B
P/E (trailing)	11.8x
P/E (forward)	10.4x
Dividend	$0.91 (3.64%)
Volume	1,422,708
Beta	0.90

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 39B
Net income (ttm): 12.2B
EPS (ttm): $2.11
P/E (trailing): 11.8x
P/E (forward): 10.4x
Market cap: 135.8B

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
ACGL	Arch Capital Group Ltd.	34.8B	8.3x	1.8x	15.9%	+15.1%	+18.7%	Acquisto forte
AIG	American International Group Inc.	41.7B	14.7x	1.6x	7.7%	-9.6%	+2.8%	Acquisto forte
AIZ	Assurant, Inc.	14.1B	13.6x	1.0x	14.4%	+6.6%	+36.2%	Mantenere

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/E10.4

P25 n/aP50 n/aP75 n/a

Trailing P/E11.8

P25 n/aP50 n/aP75 n/a

ROE18.9

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All BBVA indicators

Market & fundamental data

Available fields

229

Groups with data

Currency

EUR

Showing 229 of 229 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	USD
CIK code	0000842180
Company name	Banco Bilbao Vizcaya Argentaria, S.A.
Country	Spain
Country code	US
CUSIP number	05946K101
Earnings date	2026-10-29
Earnings time	bmo
Employees	127,174
Employees change	1,258
Employees growth	1%
Exchange	NYSE
Financial currency	EUR
Financial report date	2026-06-30
First seen	2026-05-09
Fiscal year end	December
Founded	1857
Industry	Banks - Diversified
Is primary listing	No
Is SPAC	No
ISIN number	US05946K1016
Last 10-K release date	2026-02-20
Last earnings date	2026-07-30
Last refreshed	2026-10-28
Last stock split date	2009-04-07
Last stock split type	Forward
Market cap	$135.8B
Market cap category	Large-Cap
Next earnings date	2026-10-29
Options	Yes
Price	$24.95
Price currency	USD
Sector	Financials
SIC code	6029
Stock price date	2026-10-28
Symbol	BBVA
Website	https://www.bbva.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	12.47x
Average P/E ratio (3Y)	7.9x
Average P/E ratio (5Y)	7.31x
Earnings yield	8.45%
FCF yield	26.88%
Forward P/E	10.41x
Forward P/S	2.85x
Graham number	25.66117
Graham upside	3.1%
Industry forward P/E	11.83x
Industry P/E	13.37x
Lynch fair value	$52.46
Lynch upside	110.76%
P/B ratio	1.89x
P/E ratio	11.84x
P/FCF ratio	3.72x
P/OCF ratio	3.61x
P/S ratio	3.52x
Price / tangible book value	2.15x
Sector forward P/E	13.63x
Sector P/E	15.65x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Effective tax rate	32.13%
FCF margin	97.16%
Operating margin	53.91%
Pretax margin	50.92%
Profit margin	32.56%
Profit per employee	$96,285
Profitable years	22
Revenue per employee	$306,651
ROA	1.35%
ROA (5Y)	1.12%
ROE	18.92%
ROE (5Y)	15.39%
Tax / revenue	16.36%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	7.59%
EPS growth (Q)	15.22%
EPS growth (QoQ)	3.92%
EPS growth 10Y	23.64%
EPS growth 3Y	17.4%
EPS growth 5Y	29.03%
EPS growth years	4
FCF growth	1,727.22%
FCF growth 5Y	100.48%
Net income growth	5.79%
Net income growth (Q)	11.39%
Net income growth (QoQ)	2.44%
Net income growth 3Y	15.45%
Net income growth 5Y	23.66%
Net income growth years	5
OCF growth	1,165.26%
OCF growth 10Y	5.7%
OCF growth 5Y	83.28%
Revenue growth	8.84%
Revenue growth (Q)	20.19%
Revenue growth (QoQ)	-0.11%
Revenue growth 10Y	6.36%
Revenue growth 3Y	10.61%
Revenue growth 5Y	14.6%
Revenue growth years	5

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	$-1.1B
EPS	$2.11
FCF per share	$6.39
Financing cash flow	$-10.1B
Free cash flow	$36.9B
Gross profit	$39B
Income taxes	$6.4B
Investing cash flow	$-1.9B
Net borrowing	$1.6B
Net cash flow	$27.7B
Net income	$12.2B
Operating income	$21B
Revenue	$39B

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	$11.66
Debt / equity	3.12
Debt / FCF	6.15
Goodwill	$854.3M
Net cash (debt)	$-17.6B
Net cash / market cap	-12.77%
Net debt / equity	0.24
Net debt / FCF	0.48
Piotroski F-Score	4
Property, plant and equipment	$10.6B
Shareholders' equity	$72.9B
Tangible book value	$63.8B
Tangible book value per share	$11.04
Total assets	$1.1T
Total cash	$209.7B
Total debt	$227.3B
Total liabilities	$1T
WACC	3.47%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working capital	$-562.1B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	1.55%
Dividend growth	35.22%
Dividend growth (10Y)	10.63%
Dividend growth (3Y)	30.12%
Dividend growth (5Y)	43.98%
Dividend growth years	5
Dividend payment date	2026-10-30
Dividend payment years	38
Dividend payout frequency	Semi-Annual
Dividend per share	$0.91
Dividend yield	3.64%
Ex-dividend date	2026-10-14
FCF payout ratio	14.14%
Last dividend	$0.34
Payout ratio	42.88%
Shareholder yield	5.18%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	246.73%
10Y return CAGR	18.25%
10Y total return	434.41%
150-day SMA	$25.28
15Y price change	150.81%
15Y return CAGR	11.04%
15Y total return	380.82%
1D price change	-1.17%
1M price change	-13.65%
1M total return	-12.53%
1W price change	-2.2%
1W total return	-2.2%
1Y price change	24.59%
1Y return CAGR	31.29%
1Y total return	31.27%
20-day SMA	$25.92
200-day SMA	$24.77
20Y price change	5.64%
20Y return CAGR	4.75%
20Y total return	152.99%
3M price change	-6.24%
3M total return	-5.03%
3Y price change	220.03%
3Y return CAGR	54.27%
3Y total return	267.25%
50-day SMA	$27.68
50-day SMA vs 200-day SMA	50over200
52-week high	$29.64
52-week high date	2026-09-03
52-week low	$19.82
52-week low date	2025-10-30
5Y price change	284.72%
5Y return CAGR	37.68%
5Y total return	394.57%
6M price change	13.27%
6M total return	14.73%
All-time high	$29.64
All-time high date	2026-09-03
All-time low	$2.06
All-time low date	1992-11-11
Average true range (ATR)	$0.55
Average volume	1.6M
Beta (5Y)	0.9
Change from 52-week high	-15.84%
Change from 52-week low	25.86%
Change from all-time high	-15.89%
Change from all-time low	1,107.85%
Change from open	-0.93%
Day's gap	-0.24%
Dollar volume	$35.5M
High price	$25.19
Low price	$24.82
Monthly RSI	64.16
Open price	$25.18
Position in 52-week range	33.78%
Premarket change	-0.12%
Premarket close	$25.24
Premarket price	$25.21
Premarket volume	13.2K
Previous close	$25.24
Price vs 150-day SMA	-1.39%
Price vs 20-day SMA	-3.83%
Price vs 200-day SMA	0.65%
Price vs 50-day SMA	-9.92%
Relative volume	0.87
RSI	34.06
Sharpe ratio	0.88
Sharpe ratio (3Y)	1.39
Sharpe ratio (5Y)	0.98
Sortino ratio	1.46
Sortino ratio (3Y)	2.22
Sortino ratio (5Y)	1.57
Volume	1.4M
Weekly RSI	45.7
YTD price change	6.95%
YTD total return	11.04%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	5.5B
Float percentage	94.48%
Shares change (QoQ)	-1.42%
Shares change (YoY)	-1.55%
Shares held by insiders	0.17%
Shares held by institutions	42.28%
Shares outstanding	5.8B
Short % of shares	0.04%
Short ratio	1.6 days

Deeper analysis on BBVA

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

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Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this BBVA report

Is a complete BBVA research report available?

No complete published report is available for Banco Bilbao Vizcaya Argentaria, S.A. (BBVA) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

Banco Bilbao Vizcaya Argentaria, S.A. (BBVA)

Price

Financial snapshot

Fair-value bridge

Latest news · BBVA

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All BBVA indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on BBVA

Frequently asked questions