BILL Holdings, Inc. (BILL)

NYSE: BILL · USD

$48.0

-1.42 (-2.9%)· Recorded snapshot

Market cap	4.1B
Revenue (ttm)	1.7B
Net income (ttm)	-11.2M
EPS (ttm)	-$0.11
Shares out	85.3M
P/E (forward)	12.9x
Volume	1,170,747
Beta	1.14

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 1.7B
Net income (ttm): -11.2M
EPS (ttm): -$0.11
P/E (forward): 12.9x
Market cap: 4.1B

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/E12.9

P25 n/aP50 n/aP75 n/a

Trailing P/En/a

P25 n/aP50 n/aP75 n/a

ROE-0.3

P25 n/aP50 n/aP75 n/a

ROIC0.5

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All BILL indicators

Market & fundamental data

Available fields

238

Groups with data

Currency

USD

Showing 238 of 238 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	USD
CIK code	0001786352
Company name	BILL Holdings, Inc.
Country	United States
Country code	US
CUSIP number	090043100
Earnings date	2026-11-05
Earnings time	amc
Employees	1,683
Employees change	-681
Employees growth	-28.81%
Enterprise value	$4.1B
Exchange	NYSE
Financial currency	USD
Financial report date	2026-06-30
First seen	2026-05-09
Fiscal year end	June
Founded	2006
Industry	Software - Application
IPO date	2019-12-12
Is primary listing	Yes
Is SPAC	No
ISIN number	US0900431000
Last 10-K release date	2026-08-20
Last earnings date	2026-08-19
Last refreshed	2026-10-28
Last stock split type	Never
Market cap	$4.1B
Market cap category	Mid-Cap
Next earnings date	2026-11-05
Options	Yes
Price	$47.99
Price currency	USD
Sector	Technology
SIC code	7372
Stock price date	2026-10-28
Symbol	BILL
U.S. state	California
Website	https://www.bill.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Adjusted P/E ratio	17.32x
Earnings yield	-0.23%
EV/EBIT	233.16x
EV/EBITDA	40.64x
EV/FCF	9.86x
EV/Sales	2.46x
FCF / EV yield	10.14%
FCF yield	10.04%
Forward EV/Sales	2.22x
Forward P/E	12.87x
Forward P/S	2.24x
Industry forward P/E	19.55x
Industry P/E	72.09x
P/(FCF - SBC) ratio	22.48x
P/(OCF - SBC) ratio	22.08x
P/B ratio	1.29x
P/FCF ratio	9.96x
P/OCF ratio	9.88x
P/S ratio	2.49x
PEG ratio	0.53x
Price / tangible book value	4.82x
Price/EBITDA ratio	41.04x
Sector forward P/E	18.86x
Sector P/E	32.77x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT margin	1.06%
EBITDA margin	6.06%
FCF margin	24.95%
Gross margin	83.94%
Operating margin	1.06%
Pretax margin	-0.61%
Profit margin	-0.68%
Profit per employee	$-6,679
Revenue per employee	$982,270
ROA	0.11%
ROA (5Y)	-1.11%
ROCE	0.33%
ROE	-0.3%
ROE (5Y)	-3.17%
ROIC	0.5%
ROIC (5Y)	-4.83%
SBC / revenue	13.9%
Tax / revenue	0.07%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth years	0
FCF growth	19.11%
FCF growth (Q)	36.51%
FCF growth (QoQ)	7.91%
FCF growth 3Y	31.8%
Gross profit growth	12.54%
Gross profit growth (Q)	15.04%
Gross profit growth 3Y	15.21%
Gross profit growth 5Y	50.11%
Net income growth years	0
OCF growth	18.59%
OCF growth (Q)	32.42%
OCF growth (QoQ)	8.1%
OCF growth 3Y	30.35%
OCF growth 5Y	145.92%
Revenue growth	13.03%
Revenue growth (Q)	13.78%
Revenue growth (QoQ)	7.29%
Revenue growth 3Y	16.02%
Revenue growth 5Y	47.32%
Revenue growth quarters	28
Revenue growth years	8

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	$-3.3M
Depreciation and amortization	$82.7M
EBIT	$17.4M
EBITDA	$100.1M
EPS	$-0.11
FCF per share	$4.84
Financing cash flow	$-172.8M
Free cash flow	$412.5M
Free cash flow minus SBC	$182.7M
Gross profit	$1.4B
Income taxes	$1.1M
Investing cash flow	$-28.6M
Net borrowing	$116.5M
Net cash flow	$214.3M
Net income	$-11.2M
Operating cash flow minus SBC	$186.1M
Operating income	$17.4M
Revenue	$1.7B
Stock-based compensation	$229.8M

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Altman Z-Score	0.58
Book value per share	$38.35
Debt / EBITDA	16.64
Debt / equity	0.54
Debt / FCF	4.6
Goodwill	$2.4B
Interest coverage	0.67
Long-term assets	$2.8B
Long-term liabilities	$1.8B
Net cash (debt)	$40.1M
Net cash / market cap	0.98%
Net cash growth	-91.01%
Net debt / EBITDA	-0.4
Net debt / equity	-0.01
Net debt / FCF	-0.1
Piotroski F-Score	4
Property, plant and equipment	$73.1M
Shareholders' equity	$3.5B
Tangible book value	$852.2M
Tangible book value per share	$9.26
Total assets	$10.2B
Total cash	$1.9B
Total debt	$1.9B
Total liabilities	$6.7B
WACC	7.53%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Asset turnover	0.16
Current assets	$7.4B
Current liabilities	$4.9B
Current ratio	1.51
Net working capital	$708.6M
Quick ratio	0.57
Working capital	$2.5B
Working capital turnover	0.64

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	3.84%
Dividend yield	0%
Shareholder yield	3.84%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
150-day SMA	$42.08
1D price change	-2.88%
1M price change	8.29%
1M total return	8.29%
1W price change	-2.38%
1W total return	-2.38%
1Y price change	-5.67%
1Y return CAGR	-5.67%
1Y total return	-5.67%
20-day SMA	$46.35
200-day SMA	$42.56
3M price change	6.73%
3M total return	6.73%
3Y price change	-46.47%
3Y return CAGR	-18.8%
3Y total return	-46.47%
50-day SMA	$46.95
50-day SMA vs 200-day SMA	50over200
52-week high	$57.21
52-week high date	2025-12-22
52-week low	$31.41
52-week low date	2026-06-18
5Y price change	-83.49%
5Y return CAGR	-30.25%
5Y total return	-83.49%
6M price change	27.62%
6M total return	27.62%
All-time high	$348.50
All-time high date	2021-11-08
All-time low	$23.61
All-time low date	2020-03-18
Average true range (ATR)	$1.72
Average volume	1.2M
Beta (1Y)	1.13
Beta (2Y)	1.64
Beta (5Y)	1.14
Change from 52-week high	-16.12%
Change from 52-week low	52.77%
Change from all-time high	-86.25%
Change from all-time low	102.96%
Change from open	-2.69%
Day's gap	-0.2%
Dollar volume	$56.2M
High price	$49.77
Low price	$47.41
Monthly RSI	46.81
Open price	$49.31
Position in 52-week range	24.36%
Premarket change	-1.54%
Premarket close	$49.41
Premarket price	$48.65
Previous close	$49.41
Price vs 150-day SMA	13.87%
Price vs 20-day SMA	3.39%
Price vs 200-day SMA	12.6%
Price vs 50-day SMA	2.06%
Relative volume	0.95
Return from IPO open	29.33%
Return from IPO price	118.98%
RSI	53.71
Sharpe ratio	0.13
Sharpe ratio (3Y)	-0.18
Sharpe ratio (5Y)	-0.23
Sortino ratio	0.35
Sortino ratio (3Y)	-0.16
Sortino ratio (5Y)	-0.25
Volume	1.2M
Weekly RSI	54.51
YTD price change	-12.14%
YTD total return	-12.14%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	75.5M
Float percentage	88.49%
Shares change (QoQ)	-13.12%
Shares change (YoY)	-3.84%
Shares held by insiders	2.94%
Shares held by institutions	109.23%
Shares outstanding	85.3M
Short % of float	14.15%
Short % of shares	12.52%
Short ratio	5.9 days

Deeper analysis on BILL

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

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Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this BILL report

Is a complete BILL research report available?

No complete published report is available for BILL Holdings, Inc. (BILL) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

BILL Holdings, Inc. (BILL)

Price

Financial snapshot

Fair-value bridge

Latest news · BILL

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All BILL indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on BILL

Frequently asked questions