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LexinFintech Holdings Ltd. (LX)

NASDAQ: LX · USD

$0.68

+0.02 (+2.5%)· Recorded snapshot

Market cap	112.5M
Revenue (ttm)	1.9B
Net income (ttm)	152.8M
EPS (ttm)	$0.89
Shares out	164.8M
P/E (trailing)	0.8x
P/E (forward)	10.0x
Dividend	$0.38 (55.95%)
Volume	305,945.423
Beta	0.89

Market data

Price

Recent price action with selectable time range.

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
ACGL	Arch Capital Group Ltd.	35B	8.8x	1.9x	15.9%	+15.1%	+24.9%	Acquisto forte
AIG	American International Group Inc.	42.1B	12.8x	1.5x	7.9%	-10.3%	+4.5%	Acquisto forte
AIZ	Assurant, Inc.	14.6B	13.7x	1.1x	14.3%	+6.5%	+41.9%	Mantenere

Metric	Value
Amount currency	USD
CIK code	0001708259
Company name	LexinFintech Holdings Ltd.
Country	China
Country code	US
CUSIP number	528877103
Earnings date	2026-11-23
Earnings time	bmo
Employees	7,169
Employees change	2,502
Employees growth	53.61%
Enterprise value	$475.5M
Exchange	NASDAQ
Financial currency	CNY
Financial report date	2026-06-30
First seen	2026-05-09
Fiscal year end	December
Founded	2013
Industry	Credit Services
IPO date	2017-12-21
Is primary listing	Yes
Is SPAC	No
ISIN number	US5288771034
Last 10-K release date	2026-04-29
Last earnings date	2026-08-31
Last refreshed	2026-11-04
Last stock split type	Never
Market cap	$112.5M
Market cap category	Micro-Cap
Next earnings date	2026-11-23
Options	Yes
Price	$0.68
Price currency	USD
Sector	Financials
SIC code	6199
Stock price date	2026-11-03
Symbol	LX
Website	https://www.lexin.com

Metric

Value

Amount currency

USD

CIK code

0001708259

Company name

LexinFintech Holdings Ltd.

Country

China

Country code

CUSIP number

528877103

Earnings date

2026-11-23

Earnings time

bmo

Employees

7,169

Employees change

2,502

Employees growth

53.61%

Enterprise value

$475.5M

Exchange

NASDAQ

Financial currency

CNY

Financial report date

2026-06-30

First seen

2026-05-09

Fiscal year end

December

Founded

2013

Industry

Credit Services

IPO date

2017-12-21

Is primary listing

Yes

Is SPAC

ISIN number

US5288771034

Last 10-K release date

2026-04-29

Last earnings date

2026-08-31

Last refreshed

2026-11-04

Last stock split type

Never

Market cap

$112.5M

Market cap category

Micro-Cap

Next earnings date

2026-11-23

Options

Yes

Price

$0.68

Price currency

USD

Sector

Financials

SIC code

6199

Stock price date

2026-11-03

Symbol

Website

https://www.lexin.com

Metric	Value
Average P/E ratio (10Y)	23.71x
Average P/E ratio (3Y)	3.6x
Average P/E ratio (5Y)	3.17x
Earnings yield	130.33%
EV/Earnings	3.11x
EV/EBIT	5.02x
EV/EBITDA	4.33x
EV/FCF	0.97x
EV/Sales	0.25x
FCF / EV yield	102.72%
FCF yield	434.12%
Forward P/E	10.03x
Graham number	14.63475
Graham upside	2,043.66%
Industry forward P/E	20.42x
Industry P/E	23.75x
Lynch fair value	$4.45
Lynch upside	551.67%
P/B ratio	0.06x
P/E ratio	0.77x
P/FCF ratio	0.23x
P/S ratio	0.06x
Price / tangible book value	0.07x
Price/EBITDA ratio	1.02x
Sector forward P/E	13.75x
Sector P/E	15.77x

Metric

Value

Average P/E ratio (10Y)

23.71x

Average P/E ratio (3Y)

3.6x

Average P/E ratio (5Y)

3.17x

Earnings yield

130.33%

EV/Earnings

3.11x

EV/EBIT

5.02x

EV/EBITDA

4.33x

EV/FCF

0.97x

EV/Sales

0.25x

FCF / EV yield

102.72%

FCF yield

434.12%

Forward P/E

10.03x

Graham number

14.63475

Graham upside

2,043.66%

Industry forward P/E

20.42x

Industry P/E

23.75x

Lynch fair value

$4.45

Lynch upside

551.67%

P/B ratio

0.06x

P/E ratio

0.77x

P/FCF ratio

0.23x

P/S ratio

0.06x

Price / tangible book value

0.07x

Price/EBITDA ratio

1.02x

Sector forward P/E

13.75x

Sector P/E

15.77x

Metric	Value
EBIT margin	4.96%
EBITDA margin	5.76%
Effective tax rate	22.36%
FCF margin	24.42%
Gross margin	30.39%
Operating margin	4.96%
Pretax margin	10.32%
Profit margin	8.01%
Profit per employee	$21,317
Profitable quarters	25
Profitable years	9
Revenue per employee	$266,065
ROA	1.79%
ROA (5Y)	5.21%
ROCE	4.61%
ROE	8.8%
ROE (5Y)	16.27%
ROIC	3.44%
ROIC (5Y)	11.07%
Tax / revenue	2.31%

Metric

Value

EBIT margin

4.96%

EBITDA margin

5.76%

Effective tax rate

22.36%

FCF margin

24.42%

Gross margin

30.39%

Operating margin

4.96%

Pretax margin

10.32%

Profit margin

8.01%

Profit per employee

$21,317

Profitable quarters

Profitable years

Revenue per employee

$266,065

ROA

1.79%

ROA (5Y)

5.21%

ROCE

4.61%

ROE

8.8%

ROE (5Y)

16.27%

ROIC

3.44%

ROIC (5Y)

11.07%

Tax / revenue

2.31%

Metric	Value
EPS growth	-34.09%
EPS growth (Q)	-79.02%
EPS growth (QoQ)	-50%
EPS growth 3Y	-4.63%
EPS growth 5Y	-11.4%
EPS growth years	3
Gross profit growth	-30.48%
Gross profit growth (Q)	-53.41%
Gross profit growth 3Y	-3.41%
Gross profit growth 5Y	-8.62%
Net income growth	-35.68%
Net income growth (Q)	-80.19%
Net income growth (QoQ)	-49.7%
Net income growth 3Y	-6.26%
Net income growth 5Y	-15.09%
Net income growth years	3
Operating income growth	-68.12%
Operating income growth 3Y	-18.25%
Operating income growth 5Y	-26.7%
Revenue growth	-7.53%
Revenue growth (Q)	-11.16%
Revenue growth (QoQ)	-3.69%
Revenue growth 3Y	3.23%
Revenue growth 5Y	0.88%
Revenue growth years	0

Metric

Value

EPS growth

-34.09%

EPS growth (Q)

-79.02%

EPS growth (QoQ)

-50%

EPS growth 3Y

-4.63%

EPS growth 5Y

-11.4%

EPS growth years

Gross profit growth

-30.48%

Gross profit growth (Q)

-53.41%

Gross profit growth 3Y

-3.41%

Gross profit growth 5Y

-8.62%

Net income growth

-35.68%

Net income growth (Q)

-80.19%

Net income growth (QoQ)

-49.7%

Net income growth 3Y

-6.26%

Net income growth 5Y

-15.09%

Net income growth years

Operating income growth

-68.12%

Operating income growth 3Y

-18.25%

Operating income growth 5Y

-26.7%

Revenue growth

-7.53%

Revenue growth (Q)

-11.16%

Revenue growth (QoQ)

-3.69%

Revenue growth 3Y

3.23%

Revenue growth 5Y

0.88%

Revenue growth years

Metric	Value
Capital expenditures	$-52.8M
Depreciation and amortization	$15.4M
EBIT	$94.6M
EBITDA	$109.8M
EPS	$0.89
FCF per share	$2.96
Free cash flow	$488.4M
Gross profit	$579.7M
Income taxes	$44M
Net income	$152.8M
Operating income	$94.6M
Revenue	$1.9B

Metric

Value

Capital expenditures

$-52.8M

Depreciation and amortization

$15.4M

EBIT

$94.6M

EBITDA

$109.8M

EPS

$0.89

FCF per share

$2.96

Free cash flow

$488.4M

Gross profit

$579.7M

Income taxes

$44M

Net income

$152.8M

Operating income

$94.6M

Revenue

$1.9B

Metric	Value
Altman Z-Score	2
Book value per share	$10.70
Debt / EBITDA	4.56
Debt / equity	0.31
Debt / FCF	1.11
Interest coverage	25.6
Long-term assets	$657.4M
Long-term liabilities	$264.5M
Net cash (debt)	$-363M
Net cash / market cap	-322.64%
Net debt / EBITDA	3.31
Net debt / equity	0.21
Net debt / FCF	0.74
Piotroski F-Score	3
Property, plant and equipment	$152.6M
Shareholders' equity	$1.8B
Tangible book value	$1.6B
Tangible book value per share	$9.97
Total assets	$3.3B
Total cash	$181.4M
Total debt	$544.4M
Total liabilities	$1.5B
WACC	2%

Metric

Value

Altman Z-Score

Book value per share

$10.70

Debt / EBITDA

4.56

Debt / equity

0.31

Debt / FCF

1.11

Interest coverage

25.6

Long-term assets

$657.4M

Long-term liabilities

$264.5M

Net cash (debt)

$-363M

Net cash / market cap

-322.64%

Net debt / EBITDA

3.31

Net debt / equity

0.21

Net debt / FCF

0.74

Piotroski F-Score

Property, plant and equipment

$152.6M

Shareholders' equity

$1.8B

Tangible book value

$1.6B

Tangible book value per share

$9.97

Total assets

$3.3B

Total cash

$181.4M

Total debt

$544.4M

Total liabilities

$1.5B

WACC

Metric	Value
Asset turnover	0.58
Current assets	$2.6B
Current liabilities	$1.3B
Current ratio	2.09
Inventory turnover	95.35
Net working capital	$1.4B
Quick ratio	1.16
Working capital	$1.4B
Working capital turnover	0.22

Metric

Value

Asset turnover

0.58

Current assets

$2.6B

Current liabilities

$1.3B

Current ratio

2.09

Inventory turnover

95.35

Net working capital

$1.4B

Quick ratio

1.16

Working capital

$1.4B

Working capital turnover

0.22

Metric	Value
Buyback yield / dilution	2.42%
Dividend growth	109.89%
Dividend growth years	2
Dividend payment date	2026-06-03
Dividend payment years	4
Dividend payout frequency	Semi-Annual
Dividend per share	$0.38
Dividend yield	55.95%
Ex-dividend date	2026-04-24
FCF payout ratio	12.88%
Last dividend	$0.19
Payout ratio	42.93%
Shareholder yield	58.38%

Metric

Value

Buyback yield / dilution

2.42%

Dividend growth

109.89%

Dividend growth years

Dividend payment date

2026-06-03

Dividend payment years

Dividend payout frequency

Semi-Annual

Dividend per share

$0.38

Dividend yield

55.95%

Ex-dividend date

2026-04-24

FCF payout ratio

12.88%

Last dividend

$0.19

Payout ratio

42.93%

Shareholder yield

58.38%

Metric	Value
150-day SMA	$1.52
1D price change	2.46%
1M price change	-0.34%
1M total return	-0.34%
1W price change	3.61%
1W total return	3.61%
1Y price change	-85.84%
1Y return CAGR	-84.87%
1Y total return	-84.85%
20-day SMA	$0.66
200-day SMA	$1.82
3M price change	-53.24%
3M total return	-53.24%
3Y price change	-64.63%
3Y return CAGR	-24.97%
3Y total return	-57.77%
50-day SMA	$0.77
50-day SMA vs 200-day SMA	50under200
52-week high	$4.89
52-week high date	2025-11-03
52-week low	$0.60
52-week low date	2026-10-30
5Y price change	-87.59%
5Y return CAGR	-31.14%
5Y total return	-84.52%
6M price change	-68.39%
6M total return	-68.39%
After-hours change	1.07%
After-hours close	$0.68
After-hours price	$0.69
All-time high	$20.00
All-time high date	2018-03-12
All-time low	$0.60
All-time low date	2026-10-30
Average true range (ATR)	$0.04
Average volume	1.1M
Beta (1Y)	1.57
Beta (2Y)	1.69
Beta (5Y)	0.89
Change from 52-week high	-86.04%
Change from 52-week low	13.99%
Change from all-time high	-96.59%
Change from all-time low	13.99%
Change from open	3.03%
Day's gap	-0.56%
Dollar volume	$208,869
High price	$0.68
Low price	$0.64
Monthly RSI	30.7
Open price	$0.66
Position in 52-week range	100%
Premarket change	2.53%
Premarket close	$0.68
Premarket price	$0.70
Premarket volume	7.9K
Previous close	$0.67
Price vs 150-day SMA	-55.12%
Price vs 20-day SMA	2.97%
Price vs 200-day SMA	-62.57%
Price vs 50-day SMA	-11.48%
Relative volume	0.28
RSI	46.58
Sharpe ratio	-3.24
Sharpe ratio (3Y)	-0.1
Sharpe ratio (5Y)	-0.22
Sortino ratio	-3.85
Sortino ratio (3Y)	-0.06
Sortino ratio (5Y)	-0.25
Volume	305.9K
Weekly RSI	20.99
YTD price change	-79.12%
YTD total return	-77.67%

Metric

Value

150-day SMA

$1.52

1D price change

2.46%

1M price change

-0.34%

1M total return

-0.34%

1W price change

3.61%

1W total return

3.61%

1Y price change

-85.84%

1Y return CAGR

-84.87%

1Y total return

-84.85%

20-day SMA

$0.66

200-day SMA

$1.82

3M price change

-53.24%

3M total return

-53.24%

3Y price change

-64.63%

3Y return CAGR

-24.97%

3Y total return

-57.77%

50-day SMA

$0.77

50-day SMA vs 200-day SMA

50under200

52-week high

$4.89

52-week high date

2025-11-03

52-week low

$0.60

52-week low date

2026-10-30

5Y price change

-87.59%

5Y return CAGR

-31.14%

5Y total return

-84.52%

6M price change

-68.39%

6M total return

-68.39%

After-hours change

1.07%

After-hours close

$0.68

After-hours price

$0.69

All-time high

$20.00

All-time high date

2018-03-12

All-time low

$0.60

All-time low date

2026-10-30

Average true range (ATR)

$0.04

Average volume

1.1M

Beta (1Y)

1.57

Beta (2Y)

1.69

Beta (5Y)

0.89

Change from 52-week high

-86.04%

Change from 52-week low

13.99%

Change from all-time high

-96.59%

Change from all-time low

13.99%

Change from open

3.03%

Day's gap

-0.56%

Dollar volume

$208,869

High price

$0.68

Low price

$0.64

Monthly RSI

30.7

Open price

$0.66

Position in 52-week range

100%

Premarket change

2.53%

Premarket close

$0.68

Premarket price

$0.70

Premarket volume

7.9K

Previous close

$0.67

Price vs 150-day SMA

-55.12%

Price vs 20-day SMA

2.97%

Price vs 200-day SMA

-62.57%

Price vs 50-day SMA

-11.48%

Relative volume

0.28

RSI

46.58

Sharpe ratio

-3.24

Sharpe ratio (3Y)

-0.1

Sharpe ratio (5Y)

-0.22

Sortino ratio

-3.85

Sortino ratio (3Y)

-0.06

Sortino ratio (5Y)

-0.25

Volume

305.9K

Weekly RSI

20.99

YTD price change

-79.12%

YTD total return

-77.67%

Metric	Value
Float	111.1M
Float percentage	67.43%
Shares change (QoQ)	-0.96%
Shares change (YoY)	-2.42%
Shares held by insiders	32.57%
Shares held by institutions	22.74%
Shares outstanding	164.8M
Short % of shares	7.32%
Short ratio	4.3 days

Metric

Value

Float

111.1M

Float percentage

67.43%

Shares change (QoQ)

-0.96%

Shares change (YoY)

-2.42%

Shares held by insiders

32.57%

Shares held by institutions

22.74%

Shares outstanding

164.8M

Short % of shares

7.32%

Short ratio

4.3 days

LexinFintech Holdings Ltd. (LX)

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