Financials / Banks - RegionalUpdated 2026-05-10 22:07 UTC

WTFC stock hub

Wintrust Financial Corporation has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

10.2B

NASDAQ

Market data

Live price

Current market quote for this ticker.

Current price

WTFC

In the news

Latest news · WTFC

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Fetching the latest headlines.

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Fetching the latest headlines.

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E11.5

P25 8.8P50 10.4P75 13.1

Trailing P/E12.7

P25 10.9P50 14.7P75 36.2

ROE12.3

P25 4.9P50 10.4P75 15

ROICn/a

P25 -1.3P50 6.6P75 12.7

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All WTFC market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

219

Groups with data

Currency

USD

Showing 219 of 219 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Cik	0001015328
Company name	Wintrust Financial Corporation
Country	United States
Country code	US
Cusip	97650W108
Employees	5,902
Employees Change	-1%
Employees Change Percent	-0.02
Enterprise value	$11B
Exchange	NASDAQ
Financial currency	USD
First seen	2026-05-09
Industry	Banks - Regional
Isin	US97650W1080
Last refreshed	2026-05-10
Market cap	$10.2B
Market cap category	Large-Cap
Price	$152
Price currency	USD
Rev Per Employee	456,145.04x
Sector	Financials
Sic	6022
Symbol	WTFC
Website	https://www.wintrust.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	7.93%
EV Earnings	13.53x
EV Sales Forward	3.59x
EV/Sales	4.08x
Forward P/E	11.52x
P/B ratio	1.47x
P/E ratio	12.71x
P/S ratio	3.8x
PE Ratio10 Y	12.47x
PE Ratio3 Y	10.68x
PE Ratio5 Y	10.78x
PEG ratio	1.28x
PS Forward	3.35x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Gross Profit	$2.7B
Net Income	$811.1M
Net Income Growth	23.74%
Net Income Growth Q	20.29%
Net Income Growth Quarters	7%
Net Income Growth Years	5%
Net Income Growth3 Y	14.91%
Net Income Growth5 Y	17.84%
Pretax Margin	43.32%
Profit Margin	32.03%
Profit Per Employee	$137,433
Profitable Years	29
ROA	1.25
Roa5y	1.09
ROE	12.34
Roe5y	11.59

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	13.3%
Cagr15y	11.93%
Cagr1y	34.72%
Cagr20y	6.73%
Cagr3y	34.68%
Cagr5y	15.94%
Div CAGR10	16.4%
Div CAGR3	12.37%
Div CAGR5	12.22%
EPS Growth	17.77
EPS Growth Q	19.7
EPS Growth Quarters	4
EPS Growth Years	5
EPS Growth3 Y	10.83
EPS Growth5 Y	14.08
Revenue Growth	12.94x
Revenue Growth Q	10.35x
Revenue Growth Quarters	15x
Revenue Growth Years	17x
Revenue Growth3 Y	11.13x
Revenue Growth5 Y	10.95x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	$72.2B
Cash	$3.6B
Debt	$4.3B
Equity	$7.4B
Liabilities	$64.8B
Net Cash	$-748.9M
Net Cash By Market Cap	$-7.32
Net Debt Equity	$0.1
Tangible Book Value	$6.1B
Tangible Book Value Per Share	$89.9
WACC	6.3

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	$-54.9B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	-3.02%
Dividend Growth	10.53%
Dividend Growth Years	12%
Dividend per share	$2.2
Dividend Years	27
Dividend Yield	1.45%
Ex Div Date	2026-05-14
Last Dividend	$0.55
Payout Frequency	Quarterly
Payout Ratio	17.6%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	248.43%
1Y total return	34.69%
200-day SMA	138.4
3Y total return	144.33%
50-day SMA	142.4
50-day SMA vs 200-day SMA	50over200
5Y total return	109.46%
All Time High	163
All Time High Change	-6.95%
All Time High Date	2026-02-06
All Time Low	8
All Time Low Change	1,795.5%
All Time Low Date	1996-09-25
ATR	3.3
Beta	0.86
Beta1y	0.9
Beta2y	1.14
Ch YTD	8.45
High	152.3
High52	163
High52 Date	2026-02-06
High52ch	-6.95%
Low	150.6
Low52	114.7
Low52 Date	2025-05-23
Low52ch	32.17%
Ma50ch	6.48%
Premarket Change Percent	0.05
Premarket Price	$151
Premarket Volume	2,761
Price vs 200-day SMA	9.6%
RSI	59.05
RSI Monthly	66.93
RSI Weekly	59.77
Sharpe ratio	1.11x
Sortino ratio	1.88
Total Return	-1.57%
Tr YTD	8.83
Tr15y	442.07%
Tr1m	7.97%
Tr1w	1.38%
Tr3m	-6.02%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Analyst Count	14
Analyst Count Top	9
Analyst Price Target Top	$165
Analyst Ratings	Strong Buy
Analyst Ratings Top	Strong Buy
Earnings EPS Estimate	$2.96
Earnings EPS Estimate Growth	10.04
Earnings Revenue Estimate	705,374,202x
Earnings Revenue Estimate Growth	9.68x
Operating Income	$1.2B
Operating margin	45.74
Price target	$168
Price Target Change	$10.84
Price Target Change Top	$9.03

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	66,504,507%
Float Percent	98.6%
Shares Insiders	1.3%
Shares Institutions	96.7%
Shares Out	67,447,756
Shares Qo Q	-0.02%
Shares Yo Y	3.02%
Short Float	3.06%
Short Ratio	4.51
Short Shares	3.02

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Average Volume	443,067x
Bv Per Share	103.1
Ch10y	200
Ch15y	351.2
Ch1m	7.97
Ch1w	1.38
Ch1y	32.59
Ch20y	191.8
Ch3m	-6.02
Ch3y	131.7
Ch5y	93.34
Ch6m	16.09
Change	0.3%
Change From Open	0.07
Close	151.2
Days Gap	0.23
Dollar Volume	62,417,601.9
Earnings Date	2026-04-20
Earnings Time	amc
EPS	$11.93
F Score	2
Fiscal Year End	December
Founded	1,991
Goodwill	797,658,000
Graham Number	166.35825
Graham Upside	9.71
Income Tax	$304.1M
Is Primary Listing	1
Is Spac	No
Last Earnings Date	2026-04-20
Last Report Date	2026-03-31
Last Split Date	2002-03-15
Last Split Type	Forward
Last10k Filing Date	2026-02-26
Lynch Fair Value	$213
Lynch Upside	40.33
Ma150	140.5
Ma150ch	7.95%
Ma20	149.1
Ma20ch	1.73%
Next Earnings Date	2026-07-20
Open	151.5
Optionable	Yes
Payment Date	2026-05-28
Position In Range	61.76
Ppne	777,603,000
Pre Close	151.2
Price Date	2026-05-08
Ptbv Ratio	1.69
Relative Volume	0.93x
Revenue	2,692,168,000x
Tax By Revenue	11.3x
Tax Rate	26.07%
Tr20y	267.76%
Tr6m	16.5%
Us State	Illinois
Volume	411,617

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

WTFC dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+1.5%

$2.20 annual per share

Payout ratio

+17.6%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+12.2%

12 consecutive years of growth

Total shareholder yield

-1.6%

Next ex-dividend date: 2026-05-14

Performance

WTFC stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns WTFC?

Insider, institutional, and short-interest positioning.

Institutional ownership

+96.7%

Float: +98.6% of shares outstanding

Insider ownership

+1.3%

Stake held by company insiders. Higher generally signals alignment.

Negative means the company is buying back shares.

Technical

WTFC momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

59.0

Neutral momentum band

Price vs 200-day MA

+9.6%

50/200-day relationship not available

Beta (5Y)

0.86

Moves roughly with the market

Sharpe ratio

1.11

Risk-adjusted return — higher is better; >1.0 is solid.

Peers

WTFC vs. sector cohort

Currency-neutral comparison: P/E, P/S, ROIC, 5Y revenue CAGR, and 1Y total return. Market-cap column appears only when every peer reports in the same currency.

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
AXP	American Express Company	215.6B	19.7x	3.1x	11.5%	+15.5%	+15.6%	Ridurre
BAC	Bank of America Corporation	364.1B	12.7x	3.3x	—	+6.3%	+28.2%	Ridurre
BK	The Bank of New York Mellon Corporation	89.6B	16.2x	4.3x	—	+6.0%	+58.4%	Ridurre

Questions

About WTFC

Hub-level FAQ points readers to the deeper analysis pages.

What is the current WTFC stock rating?

Wintrust Financial Corporation is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full WTFC analysis?

The full report lives at /stocks/WTFC/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for WTFC?

The latest report frames WTFC around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the WTFC page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.