DFM/CBD (DFM/CBD)

Dubai Financial Market: DFM/CBD · AED

AED 9.70

-0.05 (-0.5%)· Recorded snapshot

Market cap	29B
Revenue (ttm)	5.5B
Net income (ttm)	3.5B
EPS (ttm)	AED 1.16
Shares out	3B
P/E (trailing)	8.3x
Dividend	AED 0.59 (6.04%)
Volume	295
Beta	0.07

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 5.5B
Net income (ttm): 3.5B
EPS (ttm): AED 1.16
P/E (trailing): 8.3x
Market cap: 29B

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-29 19:55 UTC

Forward P/En/a

P25 n/aP50 n/aP75 n/a

Trailing P/E8.3

P25 n/aP50 n/aP75 n/a

ROE18.9

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All DFM/CBD indicators

Market & fundamental data

Available fields

199

Groups with data

Currency

AED

Showing 199 of 199 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	AED
Country	United Arab Emirates
Country code	AE
Earnings date	2026-10-20
Employees	1,200
Exchange	Dubai Financial Market
Financial currency	AED
Financial report date	2026-09-30
First seen	2026-05-10
Fiscal year end	December
Founded	1969
Industry	Banks
Is primary listing	Yes
ISIN number	AEC000201017
Last earnings date	2026-10-20
Last refreshed	2026-10-29
Last stock split date	2023-03-10
Last stock split type	Forward
Market cap	AED 29B
Next earnings date	2027-01-20
Price	AED 9.70
Price currency	AED
Sector	Financials
SIC code	6020
Stock price date	2026-10-29
Symbol	dfm/CBD
Website	https://www.cbd.ae

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	8.95x
Average P/E ratio (3Y)	7.72x
Average P/E ratio (5Y)	7.82x
Earnings yield	11.99%
FCF yield	2.12%
Graham number	12.34649
Graham upside	27.28%
Lynch fair value	AED 25.71
Lynch upside	165.07%
P/B ratio	1.48x
P/E ratio	8.34x
P/FCF ratio	47.21x
P/OCF ratio	30.01x
P/S ratio	5.24x
Price / tangible book value	1.48x
Sector forward P/E	7.63x
Sector P/E	8.01x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Effective tax rate	8.96%
FCF margin	11.09%
Operating margin	71.61%
Pretax margin	71.61%
Profit margin	65.2%
Profit per employee	AED 2.9M
Revenue per employee	AED 4.6M
ROA	2.18%
ROA (5Y)	1.94%
ROE	18.9%
ROE (5Y)	15.87%
Tax / revenue	6.41%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	7.02%
EPS growth (Q)	9.62%
EPS growth (QoQ)	18.2%
EPS growth 10Y	15.08%
EPS growth 3Y	14.62%
EPS growth 5Y	22.1%
FCF growth 3Y	3.81%
Net income growth	6.74%
Net income growth (Q)	9.62%
Net income growth (QoQ)	18.2%
Net income growth 3Y	14.62%
Net income growth 5Y	22.1%
OCF growth 3Y	13.59%
Revenue growth	5.22%
Revenue growth (Q)	5.99%
Revenue growth (QoQ)	8.09%
Revenue growth 10Y	12.35%
Revenue growth 3Y	15.53%
Revenue growth 5Y	19.99%

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	AED -351.6M
EPS	AED 1.16
FCF per share	AED 0.21
Financing cash flow	AED -2.1B
Free cash flow	AED 613.4M
Gross profit	AED 5.5B
Income taxes	AED 354.7M
Investing cash flow	AED -1.3B
Net borrowing	AED -275.5M
Net cash flow	AED -2.5B
Net income	AED 3.5B
Operating income	AED 4B
Revenue	AED 5.5B

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	AED 5.82
Debt / equity	1.23
Debt / FCF	39.22
Net cash (debt)	AED -19.4B
Net cash / market cap	-67.06%
Net debt / equity	0.99
Net debt / FCF	31.66
Piotroski F-Score	3
Property, plant and equipment	AED 1.1B
Shareholders' equity	AED 19.6B
Tangible book value	AED 19.6B
Tangible book value per share	AED 5.82
Total assets	AED 167.9B
Total cash	AED 4.6B
Total debt	AED 24.1B
Total liabilities	AED 148.3B
WACC	2.54%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working capital	AED -99.3B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Dividend growth	15.53%
Dividend growth (10Y)	12.06%
Dividend growth (3Y)	31.04%
Dividend growth (5Y)	25.57%
Dividend growth years	4
Dividend payment date	2026-03-12
Dividend payment years	23
Dividend payout frequency	Annual
Dividend per share	AED 0.59
Dividend yield	6.04%
Ex-dividend date	2026-03-06
Last dividend	AED 0.59
Payout ratio	52.2%
Shareholder yield	6.04%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	106.65%
10Y return CAGR	13.53%
10Y total return	255.49%
150-day SMA	AED 9.45
15Y price change	403.9%
15Y return CAGR	17.58%
15Y total return	1,034.55%
1D price change	-0.51%
1M price change	-2.02%
1M total return	-2.02%
1W price change	0.21%
1W total return	0.21%
1Y price change	-0.51%
1Y return CAGR	6.03%
1Y total return	6.03%
20-day SMA	AED 9.71
200-day SMA	AED 9.48
20Y price change	256.09%
20Y return CAGR	12.2%
20Y total return	900.13%
3M price change	3.19%
3M total return	3.19%
3Y price change	109.5%
3Y return CAGR	36.49%
3Y total return	154.35%
50-day SMA	AED 9.67
50-day SMA vs 200-day SMA	50over200
52-week high	AED 10.20
52-week high date	2026-02-26
52-week low	AED 8.45
52-week low date	2026-03-24
5Y price change	152.01%
5Y return CAGR	27.71%
5Y total return	239.62%
6M price change	6.71%
6M total return	6.71%
All-time high	AED 10.85
All-time high date	2025-07-28
All-time low	AED 1.41
All-time low date	2009-02-05
Average true range (ATR)	AED 0.18
Average volume	4.3K
Beta (1Y)	0.37
Beta (2Y)	0.29
Beta (5Y)	0.07
Change from 52-week high	-4.9%
Change from 52-week low	14.79%
Change from all-time high	-10.6%
Change from all-time low	588.43%
Change from open	0%
Day's gap	-0.51%
Dollar volume	AED 2,862
High price	AED 9.70
Low price	AED 9.70
Monthly RSI	59.91
Open price	AED 9.70
Previous close	AED 9.75
Price vs 150-day SMA	2.62%
Price vs 20-day SMA	-0.08%
Price vs 200-day SMA	2.28%
Price vs 50-day SMA	0.36%
Relative volume	0.07
RSI	50.78
Sharpe ratio	0.17
Sharpe ratio (3Y)	0.87
Sharpe ratio (5Y)	0.81
Sortino ratio	0.46
Sortino ratio (3Y)	1.61
Sortino ratio (5Y)	1.46
Volume	295
Weekly RSI	53.81
YTD price change	4.64%
YTD total return	11.52%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	1.4B
Shares change (QoQ)	0%
Shares change (YoY)	0%
Shares held by insiders	7.68%
Shares held by institutions	6.37%
Shares outstanding	3B

Deeper analysis on DFM/CBD

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

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Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this DFM/CBD report

Is a complete DFM/CBD research report available?

No complete published report is available for dfm/CBD (DFM/CBD) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

DFM/CBD (DFM/CBD)

Price

Financial snapshot

Fair-value bridge

Latest news · DFM/CBD

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All DFM/CBD indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on DFM/CBD

Frequently asked questions