DFM/DIN (DFM/DIN)

Dubai Financial Market: DFM/DIN · AED

AED 16.9

+0.00 (0.0%)· Recorded snapshot

Market cap	1.7B
Revenue (ttm)	1.5B
Net income (ttm)	209.1M
EPS (ttm)	AED 2.09
Shares out	100M
P/E (trailing)	8.1x
Dividend	AED 1.00 (5.92%)
Volume	0
Beta	-0.12

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 1.5B
Net income (ttm): 209.1M
EPS (ttm): AED 2.09
P/E (trailing): 8.1x
Market cap: 1.7B

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-29 13:30 UTC

Forward P/En/a

P25 n/aP50 n/aP75 n/a

Trailing P/E8.1

P25 n/aP50 n/aP75 n/a

ROE19

P25 n/aP50 n/aP75 n/a

ROIC18.2

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All DFM/DIN indicators

Market & fundamental data

Available fields

194

Groups with data

Currency

AED

Showing 194 of 194 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	AED
Country	United Arab Emirates
Country code	AE
Earnings date	2026-11-12
Enterprise value	AED 1.1B
Exchange	Dubai Financial Market
Financial currency	AED
Financial report date	2026-06-30
First seen	2026-05-10
Fiscal year end	December
Founded	1970
Industry	Insurance - Diversified
Is primary listing	Yes
ISIN number	AED000301013
Last earnings date	2026-07-30
Last refreshed	2026-10-29
Last stock split date	2010-03-16
Last stock split type	Forward
Market cap	AED 1.7B
Next earnings date	2026-11-12
Price	AED 16.90
Price currency	AED
Sector	Financials
SIC code	6300
Stock price date	2026-10-28
Symbol	dfm/DIN
Website	https://www.dubins.ae

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	8.5x
Average P/E ratio (3Y)	7.57x
Average P/E ratio (5Y)	8.46x
Earnings yield	12.37%
EV/Earnings	5.09x
EV/EBIT	4.51x
EV/EBITDA	4.38x
EV/Sales	0.69x
FCF / EV yield	-52.83%
FCF yield	-33.27%
Graham number	23.81973
Graham upside	40.95%
Industry P/E	8.28x
Lynch fair value	AED 52.27
Lynch upside	209.31%
P/B ratio	1.4x
P/E ratio	8.08x
P/S ratio	1.09x
Price / tangible book value	1.4x
Price/EBITDA ratio	6.96x
Sector forward P/E	7.66x
Sector P/E	8.02x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT margin	15.25%
EBITDA margin	15.68%
Effective tax rate	8.36%
Gross margin	17.7%
Operating margin	15.25%
Pretax margin	14.74%
Profit margin	13.51%
ROA	3.77%
ROA (5Y)	3.16%
ROCE	7.47%
ROE	18.97%
ROE (5Y)	16.26%
ROIC	18.23%
ROIC (5Y)	16.71%
Tax / revenue	1.23%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	59.66%
EPS growth (Q)	-11.8%
EPS growth (QoQ)	-41.28%
EPS growth 10Y	19.47%
EPS growth 3Y	26.76%
EPS growth 5Y	28.17%
Net income growth	59.66%
Net income growth (Q)	-11.8%
Net income growth (QoQ)	-41.28%
Net income growth 3Y	26.76%
Net income growth 5Y	28.17%
Revenue growth	17.47%
Revenue growth (Q)	16.35%
Revenue growth (QoQ)	-1.44%
Revenue growth 10Y	26.26%
Revenue growth 3Y	36.62%
Revenue growth 5Y	42.47%

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	AED -8.5M
EBIT	AED 236.1M
EBITDA	AED 242.8M
EPS	AED 2.09
FCF per share	AED -5.62
Financing cash flow	AED -120.6M
Free cash flow	AED -562.2M
Gross profit	AED 274M
Income taxes	AED 19.1M
Investing cash flow	AED 39.7M
Net borrowing	AED -20.6M
Net cash flow	AED -634.7M
Net income	AED 209.1M
Operating income	AED 236.1M
Revenue	AED 1.5B

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	AED 12.06
Debt / EBITDA	0.04
Debt / equity	0.01
Interest coverage	28.97
Net cash (debt)	AED 625.7M
Net cash / market cap	37.02%
Net cash growth	-49.53%
Net debt / EBITDA	-2.58
Net debt / equity	-0.52
Piotroski F-Score	4
Property, plant and equipment	AED 59.6M
Shareholders' equity	AED 1.2B
Tangible book value	AED 1.2B
Tangible book value per share	AED 12.06
Total assets	AED 3.8B
Total cash	AED 636.2M
Total debt	AED 10.1M
Total liabilities	AED 2.6B
WACC	3.98%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Asset turnover	0.4
Current ratio	3.67
Net working capital	AED 1.2B
Quick ratio	0.95
Working capital	AED 1.8B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Dividend growth	25%
Dividend growth (10Y)	14.87%
Dividend growth (3Y)	25.99%
Dividend growth (5Y)	23.36%
Dividend growth years	4
Dividend payment date	2026-04-07
Dividend payment years	17
Dividend payout frequency	Annual
Dividend per share	AED 1.00
Dividend yield	5.92%
Ex-dividend date	2026-03-25
Last dividend	AED 1.00
Payout ratio	47.83%
Shareholder yield	5.92%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
150-day SMA	AED 7.46
15Y price change	547.51%
15Y return CAGR	22.49%
15Y total return	1,996.26%
1D price change	0%
1M price change	-0.59%
1M total return	-0.59%
1W price change	-0.59%
1W total return	-0.59%
1Y price change	14.19%
1Y return CAGR	21.34%
1Y total return	21.33%
20-day SMA	AED 15.96
3M price change	-0.59%
3M total return	-0.59%
50-day SMA	AED 13.11
52-week high	AED 17.02
52-week high date	2026-09-14
52-week low	AED 13.50
52-week low date	2025-11-04
5Y price change	102.88%
5Y return CAGR	23.39%
5Y total return	186.02%
6M price change	-0.59%
6M total return	-0.59%
All-time high	AED 17.02
All-time high date	2026-09-14
All-time low	AED 1.84
All-time low date	2010-02-01
Average true range (ATR)	AED 0.47
Average volume	23.5K
Beta (1Y)	-0.04
Beta (2Y)	-0.21
Beta (5Y)	-0.12
Change from 52-week high	-0.71%
Change from 52-week low	25.19%
Change from all-time high	-0.71%
Change from all-time low	818.48%
Change from open	0%
Day's gap	0%
High price	AED 16.90
Low price	AED 16.90
Monthly RSI	73.77
Open price	AED 16.90
Previous close	AED 16.90
Price vs 150-day SMA	126.57%
Price vs 20-day SMA	5.92%
Price vs 50-day SMA	28.88%
Relative volume	0.53
RSI	64.5
Sharpe ratio	4.41
Sortino ratio	10.03
Volume	0
Weekly RSI	0
YTD price change	25.19%
YTD total return	33.01%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	42.9M
Shares change (QoQ)	0%
Shares held by insiders	23.78%
Shares outstanding	100M

Deeper analysis on DFM/DIN

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

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Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this DFM/DIN report

Is a complete DFM/DIN research report available?

No complete published report is available for dfm/DIN (DFM/DIN) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

DFM/DIN (DFM/DIN)

Price

Financial snapshot

Fair-value bridge

Latest news · DFM/DIN

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All DFM/DIN indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on DFM/DIN

Frequently asked questions