DFM/EIBANK (DFM/EIBANK)

Dubai Financial Market: DFM/EIBANK · AED

AED 48.0

+0.00 (0.0%)· Recorded snapshot

Market cap	480M
Revenue (ttm)	185M
Net income (ttm)	45.5M
EPS (ttm)	AED 4.55
Shares out	10M
P/E (trailing)	10.5x
Volume	0
Beta	-0.18

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 185M
Net income (ttm): 45.5M
EPS (ttm): AED 4.55
P/E (trailing): 10.5x
Market cap: 480M

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-29 13:30 UTC

Forward P/En/a

P25 n/aP50 n/aP75 n/a

Trailing P/E10.5

P25 n/aP50 n/aP75 n/a

ROE3.1

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All DFM/EIBANK indicators

Market & fundamental data

Available fields

176

Groups with data

Currency

AED

Showing 176 of 176 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	AED
Country	United Arab Emirates
Country code	AE
Earnings date	2026-11-06
Employees	14
Exchange	Dubai Financial Market
Financial currency	AED
Financial report date	2026-06-30
First seen	2026-05-10
Fiscal year end	December
Founded	1976
Industry	Investment - Banking & Investment Services
Is primary listing	Yes
ISIN number	AEA001301018
Last earnings date	2026-08-07
Last refreshed	2026-10-29
Last stock split date	2023-01-05
Last stock split type	Forward
Market cap	AED 480M
Next earnings date	2026-11-06
Price	AED 48.00
Price currency	AED
Sector	Financials
SIC code	6211
Stock price date	2026-10-28
Symbol	dfm/EIBANK
Website	https://www.eibank.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	10.61x
Average P/E ratio (3Y)	9.75x
Average P/E ratio (5Y)	9.38x
Earnings yield	9.48%
FCF yield	18.33%
Graham number	122.96982
Graham upside	156.19%
Lynch fair value	AED 113.77
Lynch upside	137.03%
P/B ratio	0.33x
P/E ratio	10.55x
P/FCF ratio	5.46x
P/OCF ratio	5.25x
P/S ratio	2.59x
Price / tangible book value	0.34x
Sector forward P/E	7.66x
Sector P/E	8.02x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Effective tax rate	10.3%
FCF margin	47.56%
Operating margin	27.59%
Pretax margin	27.42%
Profit margin	24.6%
Profit per employee	AED 3.3M
Revenue per employee	AED 13.2M
ROA	1%
ROA (5Y)	1.38%
ROE	3.14%
ROE (5Y)	5.77%
Tax / revenue	2.82%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	-53.4%
EPS growth (Q)	-75.72%
EPS growth (QoQ)	8.38%
EPS growth 10Y	2.06%
EPS growth 3Y	-35.61%
EPS growth 5Y	21.97%
FCF growth	-75.69%
FCF growth (Q)	-22.47%
FCF growth (QoQ)	311.49%
Net income growth	-53.4%
Net income growth (Q)	-75.72%
Net income growth (QoQ)	8.38%
Net income growth 3Y	-13.91%
Net income growth 5Y	50.46%
OCF growth	-74.77%
OCF growth (Q)	-22.15%
OCF growth (QoQ)	305.09%
Revenue growth	-4.82%
Revenue growth (Q)	-7.95%
Revenue growth (QoQ)	-10.76%
Revenue growth 10Y	7.96%
Revenue growth 3Y	7.28%
Revenue growth 5Y	20.48%

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	AED -3.5M
EPS	AED 4.55
FCF per share	AED 8.80
Financing cash flow	AED -74.5M
Free cash flow	AED 88M
Gross profit	AED 185M
Income taxes	AED 5.2M
Investing cash flow	AED -80.3M
Net borrowing	AED -5.2M
Net cash flow	AED -63.3M
Net income	AED 45.5M
Operating income	AED 51M
Revenue	AED 185M

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	AED 147.68
Debt / equity	0
Net cash (debt)	AED 853.1M
Net cash / market cap	177.74%
Net cash growth	-5.35%
Net debt / equity	-0.58
Net debt / FCF	-9.7
Piotroski F-Score	4
Property, plant and equipment	AED 5M
Shareholders' equity	AED 1.5B
Tangible book value	AED 1.4B
Tangible book value per share	AED 139.88
Total assets	AED 4.6B
Total cash	AED 853.1M
Total debt	AED 0
Total liabilities	AED 3.1B
WACC	3.24%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working capital	AED -1.9B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Dividend growth (3Y)	6.67%
Dividend growth (5Y)	-7.76%
Dividend per share	AED 0.00
Last dividend	AED 1.71

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
150-day SMA	AED 73.61
1D price change	0%
1M price change	-18.51%
1M total return	-18.51%
1W price change	-5.04%
1W total return	-5.04%
1Y price change	-32.87%
1Y return CAGR	-32.89%
1Y total return	-32.87%
20-day SMA	AED 57.62
200-day SMA	AED 82.26
20Y price change	-73.86%
20Y return CAGR	-5.64%
20Y total return	-68.68%
3M price change	-22.27%
3M total return	-22.27%
3Y price change	-59.66%
3Y return CAGR	-26.11%
3Y total return	-59.66%
50-day SMA	AED 60.74
50-day SMA vs 200-day SMA	50under200
52-week high	AED 81.00
52-week high date	2025-11-14
52-week low	AED 45.68
52-week low date	2026-10-23
6M price change	-26.1%
6M total return	-26.1%
All-time high	AED 199.26
All-time high date	2006-03-02
All-time low	AED 45.68
All-time low date	2026-10-23
Average true range (ATR)	AED 1.93
Average volume	217
Beta (1Y)	-0.04
Beta (2Y)	-0.03
Beta (5Y)	-0.18
Change from 52-week high	-40.74%
Change from 52-week low	5.08%
Change from all-time high	-75.91%
Change from all-time low	5.08%
Change from open	0%
Day's gap	0%
High price	AED 48.00
Low price	AED 48.00
Monthly RSI	30.14
Open price	AED 48.00
Previous close	AED 48.00
Price vs 150-day SMA	-34.79%
Price vs 20-day SMA	-16.7%
Price vs 200-day SMA	-41.64%
Price vs 50-day SMA	-20.97%
Relative volume	2.72
RSI	27.52
Sharpe ratio	-0.45
Sortino ratio	-0.63
Volume	0
Weekly RSI	27.58
YTD price change	-21.95%
YTD total return	-21.95%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	761K
Shares change (QoQ)	0%
Shares outstanding	10M

Deeper analysis on DFM/EIBANK

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

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Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this DFM/EIBANK report

Is a complete DFM/EIBANK research report available?

No complete published report is available for dfm/EIBANK (DFM/EIBANK) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

DFM/EIBANK (DFM/EIBANK)

Price

Financial snapshot

Fair-value bridge

Latest news · DFM/EIBANK

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All DFM/EIBANK indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on DFM/EIBANK

Frequently asked questions