BCBA/LYG (BCBA/LYG)

Buenos Aires Stock Exchange: BCBA/LYG · ARS

ARS 4,440

-69.90 (-1.6%)· Recorded snapshot

Market cap	119.5T
Revenue (ttm)	40.9T
Net income (ttm)	12.3T
EPS (ttm)	ARS 416
P/E (trailing)	10.7x
P/E (forward)	9.2x
Dividend	ARS 133 (3.00%)
Volume	3,090
Beta	0.94

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 40.9T
Net income (ttm): 12.3T
EPS (ttm): ARS 416
P/E (trailing): 10.7x
P/E (forward): 9.2x
Market cap: 119.5T

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/E9.2

P25 n/aP50 n/aP75 n/a

Trailing P/E10.7

P25 n/aP50 n/aP75 n/a

ROE11.3

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

S&P 500+0.8%

Nasdaq Composite-1.0%

Dow Jones Industrial Average+1.9%

Russell 2000+0.3%

All BCBA/LYG indicators

Market & fundamental data

Available fields

193

Groups with data

Currency

GBP

Showing 193 of 193 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	ARS
Country	United Kingdom
Country code	AR
Earnings date	2026-10-29
Employees	60,061
Employees change	-1,167
Employees growth	-1.91%
Exchange	Buenos Aires Stock Exchange
Financial currency	GBP
Financial report date	2026-09-30
First seen	2026-05-10
Fiscal year end	December
Founded	1695
Industry	Banks - Regional
Is primary listing	No
ISIN number	ARDEUT112513
Last earnings date	2026-07-30
Last refreshed	2026-10-28
Last stock split date	2009-05-08
Last stock split type	Forward
Market cap	ARS 119.5T
Next earnings date	2026-10-29
Price	ARS 4,440.00
Price currency	ARS
Sector	Financials
SIC code	6020
Stock price date	2026-10-27
Symbol	bcba/LYG
Website	https://www.lloydsbankinggroup.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	14.09x
Average P/E ratio (3Y)	10.28x
Average P/E ratio (5Y)	9.21x
Earnings yield	9.37%
FCF yield	-5.03%
Forward P/E	9.2x
Graham number	6132.79063
Graham upside	36.28%
Industry forward P/E	7.14x
Industry P/E	29.59x
Lynch fair value	ARS 2,321.73
Lynch upside	-48.41%
P/B ratio	1.25x
P/E ratio	10.67x
P/OCF ratio	22.99x
P/S ratio	2.93x
Price / tangible book value	1.54x
Sector forward P/E	6.94x
Sector P/E	23.51x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Effective tax rate	27.29%
Operating margin	42.88%
Pretax margin	42.42%
Profit margin	30.68%
Profit per employee	ARS 205.4M
Profitable quarters	24
Profitable years	12
Revenue per employee	ARS 680.2M
ROA	0.56%
ROA (5Y)	0.55%
ROE	11.34%
ROE (5Y)	10.36%
Tax / revenue	11.58%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	67.44%
EPS growth (Q)	150.63%
EPS growth (QoQ)	8.47%
EPS growth 10Y	20.94%
EPS growth 3Y	8.97%
EPS growth 5Y	-17.67%
EPS growth quarters	3
EPS growth years	1
Net income growth	56.85%
Net income growth (Q)	125.75%
Net income growth (QoQ)	17.08%
Net income growth 3Y	11.77%
Net income growth 5Y	1.91%
Net income growth quarters	3
Net income growth years	0
OCF growth 10Y	-16.69%
OCF growth 3Y	-54.13%
Revenue growth	12.52%
Revenue growth (Q)	11.2%
Revenue growth (QoQ)	1.84%
Revenue growth 10Y	2.06%
Revenue growth 3Y	5.42%
Revenue growth 5Y	4.17%
Revenue growth years	5

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	ARS -11.2T
EPS	ARS 416.04
Financing cash flow	ARS 11.4T
Free cash flow	ARS -6T
Gross profit	ARS 40.9T
Income taxes	ARS 4.7T
Investing cash flow	ARS -25T
Net borrowing	ARS -3.4T
Net cash flow	ARS -7.6T
Net income	ARS 12.3T
Operating income	ARS 17.5T
Revenue	ARS 40.9T

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	ARS 1,445.17
Debt / equity	3.55
Net cash (debt)	ARS 4.5T
Net cash / market cap	3.77%
Net cash growth	-98.71%
Net debt / equity	-0.05
Piotroski F-Score	3
Shareholders' equity	ARS 95.6T
Tangible book value	ARS 77.5T
Tangible book value per share	ARS 1,140.81
Total cash	ARS 343.7T
Total debt	ARS 339.2T
WACC	2.45%

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	-5.55%
Dividend growth	18.15%
Dividend growth (10Y)	18.25%
Dividend growth (3Y)	17.46%
Dividend growth (5Y)	39.82%
Dividend growth years	3
Dividend payment date	2026-09-25
Dividend payment years	5
Dividend payout frequency	Semi-Annual
Dividend per share	ARS 133.28
Dividend yield	3%
Ex-dividend date	2026-08-10
Last dividend	ARS 0.03
Payout ratio	31.86%
Shareholder yield	-2.59%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
150-day SMA	ARS 4,371.40
1D price change	-1.55%
1M price change	-5.48%
1M total return	-5.48%
1W price change	1.72%
1W total return	1.72%
1Y price change	24.9%
1Y return CAGR	28.83%
1Y total return	28.81%
20-day SMA	ARS 4,429.50
200-day SMA	ARS 4,313.56
3M price change	-7.5%
3M total return	-6.44%
3Y price change	423.28%
3Y return CAGR	79.81%
3Y total return	481.6%
50-day SMA	ARS 4,606.85
50-day SMA vs 200-day SMA	50over200
52-week high	ARS 5,000.00
52-week high date	2026-09-07
52-week low	ARS 3,357.50
52-week low date	2025-11-20
5Y price change	1,562.92%
5Y return CAGR	80.35%
5Y total return	1,807.09%
6M price change	11.07%
6M total return	12.35%
All-time high	ARS 5,000.00
All-time high date	2026-09-07
All-time low	ARS 8.49
All-time low date	2009-02-03
Average true range (ATR)	ARS 107.74
Average volume	646.5
Beta (5Y)	0.94
Change from 52-week high	-11.2%
Change from 52-week low	32.24%
Change from all-time high	-11.2%
Change from all-time low	52,209.14%
Change from open	-0.28%
Day's gap	-1.27%
Dollar volume	ARS 13.7M
High price	ARS 4,505.00
Low price	ARS 4,427.50
Monthly RSI	68.17
Open price	ARS 4,452.50
Position in 52-week range	16.13%
Previous close	ARS 4,510.00
Price vs 150-day SMA	1.57%
Price vs 20-day SMA	0.24%
Price vs 200-day SMA	2.93%
Price vs 50-day SMA	-3.62%
Relative volume	4.78
RSI	47.19
Sharpe ratio	0.95
Sharpe ratio (3Y)	1.6
Sharpe ratio (5Y)	1.62
Sortino ratio	1.63
Sortino ratio (3Y)	2.64
Sortino ratio (5Y)	2.64
Volume	3.1K
Weekly RSI	50.14
YTD price change	10.04%
YTD total return	13.49%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	53.8B
Shares change (QoQ)	7.39%
Shares change (YoY)	5.55%
Shares held by insiders	0.04%
Shares held by institutions	85.65%

Deeper analysis on BCBA/LYG

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

→

Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

→

Sensitivity

Cost-of-equity and terminal-growth stress table.

→

Risks

Kill scenarios, soft-pass flags, and downside catalysts.

→

Earnings

Next earnings setup and beat / inline / miss thresholds.

→

Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

→

Financials

Revenue, margins, cash flow, and balance-sheet context.

→

Peers

Relative valuation and profitability against the cohort.

→

Moat

Economic-profit evidence and competitive advantage risk.

→

Industry cycle

Sector phase, capital cycle, and secular tailwinds.

→

Scorecard

Six-factor overlay and 9-category weighted scorecard.

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Recommendation

Final action, action steps, opportunity, and biggest risk.

→

Perspectives

Growth, value, and income investor reads.

→

Frequently asked questions

About this BCBA/LYG report

Is a complete BCBA/LYG research report available?

No complete published report is available for bcba/LYG (BCBA/LYG) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

Market cap

119.5T

Revenue (ttm)

40.9T

Net income (ttm)

12.3T

EPS (ttm)

ARS 416

P/E (trailing)

10.7x

P/E (forward)

9.2x

Dividend

ARS 133 (3.00%)

Volume

3,090

Beta

0.94

Metric

Value

Amount currency

ARS

Country

United Kingdom

Country code

Earnings date

2026-10-29

Employees

60,061

Employees change

-1,167

Employees growth

-1.91%

Exchange

Buenos Aires Stock Exchange

Financial currency

GBP

Financial report date

2026-09-30

First seen

2026-05-10

Fiscal year end

December

Founded

1695

Industry

Banks - Regional

Is primary listing

ISIN number

ARDEUT112513

Last earnings date

2026-07-30

Last refreshed

2026-10-28

Last stock split date

2009-05-08

Last stock split type

Forward

Market cap

ARS 119.5T

Next earnings date

2026-10-29

Price

ARS 4,440.00

Price currency

ARS

Sector

Financials

SIC code

6020

Stock price date

2026-10-27

Symbol

bcba/LYG

Website

https://www.lloydsbankinggroup.com

Metric

Value

Average P/E ratio (10Y)

14.09x

Average P/E ratio (3Y)

10.28x

Average P/E ratio (5Y)

9.21x

Earnings yield

9.37%

FCF yield

-5.03%

Forward P/E

9.2x

Graham number

6132.79063

Graham upside

36.28%

Industry forward P/E

7.14x

Industry P/E

29.59x

Lynch fair value

ARS 2,321.73

Lynch upside

-48.41%

P/B ratio

1.25x

P/E ratio

10.67x

P/OCF ratio

22.99x

P/S ratio

2.93x

Price / tangible book value

1.54x

Sector forward P/E

6.94x

Sector P/E

23.51x

Metric

Value

Effective tax rate

27.29%

Operating margin

42.88%

Pretax margin

42.42%

Profit margin

30.68%

Profit per employee

ARS 205.4M

Profitable quarters

Profitable years

Revenue per employee

ARS 680.2M

ROA

0.56%

ROA (5Y)

0.55%

ROE

11.34%

ROE (5Y)

10.36%

Tax / revenue

11.58%

Metric

Value

EPS growth

67.44%

EPS growth (Q)

150.63%

EPS growth (QoQ)

8.47%

EPS growth 10Y

20.94%

EPS growth 3Y

8.97%

EPS growth 5Y

-17.67%

EPS growth quarters

EPS growth years

Net income growth

56.85%

Net income growth (Q)

125.75%

Net income growth (QoQ)

17.08%

Net income growth 3Y

11.77%

Net income growth 5Y

1.91%

Net income growth quarters

Net income growth years

OCF growth 10Y

-16.69%

OCF growth 3Y

-54.13%

Revenue growth

12.52%

Revenue growth (Q)

11.2%

Revenue growth (QoQ)

1.84%

Revenue growth 10Y

2.06%

Revenue growth 3Y

5.42%

Revenue growth 5Y

4.17%

Revenue growth years

Metric

Value

Capital expenditures

ARS -11.2T

EPS

ARS 416.04

Financing cash flow

ARS 11.4T

Free cash flow

ARS -6T

Gross profit

ARS 40.9T

Income taxes

ARS 4.7T

Investing cash flow

ARS -25T

Net borrowing

ARS -3.4T

Net cash flow

ARS -7.6T

Net income

ARS 12.3T

Operating income

ARS 17.5T

Revenue

ARS 40.9T

Metric

Value

Book value per share

ARS 1,445.17

Debt / equity

3.55

Net cash (debt)

ARS 4.5T

Net cash / market cap

3.77%

Net cash growth

-98.71%

Net debt / equity

-0.05

Piotroski F-Score

Shareholders' equity

ARS 95.6T

Tangible book value

ARS 77.5T

Tangible book value per share

ARS 1,140.81

Total cash

ARS 343.7T

Total debt

ARS 339.2T

WACC

2.45%

Metric

Value

Buyback yield / dilution

-5.55%

Dividend growth

18.15%

Dividend growth (10Y)

18.25%

Dividend growth (3Y)

17.46%

Dividend growth (5Y)

39.82%

Dividend growth years

Dividend payment date

2026-09-25

Dividend payment years

Dividend payout frequency

Semi-Annual

Dividend per share

ARS 133.28

Dividend yield

Ex-dividend date

2026-08-10

Last dividend

ARS 0.03

Payout ratio

31.86%

Shareholder yield

-2.59%

Metric

Value

150-day SMA

ARS 4,371.40

1D price change

-1.55%

1M price change

-5.48%

1M total return

-5.48%

1W price change

1.72%

1W total return

1.72%

1Y price change

24.9%

1Y return CAGR

28.83%

1Y total return

28.81%

20-day SMA

ARS 4,429.50

200-day SMA

ARS 4,313.56

3M price change

-7.5%

3M total return

-6.44%

3Y price change

423.28%

3Y return CAGR

79.81%

3Y total return

481.6%

50-day SMA

ARS 4,606.85

50-day SMA vs 200-day SMA

50over200

52-week high

ARS 5,000.00

52-week high date

2026-09-07

52-week low

ARS 3,357.50

52-week low date

2025-11-20

5Y price change

1,562.92%

5Y return CAGR

80.35%

5Y total return

1,807.09%

6M price change

11.07%

6M total return

12.35%

All-time high

ARS 5,000.00

All-time high date

2026-09-07

All-time low

ARS 8.49

All-time low date

2009-02-03

Average true range (ATR)

ARS 107.74

Average volume

646.5

Beta (5Y)

0.94

Change from 52-week high

-11.2%

Change from 52-week low

32.24%

Change from all-time high

-11.2%

Change from all-time low

52,209.14%

Change from open

-0.28%

Day's gap

-1.27%

Dollar volume

ARS 13.7M

High price

ARS 4,505.00

Low price

ARS 4,427.50

Monthly RSI

68.17

Open price

ARS 4,452.50

Position in 52-week range

16.13%

Previous close

ARS 4,510.00

Price vs 150-day SMA

1.57%

Price vs 20-day SMA

0.24%

Price vs 200-day SMA

2.93%

Price vs 50-day SMA

-3.62%

Relative volume

4.78

RSI

47.19

Sharpe ratio

0.95

Sharpe ratio (3Y)

1.6

Sharpe ratio (5Y)

1.62

Sortino ratio

1.63

Sortino ratio (3Y)

2.64

Sortino ratio (5Y)

2.64

Volume

3.1K

Weekly RSI

50.14

YTD price change

10.04%

YTD total return

13.49%

Metric

Value

Float

53.8B

Shares change (QoQ)

7.39%

Shares change (YoY)

5.55%

Shares held by insiders

0.04%

Shares held by institutions

85.65%

BCBA/LYG (BCBA/LYG)

Price

Financial snapshot

Fair-value bridge

Latest news · BCBA/LYG

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All BCBA/LYG indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on BCBA/LYG

Frequently asked questions

BCBA/LYG (BCBA/LYG)

Price

Financial snapshot

Fair-value bridge

Latest news · BCBA/LYG

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All BCBA/LYG indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on BCBA/LYG

Frequently asked questions