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No complete published report is available for asx/LFS (ASX/LFS) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

ASX/LFS (ASX/LFS)

Australian Securities Exchange: ASX/LFS · AUD

A$0.82

+0.00 (0.0%)· Recorded snapshot

Market cap	847.3M
Revenue (ttm)	544.1M
Net income (ttm)	109.2M
EPS (ttm)	A$0.09
Shares out	1B
P/E (trailing)	9.1x
P/E (forward)	6.8x
Dividend	A$0.10 (12.27%)
Volume	142,222
Beta	0.71

Market data

Price

Recent price action with selectable time range.

Metric	Value
Amount currency	AUD
Country	Australia
Country code	AU
Earnings date	2026-11-19
Employees	742
Employees change	-40
Employees growth	-5.12%
Exchange	Australian Securities Exchange
Financial currency	AUD
Financial report date	2026-06-30
First seen	2026-05-10
Fiscal year end	December
Founded	1925
Industry	Credit Services
Is primary listing	Yes
ISIN number	AU0000143687
Last earnings date	2026-08-21
Last refreshed	2026-10-29
Market cap	AUD 847.3M
Next earnings date	2026-11-19
Price	AUD 0.82
Price currency	AUD
Sector	Financials
SIC code	6141
Stock price date	2026-10-29
Symbol	asx/LFS
Website	https://www.latitudefinancial.com.au

Metric

Value

Amount currency

AUD

Country

Australia

Country code

Earnings date

2026-11-19

Employees

742

Employees change

-40

Employees growth

-5.12%

Exchange

Australian Securities Exchange

Financial currency

AUD

Financial report date

2026-06-30

First seen

2026-05-10

Fiscal year end

December

Founded

1925

Industry

Credit Services

Is primary listing

Yes

ISIN number

AU0000143687

Last earnings date

2026-08-21

Last refreshed

2026-10-29

Market cap

AUD 847.3M

Next earnings date

2026-11-19

Price

AUD 0.82

Price currency

AUD

Sector

Financials

SIC code

6141

Stock price date

2026-10-29

Symbol

asx/LFS

Website

https://www.latitudefinancial.com.au

Metric	Value
Average P/E ratio (5Y)	19.9x
Earnings yield	11.04%
FCF yield	-32.41%
Forward P/E	6.79x
Graham number	1.57844
Graham upside	93.67%
Industry forward P/E	8.12x
Industry P/E	10.84x
Lynch fair value	AUD 0.45
Lynch upside	-44.82%
P/B ratio	0.66x
P/E ratio	9.06x
P/S ratio	1.56x
Price / tangible book value	1.51x
Sector forward P/E	18.2x
Sector P/E	19.94x

Metric

Value

Average P/E ratio (5Y)

19.9x

Earnings yield

11.04%

FCF yield

-32.41%

Forward P/E

6.79x

Graham number

1.57844

Graham upside

93.67%

Industry forward P/E

8.12x

Industry P/E

10.84x

Lynch fair value

AUD 0.45

Lynch upside

-44.82%

P/B ratio

0.66x

P/E ratio

9.06x

P/S ratio

1.56x

Price / tangible book value

1.51x

Sector forward P/E

18.2x

Sector P/E

19.94x

Metric	Value
Effective tax rate	26.53%
Gross margin	100%
Operating margin	27.29%
Pretax margin	27.29%
Profit margin	20.07%
Profit per employee	AUD 147,170
Profitable quarters	5
Profitable years	2
Revenue per employee	AUD 733,288
ROA	1.35%
ROA (5Y)	0.56%
ROE	8.74%
ROE (5Y)	4.28%
ROIC	1.38%
ROIC (5Y)	0.71%
Tax / revenue	7.24%

Metric

Value

Effective tax rate

26.53%

Gross margin

100%

Operating margin

27.29%

Pretax margin

27.29%

Profit margin

20.07%

Profit per employee

AUD 147,170

Profitable quarters

Profitable years

Revenue per employee

AUD 733,288

ROA

1.35%

ROA (5Y)

0.56%

ROE

8.74%

ROE (5Y)

4.28%

ROIC

1.38%

ROIC (5Y)

0.71%

Tax / revenue

7.24%

Metric	Value
EPS growth	80.37%
EPS growth (Q)	28.08%
EPS growth (QoQ)	-8.76%
EPS growth 5Y	-16.11%
EPS growth quarters	5
EPS growth years	2
Net income growth	85.71%
Net income growth (Q)	38.78%
Net income growth (QoQ)	-0.73%
Net income growth 5Y	-6.86%
Net income growth quarters	5
Net income growth years	2
Operating income growth	61.76%
Operating income growth (Q)	31.62%
Operating income growth 5Y	-8.11%
Revenue growth	1.85%
Revenue growth (Q)	1.84%
Revenue growth (QoQ)	-0.4%
Revenue growth 3Y	6.07%
Revenue growth 5Y	-5.19%
Revenue growth quarters	3
Revenue growth years	2

Metric

Value

EPS growth

80.37%

EPS growth (Q)

28.08%

EPS growth (QoQ)

-8.76%

EPS growth 5Y

-16.11%

EPS growth quarters

EPS growth years

Net income growth

85.71%

Net income growth (Q)

38.78%

Net income growth (QoQ)

-0.73%

Net income growth 5Y

-6.86%

Net income growth quarters

Net income growth years

Operating income growth

61.76%

Operating income growth (Q)

31.62%

Operating income growth 5Y

-8.11%

Revenue growth

1.85%

Revenue growth (Q)

1.84%

Revenue growth (QoQ)

-0.4%

Revenue growth 3Y

6.07%

Revenue growth 5Y

-5.19%

Revenue growth quarters

Revenue growth years

Metric	Value
Capital expenditures	AUD -600,000
Depreciation and amortization	AUD -13.1M
EPS	AUD 0.09
FCF per share	AUD -0.26
Financing cash flow	AUD 326.5M
Free cash flow	AUD -274.6M
Gross profit	AUD 544.1M
Income taxes	AUD 39.4M
Investing cash flow	AUD -600,000
Net borrowing	AUD 392.5M
Net cash flow	AUD 20.5M
Net income	AUD 109.2M
Operating income	AUD 148.5M
Revenue	AUD 544.1M

Metric

Value

Capital expenditures

AUD -600,000

Depreciation and amortization

AUD -13.1M

EPS

AUD 0.09

FCF per share

AUD -0.26

Financing cash flow

AUD 326.5M

Free cash flow

AUD -274.6M

Gross profit

AUD 544.1M

Income taxes

AUD 39.4M

Investing cash flow

AUD -600,000

Net borrowing

AUD 392.5M

Net cash flow

AUD 20.5M

Net income

AUD 109.2M

Operating income

AUD 148.5M

Revenue

AUD 544.1M

Metric	Value
Book value per share	AUD 1.23
Debt / equity	5.2
Goodwill	AUD 693.4M
Net cash (debt)	AUD -6.3B
Net cash / market cap	-747.34%
Net debt / equity	4.95
Piotroski F-Score	2
Property, plant and equipment	AUD 6.7M
Shareholders' equity	AUD 1.3B
Tangible book value	AUD 561.2M
Tangible book value per share	AUD 0.54
Total assets	AUD 8.2B
Total cash	AUD 323.8M
Total debt	AUD 6.7B
Total liabilities	AUD 6.9B
WACC	0.92%

Metric

Value

Book value per share

AUD 1.23

Debt / equity

5.2

Goodwill

AUD 693.4M

Net cash (debt)

AUD -6.3B

Net cash / market cap

-747.34%

Net debt / equity

4.95

Piotroski F-Score

Property, plant and equipment

AUD 6.7M

Shareholders' equity

AUD 1.3B

Tangible book value

AUD 561.2M

Tangible book value per share

AUD 0.54

Total assets

AUD 8.2B

Total cash

AUD 323.8M

Total debt

AUD 6.7B

Total liabilities

AUD 6.9B

WACC

0.92%

Metric	Value
Asset turnover	0.07
Current ratio	5.95
Quick ratio	5.95
Working capital	AUD 6B
Working capital turnover	0.09

Metric

Value

Asset turnover

0.07

Current ratio

5.95

Quick ratio

5.95

Working capital

AUD 6B

Working capital turnover

0.09

Metric	Value
Buyback yield / dilution	-3.98%
Dividend growth	50%
Dividend growth (3Y)	-3.95%
Dividend growth years	1
Dividend payment date	2026-10-22
Dividend payment years	2
Dividend payout frequency	Semi-Annual
Dividend per share	AUD 0.10
Dividend yield	12.27%
Ex-dividend date	2026-09-22
Last dividend	AUD 0.06
Payout ratio	95.15%
Shareholder yield	8.29%

Metric

Value

Buyback yield / dilution

-3.98%

Dividend growth

50%

Dividend growth (3Y)

-3.95%

Dividend growth years

Dividend payment date

2026-10-22

Dividend payment years

Dividend payout frequency

Semi-Annual

Dividend per share

AUD 0.10

Dividend yield

12.27%

Ex-dividend date

2026-09-22

Last dividend

AUD 0.06

Payout ratio

95.15%

Shareholder yield

8.29%

Metric	Value
150-day SMA	AUD 0.90
1D price change	0%
1M price change	-1.21%
1M total return	-1.21%
1W price change	1.88%
1W total return	1.88%
1Y price change	-28.51%
1Y return CAGR	-20.1%
1Y total return	-20.08%
20-day SMA	AUD 0.80
200-day SMA	AUD 0.91
3M price change	-10.44%
3M total return	-4.84%
3Y price change	-30.93%
3Y return CAGR	-6.35%
3Y total return	-17.87%
50-day SMA	AUD 0.86
50-day SMA vs 200-day SMA	50under200
52-week high	AUD 1.15
52-week high date	2025-11-03
52-week low	AUD 0.77
52-week low date	2026-10-08
5Y price change	-61.37%
5Y return CAGR	-12.1%
5Y total return	-47.52%
6M price change	-11.41%
6M total return	-5.88%
All-time high	AUD 2.99
All-time high date	2021-04-20
All-time low	AUD 0.77
All-time low date	2026-09-30
Average true range (ATR)	AUD 0.02
Average volume	69.2K
Beta (1Y)	-0.05
Beta (2Y)	-0.08
Beta (5Y)	0.71
Change from 52-week high	-28.82%
Change from 52-week low	5.84%
Change from all-time high	-72.74%
Change from all-time low	5.84%
Change from open	0%
Day's gap	0%
Dollar volume	AUD 115,911
High price	AUD 0.82
Low price	AUD 0.81
Monthly RSI	26.38
Open price	AUD 0.82
Position in 52-week range	50%
Previous close	AUD 0.82
Price vs 150-day SMA	-8.97%
Price vs 20-day SMA	2.52%
Price vs 200-day SMA	-10.76%
Price vs 50-day SMA	-5.46%
Relative volume	2.08
RSI	49.06
Sharpe ratio	-1.02
Sharpe ratio (3Y)	-0.6
Sharpe ratio (5Y)	-0.56
Sortino ratio	-1.23
Sortino ratio (3Y)	-0.53
Sortino ratio (5Y)	-0.58
Volume	142.2K
Weekly RSI	35.05
YTD price change	-21.63%
YTD total return	-12.4%

Metric

Value

150-day SMA

AUD 0.90

1D price change

1M price change

-1.21%

1M total return

-1.21%

1W price change

1.88%

1W total return

1.88%

1Y price change

-28.51%

1Y return CAGR

-20.1%

1Y total return

-20.08%

20-day SMA

AUD 0.80

200-day SMA

AUD 0.91

3M price change

-10.44%

3M total return

-4.84%

3Y price change

-30.93%

3Y return CAGR

-6.35%

3Y total return

-17.87%

50-day SMA

AUD 0.86

50-day SMA vs 200-day SMA

50under200

52-week high

AUD 1.15

52-week high date

2025-11-03

52-week low

AUD 0.77

52-week low date

2026-10-08

5Y price change

-61.37%

5Y return CAGR

-12.1%

5Y total return

-47.52%

6M price change

-11.41%

6M total return

-5.88%

All-time high

AUD 2.99

All-time high date

2021-04-20

All-time low

AUD 0.77

All-time low date

2026-09-30

Average true range (ATR)

AUD 0.02

Average volume

69.2K

Beta (1Y)

-0.05

Beta (2Y)

-0.08

Beta (5Y)

0.71

Change from 52-week high

-28.82%

Change from 52-week low

5.84%

Change from all-time high

-72.74%

Change from all-time low

5.84%

Change from open

Day's gap

Dollar volume

AUD 115,911

High price

AUD 0.82

Low price

AUD 0.81

Monthly RSI

26.38

Open price

AUD 0.82

Position in 52-week range

50%

Previous close

AUD 0.82

Price vs 150-day SMA

-8.97%

Price vs 20-day SMA

2.52%

Price vs 200-day SMA

-10.76%

Price vs 50-day SMA

-5.46%

Relative volume

2.08

RSI

49.06

Sharpe ratio

-1.02

Sharpe ratio (3Y)

-0.6

Sharpe ratio (5Y)

-0.56

Sortino ratio

-1.23

Sortino ratio (3Y)

-0.53

Sortino ratio (5Y)

-0.58

Volume

142.2K

Weekly RSI

35.05

YTD price change

-21.63%

YTD total return

-12.4%

Metric	Value
Float	518.1M
Shares change (QoQ)	9.29%
Shares change (YoY)	3.98%
Shares held by insiders	1.46%
Shares held by institutions	37.2%
Shares outstanding	1B

Metric

Value

Float

518.1M

Shares change (QoQ)

9.29%

Shares change (YoY)

3.98%

Shares held by insiders

1.46%

Shares held by institutions

37.2%

Shares outstanding

ASX/LFS (ASX/LFS)

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