ASX/TWR (ASX/TWR)

Australian Securities Exchange: ASX/TWR · AUD

A$1.66

-0.03 (-1.8%)· Recorded snapshot

Market cap	570.4M
Revenue (ttm)	504.6M
Net income (ttm)	47.3M
EPS (ttm)	A$0.13
P/E (trailing)	12.6x
P/E (forward)	9.7x
Dividend	A$0.20 (12.35%)
Volume	32,658
Beta	0.06

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 504.6M
Net income (ttm): 47.3M
EPS (ttm): A$0.13
P/E (trailing): 12.6x
P/E (forward): 9.7x
Market cap: 570.4M

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-29 13:30 UTC

Forward P/E9.7

P25 n/aP50 n/aP75 n/a

Trailing P/E12.6

P25 n/aP50 n/aP75 n/a

ROE17.2

P25 n/aP50 n/aP75 n/a

ROIC16.8

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All ASX/TWR indicators

Market & fundamental data

Available fields

242

Groups with data

Currency

NZD

Showing 242 of 242 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	AUD
Country	New Zealand
Country code	AU
Earnings date	2026-11-26
Employees	966
Employees change	51
Employees growth	5.57%
Enterprise value	AUD 516.5M
Exchange	Australian Securities Exchange
Financial currency	NZD
Financial report date	2026-03-31
First seen	2026-05-10
Fiscal year end	September
Founded	1869
Industry	Insurance - Property & Casualty
Is primary listing	No
ISIN number	NZTWRE0011S2
Last earnings date	2026-05-21
Last refreshed	2026-10-29
Last stock split date	2025-03-18
Last stock split type	Reverse
Market cap	AUD 570.4M
Next earnings date	2026-11-26
Price	AUD 1.66
Price currency	AUD
Sector	Financials
SIC code	6300
Stock price date	2026-10-29
Symbol	asx/TWR
Website	https://www.tower.co.nz

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	19.39x
Average P/E ratio (3Y)	14.16x
Average P/E ratio (5Y)	18.98x
Earnings yield	7.91%
EV/Earnings	10.92x
EV/EBIT	8.04x
EV/EBITDA	7.19x
EV/FCF	5.26x
EV/Sales	1.07x
FCF / EV yield	19.02%
FCF yield	17.22%
Forward P/E	9.71x
Graham number	1.54468
Graham upside	-6.95%
Lynch fair value	AUD 3.44
Lynch upside	107.23%
P/(FCF - SBC) ratio	5.91x
P/(OCF - SBC) ratio	5.85x
P/B ratio	2.15x
P/E ratio	12.64x
P/FCF ratio	5.81x
P/OCF ratio	5.75x
P/S ratio	1.13x
Price / tangible book value	3.06x
Price/EBITDA ratio	7.97x
Sector forward P/E	18.2x
Sector P/E	19.94x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT margin	13.27%
EBITDA margin	14.19%
Effective tax rate	28.86%
FCF margin	20.3%
Gross margin	14.98%
Operating margin	13.27%
Pretax margin	13.17%
Profit margin	9.37%
Profit per employee	AUD 48,944
Profitable quarters	6
Profitable years	2
Revenue per employee	AUD 522,311
ROA	8.64%
ROA (5Y)	5.37%
ROCE	21.96%
ROE	17.17%
ROE (5Y)	11.3%
ROIC	16.76%
ROIC (5Y)	10.52%
SBC / revenue	0.33%
Tax / revenue	3.8%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	-28.41%
EPS growth (Q)	-49.23%
EPS growth (QoQ)	-25.48%
EPS growth 3Y	46.3%
EPS growth 5Y	31.43%
EPS growth years	2
FCF growth	-23.62%
FCF growth (Q)	-43.24%
FCF growth (QoQ)	-62.26%
FCF growth 3Y	26.93%
FCF growth 5Y	56.56%
Net income growth	-30.01%
Net income growth (Q)	-54.05%
Net income growth (QoQ)	-32.65%
Net income growth 3Y	44.55%
Net income growth 5Y	30.38%
Net income growth years	2
OCF growth	-23.83%
OCF growth (Q)	-42.79%
OCF growth (QoQ)	-61.67%
OCF growth 10Y	15.76%
OCF growth 3Y	25.82%
OCF growth 5Y	50.11%
Revenue growth	2.19%
Revenue growth (Q)	-3.37%
Revenue growth (QoQ)	-4.17%
Revenue growth 10Y	8.63%
Revenue growth 3Y	19.54%
Revenue growth 5Y	13.38%
Revenue growth years	12

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	AUD -929,974
EBIT	AUD 66.9M
EBITDA	AUD 71.6M
EPS	AUD 0.13
Financing cash flow	AUD -74.4M
Free cash flow	AUD 98.2M
Free cash flow minus SBC	AUD 96.6M
Gross profit	AUD 75.6M
Income taxes	AUD 19.2M
Investing cash flow	AUD 2.3M
Net borrowing	AUD -4.2M
Net cash flow	AUD 27.2M
Net income	AUD 47.3M
Operating cash flow minus SBC	AUD 97.5M
Operating income	AUD 66.9M
Revenue	AUD 504.6M
Stock-based compensation	AUD 1.7M

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	AUD 0.77
Debt / EBITDA	0.26
Debt / equity	0.07
Debt / FCF	0.2
Goodwill	AUD 14.2M
Interest coverage	122.21
Net cash (debt)	AUD 56.2M
Net cash / market cap	9.86%
Net cash growth	121.57%
Net debt / EBITDA	-0.79
Net debt / equity	-0.21
Net debt / FCF	-0.57
Piotroski F-Score	6
Property, plant and equipment	AUD 16.7M
Shareholders' equity	AUD 264.8M
Tangible book value	AUD 186.5M
Tangible book value per share	AUD 0.54
Total assets	AUD 472.4M
Total cash	AUD 75.6M
Total debt	AUD 19.4M
Total liabilities	AUD 207.5M
WACC	4.48%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Asset turnover	1.04
Current ratio	0.62
Net working capital	AUD -138.5M
Quick ratio	0.51
Working capital	AUD -62.9M

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	2.02%
Dividend growth	51.18%
Dividend growth (10Y)	3.63%
Dividend growth (3Y)	51.36%
Dividend growth (5Y)	55.31%
Dividend growth years	1
Dividend payment date	2026-06-25
Dividend payment years	6
Dividend payout frequency	Semi-Annual
Dividend per share	AUD 0.20
Dividend yield	12.35%
Ex-dividend date	2026-06-10
Last dividend	AUD 0.06
Payout ratio	147.94%
Shareholder yield	14.37%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	77.86%
10Y return CAGR	13.59%
10Y total return	257.67%
150-day SMA	AUD 1.59
15Y price change	42.25%
15Y return CAGR	9.68%
15Y total return	299.91%
1D price change	-1.78%
1M price change	1.84%
1M total return	1.84%
1Y price change	2.15%
1Y return CAGR	15.83%
1Y total return	15.82%
20-day SMA	AUD 1.66
200-day SMA	AUD 1.59
20Y price change	-50.36%
20Y return CAGR	6.68%
20Y total return	264.72%
3M price change	7.79%
3M total return	7.79%
3Y price change	157.6%
3Y return CAGR	50.19%
3Y total return	238.87%
50-day SMA	AUD 1.61
50-day SMA vs 200-day SMA	50over200
52-week high	AUD 1.86
52-week high date	2026-01-13
52-week low	AUD 1.41
52-week low date	2026-06-16
5Y price change	144.91%
5Y return CAGR	29.67%
5Y total return	266.52%
6M price change	0.91%
6M total return	4.13%
All-time high	AUD 5.33
All-time high date	2001-05-22
All-time low	AUD 0.55
All-time low date	2020-09-04
Average true range (ATR)	AUD 0.03
Average volume	18.9K
Beta (5Y)	0.06
Change from 52-week high	-10.51%
Change from 52-week low	17.73%
Change from all-time high	-68.87%
Change from all-time low	201.82%
Change from open	-1.78%
Day's gap	0%
Dollar volume	AUD 54,212
High price	AUD 1.69
Low price	AUD 1.65
Monthly RSI	64.51
Open price	AUD 1.69
Position in 52-week range	25%
Previous close	AUD 1.69
Price vs 150-day SMA	4.14%
Price vs 20-day SMA	-0.12%
Price vs 200-day SMA	4.34%
Price vs 50-day SMA	3.17%
Relative volume	1.84
RSI	52.53
Sharpe ratio	0.53
Sharpe ratio (3Y)	1.26
Sharpe ratio (5Y)	0.71
Sortino ratio	0.99
Sortino ratio (3Y)	2.11
Sortino ratio (5Y)	1.23
Volume	32.7K
Weekly RSI	57.29
YTD price change	-6.21%
YTD total return	6.33%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	329.7M
Shares change (QoQ)	-9.55%
Shares change (YoY)	-2.02%
Shares held by insiders	0.53%
Shares held by institutions	34.97%

Deeper analysis on ASX/TWR

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

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Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this ASX/TWR report

Is a complete ASX/TWR research report available?

No complete published report is available for asx/TWR (ASX/TWR) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

ASX/TWR (ASX/TWR)

Price

Financial snapshot

Fair-value bridge

Latest news · ASX/TWR

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All ASX/TWR indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on ASX/TWR

Frequently asked questions