DSE/CITYBANK (DSE/CITYBANK)

Dhaka Stock Exchange: DSE/CITYBANK · BDT

BDT 29.8

-0.10 (-0.3%)· Recorded snapshot

Market cap	52.1B
Revenue (ttm)	47.6B
Net income (ttm)	15.5B
EPS (ttm)	BDT 8.86
Shares out	1.7B
P/E (trailing)	3.4x
P/E (forward)	4.1x
Dividend	BDT 1.30 (4.38%)
Volume	2,086,661
Beta	0.36

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 47.6B
Net income (ttm): 15.5B
EPS (ttm): BDT 8.86
P/E (trailing): 3.4x
P/E (forward): 4.1x
Market cap: 52.1B

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-29 19:55 UTC

Forward P/E4.1

P25 n/aP50 n/aP75 n/a

Trailing P/E3.4

P25 n/aP50 n/aP75 n/a

ROE27.2

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All DSE/CITYBANK indicators

Market & fundamental data

Available fields

189

Groups with data

Currency

BDT

Showing 189 of 189 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	BDT
Country	Bangladesh
Country code	BD
Earnings date	2026-11-05
Employees	6,219
Employees change	898
Employees growth	16.88%
Exchange	Dhaka Stock Exchange
Financial currency	BDT
Financial report date	2026-06-30
First seen	2026-05-10
Fiscal year end	December
Founded	1983
Industry	Commercial Banks
Is primary listing	Yes
ISIN number	BD0102CTBNK5
Last earnings date	2026-07-27
Last refreshed	2026-10-29
Last stock split date	2026-05-04
Last stock split type	Forward
Market cap	BDT 52.1B
Next earnings date	2026-11-05
Price	BDT 29.80
Price currency	BDT
SIC code	6020
Stock price date	2026-10-29
Symbol	dse/CITYBANK
Website	https://citybankplc.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	6.58x
Average P/E ratio (3Y)	3.58x
Average P/E ratio (5Y)	4.32x
Earnings yield	29.73%
FCF yield	-82.16%
Forward P/E	4.11x
Graham number	86.57078
Graham upside	190.51%
Industry forward P/E	5.34x
Lynch fair value	BDT 202.32
Lynch upside	578.94%
P/B ratio	0.79x
P/E ratio	3.36x
P/S ratio	1.1x
Price / tangible book value	0.79x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Effective tax rate	31.11%
Operating margin	47.3%
Pretax margin	47.3%
Profit margin	32.58%
Profit per employee	BDT 2.5M
Revenue per employee	BDT 7.6M
ROA	1.75%
ROA (5Y)	1.37%
ROE	27.19%
ROE (5Y)	19.58%
Tax / revenue	14.71%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	45.39%
EPS growth (Q)	36.98%
EPS growth (QoQ)	18.42%
EPS growth 10Y	13.37%
EPS growth 3Y	45.83%
EPS growth 5Y	22.74%
Net income growth	45.39%
Net income growth (Q)	36.74%
Net income growth (QoQ)	18.71%
Net income growth 3Y	46.01%
Net income growth 5Y	22.84%
Revenue growth	28.32%
Revenue growth (Q)	23.03%
Revenue growth (QoQ)	2.21%
Revenue growth 10Y	14.69%
Revenue growth 3Y	26.54%
Revenue growth 5Y	18.87%

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	BDT -5.4B
EPS	BDT 8.86
FCF per share	BDT -24.48
Financing cash flow	BDT 166.1B
Free cash flow	BDT -42.8B
Gross profit	BDT 46.3B
Income taxes	BDT 7B
Investing cash flow	BDT -96.1B
Net borrowing	BDT 8.6B
Net cash flow	BDT 34.9B
Net income	BDT 15.5B
Operating income	BDT 22.5B
Revenue	BDT 47.6B

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	BDT 37.60
Debt / equity	1.61
Net cash (debt)	BDT 78.7B
Net cash / market cap	150.92%
Net cash growth	-13.09%
Net debt / equity	-1.19
Piotroski F-Score	2
Property, plant and equipment	BDT 18.1B
Shareholders' equity	BDT 65.9B
Tangible book value	BDT 65.8B
Tangible book value per share	BDT 37.60
Total assets	BDT 987.1B
Total cash	BDT 184.6B
Total debt	BDT 105.9B
Total liabilities	BDT 921.2B
WACC	2.05%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working capital	BDT -514.6B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Dividend growth	38%
Dividend growth (10Y)	2.57%
Dividend growth (3Y)	28.76%
Dividend growth (5Y)	6.96%
Dividend growth years	0
Dividend payment date	2026-07-07
Dividend payment years	12
Dividend payout frequency	Annual
Dividend per share	BDT 1.30
Dividend yield	4.38%
Ex-dividend date	2026-05-04
Last dividend	BDT 1.50
Payout ratio	28.36%
Shareholder yield	4.38%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	141.56%
10Y return CAGR	15.7%
10Y total return	329.64%
150-day SMA	BDT 29.37
15Y price change	86.71%
15Y return CAGR	9.71%
15Y total return	301.48%
1D price change	-0.33%
1M price change	1.01%
1M total return	1.01%
1W price change	-1.32%
1W total return	-1.32%
1Y price change	42.09%
1Y return CAGR	48.89%
1Y total return	48.85%
20-day SMA	BDT 29.83
200-day SMA	BDT 27.92
20Y price change	320.71%
20Y return CAGR	14.57%
20Y total return	1,419.34%
3M price change	-5.97%
3M total return	-5.97%
3Y price change	98.84%
3Y return CAGR	33.26%
3Y total return	136.68%
50-day SMA	BDT 30.06
50-day SMA vs 200-day SMA	50over200
52-week high	BDT 32.50
52-week high date	2026-06-30
52-week low	BDT 19.65
52-week low date	2025-11-16
5Y price change	77.55%
5Y return CAGR	18.32%
5Y total return	131.82%
6M price change	3.26%
6M total return	8.18%
All-time high	BDT 32.50
All-time high date	2026-06-30
All-time low	BDT 0.82
All-time low date	1998-01-20
Average true range (ATR)	BDT 0.36
Average volume	2.3M
Beta (1Y)	0.33
Beta (2Y)	0.19
Beta (5Y)	0.36
Change from 52-week high	-8.31%
Change from 52-week low	51.64%
Change from all-time high	-8%
Change from all-time low	3,555.26%
Dollar volume	BDT 62.2M
High price	BDT 29.90
Low price	BDT 29.70
Monthly RSI	67.9
Position in 52-week range	50%
Previous close	BDT 29.90
Price vs 150-day SMA	1.79%
Price vs 20-day SMA	0.25%
Price vs 200-day SMA	7.11%
Price vs 50-day SMA	-0.53%
Relative volume	0.9
RSI	50.31
Sharpe ratio	1.23
Sharpe ratio (3Y)	1.13
Sharpe ratio (5Y)	0.74
Sortino ratio	2.31
Sortino ratio (3Y)	2.28
Sortino ratio (5Y)	1.57
Volume	2.1M
Weekly RSI	88.76
YTD price change	40.93%
YTD total return	47.63%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Shares change (QoQ)	0.24%
Shares held by institutions	3.22%
Shares outstanding	1.7B

Deeper analysis on DSE/CITYBANK

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

→

Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

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Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

→

Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this DSE/CITYBANK report

Is a complete DSE/CITYBANK research report available?

No complete published report is available for dse/CITYBANK (DSE/CITYBANK) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

DSE/CITYBANK (DSE/CITYBANK)

Price

Financial snapshot

Fair-value bridge

Latest news · DSE/CITYBANK

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All DSE/CITYBANK indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on DSE/CITYBANK

Frequently asked questions