DSE/NATLIFEINS (DSE/NATLIFEINS)

Dhaka Stock Exchange: DSE/NATLIFEINS · BDT

BDT 91.9

-0.50 (-0.5%)· Recorded snapshot

Market cap	10B
Revenue (ttm)	31.1B
Net income (ttm)	9.8B
EPS (ttm)	BDT 90.7
Shares out	108.5M
P/E (trailing)	1.0x
Dividend	BDT 3.70 (4.03%)
Volume	19,575
Beta	0.22

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 31.1B
Net income (ttm): 9.8B
EPS (ttm): BDT 90.7
P/E (trailing): 1.0x
Market cap: 10B

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/En/a

P25 n/aP50 n/aP75 n/a

Trailing P/E1

P25 n/aP50 n/aP75 n/a

ROE615.3

P25 n/aP50 n/aP75 n/a

ROIC621.3

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All DSE/NATLIFEINS indicators

Market & fundamental data

Available fields

220

Groups with data

Currency

BDT

Showing 220 of 220 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	BDT
Country	Bangladesh
Country code	BD
Earnings date	2026-11-02
Employees	4,993
Employees change	194
Employees growth	4.04%
Enterprise value	BDT -9.1B
Exchange	Dhaka Stock Exchange
Financial currency	BDT
Financial report date	2026-06-30
First seen	2026-05-10
Fiscal year end	December
Founded	1985
Industry	Life Insurance
Is primary listing	Yes
ISIN number	BD0712NALI07
Last earnings date	2026-07-20
Last refreshed	2026-10-28
Last stock split date	2018-08-26
Last stock split type	Forward
Market cap	BDT 10B
Next earnings date	2026-11-02
Price	BDT 91.90
Price currency	BDT
SIC code	6311
Stock price date	2026-10-28
Symbol	dse/NATLIFEINS
Website	https://www.nlibd.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	7.21x
Average P/E ratio (3Y)	1.89x
Average P/E ratio (5Y)	3.04x
Earnings yield	98.65%
FCF / EV yield	-105.18%
FCF yield	95.52%
Graham number	172.54654
Graham upside	87.75%
Industry P/E	2.39x
Lynch fair value	BDT 1,561.77
Lynch upside	1,599.42%
P/B ratio	6.2x
P/E ratio	1.01x
P/FCF ratio	1.05x
P/OCF ratio	1.02x
P/S ratio	0.32x
Price / tangible book value	7.59x
Price/EBITDA ratio	0.93x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT margin	34.02%
EBITDA margin	34.42%
Effective tax rate	5.98%
FCF margin	30.65%
Gross margin	43.89%
Operating margin	34.02%
Pretax margin	33.67%
Profit margin	31.65%
Profit per employee	BDT 2M
Revenue per employee	BDT 6.2M
ROA	8.89%
ROA (5Y)	6.99%
ROCE	13.37%
ROE	615.28%
ROE (5Y)	416.74%
ROIC	621.34%
ROIC (5Y)	379.87%
Tax / revenue	2.01%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	44.83%
EPS growth (Q)	45.75%
EPS growth 10Y	10.47%
EPS growth 3Y	28.92%
EPS growth 5Y	17.23%
FCF growth	77.54%
FCF growth (Q)	249.01%
FCF growth (QoQ)	278.84%
FCF growth 3Y	41.55%
FCF growth 5Y	9.97%
Net income growth	44.83%
Net income growth (Q)	45.75%
Net income growth 3Y	28.92%
Net income growth 5Y	17.23%
OCF growth	64.13%
OCF growth (Q)	158.21%
OCF growth (QoQ)	245.63%
OCF growth 10Y	22.91%
OCF growth 3Y	40.39%
OCF growth 5Y	10.14%
Revenue growth	18.52%
Revenue growth (Q)	27.6%
Revenue growth (QoQ)	33.76%
Revenue growth 10Y	12.87%
Revenue growth 3Y	14.24%
Revenue growth 5Y	12.9%

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	BDT -268M
EBIT	BDT 10.6B
EBITDA	BDT 10.7B
EPS	BDT 90.66
FCF per share	BDT 87.79
Financing cash flow	BDT -768.4M
Free cash flow	BDT 9.5B
Gross profit	BDT 13.6B
Income taxes	BDT 625.3M
Investing cash flow	BDT -9.4B
Net cash flow	BDT -349.9M
Net income	BDT 9.8B
Operating income	BDT 10.6B
Revenue	BDT 31.1B

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	BDT 14.60
Debt / equity	0
Interest coverage	1,028.47
Net cash (debt)	BDT 19.1B
Net cash / market cap	191.06%
Net cash growth	-1.8%
Net debt / EBITDA	-1.78
Net debt / equity	-11.85
Net debt / FCF	-2
Piotroski F-Score	5
Property, plant and equipment	BDT 2.3B
Shareholders' equity	BDT 1.6B
Tangible book value	BDT 1.3B
Tangible book value per share	BDT 12.11
Total assets	BDT 79.5B
Total cash	BDT 19.1B
Total debt	BDT 0
Total liabilities	BDT 77.9B
WACC	5.45%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Asset turnover	0.42
Current ratio	67.23
Net working capital	BDT 9.8B
Quick ratio	50.19
Working capital	BDT 28.9B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Dividend growth	5.71%
Dividend growth (10Y)	9.36%
Dividend growth (3Y)	-0.89%
Dividend growth (5Y)	2.95%
Dividend growth years	0
Dividend payment date	2026-07-30
Dividend payment years	15
Dividend payout frequency	Annual
Dividend per share	BDT 3.70
Dividend yield	4.03%
Ex-dividend date	2026-06-08
FCF payout ratio	4.21%
Last dividend	BDT 3.70
Payout ratio	7.81%
Shareholder yield	4.03%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	-28.12%
10Y return CAGR	-1.14%
10Y total return	-10.86%
150-day SMA	BDT 99.24
15Y price change	-21.88%
15Y return CAGR	0.21%
15Y total return	3.23%
1D price change	-0.54%
1M price change	-2.84%
1M total return	-2.84%
1W price change	-0.65%
1W total return	-0.65%
1Y price change	-9.32%
1Y return CAGR	-5.94%
1Y total return	-5.93%
20-day SMA	BDT 92.17
200-day SMA	BDT 99.41
20Y price change	615.12%
20Y return CAGR	11.95%
20Y total return	855.82%
3M price change	-9.5%
3M total return	-9.5%
3Y price change	-48.38%
3Y return CAGR	-16.7%
3Y total return	-42.21%
50-day SMA	BDT 94.67
50-day SMA vs 200-day SMA	50under200
52-week high	BDT 114.80
52-week high date	2026-02-15
52-week low	BDT 83.60
52-week low date	2025-11-13
5Y price change	-59.31%
5Y return CAGR	-13.84%
5Y total return	-52.52%
6M price change	-9.85%
6M total return	-6.48%
All-time high	BDT 294.80
All-time high date	2019-12-24
All-time low	BDT 0.52
All-time low date	1996-06-06
Average true range (ATR)	BDT 2.22
Average volume	12.4K
Beta (1Y)	0.08
Beta (2Y)	-0.01
Beta (5Y)	0.22
Change from 52-week high	-19.95%
Change from 52-week low	9.93%
Change from all-time high	-68.66%
Change from all-time low	17,813.92%
Dollar volume	BDT 1.8M
High price	BDT 95.40
Low price	BDT 91.80
Monthly RSI	40.86
Position in 52-week range	2.78%
Previous close	BDT 92.40
Price vs 150-day SMA	-6.89%
Price vs 20-day SMA	0.25%
Price vs 200-day SMA	-7.05%
Price vs 50-day SMA	-2.39%
Relative volume	1.58
RSI	47.97
Sharpe ratio	-0.63
Sharpe ratio (3Y)	-0.38
Sharpe ratio (5Y)	-0.34
Sortino ratio	-0.72
Sortino ratio (3Y)	-0.44
Sortino ratio (5Y)	-0.36
Volume	19.6K
Weekly RSI	96.2
YTD price change	-1.07%
YTD total return	2.63%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	45.1M
Shares change (QoQ)	0%
Shares held by insiders	58.47%
Shares held by institutions	0%
Shares outstanding	108.5M

Deeper analysis on DSE/NATLIFEINS

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

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Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this DSE/NATLIFEINS report

Is a complete DSE/NATLIFEINS research report available?

No complete published report is available for dse/NATLIFEINS (DSE/NATLIFEINS) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

DSE/NATLIFEINS (DSE/NATLIFEINS)

Price

Financial snapshot

Fair-value bridge

Latest news · DSE/NATLIFEINS

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All DSE/NATLIFEINS indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on DSE/NATLIFEINS

Frequently asked questions