DSE/STANDARINS (DSE/STANDARINS)

Dhaka Stock Exchange: DSE/STANDARINS · BDT

BDT 49.5

-0.10 (-0.2%)· Recorded snapshot

Market cap	2.1B
Revenue (ttm)	420.7M
Net income (ttm)	108.9M
EPS (ttm)	BDT 2.52
Shares out	43.3M
P/E (trailing)	19.7x
Dividend	BDT 1.20 (2.42%)
Volume	224,105
Beta	0.26

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 420.7M
Net income (ttm): 108.9M
EPS (ttm): BDT 2.52
P/E (trailing): 19.7x
Market cap: 2.1B

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-29 19:55 UTC

Forward P/En/a

P25 n/aP50 n/aP75 n/a

Trailing P/E19.7

P25 n/aP50 n/aP75 n/a

ROEn/a

P25 n/aP50 n/aP75 n/a

ROIC6.7

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

S&P 500+0.6%

Nasdaq Composite-2.3%

Dow Jones Industrial Average+1.9%

Russell 2000+1.8%

All DSE/STANDARINS indicators

Market & fundamental data

Available fields

221

Groups with data

Currency

BDT

Showing 221 of 221 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	BDT
Country	Bangladesh
Country code	BD
Earnings date	2026-11-04
Employees	273
Employees change	-17
Employees growth	-5.86%
Enterprise value	BDT 1.1B
Exchange	Dhaka Stock Exchange
Financial currency	BDT
Financial report date	2026-06-30
First seen	2026-05-10
Fiscal year end	December
Founded	1999
Industry	Insurance Carriers
Is primary listing	Yes
ISIN number	BD0738STDI01
Last earnings date	2026-07-28
Last refreshed	2026-10-29
Last stock split date	2019-05-23
Last stock split type	Forward
Market cap	BDT 2.1B
Next earnings date	2026-11-04
Price	BDT 49.50
Price currency	BDT
SIC code	6300
Stock price date	2026-10-29
Symbol	dse/STANDARINS
Website	https://www.standardinsurance.com.bd

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	18.51x
Average P/E ratio (3Y)	18.05x
Average P/E ratio (5Y)	21.74x
Earnings yield	5.09%
EV/Earnings	9.81x
EV/EBIT	8.23x
EV/EBITDA	7.37x
EV/FCF	10.09x
EV/Sales	2.54x
FCF / EV yield	9.91%
FCF yield	4.94%
Graham number	36.7994
Graham upside	-25.66%
Lynch fair value	BDT 12.59
Lynch upside	-74.56%
P/B ratio	2.07x
P/E ratio	19.66x
P/FCF ratio	20.25x
P/OCF ratio	20.15x
P/S ratio	5.09x
Price / tangible book value	2.07x
Price/EBITDA ratio	16.23x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT margin	30.86%
EBITDA margin	31.39%
Effective tax rate	43.41%
FCF margin	25.07%
Gross margin	72.33%
Operating margin	30.86%
Pretax margin	30.02%
Profit margin	16.99%
Profit per employee	BDT 398,951
Revenue per employee	BDT 1.5M
ROA (5Y)	5.41%
ROCE	12.55%
ROE (5Y)	10.7%
ROIC	6.74%
ROIC (5Y)	10.69%
Tax / revenue	13.03%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	6.96%
EPS growth (Q)	154.88%
EPS growth (QoQ)	10.36%
EPS growth 10Y	3.84%
EPS growth 3Y	1.28%
EPS growth 5Y	1.67%
FCF growth	154.04%
FCF growth (Q)	58.77%
FCF growth (QoQ)	-6.09%
FCF growth 3Y	18.45%
FCF growth 5Y	-3.87%
Net income growth	-46.19%
Net income growth (Q)	-23.45%
Net income growth (QoQ)	10.36%
Net income growth 3Y	1.28%
Net income growth 5Y	1.67%
OCF growth	153.15%
OCF growth (Q)	58.59%
OCF growth (QoQ)	-6.09%
OCF growth 10Y	-4.46%
OCF growth 3Y	17.38%
OCF growth 5Y	-4.94%
Revenue growth	-9.73%
Revenue growth (Q)	24.2%
Revenue growth (QoQ)	8.59%
Revenue growth 10Y	1.64%
Revenue growth 3Y	-3.83%
Revenue growth 5Y	-0.71%

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	BDT -561,194
EBIT	BDT 129.8M
EBITDA	BDT 132.1M
EPS	BDT 2.52
FCF per share	BDT 2.44
Financing cash flow	BDT -51.4M
Free cash flow	BDT 105.8M
Gross profit	BDT 304.3M
Income taxes	BDT 54.8M
Investing cash flow	BDT -6.4M
Net cash flow	BDT 48.6M
Net income	BDT 108.9M
Operating income	BDT 129.8M
Revenue	BDT 420.7M

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	BDT 23.90
Debt / EBITDA	0.2
Debt / equity	0.03
Debt / FCF	0.28
Interest coverage	34.65
Net cash (debt)	BDT 1B
Net cash / market cap	48.55%
Net cash growth	7.61%
Net debt / EBITDA	-7.88
Net debt / equity	-1.01
Net debt / FCF	-9.83
Piotroski F-Score	3
Property, plant and equipment	BDT 48.5M
Shareholders' equity	BDT 1B
Tangible book value	BDT 1B
Tangible book value per share	BDT 23.90
Total assets	BDT 1.7B
Total cash	BDT 1.1B
Total debt	BDT 29.6M
Total liabilities	BDT 683.5M
WACC	5.7%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	2.01
Net working capital	BDT -352M
Quick ratio	1.83
Working capital	BDT 688.4M

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	-0.17%
Dividend growth	20%
Dividend growth (10Y)	1.84%
Dividend growth (3Y)	-2.63%
Dividend growth (5Y)	-0.81%
Dividend growth years	0
Dividend payment date	2026-07-29
Dividend payment years	7
Dividend payout frequency	Annual
Dividend per share	BDT 1.20
Dividend yield	2.42%
Ex-dividend date	2026-06-01
FCF payout ratio	49.74%
Last dividend	BDT 1.20
Payout ratio	71.85%
Shareholder yield	2.25%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	300.39%
10Y return CAGR	16.94%
10Y total return	378.01%
150-day SMA	BDT 48.13
15Y price change	165.8%
15Y return CAGR	8%
15Y total return	217.32%
1D price change	-0.2%
1M price change	-6.6%
1M total return	-6.6%
1W price change	6.45%
1W total return	6.45%
1Y price change	28.91%
1Y return CAGR	32.25%
1Y total return	32.23%
20-day SMA	BDT 48.33
200-day SMA	BDT 46.25
3Y price change	-3.7%
3Y return CAGR	1.44%
3Y total return	4.38%
50-day SMA	BDT 49.57
50-day SMA vs 200-day SMA	50over200
52-week high	BDT 56.80
52-week high date	2026-07-14
52-week low	BDT 29.30
52-week low date	2025-11-16
5Y price change	-44.82%
5Y return CAGR	-8.79%
5Y total return	-36.88%
6M price change	9.03%
6M total return	11.84%
All-time high	BDT 104.00
All-time high date	2021-09-05
All-time low	BDT 6.82
All-time low date	2009-03-01
Average true range (ATR)	BDT 1.57
Average volume	120K
Beta (1Y)	0.4
Beta (2Y)	-0.03
Beta (5Y)	0.26
Change from 52-week high	-12.85%
Change from 52-week low	68.94%
Change from all-time high	-52.4%
Change from all-time low	626.23%
Dollar volume	BDT 11.1M
High price	BDT 50.50
Low price	BDT 49.00
Monthly RSI	57.86
Position in 52-week range	33.33%
Previous close	BDT 49.60
Price vs 150-day SMA	2.86%
Price vs 20-day SMA	2.42%
Price vs 200-day SMA	7.03%
Price vs 50-day SMA	-0.15%
Relative volume	1.74
RSI	53.97
Sharpe ratio	0.6
Sharpe ratio (3Y)	0.28
Sharpe ratio (5Y)	0.16
Sortino ratio	1.06
Sortino ratio (3Y)	0.6
Sortino ratio (5Y)	0.43
Volume	224.1K
Weekly RSI	0
YTD price change	25%
YTD total return	28.22%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	15.5M
Shares change (QoQ)	0%
Shares change (YoY)	0.17%
Shares held by insiders	64.28%
Shares outstanding	43.3M

Deeper analysis on DSE/STANDARINS

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

→

Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

→

Sensitivity

Cost-of-equity and terminal-growth stress table.

→

Risks

Kill scenarios, soft-pass flags, and downside catalysts.

→

Earnings

Next earnings setup and beat / inline / miss thresholds.

→

Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

→

Financials

Revenue, margins, cash flow, and balance-sheet context.

→

Peers

Relative valuation and profitability against the cohort.

→

Moat

Economic-profit evidence and competitive advantage risk.

→

Industry cycle

Sector phase, capital cycle, and secular tailwinds.

→

Scorecard

Six-factor overlay and 9-category weighted scorecard.

→

Recommendation

Final action, action steps, opportunity, and biggest risk.

→

Perspectives

Growth, value, and income investor reads.

→

Frequently asked questions

About this DSE/STANDARINS report

Is a complete DSE/STANDARINS research report available?

No complete published report is available for dse/STANDARINS (DSE/STANDARINS) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

Market cap

2.1B

Revenue (ttm)

420.7M

Net income (ttm)

108.9M

EPS (ttm)

BDT 2.52

Shares out

43.3M

P/E (trailing)

19.7x

Dividend

BDT 1.20 (2.42%)

Volume

224,105

Beta

0.26

Metric

Value

Amount currency

BDT

Country

Bangladesh

Country code

Earnings date

2026-11-04

Employees

273

Employees change

-17

Employees growth

-5.86%

Enterprise value

BDT 1.1B

Exchange

Dhaka Stock Exchange

Financial currency

BDT

Financial report date

2026-06-30

First seen

2026-05-10

Fiscal year end

December

Founded

1999

Industry

Insurance Carriers

Is primary listing

Yes

ISIN number

BD0738STDI01

Last earnings date

2026-07-28

Last refreshed

2026-10-29

Last stock split date

2019-05-23

Last stock split type

Forward

Market cap

BDT 2.1B

Next earnings date

2026-11-04

Price

BDT 49.50

Price currency

BDT

SIC code

6300

Stock price date

2026-10-29

Symbol

dse/STANDARINS

Website

https://www.standardinsurance.com.bd

Metric

Value

Average P/E ratio (10Y)

18.51x

Average P/E ratio (3Y)

18.05x

Average P/E ratio (5Y)

21.74x

Earnings yield

5.09%

EV/Earnings

9.81x

EV/EBIT

8.23x

EV/EBITDA

7.37x

EV/FCF

10.09x

EV/Sales

2.54x

FCF / EV yield

9.91%

FCF yield

4.94%

Graham number

36.7994

Graham upside

-25.66%

Lynch fair value

BDT 12.59

Lynch upside

-74.56%

P/B ratio

2.07x

P/E ratio

19.66x

P/FCF ratio

20.25x

P/OCF ratio

20.15x

P/S ratio

5.09x

Price / tangible book value

2.07x

Price/EBITDA ratio

16.23x

Metric

Value

EBIT margin

30.86%

EBITDA margin

31.39%

Effective tax rate

43.41%

FCF margin

25.07%

Gross margin

72.33%

Operating margin

30.86%

Pretax margin

30.02%

Profit margin

16.99%

Profit per employee

BDT 398,951

Revenue per employee

BDT 1.5M

ROA (5Y)

5.41%

ROCE

12.55%

ROE (5Y)

10.7%

ROIC

6.74%

ROIC (5Y)

10.69%

Tax / revenue

13.03%

Metric

Value

EPS growth

6.96%

EPS growth (Q)

154.88%

EPS growth (QoQ)

10.36%

EPS growth 10Y

3.84%

EPS growth 3Y

1.28%

EPS growth 5Y

1.67%

FCF growth

154.04%

FCF growth (Q)

58.77%

FCF growth (QoQ)

-6.09%

FCF growth 3Y

18.45%

FCF growth 5Y

-3.87%

Net income growth

-46.19%

Net income growth (Q)

-23.45%

Net income growth (QoQ)

10.36%

Net income growth 3Y

1.28%

Net income growth 5Y

1.67%

OCF growth

153.15%

OCF growth (Q)

58.59%

OCF growth (QoQ)

-6.09%

OCF growth 10Y

-4.46%

OCF growth 3Y

17.38%

OCF growth 5Y

-4.94%

Revenue growth

-9.73%

Revenue growth (Q)

24.2%

Revenue growth (QoQ)

8.59%

Revenue growth 10Y

1.64%

Revenue growth 3Y

-3.83%

Revenue growth 5Y

-0.71%

Metric

Value

Capital expenditures

BDT -561,194

EBIT

BDT 129.8M

EBITDA

BDT 132.1M

EPS

BDT 2.52

FCF per share

BDT 2.44

Financing cash flow

BDT -51.4M

Free cash flow

BDT 105.8M

Gross profit

BDT 304.3M

Income taxes

BDT 54.8M

Investing cash flow

BDT -6.4M

Net cash flow

BDT 48.6M

Net income

BDT 108.9M

Operating income

BDT 129.8M

Revenue

BDT 420.7M

Metric

Value

Book value per share

BDT 23.90

Debt / EBITDA

0.2

Debt / equity

0.03

Debt / FCF

0.28

Interest coverage

34.65

Net cash (debt)

BDT 1B

Net cash / market cap

48.55%

Net cash growth

7.61%

Net debt / EBITDA

-7.88

Net debt / equity

-1.01

Net debt / FCF

-9.83

Piotroski F-Score

Property, plant and equipment

BDT 48.5M

Shareholders' equity

BDT 1B

Tangible book value

BDT 1B

Tangible book value per share

BDT 23.90

Total assets

BDT 1.7B

Total cash

BDT 1.1B

Total debt

BDT 29.6M

Total liabilities

BDT 683.5M

WACC

5.7%

Metric

Value

Current ratio

2.01

Net working capital

BDT -352M

Quick ratio

1.83

Working capital

BDT 688.4M

Metric

Value

Buyback yield / dilution

-0.17%

Dividend growth

20%

Dividend growth (10Y)

1.84%

Dividend growth (3Y)

-2.63%

Dividend growth (5Y)

-0.81%

Dividend growth years

Dividend payment date

2026-07-29

Dividend payment years

Dividend payout frequency

Annual

Dividend per share

BDT 1.20

Dividend yield

2.42%

Ex-dividend date

2026-06-01

FCF payout ratio

49.74%

Last dividend

BDT 1.20

Payout ratio

71.85%

Shareholder yield

2.25%

Metric

Value

10Y price change

300.39%

10Y return CAGR

16.94%

10Y total return

378.01%

150-day SMA

BDT 48.13

15Y price change

165.8%

15Y return CAGR

15Y total return

217.32%

1D price change

-0.2%

1M price change

-6.6%

1M total return

-6.6%

1W price change

6.45%

1W total return

6.45%

1Y price change

28.91%

1Y return CAGR

32.25%

1Y total return

32.23%

20-day SMA

BDT 48.33

200-day SMA

BDT 46.25

3Y price change

-3.7%

3Y return CAGR

1.44%

3Y total return

4.38%

50-day SMA

BDT 49.57

50-day SMA vs 200-day SMA

50over200

52-week high

BDT 56.80

52-week high date

2026-07-14

52-week low

BDT 29.30

52-week low date

2025-11-16

5Y price change

-44.82%

5Y return CAGR

-8.79%

5Y total return

-36.88%

6M price change

9.03%

6M total return

11.84%

All-time high

BDT 104.00

All-time high date

2021-09-05

All-time low

BDT 6.82

All-time low date

2009-03-01

Average true range (ATR)

BDT 1.57

Average volume

120K

Beta (1Y)

0.4

Beta (2Y)

-0.03

Beta (5Y)

0.26

Change from 52-week high

-12.85%

Change from 52-week low

68.94%

Change from all-time high

-52.4%

Change from all-time low

626.23%

Dollar volume

BDT 11.1M

High price

BDT 50.50

Low price

BDT 49.00

Monthly RSI

57.86

Position in 52-week range

33.33%

Previous close

BDT 49.60

Price vs 150-day SMA

2.86%

Price vs 20-day SMA

2.42%

Price vs 200-day SMA

7.03%

Price vs 50-day SMA

-0.15%

Relative volume

1.74

RSI

53.97

Sharpe ratio

0.6

Sharpe ratio (3Y)

0.28

Sharpe ratio (5Y)

0.16

Sortino ratio

1.06

Sortino ratio (3Y)

0.6

Sortino ratio (5Y)

0.43

Volume

224.1K

Weekly RSI

YTD price change

25%

YTD total return

28.22%

Metric

Value

Float

15.5M

Shares change (QoQ)

Shares change (YoY)

0.17%

Shares held by insiders

64.28%

Shares outstanding

43.3M

DSE/STANDARINS (DSE/STANDARINS)

Price

Financial snapshot

Fair-value bridge

Latest news · DSE/STANDARINS

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All DSE/STANDARINS indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on DSE/STANDARINS

Frequently asked questions

DSE/STANDARINS (DSE/STANDARINS)

Price

Financial snapshot

Fair-value bridge

Latest news · DSE/STANDARINS

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All DSE/STANDARINS indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on DSE/STANDARINS

Frequently asked questions