DSE/UCB (DSE/UCB)

Dhaka Stock Exchange: DSE/UCB · BDT

BDT 9.10

-0.10 (-1.1%)· Recorded snapshot

Market cap	14.1B
Revenue (ttm)	26.6B
Net income (ttm)	399.4M
EPS (ttm)	BDT 0.26
Shares out	1.6B
P/E (trailing)	35.3x
Volume	2,101,955
Beta	-0.01

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 26.6B
Net income (ttm): 399.4M
EPS (ttm): BDT 0.26
P/E (trailing): 35.3x
Market cap: 14.1B

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-29 13:30 UTC

Forward P/En/a

P25 n/aP50 n/aP75 n/a

Trailing P/E35.3

P25 n/aP50 n/aP75 n/a

ROE1

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All DSE/UCB indicators

Market & fundamental data

Available fields

176

Groups with data

Currency

BDT

Showing 176 of 176 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	BDT
Country	Bangladesh
Country code	BD
Earnings date	2026-11-02
Employees	4,459
Employees change	307
Employees growth	7.39%
Exchange	Dhaka Stock Exchange
Financial currency	BDT
Financial report date	2026-06-30
First seen	2026-05-10
Fiscal year end	December
Founded	1983
Industry	Commercial Banks
Is primary listing	Yes
ISIN number	BD0108UCBL05
Last earnings date	2026-07-28
Last refreshed	2026-10-29
Last stock split date	2024-06-04
Last stock split type	Forward
Market cap	BDT 14.1B
Next earnings date	2026-11-02
Price	BDT 9.10
Price currency	BDT
SIC code	6020
Stock price date	2026-10-29
Symbol	dse/UCB
Website	https://www.ucb.com.bd

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	15.16x
Average P/E ratio (3Y)	40.5x
Average P/E ratio (5Y)	24.68x
Earnings yield	2.83%
FCF yield	-930.77%
Graham number	12.2394
Graham upside	33.04%
Industry forward P/E	5.34x
Lynch fair value	BDT 1.29
Lynch upside	-86%
P/B ratio	0.36x
P/E ratio	35.32x
P/S ratio	0.54x
Price / tangible book value	0.36x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Effective tax rate	88.48%
Operating margin	13.02%
Pretax margin	13.02%
Profit margin	1.5%
Profit per employee	BDT 89,572
Revenue per employee	BDT 6M
ROA	0.04%
ROA (5Y)	0.28%
ROE	1%
ROE (5Y)	4.31%
Tax / revenue	11.52%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth (Q)	90.72%
EPS growth (QoQ)	99.2%
EPS growth 10Y	-18.87%
EPS growth 3Y	-49.89%
EPS growth 5Y	-34.5%
Net income growth (Q)	90.72%
Net income growth (QoQ)	99.2%
Net income growth 3Y	-49.2%
Net income growth 5Y	-34.5%
Revenue growth	23.88%
Revenue growth (Q)	59.21%
Revenue growth (QoQ)	41.39%
Revenue growth 10Y	6.24%
Revenue growth 3Y	1.62%
Revenue growth 5Y	5.06%

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	BDT -871.3M
EPS	BDT 0.26
FCF per share	BDT -85.63
Financing cash flow	BDT 132.7B
Free cash flow	BDT -132.8B
Gross profit	BDT 25.9B
Income taxes	BDT 3.1B
Investing cash flow	BDT -991.5M
Net borrowing	BDT 21.3B
Net cash flow	BDT 1.3B
Net income	BDT 399.4M
Operating income	BDT 3.5B
Revenue	BDT 26.6B

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	BDT 25.84
Debt / equity	2.04
Net cash (debt)	BDT -53.7B
Net cash / market cap	-376.21%
Net debt / equity	1.34
Piotroski F-Score	2
Property, plant and equipment	BDT 18.3B
Shareholders' equity	BDT 40.1B
Tangible book value	BDT 40.1B
Tangible book value per share	BDT 25.84
Total assets	BDT 973B
Total cash	BDT 28.1B
Total debt	BDT 81.8B
Total liabilities	BDT 932.9B
WACC	0.62%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working capital	BDT -675.3B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Dividend growth (10Y)	-11.52%
Dividend growth (3Y)	4.92%
Dividend growth (5Y)	-6.88%
Dividend per share	BDT 0.00
Last dividend	BDT 0.48
Payout ratio	142.71%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	-28.02%
10Y return CAGR	-0.31%
10Y total return	-3.04%
150-day SMA	BDT 9.09
15Y price change	-57.28%
15Y return CAGR	-1.66%
15Y total return	-22.26%
1D price change	-1.09%
1M price change	6.98%
1M total return	6.98%
1W price change	6.98%
1W total return	6.98%
1Y price change	-6.12%
1Y return CAGR	-6.13%
1Y total return	-6.12%
20-day SMA	BDT 8.47
200-day SMA	BDT 9.34
3M price change	-6.12%
3M total return	-6.12%
3Y price change	-22.1%
3Y return CAGR	-6.43%
3Y total return	-18.08%
50-day SMA	BDT 8.91
50-day SMA vs 200-day SMA	50under200
52-week high	BDT 10.80
52-week high date	2026-02-15
52-week low	BDT 7.80
52-week low date	2026-10-08
5Y price change	-31.13%
5Y return CAGR	-5.51%
5Y total return	-24.68%
6M price change	4.55%
6M total return	4.55%
All-time high	BDT 105.11
All-time high date	2010-12-06
All-time low	BDT 4.24
All-time low date	2010-06-29
Average true range (ATR)	BDT 0.31
Average volume	433.7K
Beta (1Y)	0.07
Beta (2Y)	-0.08
Beta (5Y)	-0.01
Change from 52-week high	-15.74%
Change from 52-week low	16.67%
Change from all-time high	-91.25%
Change from all-time low	117.24%
Dollar volume	BDT 19.1M
High price	BDT 9.60
Low price	BDT 9.00
Monthly RSI	45.45
Position in 52-week range	16.67%
Previous close	BDT 9.20
Price vs 150-day SMA	1.24%
Price vs 20-day SMA	8.62%
Price vs 200-day SMA	-1.45%
Price vs 50-day SMA	3.3%
Relative volume	4.85
RSI	62.97
Sharpe ratio	-0.47
Sharpe ratio (3Y)	-0.15
Sharpe ratio (5Y)	-0.18
Sortino ratio	-0.51
Sortino ratio (3Y)	-0.05
Sortino ratio (5Y)	-0.05
Volume	2.1M
Weekly RSI	0
YTD price change	-11.54%
YTD total return	-11.54%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	1.4B
Shares change (QoQ)	0%
Shares held by insiders	10.27%
Shares held by institutions	0.1%
Shares outstanding	1.6B

Deeper analysis on DSE/UCB

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

→

Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

→

Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

→

Financials

Revenue, margins, cash flow, and balance-sheet context.

→

Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

→

Frequently asked questions

About this DSE/UCB report

Is a complete DSE/UCB research report available?

No complete published report is available for dse/UCB (DSE/UCB) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

DSE/UCB (DSE/UCB)

Price

Financial snapshot

Fair-value bridge

Latest news · DSE/UCB

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All DSE/UCB indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on DSE/UCB

Frequently asked questions