BUL/IPS (BUL/IPS)

Bulgarian Stock Exchange: BUL/IPS · EUR

€1.10

+0.00 (0.0%)· Recorded snapshot

Market cap	3.3M
Revenue (ttm)	646.5K
Net income (ttm)	404.4K
EPS (ttm)	€0.13
Shares out	3M
P/E (trailing)	8.2x
Volume	1,300
Beta	0.04

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 646.5K
Net income (ttm): 404.4K
EPS (ttm): €0.13
P/E (trailing): 8.2x
Market cap: 3.3M

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/En/a

P25 n/aP50 n/aP75 n/a

Trailing P/E8.2

P25 n/aP50 n/aP75 n/a

ROEn/a

P25 n/aP50 n/aP75 n/a

ROIC12.4

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All BUL/IPS indicators

Market & fundamental data

Available fields

138

Groups with data

Currency

EUR

Showing 138 of 138 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	EUR
Country	Bulgaria
Country code	BG
Earnings date	2026-12-11
Employees	9
Employees change	0
Employees growth	0%
Exchange	Bulgarian Stock Exchange
Financial currency	EUR
Financial report date	2026-06-30
First seen	2026-10-10
Fiscal year end	December
Founded	1993
Industry	Mortgage Bankers and Loan Correspondents
Is primary listing	Yes
ISIN number	BG1100006235
Last refreshed	2026-10-28
Market cap	EUR 3.3M
Next earnings date	2026-12-11
Price	EUR 1.10
Price currency	EUR
SIC code	6162
Stock price date	2026-09-23
Symbol	bul/IPS
Website	https://ipoteh-sof.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings yield	12.25%
FCF yield	10.68%
Graham number	1.89477
Graham upside	72.25%
Lynch fair value	EUR 3.37
Lynch upside	206.37%
P/B ratio	0.83x
P/E ratio	8.16x
P/FCF ratio	9.37x
P/OCF ratio	9.37x
P/S ratio	5.1x
Price / tangible book value	0.93x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Effective tax rate	10%
FCF margin	54.49%
Gross margin	101.08%
Operating margin	84.69%
Pretax margin	84.69%
Profit margin	76.22%
ROA (5Y)	9.61%
ROE (5Y)	11.99%
ROIC	12.44%
ROIC (5Y)	8.74%
Tax / revenue	8.47%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth (Q)	-7.52%
FCF growth	570.74%
Net income growth	24.38%
Net income growth (Q)	-7.52%
Net income growth (QoQ)	-6.07%
Net income growth 3Y	96.65%
OCF growth	570.74%
OCF growth (Q)	-54.46%
Operating income growth	24.2%
Operating income growth (Q)	-7.22%
Operating income growth 3Y	204.29%
Revenue growth	16.49%
Revenue growth (Q)	-5.33%
Revenue growth (QoQ)	-5.33%
Revenue growth 3Y	121.71%

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
EPS	EUR 0.13
FCF per share	EUR 0.12
Financing cash flow	EUR -156,673
Free cash flow	EUR 352,294
Gross profit	EUR 653,492
Income taxes	EUR 54,776
Net borrowing	EUR -66,778
Net cash flow	EUR 195,621
Net income	EUR 404,411
Operating income	EUR 547,505
Revenue	EUR 646,492

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	EUR 1.18
Debt / equity	0
Net cash (debt)	EUR 226,000
Net cash / market cap	6.85%
Net cash growth	4,799.2%
Net debt / equity	-0.06
Net debt / FCF	-0.64
Piotroski F-Score	2
Shareholders' equity	EUR 4M
Tangible book value	EUR 3.5M
Tangible book value per share	EUR 1.18
Total assets	EUR 4.2M
Total cash	EUR 226,000
Total debt	EUR 0
Total liabilities	EUR 200,000
WACC	4.46%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	20.72
Quick ratio	20.72
Working capital	EUR 3.9M
Working capital turnover	0.17

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Dividend growth years	0
Dividend payment date	2025-07-23
Dividend payment years	1
Dividend per share	EUR 0.00
Last dividend	EUR 0.21
Payout ratio	17.92%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
1D price change	0%
52-week high	EUR 1.14
52-week high date	2026-05-08
52-week low	EUR 1.02
52-week low date	2025-11-11
6M price change	1.85%
6M total return	1.85%
All-time high	EUR 1.14
All-time high date	2026-05-08
All-time low	EUR 1.02
All-time low date	2025-11-11
Average volume	50.6K
Beta (1Y)	0.02
Beta (2Y)	0.02
Beta (5Y)	0.04
Change from 52-week high	-3.51%
Change from 52-week low	7.63%
Change from all-time high	-3.51%
Change from all-time low	7.63%
Change from open	0%
Day's gap	0%
Dollar volume	EUR 1,430
High price	EUR 1.10
Low price	EUR 1.10
Monthly RSI	0
Open price	EUR 1.10
Previous close	EUR 1.10
Relative volume	0.03
RSI	0
Sharpe ratio	6.4
Sortino ratio	10.75
Volume	1.3K
Weekly RSI	0
YTD price change	4.46%
YTD total return	4.5%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	204.3K
Shares held by insiders	16.7%
Shares outstanding	3M

Deeper analysis on BUL/IPS

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

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Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this BUL/IPS report

Is a complete BUL/IPS research report available?

No complete published report is available for bul/IPS (BUL/IPS) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

BUL/IPS (BUL/IPS)

Price

Financial snapshot

Fair-value bridge

Latest news · BUL/IPS

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All BUL/IPS indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on BUL/IPS

Frequently asked questions