BVMF/BEES3 (BVMF/BEES3)

Brazil Stock Exchange: BVMF/BEES3 · BRL

R$9.16

-0.11 (-1.2%)· Recorded snapshot

Market cap	3.2B
Revenue (ttm)	1.8B
Net income (ttm)	442.7M
EPS (ttm)	R$1.27
Shares out	347.5M
P/E (trailing)	7.2x
Dividend	R$0.35 (3.77%)
Volume	10,800
Beta	0.12

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 1.8B
Net income (ttm): 442.7M
EPS (ttm): R$1.27
P/E (trailing): 7.2x
Market cap: 3.2B

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-29 19:55 UTC

Forward P/En/a

P25 n/aP50 n/aP75 n/a

Trailing P/E7.2

P25 n/aP50 n/aP75 n/a

ROE18.2

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All BVMF/BEES3 indicators

Market & fundamental data

Available fields

201

Groups with data

Currency

BRL

Showing 201 of 201 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	BRL
Country	Brazil
Country code	BR
Earnings date	2026-11-13
Employees	2,329
Exchange	Brazil Stock Exchange
Financial currency	BRL
Financial report date	2026-06-30
First seen	2026-05-10
Fiscal year end	December
Founded	1935
Industry	Banks - Regional
Is primary listing	Yes
ISIN number	BRBEESACNOR9
Last earnings date	2026-02-26
Last refreshed	2026-10-29
Last stock split date	2025-09-02
Last stock split type	Forward
Market cap	BRL 3.2B
Next earnings date	2026-11-13
Price	BRL 9.16
Price currency	BRL
Sector	Financials
SIC code	6020
Stock price date	2026-10-29
Symbol	bvmf/BEES3
Website	https://www.banestes.com.br

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	7.39x
Average P/E ratio (3Y)	7.88x
Average P/E ratio (5Y)	7.35x
Earnings yield	13.91%
FCF yield	-46.35%
Graham number	14.39361
Graham upside	56.45%
Industry forward P/E	6.64x
Industry P/E	7.52x
Lynch fair value	BRL 23.72
Lynch upside	157.82%
P/B ratio	1.3x
P/E ratio	7.19x
P/S ratio	1.76x
Price / tangible book value	1.54x
Sector forward P/E	7.86x
Sector P/E	8.95x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Effective tax rate	18.8%
Operating margin	30.82%
Pretax margin	29.5%
Profit margin	23.95%
Profit per employee	BRL 190,076
Profitable quarters	64
Profitable years	19
Revenue per employee	BRL 793,511
ROA	1.09%
ROA (5Y)	0.9%
ROE	18.2%
ROE (5Y)	16.11%
Tax / revenue	5.55%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	18.83%
EPS growth (Q)	1,633.1%
EPS growth (QoQ)	26.41%
EPS growth 10Y	11.2%
EPS growth 3Y	11.33%
EPS growth 5Y	18.62%
EPS growth quarters	1
EPS growth years	0
Net income growth	18.83%
Net income growth (Q)	1,633.03%
Net income growth (QoQ)	26.41%
Net income growth 3Y	11.33%
Net income growth 5Y	18.62%
Net income growth quarters	1
Net income growth years	0
Revenue growth	12.01%
Revenue growth (Q)	114.03%
Revenue growth (QoQ)	19.76%
Revenue growth 10Y	7.43%
Revenue growth 3Y	9.21%
Revenue growth 5Y	12.72%
Revenue growth quarters	4
Revenue growth years	1

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	BRL -98.1M
EPS	BRL 1.27
FCF per share	BRL -4.34
Financing cash flow	BRL 1.8B
Free cash flow	BRL -1.5B
Gross profit	BRL 1.8B
Income taxes	BRL 102.5M
Investing cash flow	BRL -3.9B
Net cash flow	BRL -3.5B
Net income	BRL 442.7M
Operating income	BRL 569.6M
Revenue	BRL 1.8B

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	BRL 7.23
Debt / equity	4.58
Net cash (debt)	BRL -7.1B
Net cash / market cap	-216.84%
Net debt / equity	2.81
Piotroski F-Score	2
Property, plant and equipment	BRL 226.6M
Shareholders' equity	BRL 2.5B
Tangible book value	BRL 2.1B
Tangible book value per share	BRL 6.08
Total assets	BRL 42.4B
Total cash	BRL 4.4B
Total debt	BRL 11.5B
Total liabilities	BRL 39.9B
WACC	1.08%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working capital	BRL -30.3B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	-0%
Dividend growth	135.87%
Dividend growth (10Y)	15.75%
Dividend growth (3Y)	14.75%
Dividend growth (5Y)	25.74%
Dividend growth years	5
Dividend payment date	2026-11-03
Dividend payment years	23
Dividend payout frequency	Monthly
Dividend per share	BRL 0.35
Dividend yield	3.77%
Ex-dividend date	2026-11-04
Last dividend	BRL 0.02
Payout ratio	14.06%
Shareholder yield	3.75%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	272.19%
10Y return CAGR	21.76%
10Y total return	615.72%
150-day SMA	BRL 8.90
15Y price change	205.68%
15Y return CAGR	15.11%
15Y total return	725.81%
1D price change	-1.19%
1M price change	1.56%
1M total return	2.5%
1W price change	-9.45%
1W total return	-9.45%
1Y price change	15.48%
1Y return CAGR	26.25%
1Y total return	26.23%
20-day SMA	BRL 9.66
200-day SMA	BRL 8.78
20Y price change	344.99%
20Y return CAGR	14.48%
20Y total return	1,394.08%
3M price change	3.41%
3M total return	4.93%
3Y price change	16.26%
3Y return CAGR	12.54%
3Y total return	42.56%
50-day SMA	BRL 9.16
50-day SMA vs 200-day SMA	50over200
52-week high	BRL 10.15
52-week high date	2026-10-27
52-week low	BRL 7.77
52-week low date	2025-11-19
5Y price change	105.56%
5Y return CAGR	24.51%
5Y total return	199.19%
6M price change	0.55%
6M total return	3.71%
All-time high	BRL 15.00
All-time high date	2007-07-06
All-time low	BRL 0.50
All-time low date	1999-04-20
Average true range (ATR)	BRL 0.32
Average volume	15.2K
Beta (1Y)	0.03
Beta (2Y)	0.01
Beta (5Y)	0.12
Change from 52-week high	-9.75%
Change from 52-week low	17.89%
Change from all-time high	-39.33%
Change from all-time low	1,720%
Change from open	-0.43%
Day's gap	-0.76%
Dollar volume	BRL 98,928
High price	BRL 9.23
Low price	BRL 9.04
Monthly RSI	64.09
Open price	BRL 9.20
Position in 52-week range	63.16%
Previous close	BRL 9.27
Price vs 150-day SMA	2.24%
Price vs 20-day SMA	-5.81%
Price vs 200-day SMA	3.61%
Price vs 50-day SMA	-0.66%
Relative volume	0.71
RSI	39
Sharpe ratio	1.17
Sharpe ratio (3Y)	0.6
Sharpe ratio (5Y)	1.1
Sortino ratio	1.97
Sortino ratio (3Y)	1.27
Sortino ratio (5Y)	2.08
Volume	10.8K
Weekly RSI	52.14
YTD price change	12.07%
YTD total return	17.73%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	26.5M
Shares change (QoQ)	0%
Shares change (YoY)	0%
Shares outstanding	347.5M

Deeper analysis on BVMF/BEES3

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

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Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this BVMF/BEES3 report

Is a complete BVMF/BEES3 research report available?

No complete published report is available for bvmf/BEES3 (BVMF/BEES3) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

BVMF/BEES3 (BVMF/BEES3)

Price

Financial snapshot

Fair-value bridge

Latest news · BVMF/BEES3

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All BVMF/BEES3 indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on BVMF/BEES3

Frequently asked questions