BVMF/F1IS34 (BVMF/F1IS34)

Brazil Stock Exchange: BVMF/F1IS34 · BRL

R$127

-4.72 (-3.6%)· Recorded snapshot

Market cap	134.8B
Revenue (ttm)	108.1B
Net income (ttm)	14.5B
EPS (ttm)	R$14.0
P/E (trailing)	9.1x
P/E (forward)	6.6x
Volume	45
Beta	0.80

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 108.1B
Net income (ttm): 14.5B
EPS (ttm): R$14.0
P/E (trailing): 9.1x
P/E (forward): 6.6x
Market cap: 134.8B

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/E6.6

P25 n/aP50 n/aP75 n/a

Trailing P/E9.1

P25 n/aP50 n/aP75 n/a

ROE10.7

P25 n/aP50 n/aP75 n/a

ROIC6.8

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All BVMF/F1IS34 indicators

Market & fundamental data

Available fields

231

Groups with data

Currency

USD

Showing 231 of 231 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	BRL
Country	United States
Country code	BR
Earnings date	2026-11-03
Employees	38,000
Employees change	-4,000
Employees growth	-9.52%
Enterprise value	BRL 281.4B
Exchange	Brazil Stock Exchange
Financial currency	USD
Financial report date	2026-06-30
First seen	2026-05-10
Fiscal year end	December
Founded	1984
Industry	Software - Application
Is primary listing	No
ISIN number	BRF1ISBDR003
Last earnings date	2026-08-06
Last refreshed	2026-10-28
Market cap	BRL 134.8B
Next earnings date	2026-11-03
Price	BRL 126.88
Price currency	BRL
Sector	Technology
SIC code	7389
Stock price date	2026-10-27
Symbol	bvmf/F1IS34
Website	https://www.fiserv.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	37.73x
Average P/E ratio (3Y)	24.13x
Average P/E ratio (5Y)	28.89x
Earnings yield	11%
EV/Earnings	19.39x
EV/EBIT	11.58x
EV/EBITDA	6.57x
EV/FCF	13.84x
EV/Sales	2.52x
FCF / EV yield	7.23%
FCF yield	15.09%
Forward P/E	6.57x
Graham number	200.91578
Graham upside	58.35%
Lynch fair value	BRL 269.94
Lynch upside	112.75%
P/(FCF - SBC) ratio	7.33x
P/(OCF - SBC) ratio	4.77x
P/B ratio	0.97x
P/E ratio	9.09x
P/FCF ratio	6.63x
P/OCF ratio	4.46x
P/S ratio	1.25x
Price/EBITDA ratio	3.36x
Sector P/E	13.42x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT margin	21.41%
EBITDA margin	37.07%
Effective tax rate	16.47%
FCF margin	18.21%
Gross margin	56.22%
Operating margin	21.41%
Pretax margin	16.15%
Profit margin	13.42%
Profit per employee	BRL 381,879
Profitable quarters	122
Profitable years	30
Revenue per employee	BRL 2.8M
ROA	3.44%
ROA (5Y)	3.43%
ROCE	7.9%
ROE	10.69%
ROE (5Y)	9.28%
ROIC	6.85%
ROIC (5Y)	6.89%
SBC / revenue	1.81%
Tax / revenue	2.66%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	-12.59%
EPS growth (Q)	-37.1%
EPS growth (QoQ)	9.48%
EPS growth 10Y	10.23%
EPS growth 3Y	9.62%
EPS growth 5Y	25.42%
EPS growth years	5
FCF growth	-23.87%
FCF growth (Q)	-16.95%
FCF growth (QoQ)	598.58%
FCF growth 3Y	5.11%
FCF growth 5Y	3.32%
Gross profit growth	-9.11%
Gross profit growth (Q)	-15.04%
Gross profit growth 3Y	3.63%
Gross profit growth 5Y	8.44%
Net income growth	-17.11%
Net income growth (Q)	-38.89%
Net income growth (QoQ)	9.81%
Net income growth 3Y	3.74%
Net income growth 5Y	19.76%
Net income growth years	6
OCF growth	-13.9%
OCF growth (Q)	-10.93%
OCF growth (QoQ)	147.58%
OCF growth 10Y	15.07%
OCF growth 3Y	6.55%
OCF growth 5Y	6.57%
Operating income growth	-29.57%
Operating income growth (Q)	-40.61%
Operating income growth 3Y	2%
Operating income growth 5Y	14.96%
Revenue growth	-1.17%
Revenue growth (Q)	-4.06%
Revenue growth (QoQ)	5.27%
Revenue growth 10Y	14.53%
Revenue growth 3Y	4.18%
Revenue growth 5Y	6.23%
Revenue growth years	16

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	BRL -9.9B
Depreciation and amortization	BRL 17.5B
EBIT	BRL 23.1B
EBITDA	BRL 40.1B
EPS	BRL 13.96
Financing cash flow	BRL -26.2B
Free cash flow	BRL 20.3B
Free cash flow minus SBC	BRL 18.4B
Gross profit	BRL 60.8B
Income taxes	BRL 2.9B
Investing cash flow	BRL -8.9B
Net borrowing	BRL -13.1B
Net cash flow	BRL -5B
Net income	BRL 14.5B
Operating cash flow minus SBC	BRL 28.3B
Operating income	BRL 23.1B
Revenue	BRL 108.1B
Stock-based compensation	BRL 2B

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Altman Z-Score	1.47
Book value per share	BRL 262.49
Debt / EBITDA	3.53
Debt / equity	1.04
Debt / FCF	7.14
Goodwill	BRL 200.9B
Interest coverage	2.88
Long-term assets	BRL 283.3B
Long-term liabilities	BRL 149.4B
Net cash (debt)	BRL -142B
Net cash / market cap	-105.35%
Net debt / EBITDA	3.54
Net debt / equity	1.02
Net debt / FCF	6.98
Piotroski F-Score	6
Property, plant and equipment	BRL 17.8B
Shareholders' equity	BRL 139.5B
Tangible book value	BRL -105.3B
Tangible book value per share	BRL -198.37
Total assets	BRL 419.1B
Total cash	BRL 3.2B
Total debt	BRL 145.2B
Total liabilities	BRL 279.6B
WACC	6.56%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Asset turnover	0.26
Current assets	BRL 135.8B
Current liabilities	BRL 130.1B
Current ratio	1.04
Inventory turnover	14.02
Net working capital	BRL 9.1B
Quick ratio	0.19
Working capital	BRL 5.5B
Working capital turnover	67.29

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	5.21%
Shareholder yield	5.21%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
150-day SMA	BRL 138.24
1D price change	-3.59%
1M price change	4.58%
1M total return	4.58%
1W price change	4.86%
1W total return	4.86%
1Y price change	-62.46%
1Y return CAGR	-62.49%
1Y total return	-62.46%
20-day SMA	BRL 119.46
200-day SMA	BRL 147.78
3M price change	-2.39%
3M total return	-2.39%
3Y price change	-55.79%
3Y return CAGR	-23.81%
3Y total return	-55.79%
50-day SMA	BRL 127.63
50-day SMA vs 200-day SMA	50under200
52-week high	BRL 342.25
52-week high date	2025-10-29
52-week low	BRL 112.53
52-week low date	2026-10-08
5Y price change	-59.34%
5Y return CAGR	-16.47%
5Y total return	-59.34%
6M price change	-16.58%
6M total return	-16.58%
All-time high	BRL 683.47
All-time high date	2025-02-28
All-time low	BRL 112.53
All-time low date	2026-10-08
Average true range (ATR)	BRL 3.32
Average volume	212.3
Beta (5Y)	0.8
Change from 52-week high	-62.93%
Change from 52-week low	12.75%
Change from all-time high	-81.44%
Change from all-time low	12.75%
Change from open	0.1%
Day's gap	-3.69%
Dollar volume	BRL 5,710
High price	BRL 126.88
Low price	BRL 126.75
Monthly RSI	31.31
Open price	BRL 126.75
Position in 52-week range	100%
Previous close	BRL 131.61
Price vs 150-day SMA	-8.22%
Price vs 20-day SMA	6.21%
Price vs 200-day SMA	-14.14%
Price vs 50-day SMA	-0.59%
Relative volume	0.21
RSI	55.81
Sharpe ratio	-1.54
Sortino ratio	-1.62
Volume	45
Weekly RSI	39.96
YTD price change	-31.93%
YTD total return	-31.93%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	530.5M
Shares change (QoQ)	-0.32%
Shares change (YoY)	-5.21%
Shares held by insiders	0.14%
Shares held by institutions	93.26%
Short ratio	4.1 days

Deeper analysis on BVMF/F1IS34

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

→

Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

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Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this BVMF/F1IS34 report

Is a complete BVMF/F1IS34 research report available?

No complete published report is available for bvmf/F1IS34 (BVMF/F1IS34) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

BVMF/F1IS34 (BVMF/F1IS34)

Price

Financial snapshot

Fair-value bridge

Latest news · BVMF/F1IS34

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All BVMF/F1IS34 indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on BVMF/F1IS34

Frequently asked questions