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BVMF/INGG34 (BVMF/INGG34)

Brazil Stock Exchange: BVMF/INGG34 · BRL

R$174

-1.80 (-1.0%)· Recorded snapshot

Market cap	494.7B
Revenue (ttm)	149.2B
Net income (ttm)	51.5B
EPS (ttm)	R$17.8
P/E (trailing)	9.8x
P/E (forward)	11.0x
Dividend	R$6.52 (3.75%)
Volume	2
Beta	0.91

Market data

Price

Recent price action with selectable time range.

Metric	Value
Amount currency	BRL
Country	Netherlands
Country code	BR
Earnings date	2026-10-29
Employees	60,000
Employees change	0
Employees growth	0%
Exchange	Brazil Stock Exchange
Financial currency	EUR
Financial report date	2026-06-30
First seen	2026-05-10
Fiscal year end	December
Founded	1762
Industry	Banks - Diversified
Is primary listing	No
ISIN number	BRINGGBDR009
Last earnings date	2026-07-30
Last refreshed	2026-10-28
Market cap	BRL 494.7B
Next earnings date	2026-10-29
Price	BRL 173.74
Price currency	BRL
Sector	Financials
SIC code	6020
Stock price date	2026-10-27
Symbol	bvmf/INGG34
Website	https://www.ing.com

Metric

Value

Amount currency

BRL

Country

Netherlands

Country code

Earnings date

2026-10-29

Employees

60,000

Employees change

Employees growth

Exchange

Brazil Stock Exchange

Financial currency

EUR

Financial report date

2026-06-30

First seen

2026-05-10

Fiscal year end

December

Founded

1762

Industry

Banks - Diversified

Is primary listing

ISIN number

BRINGGBDR009

Last earnings date

2026-07-30

Last refreshed

2026-10-28

Market cap

BRL 494.7B

Next earnings date

2026-10-29

Price

BRL 173.74

Price currency

BRL

Sector

Financials

SIC code

6020

Stock price date

2026-10-27

Symbol

bvmf/INGG34

Website

https://www.ing.com

Metric	Value
Average P/E ratio (10Y)	9.21x
Average P/E ratio (3Y)	10.08x
Average P/E ratio (5Y)	8.32x
Earnings yield	10.23%
FCF yield	-48%
Forward P/E	11.02x
Graham number	208.45517
Graham upside	19.98%
Lynch fair value	BRL 305.84
Lynch upside	76.03%
P/B ratio	1.63x
P/E ratio	9.77x
P/S ratio	3.31x
Price / tangible book value	1.72x
Sector forward P/E	8.28x
Sector P/E	9.3x

Metric

Value

Average P/E ratio (10Y)

9.21x

Average P/E ratio (3Y)

10.08x

Average P/E ratio (5Y)

8.32x

Earnings yield

10.23%

FCF yield

-48%

Forward P/E

11.02x

Graham number

208.45517

Graham upside

19.98%

Lynch fair value

BRL 305.84

Lynch upside

76.03%

P/B ratio

1.63x

P/E ratio

9.77x

P/S ratio

3.31x

Price / tangible book value

1.72x

Sector forward P/E

8.28x

Sector P/E

9.3x

Metric	Value
Effective tax rate	28.13%
Operating margin	52.39%
Pretax margin	49.47%
Profit margin	34.49%
Profit per employee	BRL 857,942
Profitable quarters	42
Profitable years	16
Revenue per employee	BRL 2.5M
ROA	0.8%
ROA (5Y)	0.75%
ROE	17.12%
ROE (5Y)	13.45%
Tax / revenue	13.92%

Metric

Value

Effective tax rate

28.13%

Operating margin

52.39%

Pretax margin

49.47%

Profit margin

34.49%

Profit per employee

BRL 857,942

Profitable quarters

Profitable years

Revenue per employee

BRL 2.5M

ROA

0.8%

ROA (5Y)

0.75%

ROE

17.12%

ROE (5Y)

13.45%

Tax / revenue

13.92%

Metric	Value
EPS growth	131.2%
EPS growth (Q)	22.06%
EPS growth (QoQ)	26.07%
EPS growth 10Y	8.07%
EPS growth 3Y	11.74%
EPS growth 5Y	23.96%
EPS growth quarters	5
EPS growth years	1
Net income growth	116.99%
Net income growth (Q)	16.24%
Net income growth (QoQ)	25.13%
Net income growth 3Y	4.66%
Net income growth 5Y	16.92%
Net income growth quarters	3
Net income growth years	0
Revenue growth	36.08%
Revenue growth (Q)	11.1%
Revenue growth (QoQ)	9.6%
Revenue growth 10Y	4.42%
Revenue growth 3Y	3.05%
Revenue growth 5Y	8.3%
Revenue growth years	2

Metric

Value

EPS growth

131.2%

EPS growth (Q)

22.06%

EPS growth (QoQ)

26.07%

EPS growth 10Y

8.07%

EPS growth 3Y

11.74%

EPS growth 5Y

23.96%

EPS growth quarters

EPS growth years

Net income growth

116.99%

Net income growth (Q)

16.24%

Net income growth (QoQ)

25.13%

Net income growth 3Y

4.66%

Net income growth 5Y

16.92%

Net income growth quarters

Net income growth years

Revenue growth

36.08%

Revenue growth (Q)

11.1%

Revenue growth (QoQ)

9.6%

Revenue growth 10Y

4.42%

Revenue growth 3Y

3.05%

Revenue growth 5Y

8.3%

Revenue growth years

Metric	Value
Capital expenditures	BRL -3.5B
EPS	BRL 17.78
Financing cash flow	BRL 270.7B
Free cash flow	BRL -237.4B
Gross profit	BRL 149.2B
Income taxes	BRL 20.8B
Investing cash flow	BRL -158.3B
Net borrowing	BRL 86.3B
Net cash flow	BRL -125.2B
Net income	BRL 51.5B
Operating income	BRL 78.2B
Revenue	BRL 149.2B

Metric

Value

Capital expenditures

BRL -3.5B

EPS

BRL 17.78

Financing cash flow

BRL 270.7B

Free cash flow

BRL -237.4B

Gross profit

BRL 149.2B

Income taxes

BRL 20.8B

Investing cash flow

BRL -158.3B

Net borrowing

BRL 86.3B

Net cash flow

BRL -125.2B

Net income

BRL 51.5B

Operating income

BRL 78.2B

Revenue

BRL 149.2B

Metric	Value
Book value per share	BRL 104.00
Debt / equity	5.1
Goodwill	BRL 3.5B
Net cash (debt)	BRL -84B
Net cash / market cap	-16.98%
Net debt / equity	0.28
Piotroski F-Score	2
Property, plant and equipment	BRL 15.8B
Shareholders' equity	BRL 304.2B
Tangible book value	BRL 287.1B
Tangible book value per share	BRL 100.40
Total assets	BRL 6.9T
Total cash	BRL 1.5T
Total debt	BRL 1.6T
Total liabilities	BRL 6.6T
WACC	2.24%

Metric

Value

Book value per share

BRL 104.00

Debt / equity

5.1

Goodwill

BRL 3.5B

Net cash (debt)

BRL -84B

Net cash / market cap

-16.98%

Net debt / equity

0.28

Piotroski F-Score

Property, plant and equipment

BRL 15.8B

Shareholders' equity

BRL 304.2B

Tangible book value

BRL 287.1B

Tangible book value per share

BRL 100.40

Total assets

BRL 6.9T

Total cash

BRL 1.5T

Total debt

BRL 1.6T

Total liabilities

BRL 6.6T

WACC

2.24%

Metric	Value
Working capital	BRL -3.5T

Metric

Value

Working capital

BRL -3.5T

Metric	Value
Buyback yield / dilution	6.28%
Dividend growth	12.18%
Dividend growth (3Y)	18.69%
Dividend growth years	3
Dividend payment date	2026-08-21
Dividend payment years	5
Dividend payout frequency	Semi-Annual
Dividend per share	BRL 6.52
Dividend yield	3.75%
Ex-dividend date	2026-08-07
Last dividend	BRL 0.34
Payout ratio	44.27%
Shareholder yield	10.03%

Metric

Value

Buyback yield / dilution

6.28%

Dividend growth

12.18%

Dividend growth (3Y)

18.69%

Dividend growth years

Dividend payment date

2026-08-21

Dividend payment years

Dividend payout frequency

Semi-Annual

Dividend per share

BRL 6.52

Dividend yield

3.75%

Ex-dividend date

2026-08-07

Last dividend

BRL 0.34

Payout ratio

44.27%

Shareholder yield

10.03%

Metric	Value
150-day SMA	BRL 162.14
1D price change	-1.03%
1M price change	-7.63%
1M total return	-7.63%
1W price change	4.39%
1W total return	4.39%
1Y price change	34.86%
1Y return CAGR	40.69%
1Y total return	40.66%
20-day SMA	BRL 172.81
200-day SMA	BRL 158.94
3M price change	4.82%
3M total return	5.94%
3Y price change	176.44%
3Y return CAGR	47.85%
3Y total return	223.28%
50-day SMA	BRL 180.72
50-day SMA vs 200-day SMA	50over200
52-week high	BRL 191.90
52-week high date	2026-09-17
52-week low	BRL 127.40
52-week low date	2025-10-30
6M price change	25.27%
6M total return	26.6%
All-time high	BRL 191.90
All-time high date	2026-09-17
All-time low	BRL 44.66
All-time low date	2022-10-10
Average true range (ATR)	BRL 4.33
Average volume	51.7
Beta (5Y)	0.91
Change from 52-week high	-9.46%
Change from 52-week low	36.37%
Change from all-time high	-9.46%
Change from all-time low	289.03%
Change from open	0.1%
Day's gap	-1.12%
Dollar volume	BRL 347
High price	BRL 173.74
Low price	BRL 173.57
Monthly RSI	70.55
Open price	BRL 173.57
Position in 52-week range	100%
Previous close	BRL 175.54
Price vs 150-day SMA	7.16%
Price vs 20-day SMA	0.54%
Price vs 200-day SMA	9.31%
Price vs 50-day SMA	-3.86%
Relative volume	0.04
RSI	49.52
Sharpe ratio	1.06
Sharpe ratio (3Y)	1.31
Sortino ratio	1.89
Sortino ratio (3Y)	2.18
Volume	2
Weekly RSI	53.31
YTD price change	11.03%
YTD total return	15.81%

Metric

Value

150-day SMA

BRL 162.14

1D price change

-1.03%

1M price change

-7.63%

1M total return

-7.63%

1W price change

4.39%

1W total return

4.39%

1Y price change

34.86%

1Y return CAGR

40.69%

1Y total return

40.66%

20-day SMA

BRL 172.81

200-day SMA

BRL 158.94

3M price change

4.82%

3M total return

5.94%

3Y price change

176.44%

3Y return CAGR

47.85%

3Y total return

223.28%

50-day SMA

BRL 180.72

50-day SMA vs 200-day SMA

50over200

52-week high

BRL 191.90

52-week high date

2026-09-17

52-week low

BRL 127.40

52-week low date

2025-10-30

6M price change

25.27%

6M total return

26.6%

All-time high

BRL 191.90

All-time high date

2026-09-17

All-time low

BRL 44.66

All-time low date

2022-10-10

Average true range (ATR)

BRL 4.33

Average volume

51.7

Beta (5Y)

0.91

Change from 52-week high

-9.46%

Change from 52-week low

36.37%

Change from all-time high

-9.46%

Change from all-time low

289.03%

Change from open

0.1%

Day's gap

-1.12%

Dollar volume

BRL 347

High price

BRL 173.74

Low price

BRL 173.57

Monthly RSI

70.55

Open price

BRL 173.57

Position in 52-week range

100%

Previous close

BRL 175.54

Price vs 150-day SMA

7.16%

Price vs 20-day SMA

0.54%

Price vs 200-day SMA

9.31%

Price vs 50-day SMA

-3.86%

Relative volume

0.04

RSI

49.52

Sharpe ratio

1.06

Sharpe ratio (3Y)

1.31

Sortino ratio

1.89

Sortino ratio (3Y)

2.18

Volume

Weekly RSI

53.31

YTD price change

11.03%

YTD total return

15.81%

Metric	Value
Float	2.8B
Shares change (QoQ)	-0.74%
Shares change (YoY)	-6.28%
Shares held by insiders	0.01%
Shares held by institutions	49.31%

Metric

Value

Float

2.8B

Shares change (QoQ)

-0.74%

Shares change (YoY)

-6.28%

Shares held by insiders

0.01%

Shares held by institutions

49.31%

BVMF/INGG34 (BVMF/INGG34)

Price

Financial snapshot

Fair-value bridge

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Valuation

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