SHA/601628 (SHA/601628)

Shanghai Stock Exchange: SHA/601628 · CNY

CN¥35.0

-0.10 (-0.3%)· Recorded snapshot

Market cap	878.4B
Revenue (ttm)	456.9B
Net income (ttm)	247.6B
EPS (ttm)	CN¥8.59
P/E (trailing)	4.1x
P/E (forward)	6.9x
Dividend	CN¥0.98 (2.79%)
Volume	16,674,333
Beta	0.90

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 456.9B
Net income (ttm): 247.6B
EPS (ttm): CN¥8.59
P/E (trailing): 4.1x
P/E (forward): 6.9x
Market cap: 878.4B

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/E6.9

P25 n/aP50 n/aP75 n/a

Trailing P/E4.1

P25 n/aP50 n/aP75 n/a

ROE41.3

P25 n/aP50 n/aP75 n/a

ROIC28.3

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All SHA/601628 indicators

Market & fundamental data

Available fields

233

Groups with data

Currency

CNY

Showing 233 of 233 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	CNY
Country	China
Country code	CN
Earnings date	2026-10-30
Employees	96,257
Employees change	-1,184
Employees growth	-1.2%
Enterprise value	CNY 1T
Exchange	Shanghai Stock Exchange
Financial currency	CNY
Financial report date	2026-06-30
First seen	2026-05-10
Fiscal year end	December
Founded	1949
Industry	Insurance - Life
Is primary listing	No
ISIN number	CNE000001Q93
Last earnings date	2026-08-27
Last refreshed	2026-10-28
Market cap	CNY 878.4B
Next earnings date	2026-10-30
Price	CNY 35.00
Price currency	CNY
Sector	Financials
SIC code	6311
Stock price date	2026-10-28
Symbol	sha/601628
Website	https://www.e-chinalife.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	18.22x
Average P/E ratio (3Y)	9.87x
Average P/E ratio (5Y)	12.87x
Earnings yield	24.56%
EV/Earnings	4.08x
EV/EBIT	3.3x
EV/EBITDA	3.25x
EV/FCF	2.3x
EV/Sales	2.25x
FCF / EV yield	43.57%
FCF yield	50.09%
Forward P/E	6.93x
Graham number	77.4415
Graham upside	121.26%
Lynch fair value	CNY 246.69
Lynch upside	604.82%
P/B ratio	1.3x
P/E ratio	4.07x
P/FCF ratio	2x
P/OCF ratio	1.99x
P/S ratio	1.92x
Price / tangible book value	1.34x
Price/EBITDA ratio	2.78x
Sector forward P/E	6.49x
Sector P/E	7.31x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT margin	68.15%
EBITDA margin	69.03%
Effective tax rate	17.1%
FCF margin	96.29%
Gross margin	72.03%
Operating margin	68.15%
Pretax margin	66.16%
Profit margin	54.2%
Profit per employee	CNY 2.6M
Profitable quarters	2
Profitable years	23
Revenue per employee	CNY 4.7M
ROA	2.53%
ROA (5Y)	1.07%
ROCE	37.08%
ROE	41.3%
ROE (5Y)	18.95%
ROIC	28.26%
ROIC (5Y)	13.15%
Tax / revenue	11.32%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	126.13%
EPS growth (Q)	849.05%
EPS growth (QoQ)	489.64%
EPS growth 10Y	33.78%
EPS growth 3Y	81.71%
EPS growth 5Y	32.47%
EPS growth quarters	1
EPS growth years	3
FCF growth	11.95%
FCF growth (Q)	-1.06%
FCF growth (QoQ)	-38.73%
FCF growth 3Y	7.34%
FCF growth 5Y	7.04%
Net income growth	125.97%
Net income growth (Q)	848.01%
Net income growth (QoQ)	489.51%
Net income growth 3Y	81.61%
Net income growth 5Y	32.48%
Net income growth quarters	1
Net income growth years	3
OCF growth	10.96%
OCF growth (Q)	-0.43%
OCF growth (QoQ)	-38.75%
OCF growth 3Y	7.24%
OCF growth 5Y	6.72%
Revenue growth	45.51%
Revenue growth (Q)	153.72%
Revenue growth (QoQ)	247.43%
Revenue growth 10Y	0.7%
Revenue growth 3Y	7.16%
Revenue growth 5Y	-10.83%
Revenue growth quarters	5
Revenue growth years	2

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	CNY -2.4B
EBIT	CNY 311.4B
EBITDA	CNY 315.4B
EPS	CNY 8.59
Financing cash flow	CNY 7.7B
Free cash flow	CNY 440B
Gross profit	CNY 329.1B
Income taxes	CNY 51.7B
Investing cash flow	CNY -421.8B
Net borrowing	CNY -108.5B
Net cash flow	CNY 28.2B
Net income	CNY 247.6B
Operating income	CNY 311.4B
Revenue	CNY 456.9B

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	CNY 23.50
Debt / EBITDA	0.83
Debt / equity	0.39
Debt / FCF	0.59
Interest coverage	75.52
Net cash (debt)	CNY -120.3B
Net cash / market cap	-13.69%
Net debt / EBITDA	0.38
Net debt / equity	0.18
Net debt / FCF	0.27
Piotroski F-Score	5
Property, plant and equipment	CNY 53.3B
Shareholders' equity	CNY 677.9B
Tangible book value	CNY 656.3B
Tangible book value per share	CNY 23.22
Total assets	CNY 8.1T
Total cash	CNY 2.3T
Total debt	CNY 261B
Total liabilities	CNY 7.4T
WACC	7.38%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Asset turnover	0.06
Current ratio	0.32
Net working capital	CNY -4.9T
Quick ratio	0.31
Working capital	CNY -4.9T

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	0%
Dividend growth	41.86%
Dividend growth (10Y)	8.8%
Dividend growth (3Y)	25.82%
Dividend growth (5Y)	8.81%
Dividend growth years	2
Dividend payment date	2026-10-19
Dividend payment years	20
Dividend payout frequency	Semi-Annual
Dividend per share	CNY 0.98
Dividend yield	2.79%
Ex-dividend date	2026-10-19
Last dividend	CNY 0.36
Payout ratio	10.89%
Shareholder yield	2.79%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	62.05%
10Y return CAGR	6.74%
10Y total return	92.02%
150-day SMA	CNY 37.01
15Y price change	117.21%
15Y return CAGR	7.05%
15Y total return	177.73%
1D price change	-0.28%
1M price change	-6.57%
1M total return	-5.59%
1W price change	3.07%
1W total return	3.07%
1Y price change	-22.39%
1Y return CAGR	-20.28%
1Y total return	-20.26%
20-day SMA	CNY 35.48
200-day SMA	CNY 39.42
3M price change	-11.98%
3M total return	-11.06%
3Y price change	4.39%
3Y return CAGR	3.57%
3Y total return	11.08%
50-day SMA	CNY 36.94
50-day SMA vs 200-day SMA	50under200
52-week high	CNY 51.92
52-week high date	2026-01-13
52-week low	CNY 32.32
52-week low date	2026-06-04
5Y price change	8.84%
5Y return CAGR	3.74%
5Y total return	20.17%
6M price change	-4.64%
6M total return	-2.02%
All-time high	CNY 75.98
All-time high date	2007-10-31
All-time low	CNY 12.88
All-time low date	2013-07-29
Average true range (ATR)	CNY 0.84
Average volume	20.1M
Beta (5Y)	0.9
Change from 52-week high	-32.59%
Change from 52-week low	8.29%
Change from all-time high	-53.97%
Change from all-time low	171.51%
Change from open	-0.82%
Day's gap	0.54%
Dollar volume	CNY 583.6M
High price	CNY 35.29
Low price	CNY 34.66
Monthly RSI	44.74
Open price	CNY 35.29
Position in 52-week range	53.97%
Previous close	CNY 35.10
Price vs 150-day SMA	-5.5%
Price vs 20-day SMA	-1.42%
Price vs 200-day SMA	-11.28%
Price vs 50-day SMA	-5.34%
Relative volume	0.83
RSI	41.74
Sharpe ratio	-0.28
Sharpe ratio (3Y)	0.04
Sharpe ratio (5Y)	0.22
Sortino ratio	-0.25
Sortino ratio (3Y)	0.26
Sortino ratio (5Y)	0.54
Volume	16.7M
Weekly RSI	40.78
YTD price change	-23.14%
YTD total return	-21.04%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	8.9B
Shares change (QoQ)	-0.02%
Shares change (YoY)	-0%
Shares held by institutions	16.19%

Deeper analysis on SHA/601628

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

→

Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

→

Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this SHA/601628 report

Is a complete SHA/601628 research report available?

No complete published report is available for sha/601628 (SHA/601628) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

SHA/601628 (SHA/601628)

Price

Financial snapshot

Fair-value bridge

Latest news · SHA/601628

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All SHA/601628 indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on SHA/601628

Frequently asked questions