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No complete published report is available for she/002807 (SHE/002807) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

SHE/002807 (SHE/002807)

Shenzhen Stock Exchange: SHE/002807 · CNY

CN¥4.18

+0.05 (+1.2%)· Recorded snapshot

Market cap	11.3B
Revenue (ttm)	3.7B
Net income (ttm)	2.1B
EPS (ttm)	CN¥0.77
Shares out	2.7B
P/E (trailing)	5.4x
P/E (forward)	5.4x
Dividend	CN¥0.22 (5.22%)
Volume	54,060,855
Beta	0.16

Market data

Price

Recent price action with selectable time range.

Metric	Value
Amount currency	CNY
Country	China
Country code	CN
Earnings date	2026-10-28
Employees	1,747
Employees change	35
Employees growth	2.04%
Exchange	Shenzhen Stock Exchange
Financial currency	CNY
Financial report date	2026-09-30
First seen	2026-05-10
Fiscal year end	December
Founded	2001
Industry	Banks - Regional
Is primary listing	Yes
ISIN number	CNE100002BL6
Last earnings date	2026-10-28
Last refreshed	2026-10-28
Last stock split date	2026-05-29
Last stock split type	Forward
Market cap	CNY 11.3B
Next earnings date	2026-10-28
Price	CNY 4.18
Price currency	CNY
Sector	Financials
SIC code	6020
Stock price date	2026-10-28
Symbol	she/002807
Website	https://www.jybank.com.cn

Metric

Value

Amount currency

CNY

Country

China

Country code

Earnings date

2026-10-28

Employees

1,747

Employees change

Employees growth

2.04%

Exchange

Shenzhen Stock Exchange

Financial currency

CNY

Financial report date

2026-09-30

First seen

2026-05-10

Fiscal year end

December

Founded

2001

Industry

Banks - Regional

Is primary listing

Yes

ISIN number

CNE100002BL6

Last earnings date

2026-10-28

Last refreshed

2026-10-28

Last stock split date

2026-05-29

Last stock split type

Forward

Market cap

CNY 11.3B

Next earnings date

2026-10-28

Price

CNY 4.18

Price currency

CNY

Sector

Financials

SIC code

6020

Stock price date

2026-10-28

Symbol

she/002807

Website

https://www.jybank.com.cn

Metric	Value
Average P/E ratio (10Y)	9.92x
Average P/E ratio (3Y)	5.1x
Average P/E ratio (5Y)	5.42x
Earnings yield	18.53%
FCF yield	101.07%
Forward P/E	5.43x
Graham number	11.59182
Graham upside	177.32%
Industry forward P/E	6.2x
Industry P/E	6.51x
Lynch fair value	CNY 9.77
Lynch upside	133.74%
P/B ratio	0.54x
P/E ratio	5.4x
P/FCF ratio	0.99x
P/OCF ratio	0.97x
P/S ratio	3.03x
Price / tangible book value	0.55x
Sector forward P/E	6.55x
Sector P/E	7.36x

Metric

Value

Average P/E ratio (10Y)

9.92x

Average P/E ratio (3Y)

5.1x

Average P/E ratio (5Y)

5.42x

Earnings yield

18.53%

FCF yield

101.07%

Forward P/E

5.43x

Graham number

11.59182

Graham upside

177.32%

Industry forward P/E

6.2x

Industry P/E

6.51x

Lynch fair value

CNY 9.77

Lynch upside

133.74%

P/B ratio

0.54x

P/E ratio

5.4x

P/FCF ratio

0.99x

P/OCF ratio

0.97x

P/S ratio

3.03x

Price / tangible book value

0.55x

Sector forward P/E

6.55x

Sector P/E

7.36x

Metric	Value
Effective tax rate	15.3%
FCF margin	306.19%
Operating margin	65.6%
Pretax margin	65.46%
Profit margin	56.13%
Profit per employee	CNY 1.2M
Profitable quarters	46
Profitable years	18
Revenue per employee	CNY 2.1M
ROA	0.94%
ROA (5Y)	1%
ROE	10.27%
ROE (5Y)	11.42%
Tax / revenue	10.01%

Metric

Value

Effective tax rate

15.3%

FCF margin

306.19%

Operating margin

65.6%

Pretax margin

65.46%

Profit margin

56.13%

Profit per employee

CNY 1.2M

Profitable quarters

Profitable years

Revenue per employee

CNY 2.1M

ROA

0.94%

ROA (5Y)

ROE

10.27%

ROE (5Y)

11.42%

Tax / revenue

10.01%

Metric	Value
EPS growth	-2.18%
EPS growth (Q)	6.39%
EPS growth (QoQ)	-7.84%
EPS growth 10Y	7.53%
EPS growth 3Y	6.76%
EPS growth 5Y	12.6%
EPS growth years	5
FCF growth (Q)	-80.97%
FCF growth (QoQ)	-96.15%
FCF growth 5Y	55.44%
Net income growth	-4.15%
Net income growth (Q)	6.41%
Net income growth (QoQ)	-7.87%
Net income growth 3Y	6.11%
Net income growth 5Y	12.62%
Net income growth quarters	2
Net income growth years	9
OCF growth (Q)	-80.41%
OCF growth (QoQ)	-95.94%
OCF growth 10Y	3.87%
OCF growth 5Y	51.26%
Revenue growth	3.46%
Revenue growth (Q)	9.28%
Revenue growth (QoQ)	-0.08%
Revenue growth 10Y	7.81%
Revenue growth 3Y	9.04%
Revenue growth 5Y	9.86%
Revenue growth years	0

Metric

Value

EPS growth

-2.18%

EPS growth (Q)

6.39%

EPS growth (QoQ)

-7.84%

EPS growth 10Y

7.53%

EPS growth 3Y

6.76%

EPS growth 5Y

12.6%

EPS growth years

FCF growth (Q)

-80.97%

FCF growth (QoQ)

-96.15%

FCF growth 5Y

55.44%

Net income growth

-4.15%

Net income growth (Q)

6.41%

Net income growth (QoQ)

-7.87%

Net income growth 3Y

6.11%

Net income growth 5Y

12.62%

Net income growth quarters

Net income growth years

OCF growth (Q)

-80.41%

OCF growth (QoQ)

-95.94%

OCF growth 10Y

3.87%

OCF growth 5Y

51.26%

Revenue growth

3.46%

Revenue growth (Q)

9.28%

Revenue growth (QoQ)

-0.08%

Revenue growth 10Y

7.81%

Revenue growth 3Y

9.04%

Revenue growth 5Y

9.86%

Revenue growth years

Metric	Value
Capital expenditures	CNY -232.6M
EPS	CNY 0.77
FCF per share	CNY 4.22
Financing cash flow	CNY -1.6B
Free cash flow	CNY 11.4B
Gross profit	CNY 3.7B
Income taxes	CNY 374.1M
Investing cash flow	CNY -9.6B
Net borrowing	CNY -1B
Net cash flow	CNY 386.6M
Net income	CNY 2.1B
Operating income	CNY 2.5B
Revenue	CNY 3.7B

Metric

Value

Capital expenditures

CNY -232.6M

EPS

CNY 0.77

FCF per share

CNY 4.22

Financing cash flow

CNY -1.6B

Free cash flow

CNY 11.4B

Gross profit

CNY 3.7B

Income taxes

CNY 374.1M

Investing cash flow

CNY -9.6B

Net borrowing

CNY -1B

Net cash flow

CNY 386.6M

Net income

CNY 2.1B

Operating income

CNY 2.5B

Revenue

CNY 3.7B

Metric	Value
Book value per share	CNY 7.71
Debt / equity	1.45
Debt / FCF	2.66
Net cash (debt)	CNY 5.6B
Net cash / market cap	49.53%
Net cash growth	-62.21%
Net debt / equity	-0.27
Net debt / FCF	-0.49
Piotroski F-Score	4
Property, plant and equipment	CNY 966.3M
Shareholders' equity	CNY 20.9B
Tangible book value	CNY 20.6B
Tangible book value per share	CNY 7.61
Total assets	CNY 230.8B
Total cash	CNY 36.1B
Total debt	CNY 30.5B
Total liabilities	CNY 209.9B
WACC	1.38%

Metric

Value

Book value per share

CNY 7.71

Debt / equity

1.45

Debt / FCF

2.66

Net cash (debt)

CNY 5.6B

Net cash / market cap

49.53%

Net cash growth

-62.21%

Net debt / equity

-0.27

Net debt / FCF

-0.49

Piotroski F-Score

Property, plant and equipment

CNY 966.3M

Shareholders' equity

CNY 20.9B

Tangible book value

CNY 20.6B

Tangible book value per share

CNY 7.61

Total assets

CNY 230.8B

Total cash

CNY 36.1B

Total debt

CNY 30.5B

Total liabilities

CNY 209.9B

WACC

1.38%

Metric	Value
Working capital	CNY -172.2B

Metric

Value

Working capital

CNY -172.2B

Metric	Value
Buyback yield / dilution	2.98%
Dividend growth	-19.33%
Dividend growth (3Y)	10.37%
Dividend growth (5Y)	6.1%
Dividend growth years	2
Dividend payment date	2026-10-16
Dividend payment years	10
Dividend payout frequency	Semi-Annual
Dividend per share	CNY 0.22
Dividend yield	5.22%
Ex-dividend date	2026-10-16
FCF payout ratio	4.46%
Last dividend	CNY 0.10
Payout ratio	28.74%
Shareholder yield	8.2%

Metric

Value

Buyback yield / dilution

2.98%

Dividend growth

-19.33%

Dividend growth (3Y)

10.37%

Dividend growth (5Y)

6.1%

Dividend growth years

Dividend payment date

2026-10-16

Dividend payment years

Dividend payout frequency

Semi-Annual

Dividend per share

CNY 0.22

Dividend yield

5.22%

Ex-dividend date

2026-10-16

FCF payout ratio

4.46%

Last dividend

CNY 0.10

Payout ratio

28.74%

Shareholder yield

8.2%

Metric	Value
10Y price change	-56.45%
10Y return CAGR	-4.43%
10Y total return	-36.42%
150-day SMA	CNY 4.06
1D price change	1.21%
1M price change	0.48%
1M total return	2.99%
1W price change	2.45%
1W total return	2.45%
1Y price change	-8.03%
1Y return CAGR	-1.08%
1Y total return	-1.08%
20-day SMA	CNY 4.14
200-day SMA	CNY 4.09
3M price change	5.56%
3M total return	8.19%
3Y price change	26.32%
3Y return CAGR	14.36%
3Y total return	49.57%
50-day SMA	CNY 4.12
50-day SMA vs 200-day SMA	50over200
52-week high	CNY 4.67
52-week high date	2025-11-05
52-week low	CNY 3.65
52-week low date	2026-06-29
5Y price change	19.43%
5Y return CAGR	9.12%
5Y total return	54.71%
6M price change	1.73%
6M total return	7.2%
All-time high	CNY 18.19
All-time high date	2017-04-28
All-time low	CNY 3.06
All-time low date	2024-09-18
Average true range (ATR)	CNY 0.09
Average volume	49.6M
Beta (1Y)	0.02
Beta (2Y)	0.06
Beta (5Y)	0.16
Change from 52-week high	-10.55%
Change from 52-week low	14.52%
Change from all-time high	-77.02%
Change from all-time low	36.42%
Change from open	4.24%
Day's gap	-2.91%
Dollar volume	CNY 226M
High price	CNY 4.20
Low price	CNY 4.01
Monthly RSI	53.89
Open price	CNY 4.01
Position in 52-week range	89.47%
Previous close	CNY 4.13
Price vs 150-day SMA	2.9%
Price vs 20-day SMA	0.97%
Price vs 200-day SMA	2.28%
Price vs 50-day SMA	1.55%
Relative volume	1.09
RSI	54.59
Sharpe ratio	0.24
Sharpe ratio (3Y)	0.49
Sharpe ratio (5Y)	0.33
Sortino ratio	0.63
Sortino ratio (3Y)	0.99
Sortino ratio (5Y)	0.75
Volume	54.1M
Weekly RSI	53.98
YTD price change	0.6%
YTD total return	6.03%

Metric

Value

10Y price change

-56.45%

10Y return CAGR

-4.43%

10Y total return

-36.42%

150-day SMA

CNY 4.06

1D price change

1.21%

1M price change

0.48%

1M total return

2.99%

1W price change

2.45%

1W total return

2.45%

1Y price change

-8.03%

1Y return CAGR

-1.08%

1Y total return

-1.08%

20-day SMA

CNY 4.14

200-day SMA

CNY 4.09

3M price change

5.56%

3M total return

8.19%

3Y price change

26.32%

3Y return CAGR

14.36%

3Y total return

49.57%

50-day SMA

CNY 4.12

50-day SMA vs 200-day SMA

50over200

52-week high

CNY 4.67

52-week high date

2025-11-05

52-week low

CNY 3.65

52-week low date

2026-06-29

5Y price change

19.43%

5Y return CAGR

9.12%

5Y total return

54.71%

6M price change

1.73%

6M total return

7.2%

All-time high

CNY 18.19

All-time high date

2017-04-28

All-time low

CNY 3.06

All-time low date

2024-09-18

Average true range (ATR)

CNY 0.09

Average volume

49.6M

Beta (1Y)

0.02

Beta (2Y)

0.06

Beta (5Y)

0.16

Change from 52-week high

-10.55%

Change from 52-week low

14.52%

Change from all-time high

-77.02%

Change from all-time low

36.42%

Change from open

4.24%

Day's gap

-2.91%

Dollar volume

CNY 226M

High price

CNY 4.20

Low price

CNY 4.01

Monthly RSI

53.89

Open price

CNY 4.01

Position in 52-week range

89.47%

Previous close

CNY 4.13

Price vs 150-day SMA

2.9%

Price vs 20-day SMA

0.97%

Price vs 200-day SMA

2.28%

Price vs 50-day SMA

1.55%

Relative volume

1.09

RSI

54.59

Sharpe ratio

0.24

Sharpe ratio (3Y)

0.49

Sharpe ratio (5Y)

0.33

Sortino ratio

0.63

Sortino ratio (3Y)

0.99

Sortino ratio (5Y)

0.75

Volume

54.1M

Weekly RSI

53.98

YTD price change

0.6%

YTD total return

6.03%

Metric	Value
Float	2.1B
Shares change (QoQ)	-0.05%
Shares change (YoY)	-2.98%
Shares held by insiders	0.16%
Shares held by institutions	12.71%
Shares outstanding	2.7B

Metric

Value

Float

2.1B

Shares change (QoQ)

-0.05%

Shares change (YoY)

-2.98%

Shares held by insiders

0.16%

Shares held by institutions

12.71%

Shares outstanding

2.7B

SHE/002807 (SHE/002807)

Price

Financial snapshot

Fair-value bridge

Latest news · SHE/002807

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All SHE/002807 indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on SHE/002807

Frequently asked questions