Financials / Banks - RegionalUpdated 2026-05-10 22:07 UTC

SHE/002948 stock hub

SHE/002948 has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

29.7B

Shenzhen Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

SHE/002948

In the news

Latest news · SHE/002948

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/En/a

P25 5.8P50 8.4P75 14.8

Trailing P/E5.7

P25 6.6P50 12.2P75 23.7

ROE11.5

P25 5.6P50 7.8P75 9.7

ROICn/a

P25 1.7P50 2.3P75 3.2

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All SHE/002948 market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

184

Groups with data

Currency

CNY

Showing 184 of 184 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	China
Country code	CN
Employees	5,571
Employees Change	259%
Employees Change Percent	4.88
Exchange	Shenzhen Stock Exchange
Financial currency	CNY
First seen	2026-05-10
Industry	Banks - Regional
Isin	CNE100003K38
Last refreshed	2026-05-10
Market cap	CNY 29.7B
Price	CNY 5.71
Price currency	CNY
Rev Per Employee	2,075,740.62x
Sector	Financials
Sic	6020
Symbol	she/002948
Website	https://www.qdccb.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	17.58%
FCF yield	40.49%
P/B ratio	0.57x
P/E ratio	5.69x
P/S ratio	2.57x
PE Ratio10 Y	9.55x
PE Ratio3 Y	5.14x
PE Ratio5 Y	6.15x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
FCF margin	104%
Gross Profit	CNY 11.4B
Net Income	CNY 5.2B
Net Income Growth	22.79%
Net Income Growth Q	21.16%
Net Income Growth Quarters	13%
Net Income Growth Years	8%
Net Income Growth3 Y	24.63%
Net Income Growth5 Y	21.3%
Pretax Margin	58.63%
Profit Margin	47.16%
Profit Per Employee	CNY 937,120
Profitable Years	18
ROA	0.73
Roa5y	0.65
ROE	11.48
Roe5y	9.92

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr1y	29.23%
Cagr3y	23.71%
Cagr5y	8.63%
Div CAGR3	0%
Div CAGR5	-2.33%
EPS Growth	23.72
EPS Growth Q	18.18
EPS Growth Quarters	14
EPS Growth Years	3
EPS Growth3 Y	24.37
EPS Growth5 Y	15.11
FCF Growth	-30.37%
FCF Growth5 Y	-20.82%
OCF Growth	-29.65%
OCF Growth5 Y	-20.66%
Revenue Growth	15.96x
Revenue Growth Q	22.64x
Revenue Growth Quarters	3x
Revenue Growth Years	16x
Revenue Growth3 Y	15.5x
Revenue Growth5 Y	12.2x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	CNY 834.2B
Cash	CNY 140.8B
Debt	CNY 208.5B
Debt FCF	CNY 17.34
Equity	CNY 52.1B
Liabilities	CNY 782.1B
Net Cash	CNY -67.7B
Net Cash By Market Cap	CNY -228
Net Debt Equity	CNY 1.3
Net Debt FCF	CNY 5.63
Tangible Book Value	CNY 50.9B
Tangible Book Value Per Share	CNY 7.31
WACC	1.12

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	CNY -495.9B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	-0.49%
Dividend Growth	0%
Dividend Growth Years	0%
Dividend per share	CNY 0.16
Dividend Years	7
Dividend Yield	2.74%
Ex Div Date	2025-06-26
Last Dividend	CNY 0.16
Payout Frequency	Annual
Payout Ratio	22.23%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
1Y total return	29.2%
200-day SMA	5.01
3Y total return	89.37%
50-day SMA	5.34
50-day SMA vs 200-day SMA	50over200
5Y total return	51.26%
All Time High	9.11
All Time High Change	-37.32%
All Time High Date	2019-03-07
All Time Low	2.92
All Time Low Change	95.55%
All Time Low Date	2024-01-23
ATR	0.18
Beta	0.86
Ch YTD	27.46
High	5.86
High52	6.22
High52 Date	2026-04-29
High52ch	-8.2%
Low	5.7
Low52	4.19
Low52 Date	2026-01-19
Low52ch	36.28%
Ma50ch	6.85%
Price vs 200-day SMA	13.88%
RSI	57.42
RSI Monthly	64.62
RSI Weekly	64.07
Sharpe ratio	1.22x
Sortino ratio	2.4
Total Return	2.25%
Tr YTD	27.46
Tr1m	10.66%
Tr1w	-2.39%
Tr3m	3.44%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	CNY 6.7B
Operating margin	58.32

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	1,875,662,754%
Net Borrowing	15,653,256,000
Shares Insiders	0.01%
Shares Institutions	11.2%
Shares Qo Q	-1.2%
Shares Yo Y	0.49%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	CNY 12B
Average Volume	51,490,035.8x
Bv Per Share	7.31
CAPEX	CNY -369.2M
Ch1m	10.66
Ch1w	-2.39
Ch1y	25.22
Ch3m	3.44
Ch3y	66.47
Ch5y	13.75
Ch6m	13.52
Change	-1.72%
Change From Open	-1.72
Close	5.81
Days Gap	0
Dollar Volume	244,219,195.3
Earnings Date	2026-04-28
EPS	CNY 0.89
F Score	4
FCF	CNY 12B
Financing CF	23,897,759,000
Fiscal Year End	December
Founded	1,996
Graham Number	15.03511
Graham Upside	163.3
Income Tax	CNY 1.2B
Investing CF	-52,344,265,000
Is Primary Listing	0
Last Earnings Date	2026-04-28
Last Report Date	2026-03-31
Lynch Fair Value	CNY 21.38
Lynch Upside	274.4
Ma150	5.01
Ma150ch	13.9%
Ma20	5.51
Ma20ch	3.72%
Net CF	-16,084,911,000
Next Earnings Date	2026-08-28
Open	5.81
P FCF Ratio	2.47
P OCF Ratio	2.4
Payment Date	2025-06-26
Position In Range	6.25
Ppne	3,993,488,000
Price Date	2026-05-08
Ptbv Ratio	0.58
Relative Volume	0.8x
Revenue	11,563,951,000x
Tax By Revenue	9.98x
Tax Rate	17.03%
Tr6m	13.52%
Volume	42,770,437

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

SHE/002948 dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+2.7%

$0.16 annual per share

Payout ratio

+22.2%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

-2.3%

0 consecutive years of growth

Total shareholder yield

+2.3%

Next ex-dividend date: 2025-06-26

Performance

SHE/002948 stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns SHE/002948?

Insider, institutional, and short-interest positioning.

Institutional ownership

+11.2%

Share of float held by funds and institutions

Insider ownership

+0.0%

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

+0.5%

Negative means the company is buying back shares.

Technical

SHE/002948 momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

57.4

Neutral momentum band

Price vs 200-day MA

+13.9%

50/200-day relationship not available

Beta (5Y)

0.86

Moves roughly with the market

Sharpe ratio

1.22

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About SHE/002948

Hub-level FAQ points readers to the deeper analysis pages.

What is the current she/002948 stock rating?

she/002948 is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full she/002948 analysis?

The full report lives at /stocks/she/002948/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for she/002948?

The latest report frames she/002948 around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the she/002948 page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.