BST/8FZ0 (BST/8FZ0)

Stuttgart Stock Exchange: BST/8FZ0 · EUR

€62.3

+2.66 (+4.5%)· Recorded snapshot

Market cap	1.2B
Revenue (ttm)	633.4M
Net income (ttm)	212.1M
EPS (ttm)	€10.8
P/E (trailing)	5.8x
Dividend	€2.69 (4.32%)

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 633.4M
Net income (ttm): 212.1M
EPS (ttm): €10.8
P/E (trailing): 5.8x
Market cap: 1.2B

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/En/a

P25 8.8P50 10.7P75 13.9

Trailing P/E5.8

P25 8.6P50 11.8P75 15.9

ROE3.5

P25 6.7P50 11.7P75 17.1

ROICn/a

P25 1.3P50 7.7P75 16.1

Benchmarks · 1M

All BST/8FZ0 indicators

Market & fundamental data

Available fields

165

Groups with data

Currency

EUR

Showing 165 of 165 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	EUR
Country	France
Country code	DE
Earnings date	2026-11-04
Employees	2,622
Employees change	28
Employees growth	1.06%
Exchange	Stuttgart Stock Exchange
Financial currency	EUR
Financial report date	2026-06-30
First seen	2026-10-19
Fiscal year end	December
Founded	2006
Industry	Banks - Regional
Is primary listing	No
ISIN number	FR0010461053
Last refreshed	2026-10-28
Market cap	EUR 1.2B
Next earnings date	2026-11-04
Price	EUR 62.34
Price currency	EUR
Sector	Financials
SIC code	6020
Stock price date	2026-10-27
Symbol	bst/8FZ0
Website	https://www.credit-agricole.fr/ca-languedoc/particulier.html

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	6.92x
Average P/E ratio (3Y)	6.71x
Average P/E ratio (5Y)	5.95x
Earnings yield	17.25%
FCF yield	-6.47%
Graham number	274.6462
Graham upside	340.56%
Industry P/E	10.53x
Lynch fair value	EUR 53.19
Lynch upside	-14.68%
P/B ratio	0.2x
P/E ratio	5.8x
P/S ratio	1.96x
Price / tangible book value	0.2x
Sector forward P/E	11.95x
Sector P/E	12.95x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Effective tax rate	16.22%
Operating margin	39.98%
Pretax margin	39.98%
Profit margin	33.48%
Profit per employee	EUR 84,120
Profitable quarters	35
Profitable years	20
Revenue per employee	EUR 251,234
ROA	0.59%
ROA (5Y)	0.56%
ROE	3.53%
ROE (5Y)	3.92%
Tax / revenue	6.48%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	15.37%
EPS growth (Q)	18.11%
EPS growth (QoQ)	132.96%
EPS growth 10Y	1.49%
EPS growth 3Y	5.69%
EPS growth 5Y	0.18%
EPS growth quarters	3
EPS growth years	1
FCF growth (Q)	-77.68%
Net income growth	15.1%
Net income growth (Q)	17.84%
Net income growth (QoQ)	132.42%
Net income growth 3Y	5.67%
Net income growth 5Y	0.14%
Net income growth quarters	3
Net income growth years	1
OCF growth (Q)	-72.08%
Revenue growth	7.48%
Revenue growth (Q)	7.19%
Revenue growth (QoQ)	35.96%
Revenue growth 10Y	1.14%
Revenue growth 3Y	3.21%
Revenue growth 5Y	0.79%
Revenue growth quarters	1
Revenue growth years	0

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	EUR -56.5M
EPS	EUR 10.75
Financing cash flow	EUR 29.8M
Free cash flow	EUR -80.4M
Gross profit	EUR 633.4M
Income taxes	EUR 41.1M
Investing cash flow	EUR -75.2M
Net borrowing	EUR -1.8M
Net cash flow	EUR -69.3M
Net income	EUR 212.1M
Operating income	EUR 253.2M
Revenue	EUR 633.4M

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	EUR 317.73
Debt / equity	0.05
Net cash (debt)	EUR 211.7M
Net cash / market cap	17.03%
Net cash growth	334.67%
Net debt / equity	-0.03
Piotroski F-Score	2
Property, plant and equipment	EUR 110.9M
Shareholders' equity	EUR 6.3B
Tangible book value	EUR 6.3B
Tangible book value per share	EUR 317.73
Total assets	EUR 36B
Total cash	EUR 495.4M
Total debt	EUR 283.7M
Total liabilities	EUR 29.7B

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working capital	EUR -28.5B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	0.23%
Dividend growth	0%
Dividend growth years	0
Dividend payment date	2026-04-16
Dividend payment years	1
Dividend per share	EUR 2.69
Dividend yield	4.32%
Ex-dividend date	2026-04-14
Last dividend	EUR 2.69
Payout ratio	12.01%
Shareholder yield	4.54%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
150-day SMA	EUR 85.25
1D price change	4.46%
1M price change	-22.92%
1M total return	-22.92%
1W price change	-0.59%
1W total return	-0.59%
20-day SMA	EUR 66.18
3M price change	-31.95%
3M total return	-31.95%
50-day SMA	EUR 78.25
52-week high	EUR 100.92
52-week high date	2026-06-15
52-week low	EUR 59.10
52-week low date	2026-10-27
6M price change	-25.05%
6M total return	-25.05%
All-time high	EUR 100.92
All-time high date	2026-06-15
All-time low	EUR 59.10
All-time low date	2026-10-27
Average true range (ATR)	EUR 2.47
Average volume	0.3
Change from 52-week high	-38.23%
Change from 52-week low	5.48%
Change from all-time high	-38.23%
Change from all-time low	5.48%
Change from open	4.46%
Day's gap	0%
High price	EUR 63.00
Low price	EUR 59.10
Monthly RSI	0
Open price	EUR 59.68
Position in 52-week range	83.08%
Previous close	EUR 59.68
Price vs 150-day SMA	-26.88%
Price vs 20-day SMA	-5.8%
Price vs 50-day SMA	-20.33%
Relative volume	0.72
RSI	28.8
Sharpe ratio	-1.04
Sortino ratio	-1.18
Weekly RSI	27.84

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	1.8M
Shares change (QoQ)	-0.23%
Shares change (YoY)	-0.23%
Shares held by institutions	0.54%

Deeper analysis on BST/8FZ0

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

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Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this BST/8FZ0 report

Is a complete BST/8FZ0 research report available?

No complete published report is available for bst/8FZ0 (BST/8FZ0) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

BST/8FZ0 (BST/8FZ0)

Price

Financial snapshot

Fair-value bridge

Latest news · BST/8FZ0

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All BST/8FZ0 indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on BST/8FZ0

Frequently asked questions