ETR/ASG (ETR/ASG)

Deutsche Börse Xetra: ETR/ASG · EUR

€42.7

-0.30 (-0.7%)· Recorded snapshot

Market cap	64.5B
Revenue (ttm)	59.3B
Net income (ttm)	4.5B
EPS (ttm)	€2.96
P/E (trailing)	14.4x
P/E (forward)	12.7x
Dividend	€1.64 (3.84%)
Volume	131
Beta	0.69

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 59.3B
Net income (ttm): 4.5B
EPS (ttm): €2.96
P/E (trailing): 14.4x
P/E (forward): 12.7x
Market cap: 64.5B

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/E12.7

P25 n/aP50 n/aP75 n/a

Trailing P/E14.4

P25 n/aP50 n/aP75 n/a

ROE15.1

P25 n/aP50 n/aP75 n/a

ROIC7.3

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All ETR/ASG indicators

Market & fundamental data

Available fields

236

Groups with data

Currency

EUR

Showing 236 of 236 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	EUR
Country	Italy
Country code	DE
Earnings date	2026-11-13
Employees	88,255
Employees change	1,611
Employees growth	1.98%
Enterprise value	EUR 101.8B
Exchange	Deutsche Börse Xetra
Financial currency	EUR
Financial report date	2026-06-30
First seen	2026-05-10
Fiscal year end	December
Founded	1831
Industry	Insurance - Diversified
Is primary listing	No
ISIN number	IT0000062072
Last earnings date	2026-08-06
Last refreshed	2026-10-28
Market cap	EUR 64.5B
Next earnings date	2026-11-13
Price	EUR 42.69
Price currency	EUR
Sector	Financials
SIC code	6311
Stock price date	2026-10-28
Symbol	etr/ASG
Website	https://www.generali.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	10.77x
Average P/E ratio (3Y)	10.7x
Average P/E ratio (5Y)	10.92x
Earnings yield	6.93%
EV/Earnings	22.5x
EV/EBIT	13.4x
EV/EBITDA	12.66x
EV/FCF	4.71x
EV/Sales	1.72x
FCF / EV yield	21.25%
FCF yield	33.42%
Forward P/E	12.72x
Graham number	39.23938
Graham upside	-8.13%
Lynch fair value	EUR 63.03
Lynch upside	47.57%
P/B ratio	1.86x
P/E ratio	14.42x
P/FCF ratio	2.99x
P/OCF ratio	2.95x
P/S ratio	1.1x
Price / tangible book value	3.25x
Price/EBITDA ratio	8.05x
Sector forward P/E	11.95x
Sector P/E	12.95x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT margin	12.86%
EBITDA margin	13.62%
Effective tax rate	26.74%
FCF margin	36.62%
Gross margin	20.42%
Operating margin	12.86%
Pretax margin	11.7%
Profit margin	7.68%
Profit per employee	EUR 51,487
Profitable quarters	35
Profitable years	23
Revenue per employee	EUR 672,143
ROA	0.85%
ROA (5Y)	0.73%
ROCE	1.34%
ROE	15.14%
ROE (5Y)	11.72%
ROIC	7.32%
ROIC (5Y)	6.86%
Tax / revenue	3.13%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	22.82%
EPS growth (Q)	19.48%
EPS growth (QoQ)	30.27%
EPS growth 3Y	27.64%
EPS growth 5Y	22%
EPS growth quarters	4
EPS growth years	3
FCF growth	30.32%
FCF growth (Q)	25%
FCF growth (QoQ)	34.64%
FCF growth 3Y	32.09%
FCF growth 5Y	2.7%
Net income growth	20.77%
Net income growth (Q)	17.94%
Net income growth (QoQ)	25.51%
Net income growth 3Y	26.68%
Net income growth 5Y	21.11%
Net income growth quarters	4
Net income growth years	1
OCF growth	28.91%
OCF growth (Q)	23.15%
OCF growth (QoQ)	35.85%
OCF growth 3Y	28.72%
OCF growth 5Y	2.66%
Revenue growth	5.12%
Revenue growth (Q)	5.4%
Revenue growth (QoQ)	-0.32%
Revenue growth 10Y	-3.61%
Revenue growth 3Y	5.35%
Revenue growth 5Y	-6.05%
Revenue growth quarters	3
Revenue growth years	3

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	EUR -336M
EBIT	EUR 7.6B
EBITDA	EUR 8.1B
EPS	EUR 2.96
Financing cash flow	EUR -2.3B
Free cash flow	EUR 21.7B
Gross profit	EUR 12.1B
Income taxes	EUR 1.9B
Investing cash flow	EUR -20.7B
Net borrowing	EUR 684M
Net cash flow	EUR -855M
Net income	EUR 4.5B
Operating income	EUR 7.6B
Revenue	EUR 59.3B

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	EUR 21.23
Debt / EBITDA	5.14
Debt / equity	1.19
Debt / FCF	1.91
Goodwill	EUR 9.3B
Interest coverage	9.47
Net cash (debt)	EUR -34.4B
Net cash / market cap	-52.98%
Net debt / EBITDA	4.26
Net debt / equity	0.99
Net debt / FCF	1.59
Piotroski F-Score	4
Property, plant and equipment	EUR 4.2B
Shareholders' equity	EUR 34.9B
Tangible book value	EUR 20B
Tangible book value per share	EUR 13.22
Total assets	EUR 581.2B
Total cash	EUR 7.7B
Total debt	EUR 41.5B
Total liabilities	EUR 546.3B
WACC	5.46%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Asset turnover	0.11
Current ratio	2.46
Net working capital	EUR 8.2B
Quick ratio	1.93
Working capital	EUR 15.2B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	2.16%
Dividend growth	14.69%
Dividend growth (10Y)	8.58%
Dividend growth (3Y)	12.24%
Dividend growth (5Y)	10.18%
Dividend growth years	3
Dividend payment date	2026-05-20
Dividend payment years	27
Dividend payout frequency	Annual
Dividend per share	EUR 1.64
Dividend yield	3.84%
Ex-dividend date	2026-05-18
Last dividend	EUR 1.64
Payout ratio	59.76%
Shareholder yield	6%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	252.81%
10Y return CAGR	19.85%
10Y total return	511.29%
150-day SMA	EUR 41.43
15Y price change	215.64%
15Y return CAGR	13.17%
15Y total return	539.73%
1D price change	-0.7%
1M price change	-2.36%
1M total return	-2.36%
1W price change	0.85%
1W total return	0.85%
1Y price change	29.05%
1Y return CAGR	34.8%
1Y total return	34.77%
20-day SMA	EUR 42.18
200-day SMA	EUR 39.69
20Y price change	57.44%
20Y return CAGR	6.1%
20Y total return	227.03%
3M price change	-2.04%
3M total return	-2.04%
3Y price change	131.82%
3Y return CAGR	38.57%
3Y total return	166.14%
50-day SMA	EUR 43.46
50-day SMA vs 200-day SMA	50over200
52-week high	EUR 46.21
52-week high date	2026-09-17
52-week low	EUR 32.23
52-week low date	2026-03-09
5Y price change	127.62%
5Y return CAGR	24.23%
5Y total return	195.9%
6M price change	11.73%
6M total return	16.68%
All-time high	EUR 46.21
All-time high date	2026-09-17
All-time low	EUR 8.22
All-time low date	2012-05-31
Average true range (ATR)	EUR 0.56
Average volume	775.8
Beta (5Y)	0.69
Change from 52-week high	-7.62%
Change from 52-week low	32.45%
Change from all-time high	-7.62%
Change from all-time low	419.47%
Change from open	-0.26%
Day's gap	-0.44%
Dollar volume	EUR 5,592
High price	EUR 42.86
Low price	EUR 42.61
Monthly RSI	74.13
Open price	EUR 42.80
Position in 52-week range	32%
Previous close	EUR 42.99
Price vs 150-day SMA	3.05%
Price vs 20-day SMA	1.2%
Price vs 200-day SMA	7.56%
Price vs 50-day SMA	-1.76%
Relative volume	0.17
RSI	49.49
Sharpe ratio	1.4
Sharpe ratio (3Y)	1.62
Sharpe ratio (5Y)	0.94
Sortino ratio	2.35
Sortino ratio (3Y)	2.74
Sortino ratio (5Y)	1.65
Volume	131
Weekly RSI	54.78
YTD price change	19.48%
YTD total return	24.78%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	826.3M
Shares change (QoQ)	-2.97%
Shares change (YoY)	-2.16%
Shares held by institutions	13.21%

Deeper analysis on ETR/ASG

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

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Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this ETR/ASG report

Is a complete ETR/ASG research report available?

No complete published report is available for etr/ASG (ETR/ASG) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

ETR/ASG (ETR/ASG)

Price

Financial snapshot

Fair-value bridge

Latest news · ETR/ASG

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All ETR/ASG indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on ETR/ASG

Frequently asked questions