Sector pending / Life InsuranceUpdated 2026-05-10 22:07 UTC

FRA/4JP stock hub

FRA/4JP has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

9.2B

Frankfurt Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

FRA/4JP

In the news

Latest news · FRA/4JP

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/En/a

P25 n/aP50 n/aP75 n/a

Trailing P/E10.7

P25 n/aP50 n/aP75 n/a

ROE4.1

P25 n/aP50 n/aP75 n/a

ROIC1.1

P25 n/aP50 n/aP75 n/a

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All FRA/4JP market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

179

Groups with data

Currency

JPY

Showing 179 of 179 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Japan
Country code	DE
Employees	18,656
Employees Change	-436%
Employees Change Percent	-2.28
Enterprise value	EUR 27.5B
Exchange	Frankfurt Stock Exchange
Financial currency	JPY
First seen	2026-05-10
Industry	Life Insurance
Last refreshed	2026-05-10
Market cap	EUR 9.2B
Price	EUR 8.35
Price currency	EUR
Rev Per Employee	782,092.12x
Sic	6311
Symbol	fra/4JP
Website	https://www.jp-life.japanpost.jp

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	9.34%
EV Earnings	32.15x
EV/EBIT	49x
EV/EBITDA	36.46x
EV/Sales	1.89x
P/B ratio	0.41x
P/E ratio	10.71x
P/S ratio	0.63x
PE Ratio10 Y	10.39x
PE Ratio3 Y	10.2x
PE Ratio5 Y	8.57x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT Margin	3.85%
EBITDA Margin	5.18%
Gross margin	22%
Gross Profit	EUR 3.2B
Net Income	EUR 855.3M
Net Income Growth	48.08%
Net Income Growth Q	13.97%
Net Income Growth3 Y	11.13%
Net Income Growth5 Y	-0.89%
Pretax Margin	6.04%
Profit Margin	5.86%
Profit Per Employee	EUR 45,848
ROA	0.11
Roa5y	0.32
ROCE	0.19
ROE	4.14
Roe5y	4.76
ROIC	1.13
Roic5y	3.48

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	6.25%
Cagr1y	50.69%
Cagr3y	24.29%
Cagr5y	12.98%
Div CAGR3	27.96%
Div CAGR5	18.29%
EPS Growth	51.68
EPS Growth Q	18.33
EPS Growth3 Y	13.24
EPS Growth5 Y	7.55
Revenue Growth	-29.71x
Revenue Growth Q	-14.22x
Revenue Growth3 Y	-7.41x
Revenue Growth5 Y	-6.91x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	EUR 0.04
Assets	EUR 320.4B
Cash	EUR 11.8B
Debt	EUR 26.8B
Debt EBITDA	EUR 35.42
Debt Equity	EUR 1.19
Equity	EUR 22.4B
Interest Coverage	3.91
Liabilities	EUR 298B
Net Cash	EUR -18.4B
Net Cash By Market Cap	EUR -200
Net Debt EBITDA	EUR 24.31
Net Debt Equity	EUR 0.82
Tangible Book Value	EUR 21.8B
Tangible Book Value Per Share	EUR 19.91

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	1.7
Net Working Capital	EUR 38.1B
Quick ratio	0.37
Working Capital	EUR 22.5B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	2.37%
Dividend Growth	112.83%
Dividend Growth Years	1%
Dividend per share	EUR 0.45
Dividend Years	11
Dividend Yield	5.44%
Ex Div Date	2026-03-30
Last Dividend	EUR 0.34
Payout Frequency	Semi-Annual

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	83.34%
1Y total return	50.65%
200-day SMA	8.16
3Y total return	92.05%
50-day SMA	8.45
50-day SMA vs 200-day SMA	50over200
5Y total return	84.09%
All Time High	9.67
All Time High Change	-13.66%
All Time High Date	2015-11-05
All Time Low	3.32
All Time Low Change	151.73%
All Time Low Date	2020-03-19
ATR	0.13
Ch YTD	-1.38
High	8.35
High52	9.53
High52 Date	2026-02-11
High52ch	-12.41%
Low	8.35
Low52	5.67
Low52 Date	2025-05-09
Low52ch	47.34%
Ma50ch	-1.23%
Price vs 200-day SMA	2.38%
RSI	51.12
RSI Monthly	61.13
RSI Weekly	51.07
Sharpe ratio	1.44x
Sortino ratio	2.45
Total Return	7.81%
Tr YTD	-0.11
Tr1m	-2.91%
Tr1w	1.83%
Tr3m	-5.32%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	EUR 561.9M
Operating margin	3.85

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	517,447,062%
Shares Insiders	0%
Shares Institutions	18.3%
Shares Qo Q	-0.73%
Shares Yo Y	-2.37%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Average Volume	0x
Bv Per Share	20.49
Ch10y	29.02
Ch1m	-2.91
Ch1w	1.83
Ch1y	46.49
Ch3m	-6.53
Ch3y	73.96
Ch5y	52.74
Ch6m	12.84
Change	-1.18%
Change From Open	0
Close	8.45
Days Gap	-1.18
Earnings Date	2026-05-15
EBIT	EUR 561.9M
EBITDA	EUR 755.2M
EPS	EUR 0.76
F Score	3
Fiscal Year End	March
Founded	2,006
Graham Number	18.92221
Graham Upside	126.6
Income Tax	EUR 25.8M
Is Primary Listing	0
Last Earnings Date	2026-02-13
Last Report Date	2025-12-31
Last Split Date	2026-03-30
Last Split Type	Forward
Lynch Fair Value	EUR 3.9
Lynch Upside	-53.32
Ma150	8.28
Ma150ch	0.8%
Ma20	8.26
Ma20ch	1.13%
Next Earnings Date	2026-05-15
Open	8.35
Payment Date	2026-06-19
Ppne	749,939,966.3
Price Date	2026-05-08
Price EBITDA	EUR 12.13
Ptbv Ratio	0.42
Relative Volume	2,000x
Revenue	14,590,710,660x
Tax By Revenue	0.18x
Tax Rate	2.93%
Tr6m	14.29%

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

FRA/4JP dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+5.4%

$0.45 annual per share

Payout ratio

n/a

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+18.3%

1 consecutive years of growth

Total shareholder yield

+7.8%

Next ex-dividend date: 2026-03-30

Performance

FRA/4JP stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns FRA/4JP?

Insider, institutional, and short-interest positioning.

Institutional ownership

+18.3%

Share of float held by funds and institutions

Insider ownership

+0.0%

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

-2.4%

Negative means the company is buying back shares.

Technical

FRA/4JP momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

51.1

Neutral momentum band

Price vs 200-day MA

+2.4%

50/200-day relationship not available

Beta (5Y)

n/a

Sensitivity to the broader market

Sharpe ratio

1.44

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About FRA/4JP

Hub-level FAQ points readers to the deeper analysis pages.

What is the current fra/4JP stock rating?

fra/4JP is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full fra/4JP analysis?

The full report lives at /stocks/fra/4JP/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for fra/4JP?

The latest report frames fra/4JP around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the fra/4JP page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.