Sector pending / Life InsuranceUpdated 2026-05-10 22:07 UTC

FRA/LA6A stock hub

FRA/LA6A has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

9.4B

Frankfurt Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

FRA/LA6A

In the news

Latest news · FRA/LA6A

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E9.5

P25 n/aP50 n/aP75 n/a

Trailing P/E11.4

P25 n/aP50 n/aP75 n/a

ROE16.9

P25 n/aP50 n/aP75 n/a

ROIC69.2

P25 n/aP50 n/aP75 n/a

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All FRA/LA6A market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

208

Groups with data

Currency

ZAR

Showing 208 of 208 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	South Africa
Country code	DE
Employees	23,363
Employees Change	1,606%
Employees Change Percent	7.2
Enterprise value	EUR 7.9B
Exchange	Frankfurt Stock Exchange
Financial currency	ZAR
First seen	2026-05-10
Industry	Life Insurance
Last refreshed	2026-05-10
Market cap	EUR 9.4B
Price	EUR 4.46
Price currency	EUR
Rev Per Employee	538,985.69x
Sic	6311
Symbol	fra/LA6A
Website	https://www.sanlamonline.co.za

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	8.75%
EV Earnings	9.69x
EV/EBIT	1.15x
EV/EBITDA	1.13x
EV/FCF	11.77x
EV/Sales	0.63x
FCF yield	7.2%
Forward P/E	9.5x
P/B ratio	1.63x
P/E ratio	11.43x
P/S ratio	0.74x
PE Ratio10 Y	11.38x
PE Ratio3 Y	9.22x
PE Ratio5 Y	9.51x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT Margin	52.44%
EBITDA Margin	52.86%
FCF margin	5.36%
Gross margin	63.15%
Gross Profit	EUR 8B
Net Income	EUR 820M
Net Income Growth	-28.32%
Net Income Growth Q	-53.58%
Net Income Growth3 Y	-1.13%
Net Income Growth5 Y	1.15%
Pretax Margin	10.77%
Profit Margin	6.51%
Profit Per Employee	EUR 35,098
ROA	6.61
Roa5y	4.27
ROCE	17.27
ROE	16.88
Roe5y	15.45
ROIC	69.23
Roic5y	43.26

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	6.92%
Cagr15y	8.49%
Cagr1y	17.25%
Cagr3y	26.71%
Cagr5y	12.21%
Div CAGR10	2.96%
Div CAGR3	7.85%
Div CAGR5	3.47%
EPS Growth	-28.48
EPS Growth Q	-53.6
EPS Growth3 Y	-1.01
EPS Growth5 Y	0.76
FCF Growth	-8.17%
FCF Growth Q	-77.32%
FCF Growth5 Y	1.66%
OCF Growth	-10.02%
OCF Growth Q	-74.28%
OCF Growth10 Y	19.08%
OCF Growth5 Y	1.44%
Revenue Growth	17.88x
Revenue Growth Q	8.63x
Revenue Growth3 Y	10.76x
Revenue Growth5 Y	6.5x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	EUR 0.2
Assets	EUR 66.7B
Cash	EUR 16B
Debt	EUR 1B
Debt EBITDA	EUR 0.15
Debt Equity	EUR 0.18
Debt FCF	EUR 1.53
Equity	EUR 5.7B
Interest Coverage	62.75
Liabilities	EUR 60.9B
Net Cash	EUR 1.9B
Net Cash By Market Cap	EUR 20.53
Net Cash Growth	14.71%
Net Debt EBITDA	EUR -0.29
Net Debt Equity	EUR -0.34
Net Debt FCF	EUR -2.85
Tangible Book Value	EUR 4.8B
Tangible Book Value Per Share	EUR 2.28

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	0.65
Net Working Capital	EUR -12.5B
Quick ratio	0.63
Working Capital	EUR -9.9B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	-0.17%
Dividend Growth	10.66%
Dividend Growth Years	2%
Dividend per share	EUR 0.25
Dividend Years	20
Dividend Yield	5.43%
Ex Div Date	2026-04-08
Last Dividend	EUR 0.25
Payout Frequency	Annual
Payout Ratio	70.08%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	95.15%
1Y total return	17.23%
200-day SMA	4.64
3Y total return	103.48%
50-day SMA	4.67
50-day SMA vs 200-day SMA	50over200
5Y total return	77.88%
All Time High	6.56
All Time High Change	-32.01%
All Time High Date	2018-03-06
All Time Low	0.96
All Time Low Change	367.02%
All Time Low Date	2008-10-23
ATR	0.09
Ch YTD	-11.68
High	4.46
High52	5.65
High52 Date	2026-02-25
High52ch	-21.06%
Low	4.46
Low52	3.98
Low52 Date	2025-09-05
Low52ch	12.06%
Ma50ch	-4.56%
Price vs 200-day SMA	-3.86%
RSI	47.62
RSI Monthly	51.81
RSI Weekly	42.7
Sharpe ratio	0.49x
Sortino ratio	0.9
Total Return	5.27%
Tr YTD	-6.68
Tr15y	239.62%
Tr1m	2.01%
Tr1w	2.29%
Tr3m	-9.37%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	EUR 6.6B
Operating margin	52.44

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	1,693,026,449%
Net Borrowing	-84,533,746.8
Shares Insiders	0.28%
Shares Institutions	49.25%
Shares Qo Q	-0.13%
Shares Yo Y	0.17%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	EUR 642.6M
Average Volume	2,050.65x
Bv Per Share	2.5
CAPEX	EUR -24.9M
Ch10y	16.57
Ch15y	67.54
Ch1m	-3.46
Ch1w	2.29
Ch1y	10.95
Ch3m	-14.23
Ch3y	71.54
Ch5y	34.34
Ch6m	-1.33
Change	-2.19%
Change From Open	0
Close	4.56
Days Gap	-2.19
Earnings Date	2026-03-12
EBIT	EUR 6.6B
EBITDA	EUR 6.7B
EPS	EUR 0.39
F Score	4
FCF	EUR 674.6M
FCF EV Yield	8.49x
Financing CF	-693,615,032
Fiscal Year End	December
Founded	1,918
Goodwill	342,172,728.9
Graham Number	4.89735
Graham Upside	9.81
Income Tax	EUR 393.6M
Investing CF	101,645,157
Is Primary Listing	0
Last Earnings Date	2026-03-12
Last Report Date	2025-12-31
Lynch Fair Value	EUR 1.95
Lynch Upside	-56.24
Ma150	4.8
Ma150ch	-7.1%
Ma20	4.48
Ma20ch	-0.51%
Net CF	92,951,822
Open	4.46
P FCF Ratio	13.89
P OCF Ratio	13.39
Payment Date	2026-04-13
Ppne	203,181,234.6
Price Date	2026-05-08
Price EBITDA	EUR 1.41
Ptbv Ratio	1.97
Relative Volume	0.48x
Revenue	12,592,322,674x
SBC By Revenue	0.25x
Share Based Comp	31,995,591
Tax By Revenue	3.13x
Tax Rate	29.02%
Tr6m	4.27%

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

FRA/LA6A dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+5.4%

$0.25 annual per share

Payout ratio

+70.1%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+3.5%

2 consecutive years of growth

Total shareholder yield

+5.3%

Next ex-dividend date: 2026-04-08

Performance

FRA/LA6A stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns FRA/LA6A?

Insider, institutional, and short-interest positioning.

Institutional ownership

+49.3%

Share of float held by funds and institutions

Insider ownership

+0.3%

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

+0.2%

Negative means the company is buying back shares.

Technical

FRA/LA6A momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

47.6

Neutral momentum band

Price vs 200-day MA

-3.9%

50/200-day relationship not available

Beta (5Y)

n/a

Sensitivity to the broader market

Sharpe ratio

0.49

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About FRA/LA6A

Hub-level FAQ points readers to the deeper analysis pages.

What is the current fra/LA6A stock rating?

fra/LA6A is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full fra/LA6A analysis?

The full report lives at /stocks/fra/LA6A/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for fra/LA6A?

The latest report frames fra/LA6A around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the fra/LA6A page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.