Sector pending / Fire, Marine, and Casualty InsuranceUpdated 2026-05-10 22:07 UTC

FRA/XGJ stock hub

FRA/XGJ has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

11.5B

Frankfurt Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

FRA/XGJ

In the news

Latest news · FRA/XGJ

Recent company headlines from major financial publishers.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E15.3

P25 n/aP50 n/aP75 n/a

Trailing P/E19

P25 n/aP50 n/aP75 n/a

ROE30.3

P25 n/aP50 n/aP75 n/a

ROIC22.9

P25 n/aP50 n/aP75 n/a

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All FRA/XGJ market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

209

Groups with data

Currency

NOK

Showing 209 of 209 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Norway
Country code	DE
Employees	4,150
Employees Change	228%
Employees Change Percent	5.04
Enterprise value	EUR 10.9B
Exchange	Frankfurt Stock Exchange
Financial currency	NOK
First seen	2026-05-10
Industry	Fire, Marine, and Casualty Insurance
Last refreshed	2026-05-10
Market cap	EUR 11.5B
Price	EUR 22.86
Price currency	EUR
Rev Per Employee	1,005,598.19x
Sic	6331
Symbol	fra/XGJ
Website	https://www.gjensidige.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	5.26%
EV Earnings	18.02x
EV/EBIT	12.84x
EV/EBITDA	12.09x
EV/FCF	22.6x
EV/Sales	2.53x
FCF yield	4.19%
Forward P/E	15.26x
P/B ratio	5.9x
P/E ratio	19.02x
P/S ratio	2.76x
PE Ratio10 Y	18.66x
PE Ratio3 Y	21.15x
PE Ratio5 Y	20.28x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT Margin	19.67%
EBITDA Margin	20.43%
FCF margin	11.56%
Gross margin	37.49%
Gross Profit	EUR 1.6B
Net Income	EUR 605.2M
Net Income Growth	22.76%
Net Income Growth Q	29.05%
Net Income Growth3 Y	23.8%
Net Income Growth5 Y	0.07%
Pretax Margin	18.85%
Profit Margin	14.82%
Profit Per Employee	EUR 145,841
ROA	3.14
Roa5y	3.1
ROCE	4.95
ROE	30.26
Roe5y	20.69
ROIC	22.87
Roic5y	18.9

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	10.5%
Cagr15y	13.74%
Cagr1y	13.87%
Cagr3y	20.39%
Cagr5y	9.51%
Div CAGR10	3.91%
Div CAGR3	20.86%
Div CAGR5	-9.01%
EPS Growth	22.99
EPS Growth Q	29.23
EPS Growth3 Y	23.83
EPS Growth5 Y	0.06
FCF Growth	-21.87%
FCF Growth Q	-11.62%
FCF Growth3 Y	-0.3%
FCF Growth5 Y	-2.27%
OCF Growth	-28%
OCF Growth Q	-13.83%
OCF Growth3 Y	-4.14%
OCF Growth5 Y	-4.04%
Revenue Growth	9.42x
Revenue Growth Q	5.89x
Revenue Growth3 Y	11.66x
Revenue Growth5 Y	7.85x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	EUR 0.26
Assets	EUR 17.4B
Cash	EUR 7.3B
Debt	EUR 476.3M
Debt EBITDA	EUR 0.55
Debt Equity	EUR 0.24
Debt FCF	EUR 0.99
Equity	EUR 2B
Interest Coverage	13.86
Liabilities	EUR 15.4B
Net Cash	EUR 583.5M
Net Cash By Market Cap	EUR 5.07
Net Cash Growth	963.37%
Net Debt EBITDA	EUR -0.68
Net Debt Equity	EUR -0.3
Net Debt FCF	EUR -1.21
Tangible Book Value	EUR 1.3B
Tangible Book Value Per Share	EUR 2.1

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	10
Inventory Turnover	1,083
Net Working Capital	EUR 6.3B
Quick ratio	9.73
Working Capital	EUR 7.3B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	-0.75%
Dividend Growth	48.96%
Dividend Growth Years	2%
Dividend per share	EUR 1.3
Dividend Years	16
Dividend Yield	5.68%
Ex Div Date	2026-03-27
Last Dividend	EUR 1.3
Payout Frequency	Annual
Payout Ratio	4.52%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	171.37%
1Y total return	13.86%
200-day SMA	23.69
3Y total return	74.51%
50-day SMA	23.31
50-day SMA vs 200-day SMA	50under200
5Y total return	57.5%
All Time High	25.8
All Time High Change	-11.4%
All Time High Date	2026-01-07
All Time Low	7.12
All Time Low Change	220.93%
All Time Low Date	2011-01-21
ATR	0.31
Ch YTD	-8.41
High	22.86
High52	25.8
High52 Date	2026-01-07
High52ch	-11.4%
Low	22.86
Low52	21.16
Low52 Date	2025-05-13
Low52ch	8.03%
Ma50ch	-1.94%
Price vs 200-day SMA	-3.49%
RSI	43.02
RSI Monthly	56.99
RSI Weekly	46.43
Sharpe ratio	0.49x
Sortino ratio	1
Total Return	4.93%
Tr YTD	-2.84
Tr15y	589.66%
Tr1m	1.6%
Tr1w	-3.3%
Tr3m	1.64%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	EUR 820.8M
Operating margin	19.67

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	188,797,001%
Net Borrowing	-43,193,182.3
Shares Insiders	0.04%
Shares Institutions	85.75%
Shares Qo Q	-1.96%
Shares Yo Y	0.75%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	EUR 482.4M
Average Volume	45.05x
Bv Per Share	3.41
CAPEX	EUR 3.7M
Ch10y	57.49
Ch15y	171.3
Ch1m	1.6
Ch1w	-3.3
Ch1y	7.32
Ch3m	-4.19
Ch3y	49.41
Ch5y	21.79
Ch6m	-1.3
Change	-1.04%
Change From Open	0
Close	23.1
Days Gap	-1.04
Earnings Date	2026-04-29
EBIT	EUR 820.8M
EBITDA	EUR 852.4M
EPS	EUR 1.21
F Score	4
FCF	EUR 482.4M
FCF EV Yield	4.42x
Financing CF	-13,046,082
Fiscal Year End	December
Founded	1,816
Goodwill	509,193,386.7
Graham Number	10.23787
Graham Upside	-55.21
Income Tax	EUR 192.7M
Investing CF	61,401,186
Is Primary Listing	0
Last Earnings Date	2026-04-29
Last Report Date	2026-03-31
Lynch Fair Value	EUR 6.01
Lynch Upside	-73.71
Ma150	23.72
Ma150ch	-3.63%
Ma20	23.51
Ma20ch	-2.76%
Net CF	526,473,987
Next Earnings Date	2026-07-13
Open	22.86
P FCF Ratio	23.86
P OCF Ratio	24.04
Payment Date	2026-04-10
Ppne	134,643,765.8
Price Date	2026-05-08
Price EBITDA	EUR 13.5
Ptbv Ratio	8.88
Relative Volume	2.24x
Revenue	4,173,232,488x
Tax By Revenue	4.62x
Tax Rate	24.51%
Tr6m	4.72%

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

FRA/XGJ dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+5.7%

$1.30 annual per share

Payout ratio

+4.5%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

-9.0%

2 consecutive years of growth

Total shareholder yield

+4.9%

Next ex-dividend date: 2026-03-27

Performance

FRA/XGJ stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns FRA/XGJ?

Insider, institutional, and short-interest positioning.

Institutional ownership

+85.8%

Share of float held by funds and institutions

Insider ownership

+0.0%

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

+0.8%

Negative means the company is buying back shares.

Technical

FRA/XGJ momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

43.0

Neutral momentum band

Price vs 200-day MA

-3.5%

50/200-day relationship not available

Beta (5Y)

n/a

Sensitivity to the broader market

Sharpe ratio

0.49

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About FRA/XGJ

Hub-level FAQ points readers to the deeper analysis pages.

What is the current fra/XGJ stock rating?

fra/XGJ is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full fra/XGJ analysis?

The full report lives at /stocks/fra/XGJ/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for fra/XGJ?

The latest report frames fra/XGJ around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the fra/XGJ page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.