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NSE/PFC (NSE/PFC)

National Stock Exchange of India: NSE/PFC · INR

₹316

+0.79 (+0.3%)· Recorded snapshot

Market cap	1T
Revenue (ttm)	478.1B
Net income (ttm)	260.5B
EPS (ttm)	₹78.9
Shares out	3.3B
P/E (trailing)	4.0x
P/E (forward)	3.6x
Dividend	₹18.6 (5.86%)
Volume	3,911,535
Beta	0.63

Market data

Price

Recent price action with selectable time range.

Metric	Value
Amount currency	INR
Country	India
Country code	IN
Earnings date	2026-11-06
Employees	552
Employees change	12
Employees growth	2.22%
Exchange	National Stock Exchange of India
Financial currency	INR
Financial report date	2026-06-30
First seen	2026-05-10
Fiscal year end	March
Founded	1986
Industry	Credit Services
Is primary listing	Yes
ISIN number	INE134E01011
Last earnings date	2026-08-07
Last refreshed	2026-10-28
Last stock split date	2023-09-21
Last stock split type	Forward
Market cap	INR 1T
Next earnings date	2026-11-06
Price	INR 316.40
Price currency	INR
Sector	Financials
SIC code	6159
Stock price date	2026-10-28
Symbol	nse/PFC
Website	https://www.pfcindia.com

Metric

Value

Amount currency

INR

Country

India

Country code

Earnings date

2026-11-06

Employees

552

Employees change

Employees growth

2.22%

Exchange

National Stock Exchange of India

Financial currency

INR

Financial report date

2026-06-30

First seen

2026-05-10

Fiscal year end

March

Founded

1986

Industry

Credit Services

Is primary listing

Yes

ISIN number

INE134E01011

Last earnings date

2026-08-07

Last refreshed

2026-10-28

Last stock split date

2023-09-21

Last stock split type

Forward

Market cap

INR 1T

Next earnings date

2026-11-06

Price

INR 316.40

Price currency

INR

Sector

Financials

SIC code

6159

Stock price date

2026-10-28

Symbol

nse/PFC

Website

https://www.pfcindia.com

Metric	Value
Adjusted P/E ratio	5.15x
Average P/E ratio (10Y)	4.73x
Average P/E ratio (3Y)	5.99x
Average P/E ratio (5Y)	4.58x
Earnings yield	24.95%
FCF yield	14.57%
Forward P/E	3.64x
Graham number	877.02657
Graham upside	177.19%
Industry forward P/E	11.22x
Industry P/E	12.95x
Lynch fair value	INR 1,241.78
Lynch upside	292.47%
P/B ratio	0.56x
P/E ratio	4.01x
P/FCF ratio	6.86x
P/OCF ratio	6.71x
P/S ratio	2.18x
PEG ratio	1.19x
Price / tangible book value	0.73x
Sector forward P/E	12.05x
Sector P/E	13.34x

Metric

Value

Adjusted P/E ratio

5.15x

Average P/E ratio (10Y)

4.73x

Average P/E ratio (3Y)

5.99x

Average P/E ratio (5Y)

4.58x

Earnings yield

24.95%

FCF yield

14.57%

Forward P/E

3.64x

Graham number

877.02657

Graham upside

177.19%

Industry forward P/E

11.22x

Industry P/E

12.95x

Lynch fair value

INR 1,241.78

Lynch upside

292.47%

P/B ratio

0.56x

P/E ratio

4.01x

P/FCF ratio

6.86x

P/OCF ratio

6.71x

P/S ratio

2.18x

PEG ratio

1.19x

Price / tangible book value

0.73x

Sector forward P/E

12.05x

Sector P/E

13.34x

Metric	Value
Effective tax rate	21.6%
FCF margin	31.74%
Gross margin	99.22%
Operating margin	94.32%
Pretax margin	89.76%
Profit margin	54.48%
Profit per employee	INR 471.9M
Profitable quarters	37
Profitable years	23
Revenue per employee	INR 866M
ROA (5Y)	2.63%
ROE (5Y)	20.89%
ROIC	2.97%
ROIC (5Y)	2.87%
Tax / revenue	19.39%

Metric

Value

Effective tax rate

21.6%

FCF margin

31.74%

Gross margin

99.22%

Operating margin

94.32%

Pretax margin

89.76%

Profit margin

54.48%

Profit per employee

INR 471.9M

Profitable quarters

Profitable years

Revenue per employee

INR 866M

ROA (5Y)

2.63%

ROE (5Y)

20.89%

ROIC

2.97%

ROIC (5Y)

2.87%

Tax / revenue

19.39%

Metric	Value
EPS growth	7.12%
EPS growth (Q)	2.11%
EPS growth (QoQ)	0.19%
EPS growth 10Y	24.4%
EPS growth 3Y	15.17%
EPS growth 5Y	15.73%
EPS growth quarters	16
EPS growth years	6
Net income growth	7.13%
Net income growth (Q)	2.12%
Net income growth (QoQ)	0.19%
Net income growth 3Y	15.17%
Net income growth 5Y	15.73%
Net income growth quarters	16
Net income growth years	6
Operating income growth	6.71%
Operating income growth (Q)	3.11%
Operating income growth 3Y	14.81%
Operating income growth 5Y	16.55%
Revenue growth	0.53%
Revenue growth (Q)	0.78%
Revenue growth (QoQ)	-21.48%
Revenue growth 10Y	27.46%
Revenue growth 3Y	15.53%
Revenue growth 5Y	15.48%
Revenue growth years	3

Metric

Value

EPS growth

7.12%

EPS growth (Q)

2.11%

EPS growth (QoQ)

0.19%

EPS growth 10Y

24.4%

EPS growth 3Y

15.17%

EPS growth 5Y

15.73%

EPS growth quarters

EPS growth years

Net income growth

7.13%

Net income growth (Q)

2.12%

Net income growth (QoQ)

0.19%

Net income growth 3Y

15.17%

Net income growth 5Y

15.73%

Net income growth quarters

Net income growth years

Operating income growth

6.71%

Operating income growth (Q)

3.11%

Operating income growth 3Y

14.81%

Operating income growth 5Y

16.55%

Revenue growth

0.53%

Revenue growth (Q)

0.78%

Revenue growth (QoQ)

-21.48%

Revenue growth 10Y

27.46%

Revenue growth 3Y

15.53%

Revenue growth 5Y

15.48%

Revenue growth years

Metric	Value
Capital expenditures	INR -3.4B
Depreciation and amortization	INR 663.1M
EPS	INR 78.93
FCF per share	INR 45.98
Financing cash flow	INR -114.5B
Free cash flow	INR 151.7B
Gross profit	INR 474.3B
Income taxes	INR 92.7B
Investing cash flow	INR -21.7B
Net borrowing	INR -34.7B
Net cash flow	INR 18.9B
Net income	INR 260.5B
Operating income	INR 450.9B
Revenue	INR 478.1B

Metric

Value

Capital expenditures

INR -3.4B

Depreciation and amortization

INR 663.1M

EPS

INR 78.93

FCF per share

INR 45.98

Financing cash flow

INR -114.5B

Free cash flow

INR 151.7B

Gross profit

INR 474.3B

Income taxes

INR 92.7B

Investing cash flow

INR -21.7B

Net borrowing

INR -34.7B

Net cash flow

INR 18.9B

Net income

INR 260.5B

Operating income

INR 450.9B

Revenue

INR 478.1B

Metric	Value
Book value per share	INR 433.11
Debt / equity	5.37
Debt / FCF	66.2
Net cash (debt)	INR -9.7T
Net cash / market cap	-927.13%
Net debt / equity	5.16
Net debt / FCF	63.64
Piotroski F-Score	2
Property, plant and equipment	INR 8.7B
Shareholders' equity	INR 1.9T
Tangible book value	INR 1.4T
Tangible book value per share	INR 433.05
Total assets	INR 12.5T
Total cash	INR 388.3B
Total debt	INR 10T
Total liabilities	INR 10.6T
WACC	0.73%

Metric

Value

Book value per share

INR 433.11

Debt / equity

5.37

Debt / FCF

66.2

Net cash (debt)

INR -9.7T

Net cash / market cap

-927.13%

Net debt / equity

5.16

Net debt / FCF

63.64

Piotroski F-Score

Property, plant and equipment

INR 8.7B

Shareholders' equity

INR 1.9T

Tangible book value

INR 1.4T

Tangible book value per share

INR 433.05

Total assets

INR 12.5T

Total cash

INR 388.3B

Total debt

INR 10T

Total liabilities

INR 10.6T

WACC

0.73%

Metric	Value
Current ratio	36.78
Quick ratio	36.63
Working capital	INR 11.9T

Metric

Value

Current ratio

36.78

Quick ratio

36.63

Working capital

INR 11.9T

Metric	Value
Buyback yield / dilution	-0.01%
Dividend growth	15.38%
Dividend growth (10Y)	12.93%
Dividend growth (3Y)	20.94%
Dividend growth (5Y)	13.86%
Dividend growth years	3
Dividend payment date	2026-09-06
Dividend payment years	7
Dividend payout frequency	Quarterly
Dividend per share	INR 18.55
Dividend yield	5.86%
Ex-dividend date	2026-08-27
FCF payout ratio	40.78%
Last dividend	INR 3.90
Payout ratio	30.65%
Shareholder yield	5.85%

Metric

Value

Buyback yield / dilution

-0.01%

Dividend growth

15.38%

Dividend growth (10Y)

12.93%

Dividend growth (3Y)

20.94%

Dividend growth (5Y)

13.86%

Dividend growth years

Dividend payment date

2026-09-06

Dividend payment years

Dividend payout frequency

Quarterly

Dividend per share

INR 18.55

Dividend yield

5.86%

Ex-dividend date

2026-08-27

FCF payout ratio

40.78%

Last dividend

INR 3.90

Payout ratio

30.65%

Shareholder yield

5.85%

Metric	Value
10Y price change	218.18%
10Y return CAGR	18.93%
10Y total return	466.01%
150-day SMA	INR 398.33
15Y price change	435.91%
15Y return CAGR	18.06%
15Y total return	1,106.84%
1D price change	0.25%
1M price change	-6.39%
1M total return	-6.39%
1W price change	-4.81%
1W total return	-4.81%
1Y price change	-20.28%
1Y return CAGR	-16.38%
1Y total return	-16.37%
20-day SMA	INR 327.16
200-day SMA	INR 397.88
3M price change	-24.68%
3M total return	-23.16%
3Y price change	33.19%
3Y return CAGR	14.82%
3Y total return	51.37%
50-day SMA	INR 342.28
50-day SMA vs 200-day SMA	50under200
52-week high	INR 486.50
52-week high date	2026-04-28
52-week low	INR 310.30
52-week low date	2026-10-26
5Y price change	182.6%
5Y return CAGR	30.83%
5Y total return	283.18%
6M price change	-33.38%
6M total return	-32.02%
All-time high	INR 580.00
All-time high date	2024-07-12
All-time low	INR 34.16
All-time low date	2008-10-27
Average true range (ATR)	INR 8.70
Average volume	9.6M
Beta (1Y)	0.38
Beta (2Y)	0.57
Beta (5Y)	0.63
Change from 52-week high	-34.96%
Change from 52-week low	1.97%
Change from all-time high	-45.45%
Change from all-time low	826.23%
Change from open	0.54%
Day's gap	-0.29%
Dollar volume	INR 1.2B
High price	INR 319.05
Low price	INR 312.30
Monthly RSI	41.31
Open price	INR 314.70
Position in 52-week range	60.74%
Previous close	INR 315.60
Price vs 150-day SMA	-20.57%
Price vs 20-day SMA	-3.29%
Price vs 200-day SMA	-20.48%
Price vs 50-day SMA	-7.56%
Relative volume	0.41
RSI	33.96
Sharpe ratio	-0.63
Sharpe ratio (3Y)	0.41
Sharpe ratio (5Y)	0.81
Sortino ratio	-0.68
Sortino ratio (3Y)	0.72
Sortino ratio (5Y)	1.36
Volume	3.9M
Weekly RSI	28.87
YTD price change	-10.97%
YTD total return	-7.54%

Metric

Value

10Y price change

218.18%

10Y return CAGR

18.93%

10Y total return

466.01%

150-day SMA

INR 398.33

15Y price change

435.91%

15Y return CAGR

18.06%

15Y total return

1,106.84%

1D price change

0.25%

1M price change

-6.39%

1M total return

-6.39%

1W price change

-4.81%

1W total return

-4.81%

1Y price change

-20.28%

1Y return CAGR

-16.38%

1Y total return

-16.37%

20-day SMA

INR 327.16

200-day SMA

INR 397.88

3M price change

-24.68%

3M total return

-23.16%

3Y price change

33.19%

3Y return CAGR

14.82%

3Y total return

51.37%

50-day SMA

INR 342.28

50-day SMA vs 200-day SMA

50under200

52-week high

INR 486.50

52-week high date

2026-04-28

52-week low

INR 310.30

52-week low date

2026-10-26

5Y price change

182.6%

5Y return CAGR

30.83%

5Y total return

283.18%

6M price change

-33.38%

6M total return

-32.02%

All-time high

INR 580.00

All-time high date

2024-07-12

All-time low

INR 34.16

All-time low date

2008-10-27

Average true range (ATR)

INR 8.70

Average volume

9.6M

Beta (1Y)

0.38

Beta (2Y)

0.57

Beta (5Y)

0.63

Change from 52-week high

-34.96%

Change from 52-week low

1.97%

Change from all-time high

-45.45%

Change from all-time low

826.23%

Change from open

0.54%

Day's gap

-0.29%

Dollar volume

INR 1.2B

High price

INR 319.05

Low price

INR 312.30

Monthly RSI

41.31

Open price

INR 314.70

Position in 52-week range

60.74%

Previous close

INR 315.60

Price vs 150-day SMA

-20.57%

Price vs 20-day SMA

-3.29%

Price vs 200-day SMA

-20.48%

Price vs 50-day SMA

-7.56%

Relative volume

0.41

RSI

33.96

Sharpe ratio

-0.63

Sharpe ratio (3Y)

0.41

Sharpe ratio (5Y)

0.81

Sortino ratio

-0.68

Sortino ratio (3Y)

0.72

Sortino ratio (5Y)

1.36

Volume

3.9M

Weekly RSI

28.87

YTD price change

-10.97%

YTD total return

-7.54%

Metric	Value
Float	1.4B
Shares change (QoQ)	-0%
Shares change (YoY)	0.01%
Shares held by insiders	0%
Shares held by institutions	26.74%
Shares outstanding	3.3B

Metric

Value

Float

1.4B

Shares change (QoQ)

-0%

Shares change (YoY)

0.01%

Shares held by insiders

Shares held by institutions

26.74%

Shares outstanding

3.3B

NSE/PFC (NSE/PFC)

Price

Financial snapshot

Fair-value bridge

Latest news · NSE/PFC

Valuation

Profitability

Balance sheet

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Sector percentile context

All NSE/PFC indicators

Profile and market data

Valuation

Profitability

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Financial statements

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Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on NSE/PFC

Frequently asked questions