Is a complete TYO/8331 research report available?

No complete published report is available for tyo/8331 (TYO/8331) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

TYO/8331 (TYO/8331)

Tokyo Stock Exchange: TYO/8331 · JPY

¥2,487

+11.39 (+0.5%)· Recorded snapshot

Market cap	1.7T
Revenue (ttm)	368.8B
Net income (ttm)	102.2B
EPS (ttm)	¥146
Shares out	691.2M
P/E (trailing)	17.0x
P/E (forward)	12.9x
Dividend	¥64.0 (2.57%)
Volume	1,924,700
Beta	0.15

Market data

Price

Recent price action with selectable time range.

Metric	Value
Amount currency	JPY
Country	Japan
Country code	JP
Earnings date	2026-11-09
Employees	4,377
Employees change	97
Employees growth	2.27%
Exchange	Tokyo Stock Exchange
Financial currency	JPY
Financial report date	2026-06-30
First seen	2026-05-10
Fiscal year end	March
Founded	1943
Industry	Banks - Regional
Is primary listing	Yes
ISIN number	JP3511800009
Last earnings date	2026-08-04
Last refreshed	2026-10-28
Market cap	JPY 1.7T
Next earnings date	2026-11-09
Price	JPY 2,486.50
Price currency	JPY
Sector	Financials
SIC code	6020
Stock price date	2026-10-28
Symbol	tyo/8331
Website	https://www.chibabank.co.jp

Metric

Value

Amount currency

JPY

Country

Japan

Country code

Earnings date

2026-11-09

Employees

4,377

Employees change

Employees growth

2.27%

Exchange

Tokyo Stock Exchange

Financial currency

JPY

Financial report date

2026-06-30

First seen

2026-05-10

Fiscal year end

March

Founded

1943

Industry

Banks - Regional

Is primary listing

Yes

ISIN number

JP3511800009

Last earnings date

2026-08-04

Last refreshed

2026-10-28

Market cap

JPY 1.7T

Next earnings date

2026-11-09

Price

JPY 2,486.50

Price currency

JPY

Sector

Financials

SIC code

6020

Stock price date

2026-10-28

Symbol

tyo/8331

Website

https://www.chibabank.co.jp

Metric	Value
Average P/E ratio (10Y)	11.22x
Average P/E ratio (3Y)	13.83x
Average P/E ratio (5Y)	12.34x
Earnings yield	5.87%
FCF yield	-94.63%
Forward P/E	12.94x
Graham number	2473.83078
Graham upside	-0.51%
Industry P/E	10.75x
Lynch fair value	JPY 2,113.61
Lynch upside	-15%
P/B ratio	1.34x
P/E ratio	17.02x
P/S ratio	4.66x
PEG ratio	0.44x
Price / tangible book value	1.37x
Sector P/E	12.91x

Metric

Value

Average P/E ratio (10Y)

11.22x

Average P/E ratio (3Y)

13.83x

Average P/E ratio (5Y)

12.34x

Earnings yield

5.87%

FCF yield

-94.63%

Forward P/E

12.94x

Graham number

2473.83078

Graham upside

-0.51%

Industry P/E

10.75x

Lynch fair value

JPY 2,113.61

Lynch upside

-15%

P/B ratio

1.34x

P/E ratio

17.02x

P/S ratio

4.66x

PEG ratio

0.44x

Price / tangible book value

1.37x

Sector P/E

12.91x

Metric	Value
Effective tax rate	30.46%
Operating margin	40.52%
Pretax margin	39.84%
Profit margin	27.7%
Profit per employee	JPY 23.3M
Profitable quarters	70
Profitable years	24
Revenue per employee	JPY 84.3M
ROA	0.47%
ROA (5Y)	0.34%
ROE	8.3%
ROE (5Y)	6.13%
Tax / revenue	12.14%

Metric

Value

Effective tax rate

30.46%

Operating margin

40.52%

Pretax margin

39.84%

Profit margin

27.7%

Profit per employee

JPY 23.3M

Profitable quarters

Profitable years

Revenue per employee

JPY 84.3M

ROA

0.47%

ROA (5Y)

0.34%

ROE

8.3%

ROE (5Y)

6.13%

Tax / revenue

12.14%

Metric	Value
EPS growth	36.59%
EPS growth (Q)	40.17%
EPS growth (QoQ)	19.25%
EPS growth 10Y	7.91%
EPS growth 3Y	19.8%
EPS growth 5Y	15.9%
EPS growth quarters	11
EPS growth years	6
Net income growth	34.44%
Net income growth (Q)	37.29%
Net income growth (QoQ)	18.4%
Net income growth 3Y	18.26%
Net income growth 5Y	14.47%
Net income growth quarters	11
Net income growth years	6
Revenue growth	31.17%
Revenue growth (Q)	51.77%
Revenue growth (QoQ)	43.52%
Revenue growth 10Y	5.56%
Revenue growth 3Y	15.51%
Revenue growth 5Y	10.81%
Revenue growth quarters	17
Revenue growth years	5

Metric

Value

EPS growth

36.59%

EPS growth (Q)

40.17%

EPS growth (QoQ)

19.25%

EPS growth 10Y

7.91%

EPS growth 3Y

19.8%

EPS growth 5Y

15.9%

EPS growth quarters

EPS growth years

Net income growth

34.44%

Net income growth (Q)

37.29%

Net income growth (QoQ)

18.4%

Net income growth 3Y

18.26%

Net income growth 5Y

14.47%

Net income growth quarters

Net income growth years

Revenue growth

31.17%

Revenue growth (Q)

51.77%

Revenue growth (QoQ)

43.52%

Revenue growth 10Y

5.56%

Revenue growth 3Y

15.51%

Revenue growth 5Y

10.81%

Revenue growth quarters

Revenue growth years

Metric	Value
Capital expenditures	JPY -11.6B
EPS	JPY 146.05
FCF per share	JPY -2,352.96
Financing cash flow	JPY 248.3B
Free cash flow	JPY -1.6T
Gross profit	JPY 368.8B
Income taxes	JPY 44.8B
Investing cash flow	JPY -211.1B
Net cash flow	JPY -1.6T
Net income	JPY 102.2B
Operating income	JPY 149.4B
Revenue	JPY 368.8B

Metric

Value

Capital expenditures

JPY -11.6B

EPS

JPY 146.05

FCF per share

JPY -2,352.96

Financing cash flow

JPY 248.3B

Free cash flow

JPY -1.6T

Gross profit

JPY 368.8B

Income taxes

JPY 44.8B

Investing cash flow

JPY -211.1B

Net cash flow

JPY -1.6T

Net income

JPY 102.2B

Operating income

JPY 149.4B

Revenue

JPY 368.8B

Metric	Value
Book value per share	JPY 1,862.27
Debt / equity	1.94
Net cash (debt)	JPY 219.8B
Net cash / market cap	12.79%
Net cash growth	-65.35%
Net debt / equity	-0.17
Piotroski F-Score	2
Property, plant and equipment	JPY 126.3B
Shareholders' equity	JPY 1.3T
Tangible book value	JPY 1.3T
Tangible book value per share	JPY 1,820.91
Total assets	JPY 21.5T
Total cash	JPY 2.7T
Total debt	JPY 2.5T
Total liabilities	JPY 20.2T
WACC	2.06%

Metric

Value

Book value per share

JPY 1,862.27

Debt / equity

1.94

Net cash (debt)

JPY 219.8B

Net cash / market cap

12.79%

Net cash growth

-65.35%

Net debt / equity

-0.17

Piotroski F-Score

Property, plant and equipment

JPY 126.3B

Shareholders' equity

JPY 1.3T

Tangible book value

JPY 1.3T

Tangible book value per share

JPY 1,820.91

Total assets

JPY 21.5T

Total cash

JPY 2.7T

Total debt

JPY 2.5T

Total liabilities

JPY 20.2T

WACC

2.06%

Metric	Value
Working capital	JPY -15.3T

Metric

Value

Working capital

JPY -15.3T

Metric	Value
Buyback yield / dilution	1.57%
Dividend growth	30.43%
Dividend growth (10Y)	15.26%
Dividend growth (3Y)	25.99%
Dividend growth (5Y)	22.22%
Dividend growth years	11
Dividend payment date	2026-12-07
Dividend payment years	35
Dividend payout frequency	Semi-Annual
Dividend per share	JPY 64.00
Dividend yield	2.57%
Ex-dividend date	2026-09-29
Last dividend	JPY 32.00
Payout ratio	41.08%
Shareholder yield	4.15%

Metric

Value

Buyback yield / dilution

1.57%

Dividend growth

30.43%

Dividend growth (10Y)

15.26%

Dividend growth (3Y)

25.99%

Dividend growth (5Y)

22.22%

Dividend growth years

Dividend payment date

2026-12-07

Dividend payment years

Dividend payout frequency

Semi-Annual

Dividend per share

JPY 64.00

Dividend yield

2.57%

Ex-dividend date

2026-09-29

Last dividend

JPY 32.00

Payout ratio

41.08%

Shareholder yield

4.15%

Metric	Value
10Y price change	290.96%
10Y return CAGR	17.84%
10Y total return	416.35%
150-day SMA	JPY 2,499.56
15Y price change	402.32%
15Y return CAGR	14.19%
15Y total return	632.34%
1D price change	0.46%
1M price change	-12.28%
1M total return	-11.28%
1W price change	-1.74%
1W total return	-1.74%
1Y price change	65.55%
1Y return CAGR	69.77%
1Y total return	69.71%
20-day SMA	JPY 2,630.23
200-day SMA	JPY 2,403.81
20Y price change	129.81%
20Y return CAGR	6.73%
20Y total return	267.59%
3M price change	-11.35%
3M total return	-10.35%
3Y price change	124.01%
3Y return CAGR	34.55%
3Y total return	143.61%
50-day SMA	JPY 2,720.57
50-day SMA vs 200-day SMA	50over200
52-week high	JPY 2,896.00
52-week high date	2026-10-06
52-week low	JPY 1,462.00
52-week low date	2025-11-05
5Y price change	245.83%
5Y return CAGR	32.05%
5Y total return	301.45%
6M price change	22.25%
6M total return	23.64%
All-time high	JPY 2,896.00
All-time high date	2026-10-06
All-time low	JPY 324.00
All-time low date	2002-11-19
Average true range (ATR)	JPY 88.11
Average volume	3.3M
Beta (1Y)	1.16
Beta (2Y)	1.24
Beta (5Y)	0.15
Change from 52-week high	-14.14%
Change from 52-week low	70.08%
Change from all-time high	-14.14%
Change from all-time low	667.44%
Change from open	-1.52%
Day's gap	2.02%
Dollar volume	JPY 4.8B
High price	JPY 2,525.00
Low price	JPY 2,469.00
Monthly RSI	65.2
Open price	JPY 2,525.00
Position in 52-week range	31.25%
Previous close	JPY 2,475.00
Price vs 150-day SMA	-0.52%
Price vs 20-day SMA	-5.46%
Price vs 200-day SMA	3.44%
Price vs 50-day SMA	-8.6%
Relative volume	0.58
RSI	41
Sharpe ratio	1.68
Sharpe ratio (3Y)	0.87
Sharpe ratio (5Y)	0.91
Sortino ratio	2.77
Sortino ratio (3Y)	1.36
Sortino ratio (5Y)	1.44
Volume	1.9M
Weekly RSI	48.15
YTD price change	42.25%
YTD total return	45.83%

Metric

Value

10Y price change

290.96%

10Y return CAGR

17.84%

10Y total return

416.35%

150-day SMA

JPY 2,499.56

15Y price change

402.32%

15Y return CAGR

14.19%

15Y total return

632.34%

1D price change

0.46%

1M price change

-12.28%

1M total return

-11.28%

1W price change

-1.74%

1W total return

-1.74%

1Y price change

65.55%

1Y return CAGR

69.77%

1Y total return

69.71%

20-day SMA

JPY 2,630.23

200-day SMA

JPY 2,403.81

20Y price change

129.81%

20Y return CAGR

6.73%

20Y total return

267.59%

3M price change

-11.35%

3M total return

-10.35%

3Y price change

124.01%

3Y return CAGR

34.55%

3Y total return

143.61%

50-day SMA

JPY 2,720.57

50-day SMA vs 200-day SMA

50over200

52-week high

JPY 2,896.00

52-week high date

2026-10-06

52-week low

JPY 1,462.00

52-week low date

2025-11-05

5Y price change

245.83%

5Y return CAGR

32.05%

5Y total return

301.45%

6M price change

22.25%

6M total return

23.64%

All-time high

JPY 2,896.00

All-time high date

2026-10-06

All-time low

JPY 324.00

All-time low date

2002-11-19

Average true range (ATR)

JPY 88.11

Average volume

3.3M

Beta (1Y)

1.16

Beta (2Y)

1.24

Beta (5Y)

0.15

Change from 52-week high

-14.14%

Change from 52-week low

70.08%

Change from all-time high

-14.14%

Change from all-time low

667.44%

Change from open

-1.52%

Day's gap

2.02%

Dollar volume

JPY 4.8B

High price

JPY 2,525.00

Low price

JPY 2,469.00

Monthly RSI

65.2

Open price

JPY 2,525.00

Position in 52-week range

31.25%

Previous close

JPY 2,475.00

Price vs 150-day SMA

-0.52%

Price vs 20-day SMA

-5.46%

Price vs 200-day SMA

3.44%

Price vs 50-day SMA

-8.6%

Relative volume

0.58

RSI

Sharpe ratio

1.68

Sharpe ratio (3Y)

0.87

Sharpe ratio (5Y)

0.91

Sortino ratio

2.77

Sortino ratio (3Y)

1.36

Sortino ratio (5Y)

1.44

Volume

1.9M

Weekly RSI

48.15

YTD price change

42.25%

YTD total return

45.83%

Metric	Value
Float	690.6M
Shares change (QoQ)	-0.71%
Shares change (YoY)	-1.57%
Shares held by insiders	0.08%
Shares held by institutions	54.59%
Shares outstanding	691.2M

Metric

Value

Float

690.6M

Shares change (QoQ)

-0.71%

Shares change (YoY)

-1.57%

Shares held by insiders

0.08%

Shares held by institutions

54.59%

Shares outstanding

691.2M

TYO/8331 (TYO/8331)

Price

Financial snapshot

Fair-value bridge

Latest news · TYO/8331

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All TYO/8331 indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on TYO/8331

Frequently asked questions