TYO/8725 (TYO/8725)

Tokyo Stock Exchange: TYO/8725 · JPY

¥5,211

-84.73 (-1.6%)· Recorded snapshot

Market cap	7.5T
Revenue (ttm)	7.5T
Net income (ttm)	869.5B
EPS (ttm)	¥603
Shares out	1.4B
P/E (trailing)	8.6x
P/E (forward)	12.0x
Dividend	¥170 (3.26%)
Volume	4,978,200
Beta	0.32

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 7.5T
Net income (ttm): 869.5B
EPS (ttm): ¥603
P/E (trailing): 8.6x
P/E (forward): 12.0x
Market cap: 7.5T

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/E12

P25 n/aP50 n/aP75 n/a

Trailing P/E8.6

P25 n/aP50 n/aP75 n/a

ROE16.1

P25 n/aP50 n/aP75 n/a

ROIC11.3

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All TYO/8725 indicators

Market & fundamental data

Available fields

235

Groups with data

Currency

JPY

Showing 235 of 235 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	JPY
Country	Japan
Country code	JP
Earnings date	2026-11-19
Employees	46,856
Employees change	8,609
Employees growth	22.51%
Enterprise value	JPY 7.1T
Exchange	Tokyo Stock Exchange
Financial currency	JPY
Financial report date	2026-06-30
First seen	2026-05-10
Fiscal year end	March
Founded	1918
Industry	Insurance - Property & Casualty
Is primary listing	Yes
ISIN number	JP3890310000
Last earnings date	2026-08-14
Last refreshed	2026-10-28
Last stock split date	2024-03-28
Last stock split type	Forward
Market cap	JPY 7.5T
Next earnings date	2026-11-19
Price	JPY 5,211.00
Price currency	JPY
Sector	Financials
SIC code	6331
Stock price date	2026-10-28
Symbol	tyo/8725
Website	https://www.ms-ad-hd.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	12.69x
Average P/E ratio (3Y)	8.69x
Average P/E ratio (5Y)	10.28x
Earnings yield	11.58%
EV/Earnings	8.2x
EV/EBIT	5.78x
EV/EBITDA	5.28x
EV/FCF	7.76x
EV/Sales	0.95x
FCF / EV yield	12.88%
FCF yield	12.23%
Forward P/E	11.97x
Graham number	7926.32588
Graham upside	52.11%
Lynch fair value	JPY 15,082.11
Lynch upside	189.43%
P/B ratio	1.12x
P/E ratio	8.64x
P/FCF ratio	8.18x
P/OCF ratio	7.87x
P/S ratio	1x
PEG ratio	1.1x
Price / tangible book value	1.18x
Price/EBITDA ratio	5.56x
Sector P/E	12.91x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT margin	16.38%
EBITDA margin	17.94%
Effective tax rate	24.84%
FCF margin	13.47%
Gross margin	28.36%
Operating margin	16.38%
Pretax margin	15.44%
Profit margin	11.55%
Profit per employee	JPY 18.6M
Profitable quarters	11
Profitable years	14
Revenue per employee	JPY 160.7M
ROA	2.73%
ROA (5Y)	1.53%
ROCE	4.22%
ROE	16.09%
ROE (5Y)	9.88%
ROIC	11.29%
ROIC (5Y)	9.96%
Tax / revenue	3.84%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	30.33%
EPS growth (Q)	49.81%
EPS growth 10Y	24.52%
EPS growth 3Y	65.8%
EPS growth 5Y	43.64%
EPS growth quarters	5
EPS growth years	3
FCF growth 3Y	75.65%
Net income growth	22.44%
Net income growth (Q)	47.5%
Net income growth 3Y	59.89%
Net income growth 5Y	39.19%
Net income growth quarters	2
Net income growth years	3
OCF growth 10Y	-2.98%
OCF growth 3Y	70.01%
Revenue growth	16.19%
Revenue growth (Q)	2.38%
Revenue growth (QoQ)	78.78%
Revenue growth 10Y	4.53%
Revenue growth 3Y	8.28%
Revenue growth 5Y	10.19%
Revenue growth quarters	2
Revenue growth years	5

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
EBIT	JPY 1.2T
EBITDA	JPY 1.4T
EPS	JPY 603.28
FCF per share	JPY 637.36
Financing cash flow	JPY -138.8B
Free cash flow	JPY 918.7B
Gross profit	JPY 2.1T
Income taxes	JPY 288.8B
Investing cash flow	JPY -719.5B
Net borrowing	JPY 407.8B
Net cash flow	JPY 172.4B
Net income	JPY 869.5B
Operating income	JPY 1.2T
Revenue	JPY 7.5T

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	JPY 4,628.49
Debt / EBITDA	1.26
Debt / equity	0.25
Debt / FCF	1.85
Interest coverage	418.96
Net cash (debt)	JPY 439B
Net cash / market cap	5.85%
Net cash growth	-70.13%
Net debt / EBITDA	-0.33
Net debt / equity	-0.07
Net debt / FCF	-0.48
Piotroski F-Score	6
Property, plant and equipment	JPY 375.2B
Shareholders' equity	JPY 6.7T
Tangible book value	JPY 6.3T
Tangible book value per share	JPY 4,403.03
Total assets	JPY 30.1T
Total cash	JPY 2.1T
Total debt	JPY 1.7T
Total liabilities	JPY 23.4T
WACC	4.91%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Asset turnover	0.27
Current ratio	5.34
Net working capital	JPY 2.5T
Quick ratio	2.39
Working capital	JPY 4T

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	6.05%
Dividend growth	11.67%
Dividend growth (10Y)	16.95%
Dividend growth (3Y)	31.7%
Dividend growth (5Y)	25.33%
Dividend growth years	0
Dividend payment date	2026-12-04
Dividend payment years	21
Dividend payout frequency	Semi-Annual
Dividend per share	JPY 170.00
Dividend yield	3.26%
Ex-dividend date	2026-09-29
FCF payout ratio	26.28%
Last dividend	JPY 85.00
Payout ratio	27.76%
Shareholder yield	9.31%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	418.85%
10Y return CAGR	23.03%
10Y total return	694.3%
150-day SMA	JPY 4,598.79
15Y price change	891.94%
15Y return CAGR	20.99%
15Y total return	1,643.2%
1D price change	-1.6%
1M price change	3.6%
1M total return	5.36%
1W price change	1.28%
1W total return	1.28%
1Y price change	58.25%
1Y return CAGR	64.22%
1Y total return	64.16%
20-day SMA	JPY 5,033.30
200-day SMA	JPY 4,462.78
20Y price change	212.45%
20Y return CAGR	9.46%
20Y total return	509.49%
3M price change	3.62%
3M total return	5.39%
3Y price change	185.53%
3Y return CAGR	47.67%
3Y total return	222.11%
50-day SMA	JPY 5,045.34
50-day SMA vs 200-day SMA	50over200
52-week high	JPY 5,342.00
52-week high date	2026-10-27
52-week low	JPY 3,108.00
52-week low date	2025-11-05
5Y price change	317.77%
5Y return CAGR	38.96%
5Y total return	418.08%
6M price change	32.56%
6M total return	34.82%
All-time high	JPY 5,342.00
All-time high date	2026-10-27
All-time low	JPY 381.33
All-time low date	2012-06-05
Average true range (ATR)	JPY 120.06
Average volume	4.5M
Beta (1Y)	0.38
Beta (2Y)	0.74
Beta (5Y)	0.32
Change from 52-week high	-2.45%
Change from 52-week low	67.66%
Change from all-time high	-2.45%
Change from all-time low	1,266.52%
Change from open	-0.78%
Day's gap	-0.83%
Dollar volume	JPY 25.9B
High price	JPY 5,317.00
Low price	JPY 5,186.00
Monthly RSI	74.84
Open price	JPY 5,252.00
Position in 52-week range	19.08%
Previous close	JPY 5,296.00
Price vs 150-day SMA	13.31%
Price vs 20-day SMA	3.53%
Price vs 200-day SMA	16.77%
Price vs 50-day SMA	3.28%
Relative volume	1.13
RSI	57.23
Sharpe ratio	1.84
Sharpe ratio (3Y)	1.16
Sharpe ratio (5Y)	1.15
Sortino ratio	3.14
Sortino ratio (3Y)	1.98
Sortino ratio (5Y)	1.95
Volume	5M
Weekly RSI	62.71
YTD price change	41.49%
YTD total return	46.78%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	1.4B
Shares change (QoQ)	1.67%
Shares change (YoY)	-6.05%
Shares held by insiders	0.07%
Shares held by institutions	54.53%
Shares outstanding	1.4B

Deeper analysis on TYO/8725

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

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Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this TYO/8725 report

Is a complete TYO/8725 research report available?

No complete published report is available for tyo/8725 (TYO/8725) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

TYO/8725 (TYO/8725)

Price

Financial snapshot

Fair-value bridge

Latest news · TYO/8725

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All TYO/8725 indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on TYO/8725

Frequently asked questions