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TYO/9991 (TYO/9991)

Tokyo Stock Exchange: TYO/9991 · JPY

¥1,741

-33.00 (-1.9%)· Recorded snapshot

Market cap	58.6B
Revenue (ttm)	117.2B
Net income (ttm)	6.1B
EPS (ttm)	¥180
Shares out	33.6M
P/E (trailing)	9.7x
Dividend	¥69.0 (3.96%)
Volume	56,500
Beta	0.46

Market data

Price

Recent price action with selectable time range.

Metric	Value
Amount currency	JPY
Country	Japan
Country code	JP
Earnings date	2026-11-05
Employees	1,762
Employees change	383
Employees growth	27.77%
Enterprise value	JPY 54.6B
Exchange	Tokyo Stock Exchange
Financial currency	JPY
Financial report date	2026-06-30
First seen	2026-05-10
Fiscal year end	March
Founded	1946
Industry	Financial - Credit Services
Is primary listing	Yes
ISIN number	JP3225500002
Last earnings date	2026-07-29
Last refreshed	2026-10-28
Last stock split date	1997-03-26
Last stock split type	Forward
Market cap	JPY 58.6B
Next earnings date	2026-11-05
Price	JPY 1,741.00
Price currency	JPY
Sector	Financials
SIC code	7359
Stock price date	2026-10-28
Symbol	tyo/9991
Website	https://www.gecoss.co.jp

Metric

Value

Amount currency

JPY

Country

Japan

Country code

Earnings date

2026-11-05

Employees

1,762

Employees change

383

Employees growth

27.77%

Enterprise value

JPY 54.6B

Exchange

Tokyo Stock Exchange

Financial currency

JPY

Financial report date

2026-06-30

First seen

2026-05-10

Fiscal year end

March

Founded

1946

Industry

Financial - Credit Services

Is primary listing

Yes

ISIN number

JP3225500002

Last earnings date

2026-07-29

Last refreshed

2026-10-28

Last stock split date

1997-03-26

Last stock split type

Forward

Market cap

JPY 58.6B

Next earnings date

2026-11-05

Price

JPY 1,741.00

Price currency

JPY

Sector

Financials

SIC code

7359

Stock price date

2026-10-28

Symbol

tyo/9991

Website

https://www.gecoss.co.jp

Metric	Value
Average P/E ratio (10Y)	8.47x
Average P/E ratio (3Y)	8.26x
Average P/E ratio (5Y)	8.45x
Earnings yield	10.33%
EV/Earnings	9.01x
EV/EBIT	6.26x
EV/EBITDA	4.49x
EV/FCF	6.63x
EV/Sales	0.47x
FCF / EV yield	15.09%
FCF yield	14.05%
Graham number	2919.12919
Graham upside	67.67%
Industry P/E	10.89x
Lynch fair value	JPY 1,333.99
Lynch upside	-23.38%
P/B ratio	0.78x
P/E ratio	9.68x
P/FCF ratio	7.12x
P/OCF ratio	5.49x
P/S ratio	0.5x
Price / tangible book value	0.85x
Price/EBITDA ratio	4.89x
Sector P/E	12.83x

Metric

Value

Average P/E ratio (10Y)

8.47x

Average P/E ratio (3Y)

8.26x

Average P/E ratio (5Y)

8.45x

Earnings yield

10.33%

EV/Earnings

9.01x

EV/EBIT

6.26x

EV/EBITDA

4.49x

EV/FCF

6.63x

EV/Sales

0.47x

FCF / EV yield

15.09%

FCF yield

14.05%

Graham number

2919.12919

Graham upside

67.67%

Industry P/E

10.89x

Lynch fair value

JPY 1,333.99

Lynch upside

-23.38%

P/B ratio

0.78x

P/E ratio

9.68x

P/FCF ratio

7.12x

P/OCF ratio

5.49x

P/S ratio

0.5x

Price / tangible book value

0.85x

Price/EBITDA ratio

4.89x

Sector P/E

12.83x

Metric	Value
EBIT margin	7.28%
EBITDA margin	10.22%
Effective tax rate	33.1%
FCF margin	7.12%
Gross margin	23.14%
Operating margin	7.28%
Pretax margin	7.94%
Profit margin	5.16%
Profit per employee	JPY 3.4M
Profitable quarters	59
Profitable years	16
Revenue per employee	JPY 66.5M
ROA	4.77%
ROA (5Y)	3.47%
ROCE	10.44%
ROE	8.78%
ROE (5Y)	6.8%
ROIC	8.47%
ROIC (5Y)	6.81%
Tax / revenue	2.63%

Metric

Value

EBIT margin

7.28%

EBITDA margin

10.22%

Effective tax rate

33.1%

FCF margin

7.12%

Gross margin

23.14%

Operating margin

7.28%

Pretax margin

7.94%

Profit margin

5.16%

Profit per employee

JPY 3.4M

Profitable quarters

Profitable years

Revenue per employee

JPY 66.5M

ROA

4.77%

ROA (5Y)

3.47%

ROCE

10.44%

ROE

8.78%

ROE (5Y)

6.8%

ROIC

8.47%

ROIC (5Y)

6.81%

Tax / revenue

2.63%

Metric	Value
EPS growth	22.66%
EPS growth (Q)	15.35%
EPS growth (QoQ)	13.95%
EPS growth 10Y	3.9%
EPS growth 3Y	18.02%
EPS growth 5Y	9.12%
EPS growth quarters	1
EPS growth years	4
FCF growth	51.07%
FCF growth 3Y	187.06%
FCF growth 5Y	6.08%
Gross profit growth	12.97%
Gross profit growth (Q)	10.78%
Gross profit growth 3Y	9.94%
Gross profit growth 5Y	6.54%
Net income growth	22.59%
Net income growth (Q)	15.36%
Net income growth (QoQ)	13.95%
Net income growth 3Y	16.01%
Net income growth 5Y	7.42%
Net income growth quarters	1
Net income growth years	4
OCF growth	21.41%
OCF growth 10Y	5.1%
OCF growth 3Y	53.42%
OCF growth 5Y	4.62%
Operating income growth	18.93%
Operating income growth (Q)	30.81%
Operating income growth 3Y	18.84%
Operating income growth 5Y	8.62%
Revenue growth	4.87%
Revenue growth (Q)	5.65%
Revenue growth (QoQ)	-2.85%
Revenue growth 10Y	3.08%
Revenue growth 3Y	-2.42%
Revenue growth 5Y	1.32%
Revenue growth quarters	5
Revenue growth years	1

Metric

Value

EPS growth

22.66%

EPS growth (Q)

15.35%

EPS growth (QoQ)

13.95%

EPS growth 10Y

3.9%

EPS growth 3Y

18.02%

EPS growth 5Y

9.12%

EPS growth quarters

EPS growth years

FCF growth

51.07%

FCF growth 3Y

187.06%

FCF growth 5Y

6.08%

Gross profit growth

12.97%

Gross profit growth (Q)

10.78%

Gross profit growth 3Y

9.94%

Gross profit growth 5Y

6.54%

Net income growth

22.59%

Net income growth (Q)

15.36%

Net income growth (QoQ)

13.95%

Net income growth 3Y

16.01%

Net income growth 5Y

7.42%

Net income growth quarters

Net income growth years

OCF growth

21.41%

OCF growth 10Y

5.1%

OCF growth 3Y

53.42%

OCF growth 5Y

4.62%

Operating income growth

18.93%

Operating income growth (Q)

30.81%

Operating income growth 3Y

18.84%

Operating income growth 5Y

8.62%

Revenue growth

4.87%

Revenue growth (Q)

5.65%

Revenue growth (QoQ)

-2.85%

Revenue growth 10Y

3.08%

Revenue growth 3Y

-2.42%

Revenue growth 5Y

1.32%

Revenue growth quarters

Revenue growth years

Metric	Value
Capital expenditures	JPY -2.4B
Depreciation and amortization	JPY 3.4B
EBIT	JPY 8.5B
EBITDA	JPY 12B
EPS	JPY 179.87
FCF per share	JPY 244.66
Financing cash flow	JPY -1.2B
Free cash flow	JPY 8.2B
Gross profit	JPY 27.1B
Income taxes	JPY 3.1B
Investing cash flow	JPY -2.1B
Net borrowing	JPY -590M
Net cash flow	JPY 7.4B
Net income	JPY 6.1B
Operating income	JPY 8.5B
Revenue	JPY 117.2B

Metric

Value

Capital expenditures

JPY -2.4B

Depreciation and amortization

JPY 3.4B

EBIT

JPY 8.5B

EBITDA

JPY 12B

EPS

JPY 179.87

FCF per share

JPY 244.66

Financing cash flow

JPY -1.2B

Free cash flow

JPY 8.2B

Gross profit

JPY 27.1B

Income taxes

JPY 3.1B

Investing cash flow

JPY -2.1B

Net borrowing

JPY -590M

Net cash flow

JPY 7.4B

Net income

JPY 6.1B

Operating income

JPY 8.5B

Revenue

JPY 117.2B

Metric	Value
Altman Z-Score	2.96
Book value per share	JPY 2,105.55
Debt / EBITDA	0.27
Debt / equity	0.04
Debt / FCF	0.39
Goodwill	JPY 763M
Interest coverage	94.81
Long-term assets	JPY 41.2B
Long-term liabilities	JPY 6.5B
Net cash (debt)	JPY 8.4B
Net cash / market cap	14.34%
Net cash growth	437.64%
Net debt / EBITDA	-0.7
Net debt / equity	-0.11
Net debt / FCF	-1.02
Piotroski F-Score	5
Property, plant and equipment	JPY 26.6B
Shareholders' equity	JPY 75.2B
Tangible book value	JPY 69.2B
Tangible book value per share	JPY 2,056.45
Total assets	JPY 120.9B
Total cash	JPY 11.6B
Total debt	JPY 3.3B
Total liabilities	JPY 45.6B
WACC	6.5%

Metric

Value

Altman Z-Score

2.96

Book value per share

JPY 2,105.55

Debt / EBITDA

0.27

Debt / equity

0.04

Debt / FCF

0.39

Goodwill

JPY 763M

Interest coverage

94.81

Long-term assets

JPY 41.2B

Long-term liabilities

JPY 6.5B

Net cash (debt)

JPY 8.4B

Net cash / market cap

14.34%

Net cash growth

437.64%

Net debt / EBITDA

-0.7

Net debt / equity

-0.11

Net debt / FCF

-1.02

Piotroski F-Score

Property, plant and equipment

JPY 26.6B

Shareholders' equity

JPY 75.2B

Tangible book value

JPY 69.2B

Tangible book value per share

JPY 2,056.45

Total assets

JPY 120.9B

Total cash

JPY 11.6B

Total debt

JPY 3.3B

Total liabilities

JPY 45.6B

WACC

6.5%

Metric	Value
Asset turnover	1.05
Current assets	JPY 79.7B
Current liabilities	JPY 39.1B
Current ratio	2.04
Inventory turnover	2.92
Net working capital	JPY 30.4B
Quick ratio	1.16
Working capital	JPY 40.6B
Working capital turnover	3.16

Metric

Value

Asset turnover

1.05

Current assets

JPY 79.7B

Current liabilities

JPY 39.1B

Current ratio

2.04

Inventory turnover

2.92

Net working capital

JPY 30.4B

Quick ratio

1.16

Working capital

JPY 40.6B

Working capital turnover

3.16

Metric	Value
Buyback yield / dilution	0.06%
Dividend growth	16.95%
Dividend growth (10Y)	7.99%
Dividend growth (3Y)	23.09%
Dividend growth (5Y)	14.54%
Dividend growth years	3
Dividend payment date	2026-12-01
Dividend payment years	33
Dividend payout frequency	Semi-Annual
Dividend per share	JPY 69.00
Dividend yield	3.96%
Ex-dividend date	2026-09-29
FCF payout ratio	28.2%
Last dividend	JPY 25.00
Payout ratio	38.36%
Shareholder yield	4.03%

Metric

Value

Buyback yield / dilution

0.06%

Dividend growth

16.95%

Dividend growth (10Y)

7.99%

Dividend growth (3Y)

23.09%

Dividend growth (5Y)

14.54%

Dividend growth years

Dividend payment date

2026-12-01

Dividend payment years

Dividend payout frequency

Semi-Annual

Dividend per share

JPY 69.00

Dividend yield

3.96%

Ex-dividend date

2026-09-29

FCF payout ratio

28.2%

Last dividend

JPY 25.00

Payout ratio

38.36%

Shareholder yield

4.03%

Metric	Value
10Y price change	79.67%
10Y return CAGR	10.13%
10Y total return	162.44%
150-day SMA	JPY 1,677.04
15Y price change	468.95%
15Y return CAGR	15.87%
15Y total return	810.84%
1D price change	-1.86%
1M price change	-4.86%
1M total return	-3.53%
1W price change	-2.46%
1W total return	-2.46%
1Y price change	20.07%
1Y return CAGR	24.72%
1Y total return	24.7%
20-day SMA	JPY 1,773.45
200-day SMA	JPY 1,676.88
20Y price change	126.1%
20Y return CAGR	7.18%
20Y total return	299.97%
3M price change	4.31%
3M total return	5.77%
3Y price change	81.35%
3Y return CAGR	27.3%
3Y total return	106.32%
50-day SMA	JPY 1,779.44
50-day SMA vs 200-day SMA	50over200
52-week high	JPY 1,948.00
52-week high date	2026-03-03
52-week low	JPY 1,342.00
52-week low date	2025-11-05
5Y price change	99.43%
5Y return CAGR	19.79%
5Y total return	146.63%
6M price change	8.75%
6M total return	10.26%
All-time high	JPY 1,948.00
All-time high date	2026-03-03
All-time low	JPY 247.00
All-time low date	2001-01-11
Average true range (ATR)	JPY 32.15
Average volume	41.9K
Beta (1Y)	0.47
Beta (2Y)	0.56
Beta (5Y)	0.46
Change from 52-week high	-10.63%
Change from 52-week low	29.73%
Change from all-time high	-10.63%
Change from all-time low	604.86%
Change from open	-2.14%
Day's gap	0.28%
Dollar volume	JPY 98.4M
High price	JPY 1,779.00
Low price	JPY 1,734.00
Monthly RSI	65.79
Open price	JPY 1,779.00
Position in 52-week range	15.56%
Previous close	JPY 1,774.00
Price vs 150-day SMA	3.81%
Price vs 20-day SMA	-1.83%
Price vs 200-day SMA	3.82%
Price vs 50-day SMA	-2.16%
Relative volume	1.35
RSI	43.28
Sharpe ratio	1.12
Sharpe ratio (3Y)	0.89
Sharpe ratio (5Y)	0.7
Sortino ratio	1.96
Sortino ratio (3Y)	1.49
Sortino ratio (5Y)	1.24
Volume	56.5K
Weekly RSI	53.69
YTD price change	19.99%
YTD total return	24.62%

Metric

Value

10Y price change

79.67%

10Y return CAGR

10.13%

10Y total return

162.44%

150-day SMA

JPY 1,677.04

15Y price change

468.95%

15Y return CAGR

15.87%

15Y total return

810.84%

1D price change

-1.86%

1M price change

-4.86%

1M total return

-3.53%

1W price change

-2.46%

1W total return

-2.46%

1Y price change

20.07%

1Y return CAGR

24.72%

1Y total return

24.7%

20-day SMA

JPY 1,773.45

200-day SMA

JPY 1,676.88

20Y price change

126.1%

20Y return CAGR

7.18%

20Y total return

299.97%

3M price change

4.31%

3M total return

5.77%

3Y price change

81.35%

3Y return CAGR

27.3%

3Y total return

106.32%

50-day SMA

JPY 1,779.44

50-day SMA vs 200-day SMA

50over200

52-week high

JPY 1,948.00

52-week high date

2026-03-03

52-week low

JPY 1,342.00

52-week low date

2025-11-05

5Y price change

99.43%

5Y return CAGR

19.79%

5Y total return

146.63%

6M price change

8.75%

6M total return

10.26%

All-time high

JPY 1,948.00

All-time high date

2026-03-03

All-time low

JPY 247.00

All-time low date

2001-01-11

Average true range (ATR)

JPY 32.15

Average volume

41.9K

Beta (1Y)

0.47

Beta (2Y)

0.56

Beta (5Y)

0.46

Change from 52-week high

-10.63%

Change from 52-week low

29.73%

Change from all-time high

-10.63%

Change from all-time low

604.86%

Change from open

-2.14%

Day's gap

0.28%

Dollar volume

JPY 98.4M

High price

JPY 1,779.00

Low price

JPY 1,734.00

Monthly RSI

65.79

Open price

JPY 1,779.00

Position in 52-week range

15.56%

Previous close

JPY 1,774.00

Price vs 150-day SMA

3.81%

Price vs 20-day SMA

-1.83%

Price vs 200-day SMA

3.82%

Price vs 50-day SMA

-2.16%

Relative volume

1.35

RSI

43.28

Sharpe ratio

1.12

Sharpe ratio (3Y)

0.89

Sharpe ratio (5Y)

0.7

Sortino ratio

1.96

Sortino ratio (3Y)

1.49

Sortino ratio (5Y)

1.24

Volume

56.5K

Weekly RSI

53.69

YTD price change

19.99%

YTD total return

24.62%

Metric	Value
Float	11.8M
Shares change (QoQ)	-0%
Shares change (YoY)	-0.06%
Shares held by insiders	0.05%
Shares held by institutions	6.46%
Shares outstanding	33.6M

Metric

Value

Float

11.8M

Shares change (QoQ)

-0%

Shares change (YoY)

-0.06%

Shares held by insiders

0.05%

Shares held by institutions

6.46%

Shares outstanding

33.6M

TYO/9991 (TYO/9991)

Price

Financial snapshot

Fair-value bridge

Latest news · TYO/9991

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All TYO/9991 indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on TYO/9991

Frequently asked questions