MainStreet Bancshares, Inc. (MNSB)

NASDAQ: MNSB · USD

$21.7

-0.32 (-1.4%)· Recorded snapshot

Market cap	149M
Revenue (ttm)	71.5M
Net income (ttm)	14.3M
EPS (ttm)	$1.95
Shares out	6.9M
P/E (trailing)	11.2x
P/E (forward)	10.5x
Dividend	$0.40 (1.84%)
Volume	34,948.051
Beta	0.57

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 71.5M
Net income (ttm): 14.3M
EPS (ttm): $1.95
P/E (trailing): 11.2x
P/E (forward): 10.5x
Market cap: 149M

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
ACGL	Arch Capital Group Ltd.	35B	8.8x	1.9x	15.9%	+15.1%	+24.9%	強い買い
AIG	American International Group Inc.	42.1B	12.8x	1.5x	7.9%	-10.3%	+4.5%	強い買い
AIZ	Assurant, Inc.	14.6B	13.7x	1.1x	14.3%	+6.5%	+41.9%	ホールド

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-11-04 14:30 UTC

Forward P/E10.5

P25 n/aP50 n/aP75 n/a

Trailing P/E11.2

P25 n/aP50 n/aP75 n/a

ROE7.6

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All MNSB indicators

Market & fundamental data

Available fields

238

Groups with data

Currency

USD

Showing 238 of 238 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	USD
CIK code	0001693577
Company name	MainStreet Bancshares, Inc.
Country	United States
Country code	US
CUSIP number	56064Y100
Earnings date	2026-10-26
Earnings time	bmo
Employees	171
Employees change	-33
Employees growth	-16.18%
Enterprise value	$120.7M
Exchange	NASDAQ
Financial currency	USD
Financial report date	2026-09-30
First seen	2026-05-09
Fiscal year end	December
Founded	2003
In index	RUSSELL2000
Industry	Banks - Regional
Is primary listing	Yes
Is SPAC	No
ISIN number	US56064Y1001
Last 10-K release date	2026-03-13
Last earnings date	2026-10-26
Last refreshed	2026-11-04
Last stock split date	2018-04-06
Last stock split type	Forward
Market cap	$149M
Market cap category	Micro-Cap
Next earnings date	2027-01-25
Options	No
Price	$21.73
Price currency	USD
Sector	Financials
SIC code	6022
Stock price date	2026-11-03
Symbol	MNSB
U.S. state	Virginia
Website	https://www.mstreetbank.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Adjusted P/E ratio	10.58x
Average P/E ratio (10Y)	12.17x
Average P/E ratio (3Y)	10.27x
Average P/E ratio (5Y)	8.9x
Earnings yield	8.95%
EV/Earnings	8.46x
EV/FCF	5.2x
EV/Sales	1.69x
FCF / EV yield	19.23%
FCF yield	15.59%
Forward P/E	10.5x
Graham number	34.60657
Graham upside	59.26%
Industry forward P/E	9.91x
Industry P/E	11.76x
Lynch fair value	$9.73
Lynch upside	-55.24%
P/B ratio	0.79x
P/E ratio	11.17x
P/FCF ratio	6.42x
P/OCF ratio	6.28x
P/S ratio	2.08x
Price / tangible book value	0.79x
Sector forward P/E	13.75x
Sector P/E	15.77x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Effective tax rate	21.47%
FCF margin	32.15%
Operating margin	32.44%
Pretax margin	29.24%
Profit margin	22.96%
Profit per employee	$83,439
Profitable quarters	6
Profitable years	1
Revenue per employee	$418,322
ROA	0.75%
ROA (5Y)	0.88%
ROE	7.58%
ROE (5Y)	8.31%
Tax / revenue	6.28%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth (Q)	-16.65%
EPS growth (QoQ)	-25.19%
EPS growth 10Y	8.8%
EPS growth 3Y	-18.41%
EPS growth 5Y	-8.31%
EPS growth quarters	5
EPS growth years	1
FCF growth	173.47%
FCF growth 3Y	-13.05%
FCF growth 5Y	-4.68%
Net income growth (Q)	-20.24%
Net income growth (QoQ)	-25.79%
Net income growth 3Y	-19.01%
Net income growth 5Y	-8.96%
Net income growth quarters	5
Net income growth years	1
OCF growth	88.69%
OCF growth 3Y	-13.19%
OCF growth 5Y	-4.75%
Revenue growth	3.31%
Revenue growth (Q)	-3.11%
Revenue growth (QoQ)	-5.52%
Revenue growth 10Y	14.22%
Revenue growth 3Y	-4.21%
Revenue growth 5Y	2.41%
Revenue growth years	1

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	$-494,000
EPS	$1.95
FCF per share	$3.39
Financing cash flow	$113.5M
Free cash flow	$23.2M
Gross profit	$71.5M
Income taxes	$4.5M
Investing cash flow	$-161.2M
Net borrowing	$-1.4M
Net cash flow	$-24M
Net income	$14.3M
Operating income	$23.2M
Revenue	$71.5M

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	$27.36
Debt / equity	0.33
Debt / FCF	3.02
Net cash (debt)	$28.2M
Net cash / market cap	18.96%
Net cash growth	-50.84%
Net debt / equity	-0.13
Net debt / FCF	-1.22
Piotroski F-Score	4
Property, plant and equipment	$13M
Shareholders' equity	$214.9M
Tangible book value	$187.6M
Tangible book value per share	$27.36
Total assets	$2.2B
Total cash	$98.4M
Total debt	$70.2M
Total liabilities	$2B
WACC	5.03%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working capital	$-1.8B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	4.27%
Dividend growth	0%
Dividend growth (3Y)	0%
Dividend growth years	0
Dividend payment date	2026-11-17
Dividend payment years	5
Dividend payout frequency	Quarterly
Dividend per share	$0.40
Dividend yield	1.84%
Ex-dividend date	2026-11-10
FCF payout ratio	11.81%
Last dividend	$0.10
Payout ratio	20.56%
Shareholder yield	6.11%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	75.51%
10Y return CAGR	6.69%
10Y total return	91.14%
150-day SMA	$23.96
15Y price change	333.73%
15Y return CAGR	10.91%
15Y total return	372.39%
1D price change	-1.45%
1M price change	-12.85%
1M total return	-12.85%
1W price change	1.07%
1W total return	1.07%
1Y price change	17.14%
1Y return CAGR	19.33%
1Y total return	19.32%
20-day SMA	$23.38
200-day SMA	$23.45
20Y price change	62.39%
20Y return CAGR	2.89%
20Y total return	76.85%
3M price change	-5.77%
3M total return	-5.36%
3Y price change	9.69%
3Y return CAGR	5.31%
3Y total return	16.81%
50-day SMA	$24.37
50-day SMA vs 200-day SMA	50over200
52-week high	$25.87
52-week high date	2026-09-08
52-week low	$17.86
52-week low date	2025-11-07
5Y price change	-12.2%
5Y return CAGR	-0.89%
5Y total return	-4.39%
6M price change	-8.97%
6M total return	-8.19%
All-time high	$30.98
All-time high date	2022-11-18
All-time low	$2.91
All-time low date	2009-03-05
Average true range (ATR)	$0.74
Average volume	37K
Beta (1Y)	0.42
Beta (2Y)	0.56
Beta (5Y)	0.57
Change from 52-week high	-15.99%
Change from 52-week low	21.68%
Change from all-time high	-29.86%
Change from all-time low	648.02%
Change from open	-1.72%
Day's gap	0.27%
Dollar volume	$759,421
High price	$22.11
Low price	$21.65
Monthly RSI	50.73
Open price	$22.11
Position in 52-week range	17.39%
Premarket change	3.18%
Premarket close	$21.73
Premarket price	$22.42
Previous close	$22.05
Price vs 150-day SMA	-9.32%
Price vs 20-day SMA	-7.04%
Price vs 200-day SMA	-7.31%
Price vs 50-day SMA	-10.82%
Relative volume	0.95
RSI	34.56
Sharpe ratio	0.63
Sharpe ratio (3Y)	0.24
Sharpe ratio (5Y)	-0.02
Sortino ratio	1.04
Sortino ratio (3Y)	0.5
Sortino ratio (5Y)	0.15
Volume	34.9K
Weekly RSI	39.1
YTD price change	6.73%
YTD total return	8.11%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	5.2M
Float percentage	75.19%
Shares change (QoQ)	-0.81%
Shares change (YoY)	-4.27%
Shares held by insiders	11.25%
Shares held by institutions	52.06%
Shares outstanding	6.9M
Short % of float	3.49%
Short % of shares	2.63%
Short ratio	6.6 days

Deeper analysis on MNSB

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

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Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this MNSB report

Is a complete MNSB research report available?

No complete published report is available for MainStreet Bancshares, Inc. (MNSB) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

MainStreet Bancshares, Inc. (MNSB)

Price

Financial snapshot

Fair-value bridge

Latest news · MNSB

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All MNSB indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on MNSB

Frequently asked questions