BCBA/BHIP (BCBA/BHIP)

Buenos Aires Stock Exchange: BCBA/BHIP · ARS

ARS 227

-7.50 (-3.2%)· Recorded snapshot

Market cap	340.5B
Revenue (ttm)	515.3B
Net income (ttm)	-1.6B
EPS (ttm)	-ARS 1.06
Shares out	1.5B
P/E (forward)	5.9x
Dividend	ARS 48.2 (21.21%)
Volume	724,649
Beta	0.39

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 515.3B
Net income (ttm): -1.6B
EPS (ttm): -ARS 1.06
P/E (forward): 5.9x
Market cap: 340.5B

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-29 19:55 UTC

Forward P/E5.9

P25 n/aP50 n/aP75 n/a

Trailing P/En/a

P25 n/aP50 n/aP75 n/a

ROE0.1

P25 n/aP50 n/aP75 n/a

ROICn/a

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

S&P 500+0.6%

Nasdaq Composite-2.3%

Dow Jones Industrial Average+1.9%

Russell 2000+1.8%

All BCBA/BHIP indicators

Market & fundamental data

Available fields

183

Groups with data

Currency

ARS

Showing 183 of 183 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	ARS
Country	Argentina
Country code	AR
Earnings date	2026-11-27
Employees	1,605
Exchange	Buenos Aires Stock Exchange
Financial currency	ARS
Financial report date	2026-06-30
First seen	2026-05-10
Fiscal year end	December
Founded	1886
Industry	Banks - Regional
Is primary listing	Yes
ISIN number	ARBHIP010161
Last earnings date	2026-02-25
Last refreshed	2026-10-29
Market cap	ARS 340.5B
Next earnings date	2026-11-27
Price	ARS 227.00
Price currency	ARS
Sector	Financials
SIC code	6162
Stock price date	2026-10-28
Symbol	bcba/BHIP
Website	https://www.hipotecario.com.ar

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	11.89x
Average P/E ratio (3Y)	8.95x
Average P/E ratio (5Y)	6.67x
Earnings yield	-0.47%
FCF yield	135.79%
Forward P/E	5.88x
Industry forward P/E	6.93x
Industry P/E	28.75x
P/B ratio	0.5x
P/FCF ratio	0.74x
P/OCF ratio	0.73x
P/S ratio	0.66x
Price / tangible book value	0.53x
Sector forward P/E	6.73x
Sector P/E	22.84x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
FCF margin	89.73%
Operating margin	0.04%
Pretax margin	-0.14%
Profit margin	-0.31%
Profit per employee	ARS -981,432
Revenue per employee	ARS 321.1M
ROA	0.02%
ROA (5Y)	1.79%
ROE	0.09%
ROE (5Y)	11.2%
Tax / revenue	-0.25%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth (Q)	-71.47%
Net income growth (Q)	-71.43%
Revenue growth	-31.53%
Revenue growth (Q)	-3.61%
Revenue growth (QoQ)	-3.43%
Revenue growth 10Y	54.86%
Revenue growth 3Y	1.91%
Revenue growth 5Y	72.8%

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	ARS -7B
EPS	ARS -1.06
FCF per share	ARS 308.25
Financing cash flow	ARS -613.6B
Free cash flow	ARS 462.4B
Gross profit	ARS 508.7B
Income taxes	ARS -1.3B
Investing cash flow	ARS -6B
Net borrowing	ARS -96.4B
Net cash flow	ARS -239.7B
Net income	ARS -1.6B
Operating income	ARS 196.4M
Revenue	ARS 515.3B

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	ARS 440.43
Debt / equity	0.35
Debt / FCF	0.51
Net cash (debt)	ARS 1.3T
Net cash / market cap	393.3%
Net cash growth	502.08%
Net debt / equity	-1.98
Net debt / FCF	-2.9
Piotroski F-Score	3
Property, plant and equipment	ARS 124.5B
Shareholders' equity	ARS 677B
Tangible book value	ARS 648.3B
Tangible book value per share	ARS 432.20
Total assets	ARS 3.9T
Total cash	ARS 1.6T
Total debt	ARS 234.4B
Total liabilities	ARS 3.2T
WACC	3.78%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working capital	ARS -1.1T

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	-0.14%
Dividend growth	219.76%
Dividend growth (10Y)	109.04%
Dividend growth (3Y)	67.52%
Dividend growth (5Y)	207.31%
Dividend growth years	5
Dividend payment date	2026-08-28
Dividend payment years	3
Dividend per share	ARS 48.15
Dividend yield	21.21%
Ex-dividend date	2026-08-25
FCF payout ratio	11.58%
Last dividend	ARS 2.82
Shareholder yield	21.07%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	2,799.11%
10Y return CAGR	43.77%
10Y total return	3,670.9%
150-day SMA	ARS 321.79
15Y price change	10,866.18%
15Y return CAGR	39.91%
15Y total return	15,315.21%
1D price change	-3.2%
1M price change	-18.78%
1M total return	-18.78%
1W price change	-5.61%
1W total return	-5.61%
1Y price change	-35.97%
1Y return CAGR	-30.17%
1Y total return	-30.16%
20-day SMA	ARS 250.25
200-day SMA	ARS 350.41
20Y price change	1,309.94%
20Y return CAGR	16.11%
20Y total return	1,881.96%
3M price change	-30.58%
3M total return	-29.95%
3Y price change	456.37%
3Y return CAGR	92%
3Y total return	608.07%
50-day SMA	ARS 281.70
50-day SMA vs 200-day SMA	50under200
52-week high	ARS 605.00
52-week high date	2025-12-23
52-week low	ARS 225.50
52-week low date	2026-10-28
5Y price change	2,192.93%
5Y return CAGR	96.36%
5Y total return	2,818.12%
6M price change	-33.63%
6M total return	-31.93%
All-time high	ARS 675.00
All-time high date	2025-01-09
All-time low	ARS 0.42
All-time low date	2008-11-21
Average true range (ATR)	ARS 11.13
Average volume	311.5K
Beta (1Y)	0.81
Beta (2Y)	0.38
Beta (5Y)	0.39
Change from 52-week high	-62.48%
Change from 52-week low	0.67%
Change from all-time high	-66.37%
Change from all-time low	53,947.62%
Change from open	-2.99%
Day's gap	-0.21%
Dollar volume	ARS 164.5M
High price	ARS 234.00
Low price	ARS 225.50
Monthly RSI	40.99
Open price	ARS 234.00
Position in 52-week range	17.65%
Previous close	ARS 234.50
Price vs 150-day SMA	-29.46%
Price vs 20-day SMA	-9.29%
Price vs 200-day SMA	-35.22%
Price vs 50-day SMA	-19.42%
Relative volume	2.33
RSI	27.28
Sharpe ratio	0.34
Sharpe ratio (3Y)	1.2
Sharpe ratio (5Y)	1.29
Sortino ratio	0.79
Sortino ratio (3Y)	2.32
Sortino ratio (5Y)	2.49
Volume	724.6K
Weekly RSI	30.48
YTD price change	-59.32%
YTD total return	-56.54%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	150.3M
Shares change (QoQ)	0.06%
Shares change (YoY)	0.14%
Shares outstanding	1.5B

Deeper analysis on BCBA/BHIP

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

→

Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

→

Sensitivity

Cost-of-equity and terminal-growth stress table.

→

Risks

Kill scenarios, soft-pass flags, and downside catalysts.

→

Earnings

Next earnings setup and beat / inline / miss thresholds.

→

Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

→

Financials

Revenue, margins, cash flow, and balance-sheet context.

→

Peers

Relative valuation and profitability against the cohort.

→

Moat

Economic-profit evidence and competitive advantage risk.

→

Industry cycle

Sector phase, capital cycle, and secular tailwinds.

→

Scorecard

Six-factor overlay and 9-category weighted scorecard.

→

Recommendation

Final action, action steps, opportunity, and biggest risk.

→

Perspectives

Growth, value, and income investor reads.

→

Frequently asked questions

About this BCBA/BHIP report

Is a complete BCBA/BHIP research report available?

No complete published report is available for bcba/BHIP (BCBA/BHIP) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

Market cap

340.5B

Revenue (ttm)

515.3B

Net income (ttm)

-1.6B

EPS (ttm)

-ARS 1.06

Shares out

1.5B

P/E (forward)

5.9x

Dividend

ARS 48.2 (21.21%)

Volume

724,649

Beta

0.39

Metric

Value

Amount currency

ARS

Country

Argentina

Country code

Earnings date

2026-11-27

Employees

1,605

Exchange

Buenos Aires Stock Exchange

Financial currency

ARS

Financial report date

2026-06-30

First seen

2026-05-10

Fiscal year end

December

Founded

1886

Industry

Banks - Regional

Is primary listing

Yes

ISIN number

ARBHIP010161

Last earnings date

2026-02-25

Last refreshed

2026-10-29

Market cap

ARS 340.5B

Next earnings date

2026-11-27

Price

ARS 227.00

Price currency

ARS

Sector

Financials

SIC code

6162

Stock price date

2026-10-28

Symbol

bcba/BHIP

Website

https://www.hipotecario.com.ar

Metric

Value

Average P/E ratio (10Y)

11.89x

Average P/E ratio (3Y)

8.95x

Average P/E ratio (5Y)

6.67x

Earnings yield

-0.47%

FCF yield

135.79%

Forward P/E

5.88x

Industry forward P/E

6.93x

Industry P/E

28.75x

P/B ratio

0.5x

P/FCF ratio

0.74x

P/OCF ratio

0.73x

P/S ratio

0.66x

Price / tangible book value

0.53x

Sector forward P/E

6.73x

Sector P/E

22.84x

Metric

Value

FCF margin

89.73%

Operating margin

0.04%

Pretax margin

-0.14%

Profit margin

-0.31%

Profit per employee

ARS -981,432

Revenue per employee

ARS 321.1M

ROA

0.02%

ROA (5Y)

1.79%

ROE

0.09%

ROE (5Y)

11.2%

Tax / revenue

-0.25%

Metric

Value

EPS growth (Q)

-71.47%

Net income growth (Q)

-71.43%

Revenue growth

-31.53%

Revenue growth (Q)

-3.61%

Revenue growth (QoQ)

-3.43%

Revenue growth 10Y

54.86%

Revenue growth 3Y

1.91%

Revenue growth 5Y

72.8%

Metric

Value

Capital expenditures

ARS -7B

EPS

ARS -1.06

FCF per share

ARS 308.25

Financing cash flow

ARS -613.6B

Free cash flow

ARS 462.4B

Gross profit

ARS 508.7B

Income taxes

ARS -1.3B

Investing cash flow

ARS -6B

Net borrowing

ARS -96.4B

Net cash flow

ARS -239.7B

Net income

ARS -1.6B

Operating income

ARS 196.4M

Revenue

ARS 515.3B

Metric

Value

Book value per share

ARS 440.43

Debt / equity

0.35

Debt / FCF

0.51

Net cash (debt)

ARS 1.3T

Net cash / market cap

393.3%

Net cash growth

502.08%

Net debt / equity

-1.98

Net debt / FCF

-2.9

Piotroski F-Score

Property, plant and equipment

ARS 124.5B

Shareholders' equity

ARS 677B

Tangible book value

ARS 648.3B

Tangible book value per share

ARS 432.20

Total assets

ARS 3.9T

Total cash

ARS 1.6T

Total debt

ARS 234.4B

Total liabilities

ARS 3.2T

WACC

3.78%

Metric

Value

Working capital

ARS -1.1T

Metric

Value

Buyback yield / dilution

-0.14%

Dividend growth

219.76%

Dividend growth (10Y)

109.04%

Dividend growth (3Y)

67.52%

Dividend growth (5Y)

207.31%

Dividend growth years

Dividend payment date

2026-08-28

Dividend payment years

Dividend per share

ARS 48.15

Dividend yield

21.21%

Ex-dividend date

2026-08-25

FCF payout ratio

11.58%

Last dividend

ARS 2.82

Shareholder yield

21.07%

Metric

Value

10Y price change

2,799.11%

10Y return CAGR

43.77%

10Y total return

3,670.9%

150-day SMA

ARS 321.79

15Y price change

10,866.18%

15Y return CAGR

39.91%

15Y total return

15,315.21%

1D price change

-3.2%

1M price change

-18.78%

1M total return

-18.78%

1W price change

-5.61%

1W total return

-5.61%

1Y price change

-35.97%

1Y return CAGR

-30.17%

1Y total return

-30.16%

20-day SMA

ARS 250.25

200-day SMA

ARS 350.41

20Y price change

1,309.94%

20Y return CAGR

16.11%

20Y total return

1,881.96%

3M price change

-30.58%

3M total return

-29.95%

3Y price change

456.37%

3Y return CAGR

92%

3Y total return

608.07%

50-day SMA

ARS 281.70

50-day SMA vs 200-day SMA

50under200

52-week high

ARS 605.00

52-week high date

2025-12-23

52-week low

ARS 225.50

52-week low date

2026-10-28

5Y price change

2,192.93%

5Y return CAGR

96.36%

5Y total return

2,818.12%

6M price change

-33.63%

6M total return

-31.93%

All-time high

ARS 675.00

All-time high date

2025-01-09

All-time low

ARS 0.42

All-time low date

2008-11-21

Average true range (ATR)

ARS 11.13

Average volume

311.5K

Beta (1Y)

0.81

Beta (2Y)

0.38

Beta (5Y)

0.39

Change from 52-week high

-62.48%

Change from 52-week low

0.67%

Change from all-time high

-66.37%

Change from all-time low

53,947.62%

Change from open

-2.99%

Day's gap

-0.21%

Dollar volume

ARS 164.5M

High price

ARS 234.00

Low price

ARS 225.50

Monthly RSI

40.99

Open price

ARS 234.00

Position in 52-week range

17.65%

Previous close

ARS 234.50

Price vs 150-day SMA

-29.46%

Price vs 20-day SMA

-9.29%

Price vs 200-day SMA

-35.22%

Price vs 50-day SMA

-19.42%

Relative volume

2.33

RSI

27.28

Sharpe ratio

0.34

Sharpe ratio (3Y)

1.2

Sharpe ratio (5Y)

1.29

Sortino ratio

0.79

Sortino ratio (3Y)

2.32

Sortino ratio (5Y)

2.49

Volume

724.6K

Weekly RSI

30.48

YTD price change

-59.32%

YTD total return

-56.54%

Metric

Value

Float

150.3M

Shares change (QoQ)

0.06%

Shares change (YoY)

0.14%

Shares outstanding

1.5B

BCBA/BHIP (BCBA/BHIP)

Price

Financial snapshot

Fair-value bridge

Latest news · BCBA/BHIP

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All BCBA/BHIP indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on BCBA/BHIP

Frequently asked questions

BCBA/BHIP (BCBA/BHIP)

Price

Financial snapshot

Fair-value bridge

Latest news · BCBA/BHIP

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All BCBA/BHIP indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on BCBA/BHIP

Frequently asked questions