VIE/HNR1 (VIE/HNR1)

Vienna Stock Exchange: VIE/HNR1 · EUR

€282

+1.60 (+0.6%)· Recorded snapshot

Market cap	34.4B
Revenue (ttm)	22.7B
Net income (ttm)	2.7B
EPS (ttm)	€22.7
P/E (trailing)	12.4x
P/E (forward)	12.1x
Dividend	€12.5 (4.44%)

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 22.7B
Net income (ttm): 2.7B
EPS (ttm): €22.7
P/E (trailing): 12.4x
P/E (forward): 12.1x
Market cap: 34.4B

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-29 19:55 UTC

Forward P/E12.1

P25 9.8P50 11.2P75 15.6

Trailing P/E12.4

P25 10.7P50 12.7P75 17.8

ROE22.2

P25 9.4P50 13.1P75 19.4

ROIC14.5

P25 5.1P50 11.7P75 17.8

Benchmarks · 1M

All VIE/HNR1 indicators

Market & fundamental data

Available fields

207

Groups with data

Currency

EUR

Showing 207 of 207 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	EUR
Country	Germany
Country code	AT
Earnings date	2026-11-09
Employees	4,090
Employees change	77
Employees growth	1.92%
Enterprise value	EUR 38.5B
Exchange	Vienna Stock Exchange
Financial currency	EUR
Financial report date	2026-06-30
First seen	2026-05-10
Fiscal year end	December
Founded	1966
Industry	Insurance - Reinsurance
Is primary listing	No
ISIN number	DE0008402215
Last earnings date	2026-08-12
Last refreshed	2026-10-29
Market cap	EUR 34.4B
Next earnings date	2026-11-09
Price	EUR 281.80
Price currency	EUR
Sector	Financials
SIC code	6311
Stock price date	2026-10-28
Symbol	vie/HNR1
Website	https://www.hannover-re.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	15.06x
Average P/E ratio (3Y)	14.05x
Average P/E ratio (5Y)	16.02x
Earnings yield	8.04%
EV/Earnings	14.08x
EV/EBIT	11.67x
EV/EBITDA	11.34x
EV/Sales	1.7x
Forward P/E	12.15x
Graham number	243.20137
Graham upside	-13.7%
Lynch fair value	EUR 423.13
Lynch upside	50.15%
P/B ratio	2.4x
P/E ratio	12.44x
P/OCF ratio	5.32x
P/S ratio	1.52x
Price / tangible book value	2.61x
Price/EBITDA ratio	9.98x
Sector forward P/E	9.57x
Sector P/E	10.92x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT margin	14.81%
EBITDA margin	15.19%
Effective tax rate	18.99%
Gross margin	18.2%
Operating margin	14.81%
Pretax margin	15.85%
Profit margin	12.06%
Profit per employee	EUR 668,337
Profitable quarters	70
Profitable years	17
Revenue per employee	EUR 5.5M
ROA	2.92%
ROA (5Y)	2.39%
ROCE	14.5%
ROE	22.16%
ROE (5Y)	15.38%
ROIC	14.52%
ROIC (5Y)	12.95%
Tax / revenue	3.01%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	10.14%
EPS growth (Q)	-16.5%
EPS growth (QoQ)	-2%
EPS growth 10Y	9.46%
EPS growth 3Y	43.49%
EPS growth 5Y	18.9%
EPS growth years	3
Net income growth	10.16%
Net income growth (Q)	-16.58%
Net income growth (QoQ)	-2.15%
Net income growth 3Y	43.46%
Net income growth 5Y	18.88%
Net income growth years	3
OCF growth	22.67%
OCF growth (Q)	50.12%
OCF growth (QoQ)	37.86%
OCF growth 10Y	7.96%
OCF growth 3Y	4.4%
OCF growth 5Y	9.9%
Revenue growth	-13.15%
Revenue growth (Q)	-23.27%
Revenue growth (QoQ)	-0.27%
Revenue growth 10Y	3.28%
Revenue growth 3Y	-4.28%
Revenue growth 5Y	-1.45%
Revenue growth quarters	4
Revenue growth years	1

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
EBIT	EUR 3.4B
EBITDA	EUR 3.4B
EPS	EUR 22.66
Financing cash flow	EUR -1.6B
Gross profit	EUR 4.1B
Income taxes	EUR 682M
Investing cash flow	EUR -4.9B
Net borrowing	EUR -94.8M
Net cash flow	EUR -54.8M
Net income	EUR 2.7B
Operating income	EUR 3.4B
Revenue	EUR 22.7B

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	EUR 110.00
Debt / EBITDA	1.2
Debt / equity	0.29
Goodwill	EUR 78.5M
Interest coverage	26.88
Net cash (debt)	EUR -3.1B
Net cash / market cap	-8.96%
Net debt / EBITDA	0.89
Net debt / equity	0.22
Piotroski F-Score	4
Shareholders' equity	EUR 14.3B
Tangible book value	EUR 13.2B
Tangible book value per share	EUR 109.35
Total assets	EUR 74.4B
Total cash	EUR 7.2B
Total debt	EUR 4.1B
Total liabilities	EUR 60.1B

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Asset turnover	0.32
Current ratio	0.2
Net working capital	EUR -42.2B
Quick ratio	0.14
Working capital	EUR -41.2B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	0.01%
Dividend growth	38.89%
Dividend growth (3Y)	27.72%
Dividend growth (5Y)	22.67%
Dividend growth years	4
Dividend payment date	2026-05-11
Dividend payment years	9
Dividend payout frequency	Annual
Dividend per share	EUR 12.50
Dividend yield	4.44%
Ex-dividend date	2026-05-07
Last dividend	EUR 12.50
Payout ratio	46.32%
Shareholder yield	4.45%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
150-day SMA	EUR 253.19
1D price change	0.57%
1M price change	9.74%
1M total return	9.74%
1W price change	2.1%
1W total return	2.1%
1Y price change	10.16%
1Y return CAGR	15.75%
1Y total return	15.74%
20-day SMA	EUR 268.02
200-day SMA	EUR 252.26
3M price change	9.48%
3M total return	9.48%
3Y price change	36.47%
3Y return CAGR	15.15%
3Y total return	52.69%
50-day SMA	EUR 260.12
50-day SMA vs 200-day SMA	50over200
52-week high	EUR 282.80
52-week high date	2026-10-27
52-week low	EUR 224.00
52-week low date	2026-06-03
5Y price change	77.46%
5Y return CAGR	16.35%
5Y total return	113.2%
6M price change	6.34%
6M total return	11.72%
All-time high	EUR 292.80
All-time high date	2025-05-06
All-time low	EUR 98.93
All-time low date	2017-09-26
Average true range (ATR)	EUR 3.10
Average volume	0.5
Change from 52-week high	-0.35%
Change from 52-week low	25.8%
Change from all-time high	-3.76%
Change from all-time low	184.85%
Change from open	0.86%
Day's gap	-0.29%
High price	EUR 281.80
Low price	EUR 279.40
Monthly RSI	60.6
Open price	EUR 279.40
Position in 52-week range	100%
Previous close	EUR 280.20
Price vs 150-day SMA	11.3%
Price vs 20-day SMA	5.14%
Price vs 200-day SMA	11.71%
Price vs 50-day SMA	8.33%
Relative volume	5.56
RSI	73.92
Sharpe ratio	0.73
Sharpe ratio (3Y)	0.56
Sharpe ratio (5Y)	0.6
Sortino ratio	1.4
Sortino ratio (3Y)	1.1
Sortino ratio (5Y)	1.1
Weekly RSI	68.32
YTD price change	6.9%
YTD total return	12.31%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	60.1M
Shares change (QoQ)	-0.16%
Shares change (YoY)	-0.01%
Shares held by institutions	22.46%

Deeper analysis on VIE/HNR1

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

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Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this VIE/HNR1 report

Is a complete VIE/HNR1 research report available?

No complete published report is available for vie/HNR1 (VIE/HNR1) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

VIE/HNR1 (VIE/HNR1)

Price

Financial snapshot

Fair-value bridge

Latest news · VIE/HNR1

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All VIE/HNR1 indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on VIE/HNR1

Frequently asked questions