VIE/VISA (VIE/VISA)

Vienna Stock Exchange: VIE/VISA · EUR

€361

+0.85 (+0.2%)· Recorded snapshot

Market cap	668.3B
EPS (ttm)	€11.0
P/E (trailing)	32.7x
P/E (forward)	26.7x
Dividend	€2.41 (0.67%)

Market data

Price

Recent price action with selectable time range.

Financial snapshot

EPS (ttm): €11.0
P/E (trailing): 32.7x
P/E (forward): 26.7x
Market cap: 668.3B

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-29 13:30 UTC

Forward P/E26.7

P25 n/aP50 n/aP75 n/a

Trailing P/E32.7

P25 n/aP50 n/aP75 n/a

ROE63.5

P25 n/aP50 n/aP75 n/a

ROIC31.1

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

S&P 500+0.6%

Nasdaq Composite-2.3%

Dow Jones Industrial Average+1.9%

Russell 2000+1.8%

All VIE/VISA indicators

Market & fundamental data

Available fields

200

Groups with data

Currency

USD

Showing 200 of 200 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	EUR
Country	United States
Country code	AT
Earnings date	2026-10-27
Employees	34,100
Employees change	2,500
Employees growth	7.91%
Enterprise value	EUR 676B
Exchange	Vienna Stock Exchange
Financial currency	USD
Financial report date	2026-09-30
First seen	2026-05-10
Fiscal year end	September
Founded	1958
Industry	Credit Services
Is primary listing	No
ISIN number	US92826C8394
Last earnings date	2026-10-27
Last refreshed	2026-10-29
Market cap	EUR 668.3B
Next earnings date	2027-01-26
Price	EUR 360.70
Price currency	EUR
Sector	Financials
SIC code	6099
Stock price date	2026-10-28
Symbol	vie/VISA
Website	https://www.visa.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	31.21x
Average P/E ratio (3Y)	29.62x
Average P/E ratio (5Y)	28.88x
Earnings yield	3.06%
EV/FCF	34.8x
FCF / EV yield	2.87%
FCF yield	2.91%
Forward P/E	26.73x
Graham number	65.29631
Graham upside	-81.9%
P/(FCF - SBC) ratio	35.92x
P/(OCF - SBC) ratio	33.29x
P/B ratio	21.02x
P/E ratio	32.66x
P/FCF ratio	34.41x
P/OCF ratio	31.99x
Sector forward P/E	9.54x
Sector P/E	10.89x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT margin	66.31%
EBITDA margin	69.36%
Effective tax rate	16.34%
Gross margin	97.68%
Profit margin	51.2%
Profitable quarters	56
Profitable years	18
ROA	19.61%
ROA (5Y)	16.65%
ROE	63.51%
ROE (5Y)	50.73%
ROIC	31.14%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	20.76%
EPS growth (Q)	21.9%
EPS growth (QoQ)	7.58%
EPS growth 10Y	17.38%
EPS growth 3Y	14.14%
EPS growth 5Y	16.97%
EPS growth quarters	3
EPS growth years	5
FCF growth	2.23%
FCF growth (Q)	17.85%
FCF growth (QoQ)	12.32%
FCF growth 3Y	3.85%
FCF growth 5Y	8.72%
Net income growth quarters	3
Net income growth years	5
OCF growth	2.9%
OCF growth (Q)	18.4%
OCF growth (QoQ)	12.69%
OCF growth 10Y	15.59%
OCF growth 3Y	4.56%
OCF growth 5Y	9.28%
Revenue growth quarters	21
Revenue growth years	5

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	EUR -1.5B
Depreciation and amortization	EUR 1.3B
EPS	EUR 11.04
Financing cash flow	EUR -24.9B
Free cash flow	EUR 19.4B
Free cash flow minus SBC	EUR 18.6B
Investing cash flow	EUR -875.3M
Net borrowing	EUR -2.3B
Net cash flow	EUR -5.2B
Operating cash flow minus SBC	EUR 20.1B
Stock-based compensation	EUR 817.2M

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Altman Z-Score	8.15
Book value per share	EUR 17.16
Debt / EBITDA	0.69
Debt / equity	0.61
Debt / FCF	1
Goodwill	EUR 18.6B
Long-term assets	EUR 55.8B
Long-term liabilities	EUR 23B
Net cash (debt)	EUR -7B
Net cash / market cap	-1.05%
Net debt / equity	0.22
Net debt / FCF	0.36
Piotroski F-Score	4
Property, plant and equipment	EUR 4.5B
Shareholders' equity	EUR 31.8B
Tangible book value	EUR -11.1B
Tangible book value per share	EUR -6.06
Total assets	EUR 83.1B
Total cash	EUR 12.4B
Total debt	EUR 19.4B
Total liabilities	EUR 51.3B

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Asset turnover	0.47
Current assets	EUR 27.3B
Current liabilities	EUR 28.3B
Current ratio	0.97
Net working capital	EUR -11B
Quick ratio	0.63
Working capital	EUR -970.4M

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	3%
Dividend growth	10.11%
Dividend growth (3Y)	11.79%
Dividend growth (5Y)	16.46%
Dividend growth years	8
Dividend payment date	2026-12-01
Dividend payment years	10
Dividend payout frequency	Quarterly
Dividend per share	EUR 2.41
Dividend yield	0.67%
Ex-dividend date	2026-11-10
Last dividend	EUR 0.70
Payout ratio	21.75%
Shareholder yield	3.64%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
150-day SMA	EUR 302.95
1D price change	0.24%
1M price change	12.12%
1M total return	12.12%
1W price change	-1.1%
1W total return	-1.1%
1Y price change	20.27%
1Y return CAGR	21.25%
1Y total return	21.23%
20-day SMA	EUR 346.68
200-day SMA	EUR 295.30
3M price change	12.84%
3M total return	13.05%
3Y price change	65.57%
3Y return CAGR	19.2%
3Y total return	69.41%
50-day SMA	EUR 332.03
50-day SMA vs 200-day SMA	50over200
52-week high	EUR 369.00
52-week high date	2026-10-23
52-week low	EUR 256.15
52-week low date	2026-04-02
5Y price change	89.46%
5Y return CAGR	14.5%
5Y total return	96.78%
6M price change	36.55%
6M total return	37.09%
All-time high	EUR 369.00
All-time high date	2026-10-23
All-time low	EUR 82.08
All-time low date	2017-07-04
Average true range (ATR)	EUR 4.61
Average volume	5
Change from 52-week high	-2.25%
Change from 52-week low	40.82%
Change from all-time high	-2.25%
Change from all-time low	339.45%
Change from open	1.21%
Day's gap	-0.96%
High price	EUR 360.70
Low price	EUR 353.20
Monthly RSI	68.77
Open price	EUR 356.40
Position in 52-week range	100%
Previous close	EUR 359.85
Price vs 150-day SMA	19.06%
Price vs 20-day SMA	4.04%
Price vs 200-day SMA	22.15%
Price vs 50-day SMA	8.63%
Relative volume	0.2
RSI	70.01
Sharpe ratio	0.82
Sharpe ratio (3Y)	0.73
Sharpe ratio (5Y)	0.54
Sortino ratio	1.53
Sortino ratio (3Y)	1.31
Sortino ratio (5Y)	1.04
Weekly RSI	72.96
YTD price change	19.58%
YTD total return	20.29%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	1.7B
Shares change (QoQ)	-0.84%
Shares change (YoY)	-3%
Shares held by insiders	0.04%
Shares held by institutions	81.57%
Short ratio	3.2 days

Deeper analysis on VIE/VISA

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

→

Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

→

Sensitivity

Cost-of-equity and terminal-growth stress table.

→

Risks

Kill scenarios, soft-pass flags, and downside catalysts.

→

Earnings

Next earnings setup and beat / inline / miss thresholds.

→

Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

→

Financials

Revenue, margins, cash flow, and balance-sheet context.

→

Peers

Relative valuation and profitability against the cohort.

→

Moat

Economic-profit evidence and competitive advantage risk.

→

Industry cycle

Sector phase, capital cycle, and secular tailwinds.

→

Scorecard

Six-factor overlay and 9-category weighted scorecard.

→

Recommendation

Final action, action steps, opportunity, and biggest risk.

→

Perspectives

Growth, value, and income investor reads.

→

Frequently asked questions

About this VIE/VISA report

Is a complete VIE/VISA research report available?

No complete published report is available for vie/VISA (VIE/VISA) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

Market cap

668.3B

EPS (ttm)

€11.0

P/E (trailing)

32.7x

P/E (forward)

26.7x

Dividend

€2.41 (0.67%)

Metric

Value

Amount currency

EUR

Country

United States

Country code

Earnings date

2026-10-27

Employees

34,100

Employees change

2,500

Employees growth

7.91%

Enterprise value

EUR 676B

Exchange

Vienna Stock Exchange

Financial currency

USD

Financial report date

2026-09-30

First seen

2026-05-10

Fiscal year end

September

Founded

1958

Industry

Credit Services

Is primary listing

ISIN number

US92826C8394

Last earnings date

2026-10-27

Last refreshed

2026-10-29

Market cap

EUR 668.3B

Next earnings date

2027-01-26

Price

EUR 360.70

Price currency

EUR

Sector

Financials

SIC code

6099

Stock price date

2026-10-28

Symbol

vie/VISA

Website

https://www.visa.com

Metric

Value

Average P/E ratio (10Y)

31.21x

Average P/E ratio (3Y)

29.62x

Average P/E ratio (5Y)

28.88x

Earnings yield

3.06%

EV/FCF

34.8x

FCF / EV yield

2.87%

FCF yield

2.91%

Forward P/E

26.73x

Graham number

65.29631

Graham upside

-81.9%

P/(FCF - SBC) ratio

35.92x

P/(OCF - SBC) ratio

33.29x

P/B ratio

21.02x

P/E ratio

32.66x

P/FCF ratio

34.41x

P/OCF ratio

31.99x

Sector forward P/E

9.54x

Sector P/E

10.89x

Metric

Value

EBIT margin

66.31%

EBITDA margin

69.36%

Effective tax rate

16.34%

Gross margin

97.68%

Profit margin

51.2%

Profitable quarters

Profitable years

ROA

19.61%

ROA (5Y)

16.65%

ROE

63.51%

ROE (5Y)

50.73%

ROIC

31.14%

Metric

Value

EPS growth

20.76%

EPS growth (Q)

21.9%

EPS growth (QoQ)

7.58%

EPS growth 10Y

17.38%

EPS growth 3Y

14.14%

EPS growth 5Y

16.97%

EPS growth quarters

EPS growth years

FCF growth

2.23%

FCF growth (Q)

17.85%

FCF growth (QoQ)

12.32%

FCF growth 3Y

3.85%

FCF growth 5Y

8.72%

Net income growth quarters

Net income growth years

OCF growth

2.9%

OCF growth (Q)

18.4%

OCF growth (QoQ)

12.69%

OCF growth 10Y

15.59%

OCF growth 3Y

4.56%

OCF growth 5Y

9.28%

Revenue growth quarters

Revenue growth years

Metric

Value

Capital expenditures

EUR -1.5B

Depreciation and amortization

EUR 1.3B

EPS

EUR 11.04

Financing cash flow

EUR -24.9B

Free cash flow

EUR 19.4B

Free cash flow minus SBC

EUR 18.6B

Investing cash flow

EUR -875.3M

Net borrowing

EUR -2.3B

Net cash flow

EUR -5.2B

Operating cash flow minus SBC

EUR 20.1B

Stock-based compensation

EUR 817.2M

Metric

Value

Altman Z-Score

8.15

Book value per share

EUR 17.16

Debt / EBITDA

0.69

Debt / equity

0.61

Debt / FCF

Goodwill

EUR 18.6B

Long-term assets

EUR 55.8B

Long-term liabilities

EUR 23B

Net cash (debt)

EUR -7B

Net cash / market cap

-1.05%

Net debt / equity

0.22

Net debt / FCF

0.36

Piotroski F-Score

Property, plant and equipment

EUR 4.5B

Shareholders' equity

EUR 31.8B

Tangible book value

EUR -11.1B

Tangible book value per share

EUR -6.06

Total assets

EUR 83.1B

Total cash

EUR 12.4B

Total debt

EUR 19.4B

Total liabilities

EUR 51.3B

Metric

Value

Asset turnover

0.47

Current assets

EUR 27.3B

Current liabilities

EUR 28.3B

Current ratio

0.97

Net working capital

EUR -11B

Quick ratio

0.63

Working capital

EUR -970.4M

Metric

Value

Buyback yield / dilution

Dividend growth

10.11%

Dividend growth (3Y)

11.79%

Dividend growth (5Y)

16.46%

Dividend growth years

Dividend payment date

2026-12-01

Dividend payment years

Dividend payout frequency

Quarterly

Dividend per share

EUR 2.41

Dividend yield

0.67%

Ex-dividend date

2026-11-10

Last dividend

EUR 0.70

Payout ratio

21.75%

Shareholder yield

3.64%

Metric

Value

150-day SMA

EUR 302.95

1D price change

0.24%

1M price change

12.12%

1M total return

12.12%

1W price change

-1.1%

1W total return

-1.1%

1Y price change

20.27%

1Y return CAGR

21.25%

1Y total return

21.23%

20-day SMA

EUR 346.68

200-day SMA

EUR 295.30

3M price change

12.84%

3M total return

13.05%

3Y price change

65.57%

3Y return CAGR

19.2%

3Y total return

69.41%

50-day SMA

EUR 332.03

50-day SMA vs 200-day SMA

50over200

52-week high

EUR 369.00

52-week high date

2026-10-23

52-week low

EUR 256.15

52-week low date

2026-04-02

5Y price change

89.46%

5Y return CAGR

14.5%

5Y total return

96.78%

6M price change

36.55%

6M total return

37.09%

All-time high

EUR 369.00

All-time high date

2026-10-23

All-time low

EUR 82.08

All-time low date

2017-07-04

Average true range (ATR)

EUR 4.61

Average volume

Change from 52-week high

-2.25%

Change from 52-week low

40.82%

Change from all-time high

-2.25%

Change from all-time low

339.45%

Change from open

1.21%

Day's gap

-0.96%

High price

EUR 360.70

Low price

EUR 353.20

Monthly RSI

68.77

Open price

EUR 356.40

Position in 52-week range

100%

Previous close

EUR 359.85

Price vs 150-day SMA

19.06%

Price vs 20-day SMA

4.04%

Price vs 200-day SMA

22.15%

Price vs 50-day SMA

8.63%

Relative volume

0.2

RSI

70.01

Sharpe ratio

0.82

Sharpe ratio (3Y)

0.73

Sharpe ratio (5Y)

0.54

Sortino ratio

1.53

Sortino ratio (3Y)

1.31

Sortino ratio (5Y)

1.04

Weekly RSI

72.96

YTD price change

19.58%

YTD total return

20.29%

Metric

Value

Float

1.7B

Shares change (QoQ)

-0.84%

Shares change (YoY)

-3%

Shares held by insiders

0.04%

Shares held by institutions

81.57%

Short ratio

3.2 days

VIE/VISA (VIE/VISA)

Price

Financial snapshot

Fair-value bridge

Latest news · VIE/VISA

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All VIE/VISA indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on VIE/VISA

Frequently asked questions

VIE/VISA (VIE/VISA)

Price

Financial snapshot

Fair-value bridge

Latest news · VIE/VISA

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All VIE/VISA indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on VIE/VISA

Frequently asked questions