Financials / Insurance - ReinsuranceUpdated 2026-05-10 22:07 UTC

BVMF/IRBR3 stock hub

BVMF/IRBR3 has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

4.3B

Brazil Stock Exchange

Market data

Live price

Current market quote for this ticker.

Current price

BVMF/IRBR3

In the news

Latest news · BVMF/IRBR3

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E7.1

P25 8P50 10.9P75 14.1

Trailing P/E11.1

P25 9P50 11.1P75 15.9

ROE7.7

P25 10P50 15.3P75 22.5

ROIC6.7

P25 4.6P50 10.9P75 22.5

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All BVMF/IRBR3 market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

201

Groups with data

Currency

BRL

Showing 201 of 201 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Country	Brazil
Country code	BR
Employees	328
Employees Change	-7%
Employees Change Percent	-2.09
Enterprise value	BRL 4.6B
Exchange	Brazil Stock Exchange
Financial currency	BRL
First seen	2026-05-10
Industry	Insurance - Reinsurance
Isin	BRIRBRACNOR4
Last refreshed	2026-05-10
Market cap	BRL 4.3B
Price	BRL 53.27
Price currency	BRL
Rev Per Employee	15,999,658.54x
Sector	Financials
Sic	6300
Symbol	bvmf/IRBR3
Website	https://www.irbre.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	8.99%
EV Earnings	11.8x
EV/EBIT	7.74x
EV/EBITDA	7.6x
EV/FCF	19.07x
EV/Sales	0.88x
FCF yield	5.57%
Forward P/E	7.09x
P/B ratio	0.82x
P/E ratio	11.15x
P/S ratio	0.83x
PE Ratio3 Y	10.55x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT Margin	11.16%
EBITDA Margin	11.28%
FCF margin	4.61%
Gross margin	43.78%
Gross Profit	BRL 2.3B
Net Income	BRL 390.9M
Net Income Growth	-51.48%
Net Income Growth Q	-79.18%
Net Income Growth Years	0%
Pretax Margin	11.48%
Profit Margin	7.45%
Profit Per Employee	BRL 1.2M
Profitable Years	2
ROA	2.28
Roa5y	0.46
ROCE	5.17
ROE	7.66
Roe5y	-1.04
ROIC	6.65
Roic5y	-1.32

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr1y	14.16%
Cagr3y	17.98%
Cagr5y	-18.83%
Div CAGR3	-44.41%
Div CAGR5	-29.7%
EPS Growth	-51.47
EPS Growth Q	-79.16
EPS Growth Years	0
FCF Growth	95.72%
OCF Growth	68.05%
OCF Growth10 Y	-5.16%
Revenue Growth	-18.98x
Revenue Growth Q	16.87x
Revenue Growth Quarters	1x
Revenue Growth Years	3x
Revenue Growth3 Y	-12.25x
Revenue Growth5 Y	-15.03x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Asset Turnover	BRL 0.33
Assets	BRL 15.6B
Cash	BRL 5.1B
Debt	BRL 276.9M
Debt EBITDA	BRL 0.46
Debt Equity	BRL 0.05
Debt FCF	BRL 1.14
Equity	BRL 5.3B
Liabilities	BRL 10.4B
Net Cash	BRL -265.6M
Net Cash By Market Cap	BRL -6.11
Net Debt EBITDA	BRL 0.45
Net Debt Equity	BRL 0.05
Net Debt FCF	BRL 1.1
Tangible Book Value	BRL 5.2B
Tangible Book Value Per Share	BRL 63.48
WACC	7.86

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Current ratio	1.46
Net Working Capital	BRL 2.2B
Quick ratio	1.2
Working Capital	BRL 2B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	0.03%
Dividend Growth	0%
Dividend Growth Years	0%
Dividend per share	BRL 0.59
Dividend Years	1
Dividend Yield	1.11%
Ex Div Date	2026-06-01
Last Dividend	BRL 0.32
Payout Frequency	Monthly

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
1Y total return	14.15%
200-day SMA	51.63
3Y total return	64.24%
50-day SMA	55.8
50-day SMA vs 200-day SMA	50over200
5Y total return	-64.77%
All Time High	1,352.7
All Time High Change	-96.06%
All Time High Date	2020-01-31
All Time Low	18.27
All Time Low Change	191.57%
All Time Low Date	2023-03-02
ATR	1.62
Beta	0.75
Beta1y	0.56
Beta2y	0.9
Ch YTD	-0.8
High	53.69
High52	66.65
High52 Date	2026-02-25
High52ch	-20.08%
Low	52.87
Low52	42.58
Low52 Date	2025-07-23
Low52ch	25.11%
Ma50ch	-4.53%
Price vs 200-day SMA	3.18%
RSI	44.68
RSI Monthly	49.1
RSI Weekly	49.05
Sharpe ratio	0.52x
Sortino ratio	1
Total Return	1.13%
Tr YTD	0.93
Tr1m	-0.83%
Tr1w	3.36%
Tr3m	-4.73%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Operating Income	BRL 585.7M
Operating margin	11.16

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	54,918,158%
Net Borrowing	-205,842,000
Shares Institutions	21.05%
Shares Out	81,622,888
Shares Qo Q	-0.1%
Shares Yo Y	-0.03%

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	BRL 242M
Average Volume	727,225x
Bv Per Share	64.72
CAPEX	BRL -8.9M
Ch1m	-1.42
Ch1w	3.36
Ch1y	12.2
Ch3m	-6.36
Ch3y	61.42
Ch5y	-71.27
Ch6m	4.84
Change	0.57%
Change From Open	0.24
Close	52.97
Days Gap	0.32
Dollar Volume	13,386,751
Earnings Date	2026-05-04
EBIT	BRL 585.7M
EBITDA	BRL 591.9M
EPS	BRL 4.78
F Score	4
FCF	BRL 242M
FCF EV Yield	5.24x
FCF Per Share	BRL 2.96
Financing CF	-207,626,000
Fiscal Year End	December
Founded	1,939
Graham Number	83.41554
Graham Upside	56.59
Income Tax	BRL 211.6M
Investing CF	-40,495,000
Is Primary Listing	1
Last Earnings Date	2026-05-04
Last Report Date	2025-12-31
Last Split Date	2023-01-25
Last Split Type	Reverse
Ma150	53.38
Ma150ch	-0.2%
Ma20	55
Ma20ch	-3.14%
Net CF	-7,629,000
Next Earnings Date	2026-08-13
Open	53.14
P FCF Ratio	17.97
P OCF Ratio	17.33
Payment Date	2026-06-30
Position In Range	48.78
Ppne	38,059,000
Price Date	2026-05-08
Price EBITDA	BRL 7.35
Ptbv Ratio	0.84
Relative Volume	0.35x
Revenue	5,247,888,000x
Tax By Revenue	4.03x
Tax Rate	35.12%
Tr6m	6.67%
Volume	251,300

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

BVMF/IRBR3 dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+1.1%

$0.59 annual per share

Payout ratio

n/a

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

-29.7%

0 consecutive years of growth

Total shareholder yield

+1.1%

Next ex-dividend date: 2026-06-01

Performance

BVMF/IRBR3 stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns BVMF/IRBR3?

Insider, institutional, and short-interest positioning.

Institutional ownership

+21.1%

Share of float held by funds and institutions

Insider ownership

n/a

Stake held by company insiders. Higher generally signals alignment.

Short interest

n/a

Float sold short by bearish positioning

Y/Y dilution

-0.0%

Negative means the company is buying back shares.

Technical

BVMF/IRBR3 momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

44.7

Neutral momentum band

Price vs 200-day MA

+3.2%

50/200-day relationship not available

Beta (5Y)

0.75

Less volatile than the market

Sharpe ratio

0.52

Risk-adjusted return — higher is better; >1.0 is solid.

Questions

About BVMF/IRBR3

Hub-level FAQ points readers to the deeper analysis pages.

What is the current bvmf/IRBR3 stock rating?

bvmf/IRBR3 is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full bvmf/IRBR3 analysis?

The full report lives at /stocks/bvmf/IRBR3/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for bvmf/IRBR3?

The latest report frames bvmf/IRBR3 around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the bvmf/IRBR3 page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.