Is a complete BVMF/MSCD34 research report available?

No complete published report is available for bvmf/MSCD34 (BVMF/MSCD34) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

BVMF/MSCD34 (BVMF/MSCD34)

Brazil Stock Exchange: BVMF/MSCD34 · BRL

R$105

+0.07 (+0.1%)· Recorded snapshot

Market cap	2.9T
Revenue (ttm)	181.8B
Net income (ttm)	84.2B
EPS (ttm)	R$3.16
P/E (trailing)	33.2x
P/E (forward)	28.8x
Dividend	R$0.38 (0.36%)
Volume	24,713
Beta	0.76

Market data

Price

Recent price action with selectable time range.

Metric	Value
Amount currency	BRL
Country	United States
Country code	BR
Earnings date	2026-10-29
Employees	39,800
Employees change	4,500
Employees growth	12.75%
Enterprise value	BRL 2.9T
Exchange	Brazil Stock Exchange
Financial currency	USD
Financial report date	2026-06-30
First seen	2026-05-10
Fiscal year end	December
Founded	1966
Industry	Credit Services
Is primary listing	No
ISIN number	BRMSCDBDR006
Last earnings date	2026-07-30
Last refreshed	2026-10-28
Last stock split date	2021-02-09
Last stock split type	Forward
Market cap	BRL 2.9T
Next earnings date	2026-10-29
Price	BRL 104.93
Price currency	BRL
Sector	Financials
SIC code	7389
Stock price date	2026-10-27
Symbol	bvmf/MSCD34
Website	https://www.mastercard.com

Metric

Value

Amount currency

BRL

Country

United States

Country code

Earnings date

2026-10-29

Employees

39,800

Employees change

4,500

Employees growth

12.75%

Enterprise value

BRL 2.9T

Exchange

Brazil Stock Exchange

Financial currency

USD

Financial report date

2026-06-30

First seen

2026-05-10

Fiscal year end

December

Founded

1966

Industry

Credit Services

Is primary listing

ISIN number

BRMSCDBDR006

Last earnings date

2026-07-30

Last refreshed

2026-10-28

Last stock split date

2021-02-09

Last stock split type

Forward

Market cap

BRL 2.9T

Next earnings date

2026-10-29

Price

BRL 104.93

Price currency

BRL

Sector

Financials

SIC code

7389

Stock price date

2026-10-27

Symbol

bvmf/MSCD34

Website

https://www.mastercard.com

Metric	Value
Average P/E ratio (10Y)	37.32x
Average P/E ratio (3Y)	34.86x
Average P/E ratio (5Y)	35.19x
Earnings yield	3.01%
EV/Earnings	34.73x
EV/EBIT	26.05x
EV/EBITDA	24.64x
EV/FCF	33.81x
EV/Sales	15.6x
FCF / EV yield	2.96%
FCF yield	3.03%
Forward P/E	28.78x
Graham number	8.61772
Graham upside	-91.79%
Lynch fair value	BRL 54.81
Lynch upside	-47.76%
P/(FCF - SBC) ratio	34.27x
P/(OCF - SBC) ratio	32.78x
P/B ratio	98.35x
P/E ratio	33.21x
P/FCF ratio	33.01x
P/OCF ratio	31.62x
P/S ratio	15.72x
Price/EBITDA ratio	24.84x
Sector forward P/E	8.28x
Sector P/E	9.3x

Metric

Value

Average P/E ratio (10Y)

37.32x

Average P/E ratio (3Y)

34.86x

Average P/E ratio (5Y)

35.19x

Earnings yield

3.01%

EV/Earnings

34.73x

EV/EBIT

26.05x

EV/EBITDA

24.64x

EV/FCF

33.81x

EV/Sales

15.6x

FCF / EV yield

2.96%

FCF yield

3.03%

Forward P/E

28.78x

Graham number

8.61772

Graham upside

-91.79%

Lynch fair value

BRL 54.81

Lynch upside

-47.76%

P/(FCF - SBC) ratio

34.27x

P/(OCF - SBC) ratio

32.78x

P/B ratio

98.35x

P/E ratio

33.21x

P/FCF ratio

33.01x

P/OCF ratio

31.62x

P/S ratio

15.72x

Price/EBITDA ratio

24.84x

Sector forward P/E

8.28x

Sector P/E

9.3x

Metric	Value
EBIT margin	59.88%
EBITDA margin	63.28%
Effective tax rate	19.41%
FCF margin	45.79%
Gross margin	100%
Operating margin	59.88%
Pretax margin	57.5%
Profit margin	46.34%
Profit per employee	BRL 2.1M
Profitable quarters	71
Profitable years	17
Revenue per employee	BRL 4.6M
ROA	24.06%
ROA (5Y)	21.52%
ROCE	64.26%
ROE	241.2%
ROE (5Y)	167.33%
ROIC	93.78%
ROIC (5Y)	83.68%
SBC / revenue	1.75%
Tax / revenue	11.16%

Metric

Value

EBIT margin

59.88%

EBITDA margin

63.28%

Effective tax rate

19.41%

FCF margin

45.79%

Gross margin

100%

Operating margin

59.88%

Pretax margin

57.5%

Profit margin

46.34%

Profit per employee

BRL 2.1M

Profitable quarters

Profitable years

Revenue per employee

BRL 4.6M

ROA

24.06%

ROA (5Y)

21.52%

ROCE

64.26%

ROE

241.2%

ROE (5Y)

167.33%

ROIC

93.78%

ROIC (5Y)

83.68%

SBC / revenue

1.75%

Tax / revenue

11.16%

Metric	Value
EPS growth	22.61%
EPS growth (Q)	22.11%
EPS growth (QoQ)	14.25%
EPS growth 10Y	18.22%
EPS growth 3Y	19.45%
EPS growth 5Y	20.36%
EPS growth quarters	13
EPS growth years	5
FCF growth	0.91%
FCF growth (Q)	-23.69%
FCF growth (QoQ)	22.39%
FCF growth 3Y	14.45%
FCF growth 5Y	17.83%
Gross profit growth	16.01%
Gross profit growth (Q)	14.07%
Gross profit growth 3Y	14.14%
Gross profit growth 5Y	16.09%
Net income growth	19.66%
Net income growth (Q)	18.56%
Net income growth (QoQ)	13.03%
Net income growth 3Y	16.7%
Net income growth 5Y	17.72%
Net income growth quarters	13
Net income growth years	5
OCF growth	2.86%
OCF growth (Q)	-18.03%
OCF growth (QoQ)	25.81%
OCF growth 10Y	14.69%
OCF growth 3Y	14.64%
OCF growth 5Y	17.95%
Operating income growth	18.27%
Operating income growth (Q)	16.33%
Operating income growth 3Y	15.94%
Operating income growth 5Y	18.95%
Revenue growth	16.01%
Revenue growth (Q)	14.07%
Revenue growth (QoQ)	10.47%
Revenue growth 10Y	13.16%
Revenue growth 3Y	14.14%
Revenue growth 5Y	16.09%
Revenue growth quarters	22
Revenue growth years	5

Metric

Value

EPS growth

22.61%

EPS growth (Q)

22.11%

EPS growth (QoQ)

14.25%

EPS growth 10Y

18.22%

EPS growth 3Y

19.45%

EPS growth 5Y

20.36%

EPS growth quarters

EPS growth years

FCF growth

0.91%

FCF growth (Q)

-23.69%

FCF growth (QoQ)

22.39%

FCF growth 3Y

14.45%

FCF growth 5Y

17.83%

Gross profit growth

16.01%

Gross profit growth (Q)

14.07%

Gross profit growth 3Y

14.14%

Gross profit growth 5Y

16.09%

Net income growth

19.66%

Net income growth (Q)

18.56%

Net income growth (QoQ)

13.03%

Net income growth 3Y

16.7%

Net income growth 5Y

17.72%

Net income growth quarters

Net income growth years

OCF growth

2.86%

OCF growth (Q)

-18.03%

OCF growth (QoQ)

25.81%

OCF growth 10Y

14.69%

OCF growth 3Y

14.64%

OCF growth 5Y

17.95%

Operating income growth

18.27%

Operating income growth (Q)

16.33%

Operating income growth 3Y

15.94%

Operating income growth 5Y

18.95%

Revenue growth

16.01%

Revenue growth (Q)

14.07%

Revenue growth (QoQ)

10.47%

Revenue growth 10Y

13.16%

Revenue growth 3Y

14.14%

Revenue growth 5Y

16.09%

Revenue growth quarters

Revenue growth years

Metric	Value
Capital expenditures	BRL -3.8B
Depreciation and amortization	BRL 6.4B
EBIT	BRL 108.8B
EBITDA	BRL 115B
EPS	BRL 3.16
Financing cash flow	BRL -68.5B
Free cash flow	BRL 86.5B
Free cash flow minus SBC	BRL 83.3B
Gross profit	BRL 181.8B
Income taxes	BRL 20.3B
Investing cash flow	BRL -8.7B
Net borrowing	BRL 30.6B
Net cash flow	BRL 12.4B
Net income	BRL 84.2B
Operating cash flow minus SBC	BRL 87.2B
Operating income	BRL 108.8B
Revenue	BRL 181.8B
Stock-based compensation	BRL 3.2B

Metric

Value

Capital expenditures

BRL -3.8B

Depreciation and amortization

BRL 6.4B

EBIT

BRL 108.8B

EBITDA

BRL 115B

EPS

BRL 3.16

Financing cash flow

BRL -68.5B

Free cash flow

BRL 86.5B

Free cash flow minus SBC

BRL 83.3B

Gross profit

BRL 181.8B

Income taxes

BRL 20.3B

Investing cash flow

BRL -8.7B

Net borrowing

BRL 30.6B

Net cash flow

BRL 12.4B

Net income

BRL 84.2B

Operating cash flow minus SBC

BRL 87.2B

Operating income

BRL 108.8B

Revenue

BRL 181.8B

Stock-based compensation

BRL 3.2B

Metric	Value
Altman Z-Score	9.65
Book value per share	BRL 33.14
Debt / EBITDA	1.11
Debt / equity	4.4
Debt / FCF	1.48
Goodwill	BRL 51.2B
Interest coverage	28.08
Long-term assets	BRL 156B
Long-term liabilities	BRL 135.2B
Net cash (debt)	BRL -66.8B
Net cash / market cap	-2.34%
Net debt / EBITDA	0.58
Net debt / equity	2.3
Net debt / FCF	0.77
Piotroski F-Score	4
Property, plant and equipment	BRL 13.7B
Shareholders' equity	BRL 29B
Tangible book value	BRL -48.5B
Tangible book value per share	BRL -55.24
Total assets	BRL 298.9B
Total cash	BRL 60.1B
Total debt	BRL 127.7B
Total liabilities	BRL 269.8B
WACC	8.17%

Metric

Value

Altman Z-Score

9.65

Book value per share

BRL 33.14

Debt / EBITDA

1.11

Debt / equity

4.4

Debt / FCF

1.48

Goodwill

BRL 51.2B

Interest coverage

28.08

Long-term assets

BRL 156B

Long-term liabilities

BRL 135.2B

Net cash (debt)

BRL -66.8B

Net cash / market cap

-2.34%

Net debt / EBITDA

0.58

Net debt / equity

2.3

Net debt / FCF

0.77

Piotroski F-Score

Property, plant and equipment

BRL 13.7B

Shareholders' equity

BRL 29B

Tangible book value

BRL -48.5B

Tangible book value per share

BRL -55.24

Total assets

BRL 298.9B

Total cash

BRL 60.1B

Total debt

BRL 127.7B

Total liabilities

BRL 269.8B

WACC

8.17%

Metric	Value
Asset turnover	0.64
Current assets	BRL 142.9B
Current liabilities	BRL 134.7B
Current ratio	1.06
Net working capital	BRL -39.5B
Quick ratio	0.67
Working capital	BRL 7.9B
Working capital turnover	78.53

Metric

Value

Asset turnover

0.64

Current assets

BRL 142.9B

Current liabilities

BRL 134.7B

Current ratio

1.06

Net working capital

BRL -39.5B

Quick ratio

0.67

Working capital

BRL 7.9B

Working capital turnover

78.53

Metric	Value
Buyback yield / dilution	2.35%
Dividend growth	5.38%
Dividend growth (10Y)	16.18%
Dividend growth (3Y)	13.3%
Dividend growth (5Y)	10.85%
Dividend growth years	2
Dividend payment date	2026-11-16
Dividend payment years	16
Dividend payout frequency	Quarterly
Dividend per share	BRL 0.38
Dividend yield	0.36%
Ex-dividend date	2026-10-09
Last dividend	BRL 0.10
Payout ratio	17.96%
Shareholder yield	2.71%

Metric

Value

Buyback yield / dilution

2.35%

Dividend growth

5.38%

Dividend growth (10Y)

16.18%

Dividend growth (3Y)

13.3%

Dividend growth (5Y)

10.85%

Dividend growth years

Dividend payment date

2026-11-16

Dividend payment years

Dividend payout frequency

Quarterly

Dividend per share

BRL 0.38

Dividend yield

0.36%

Ex-dividend date

2026-10-09

Last dividend

BRL 0.10

Payout ratio

17.96%

Shareholder yield

2.71%

Metric	Value
10Y price change	904.88%
10Y return CAGR	26.57%
10Y total return	954.7%
150-day SMA	BRL 88.01
1D price change	0.07%
1M price change	16.14%
1M total return	16.26%
1W price change	6.59%
1W total return	6.59%
1Y price change	5.46%
1Y return CAGR	5.91%
1Y total return	5.91%
20-day SMA	BRL 96.50
200-day SMA	BRL 88.13
3M price change	20.21%
3M total return	20.34%
3Y price change	77.94%
3Y return CAGR	21.65%
3Y total return	80.05%
50-day SMA	BRL 95.63
50-day SMA vs 200-day SMA	50over200
52-week high	BRL 110.41
52-week high date	2026-10-26
52-week low	BRL 75.78
52-week low date	2026-06-03
5Y price change	63.44%
5Y return CAGR	10.78%
5Y total return	66.86%
6M price change	29.54%
6M total return	29.82%
All-time high	BRL 110.41
All-time high date	2026-10-26
All-time low	BRL 2.07
All-time low date	2012-02-02
Average true range (ATR)	BRL 3.61
Average volume	17.1K
Beta (5Y)	0.76
Change from 52-week high	-4.96%
Change from 52-week low	38.47%
Change from all-time high	-4.96%
Change from all-time low	4,981.36%
Change from open	0.07%
Day's gap	0%
Dollar volume	BRL 2.6M
High price	BRL 105.89
Low price	BRL 104.21
Monthly RSI	60.59
Open price	BRL 104.86
Position in 52-week range	42.86%
Previous close	BRL 104.86
Price vs 150-day SMA	19.22%
Price vs 20-day SMA	8.73%
Price vs 200-day SMA	19.06%
Price vs 50-day SMA	9.73%
Relative volume	1.45
RSI	65.51
Sharpe ratio	0.3
Sharpe ratio (3Y)	0.57
Sharpe ratio (5Y)	0.38
Sortino ratio	0.63
Sortino ratio (3Y)	1.04
Sortino ratio (5Y)	0.75
Volume	24.7K
Weekly RSI	66.46
YTD price change	3.78%
YTD total return	4.22%

Metric

Value

10Y price change

904.88%

10Y return CAGR

26.57%

10Y total return

954.7%

150-day SMA

BRL 88.01

1D price change

0.07%

1M price change

16.14%

1M total return

16.26%

1W price change

6.59%

1W total return

6.59%

1Y price change

5.46%

1Y return CAGR

5.91%

1Y total return

5.91%

20-day SMA

BRL 96.50

200-day SMA

BRL 88.13

3M price change

20.21%

3M total return

20.34%

3Y price change

77.94%

3Y return CAGR

21.65%

3Y total return

80.05%

50-day SMA

BRL 95.63

50-day SMA vs 200-day SMA

50over200

52-week high

BRL 110.41

52-week high date

2026-10-26

52-week low

BRL 75.78

52-week low date

2026-06-03

5Y price change

63.44%

5Y return CAGR

10.78%

5Y total return

66.86%

6M price change

29.54%

6M total return

29.82%

All-time high

BRL 110.41

All-time high date

2026-10-26

All-time low

BRL 2.07

All-time low date

2012-02-02

Average true range (ATR)

BRL 3.61

Average volume

17.1K

Beta (5Y)

0.76

Change from 52-week high

-4.96%

Change from 52-week low

38.47%

Change from all-time high

-4.96%

Change from all-time low

4,981.36%

Change from open

0.07%

Day's gap

Dollar volume

BRL 2.6M

High price

BRL 105.89

Low price

BRL 104.21

Monthly RSI

60.59

Open price

BRL 104.86

Position in 52-week range

42.86%

Previous close

BRL 104.86

Price vs 150-day SMA

19.22%

Price vs 20-day SMA

8.73%

Price vs 200-day SMA

19.06%

Price vs 50-day SMA

9.73%

Relative volume

1.45

RSI

65.51

Sharpe ratio

0.3

Sharpe ratio (3Y)

0.57

Sharpe ratio (5Y)

0.38

Sortino ratio

0.63

Sortino ratio (3Y)

1.04

Sortino ratio (5Y)

0.75

Volume

24.7K

Weekly RSI

66.46

YTD price change

3.78%

YTD total return

4.22%

Metric	Value
Float	868.3M
Shares change (QoQ)	-1.12%
Shares change (YoY)	-2.35%
Shares held by insiders	0.03%
Shares held by institutions	89.33%
Short ratio	2.4 days

Metric

Value

Float

868.3M

Shares change (QoQ)

-1.12%

Shares change (YoY)

-2.35%

Shares held by insiders

0.03%

Shares held by institutions

89.33%

Short ratio

2.4 days

BVMF/MSCD34 (BVMF/MSCD34)

Price

Financial snapshot

Fair-value bridge

Latest news · BVMF/MSCD34

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All BVMF/MSCD34 indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on BVMF/MSCD34

Frequently asked questions