Enact Holdings, Inc. (ACT)

NASDAQ: ACT · USD

$47.7

-0.37 (-0.8%)· Recorded snapshot

Market cap	6.6B
Revenue (ttm)	1.3B
Net income (ttm)	683.3M
EPS (ttm)	$4.74
Shares out	137.5M
P/E (trailing)	10.1x
P/E (forward)	9.7x
Dividend	$0.96 (2.01%)
Volume	399,844
Beta	0.47

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 1.3B
Net income (ttm): 683.3M
EPS (ttm): $4.74
P/E (trailing): 10.1x
P/E (forward): 9.7x
Market cap: 6.6B

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
ACGL	Arch Capital Group Ltd.	34.8B	8.3x	1.8x	15.9%	+15.1%	+18.7%	적극 매수
AIG	American International Group Inc.	41.7B	14.7x	1.6x	7.7%	-9.6%	+2.8%	적극 매수
AIZ	Assurant, Inc.	14.1B	13.6x	1.0x	14.4%	+6.6%	+36.2%	보유

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/E9.7

P25 8.7P50 10.4P75 12.8

Trailing P/E10.1

P25 10.7P50 13.5P75 31.8

ROE12.9

P25 4.9P50 11P75 15.4

ROIC11.8

P25 -0.7P50 6.7P75 12.6

Benchmarks · 1M

All ACT indicators

Market & fundamental data

Available fields

248

Groups with data

Currency

USD

Showing 248 of 248 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	USD
CIK code	0001823529
Company name	Enact Holdings, Inc.
Country	United States
Country code	US
CUSIP number	29249E109
Earnings date	2026-11-04
Earnings time	amc
Employees	419
Employees change	-2
Employees growth	-0.48%
Enterprise value	$6.9B
Exchange	NASDAQ
Financial currency	USD
Financial report date	2026-06-30
First seen	2026-05-09
Fiscal year end	December
Founded	1981
In index	RUSSELL2000
Industry	Insurance - Specialty
IPO date	2021-09-16
Is primary listing	Yes
Is SPAC	No
ISIN number	US29249E1091
Last 10-K release date	2026-02-27
Last earnings date	2026-08-05
Last refreshed	2026-10-28
Last stock split type	Never
Market cap	$6.6B
Market cap category	Mid-Cap
Next earnings date	2026-11-04
Options	Yes
Price	$47.70
Price currency	USD
Sector	Financials
SIC code	6411
Stock price date	2026-10-28
Symbol	ACT
U.S. state	North Carolina
Website	https://enactmi.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Adjusted P/E ratio	9.9x
Average P/E ratio (3Y)	7.9x
Average P/E ratio (5Y)	7.08x
Earnings yield	9.94%
EV/Earnings	10.02x
EV/EBIT	7.46x
EV/FCF	9.5x
EV/Sales	5.46x
FCF / EV yield	10.53%
FCF yield	11.01%
Forward EV/Sales	5.37x
Forward P/E	9.72x
Forward P/S	5.14x
Graham number	64.54475
Graham upside	35.48%
Industry forward P/E	8.81x
Industry P/E	9.88x
Lynch fair value	$33.60
Lynch upside	-29.46%
P/(FCF - SBC) ratio	9.35x
P/(OCF - SBC) ratio	9.35x
P/B ratio	1.23x
P/E ratio	10.06x
P/FCF ratio	9.09x
P/OCF ratio	9.09x
P/S ratio	5.22x
PEG ratio	1.34x
Price / tangible book value	1.21x
Sector forward P/E	13.61x
Sector P/E	15.65x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT margin	73.18%
Effective tax rate	21.12%
FCF margin	57.5%
Gross margin	73.18%
Operating margin	73.18%
Pretax margin	69.11%
Profit margin	54.51%
Profit per employee	$1.6M
Profitable quarters	24
Profitable years	7
Revenue per employee	$3M
ROA	8.35%
ROA (5Y)	9.14%
ROCE	14.61%
ROE	12.87%
ROE (5Y)	14.68%
ROIC	11.83%
ROIC (5Y)	13.38%
SBC / revenue	1.65%
Tax / revenue	14.6%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	7.47%
EPS growth (Q)	12.61%
EPS growth (QoQ)	5.93%
EPS growth 3Y	4.45%
EPS growth 5Y	9.78%
EPS growth quarters	3
EPS growth years	2
Net income growth	0.93%
Net income growth (Q)	4.19%
Net income growth (QoQ)	4.21%
Net income growth 3Y	0.22%
Net income growth 5Y	7.09%
Net income growth quarters	3
Net income growth years	0
OCF growth	2.9%
OCF growth (Q)	-0.84%
OCF growth (QoQ)	-47.1%
OCF growth 3Y	9.71%
OCF growth 5Y	2.98%
Revenue growth	2.49%
Revenue growth (Q)	4.07%
Revenue growth (QoQ)	1.68%
Revenue growth 3Y	4.13%
Revenue growth 5Y	2.01%
Revenue growth quarters	15
Revenue growth years	3

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
EBIT	$917.3M
EPS	$4.74
FCF per share	$5.24
Financing cash flow	$-556.4M
Free cash flow	$720.8M
Free cash flow minus SBC	$700.2M
Gross profit	$917.3M
Income taxes	$183M
Investing cash flow	$-328.9M
Net cash flow	$-164.5M
Net income	$683.3M
Operating cash flow minus SBC	$700.2M
Operating income	$917.3M
Revenue	$1.3B
Stock-based compensation	$20.7M

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	$39.06
Debt / EBITDA	0.81
Debt / equity	0.14
Debt / FCF	1.03
Interest coverage	18.27
Net cash (debt)	$-296.8M
Net cash / market cap	-4.53%
Net debt / equity	0.06
Net debt / FCF	0.41
Piotroski F-Score	4
Shareholders' equity	$5.4B
Tangible book value	$5.4B
Tangible book value per share	$39.06
Total assets	$7B
Total cash	$497.6M
Total debt	$745.2M
Total liabilities	$1.6B
WACC	6.7%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Asset turnover	0.18
Current ratio	0.92
Net working capital	$-501.5M
Quick ratio	0.83
Working capital	$-53M

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	6.28%
Dividend growth	13.92%
Dividend growth (3Y)	-19.42%
Dividend growth years	1
Dividend payment date	2026-09-17
Dividend payment years	6
Dividend payout frequency	Quarterly
Dividend per share	$0.96
Dividend yield	2.01%
Ex-dividend date	2026-08-20
FCF payout ratio	18.31%
Last dividend	$0.24
Payout ratio	20.25%
Shareholder yield	8.29%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
150-day SMA	$45.31
1D price change	-0.77%
1M price change	1.53%
1M total return	1.53%
1W price change	1.79%
1W total return	1.79%
1Y price change	33.32%
1Y return CAGR	36.18%
1Y total return	36.15%
20-day SMA	$46.23
200-day SMA	$44.24
3M price change	1.27%
3M total return	1.77%
3Y price change	77.62%
3Y return CAGR	24.86%
3Y total return	94.69%
50-day SMA	$47.62
50-day SMA vs 200-day SMA	50over200
52-week high	$50.56
52-week high date	2026-08-18
52-week low	$34.64
52-week low date	2025-10-29
5Y price change	107.44%
5Y return CAGR	21.08%
5Y total return	160.15%
6M price change	8.56%
6M total return	9.7%
All-time high	$50.56
All-time high date	2026-08-18
All-time low	$18.76
All-time low date	2021-12-17
Average true range (ATR)	$1.16
Average volume	396.1K
Beta (1Y)	0.06
Beta (2Y)	0.47
Beta (5Y)	0.47
Change from 52-week high	-5.66%
Change from 52-week low	37.7%
Change from all-time high	-5.68%
Change from all-time low	154.21%
Change from open	-0.77%
Day's gap	0%
Dollar volume	$19.1M
High price	$48.07
Low price	$47.43
Monthly RSI	65.99
Open price	$48.07
Position in 52-week range	42.19%
Premarket change	0%
Premarket close	$48.07
Premarket price	$48.07
Previous close	$48.07
Price vs 150-day SMA	5.26%
Price vs 20-day SMA	3.16%
Price vs 200-day SMA	7.81%
Price vs 50-day SMA	0.16%
Relative volume	1.01
Return from IPO open	138.2%
Return from IPO price	150.74%
RSI	55.2
Sharpe ratio	1.29
Sharpe ratio (3Y)	0.97
Sharpe ratio (5Y)	0.74
Sortino ratio	2.26
Sortino ratio (3Y)	1.7
Sortino ratio (5Y)	1.31
Volume	399.8K
Weekly RSI	58.21
YTD price change	20.31%
YTD total return	22.18%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	27.1M
Float percentage	19.68%
Shares change (QoQ)	-1.63%
Shares change (YoY)	-6.28%
Shares held by insiders	0.58%
Shares held by institutions	22.48%
Shares outstanding	137.5M
Short % of float	10.11%
Short % of shares	1.99%
Short ratio	6.2 days

Deeper analysis on ACT

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

→

Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

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Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this ACT report

Is a complete ACT research report available?

No complete published report is available for Enact Holdings, Inc. (ACT) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

Enact Holdings, Inc. (ACT)

Price

Financial snapshot

Fair-value bridge

Latest news · ACT

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All ACT indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on ACT

Frequently asked questions