Financials / Banks - RegionalUpdated 2026-05-10 22:07 UTC

CPF stock hub

Central Pacific Financial Corp. has a live ticker hub with the latest available market, valuation, profitability, growth, ownership, and risk indicators.

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Fair value midpoint

n/a

Fair value pending

Upside to midpoint

n/a

Based on latest report

Confidence

n/a

Data quality and model convergence

Market cap

908.1M

NYSE

Market data

Live price

Current market quote for this ticker.

Current price

CPF

In the news

Latest news · CPF

Recent company headlines from major financial publishers.

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Fetching the latest headlines.

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Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector context

Where the current metrics sit

Percentiles come from the backend screener cohort cache for the ticker's country and sector.

Forward P/E10.6

P25 8.8P50 10.4P75 13.1

Trailing P/E11.6

P25 10.9P50 14.7P75 36.2

ROE14

P25 4.9P50 10.4P75 15

ROICn/a

P25 -1.3P50 6.6P75 12.7

Benchmarks - 1M

S&P 500n/a

Nasdaq Compositen/a

Dow Jones Industrial Averagen/a

Russell 2000n/a

Indicator catalog

All CPF market and fundamental indicators

A searchable catalog of the available market, valuation, profitability, growth, balance-sheet, ownership, and analyst metrics for this ticker.

Available fields

241

Groups with data

Currency

USD

Showing 241 of 241 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Cik	0000701347
Company name	Central Pacific Financial Corp.
Country	United States
Country code	US
Cusip	154760409
Employees	763
Employees Change	22%
Employees Change Percent	2.97
Enterprise value	$598.5M
Exchange	NYSE
Financial currency	USD
First seen	2026-05-09
Industry	Banks - Regional
Isin	US1547604090
Last refreshed	2026-05-10
Market cap	$908.1M
Market cap category	Small-Cap
Price	$34.79
Price currency	USD
Rev Per Employee	370,827x
Sector	Financials
Sic	6022
Symbol	CPF
Website	https://www.cpb.bank

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Earnings Yield	8.86%
EV Earnings	7.44x
EV Sales Forward	2.31x
EV/FCF	6.65x
EV/Sales	2.12x
FCF yield	9.91%
Forward P/E	10.56x
P/B ratio	1.53x
P/E ratio	11.64x
P/S ratio	3.21x
PE Ratio10 Y	12.94x
PE Ratio3 Y	10.8x
PE Ratio5 Y	10.09x
PS Forward	3.5x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
FCF margin	31.81%
Gross Profit	$282.9M
Net Income	$80.4M
Net Income Growth	38.16%
Net Income Growth Q	16.7%
Net Income Growth Quarters	5%
Net Income Growth Years	1%
Net Income Growth3 Y	4.41%
Net Income Growth5 Y	11.35%
Pretax Margin	36.28%
Profit Margin	28.43%
Profit Per Employee	$105,433
Profitable Years	15
ROA	1.08
Roa5y	0.93
ROE	13.98
Roe5y	13.06

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
Cagr10y	8.34%
Cagr15y	9.66%
Cagr1y	36.83%
Cagr20y	-12.05%
Cagr3y	40.1%
Cagr5y	8.68%
Div CAGR10	2.77%
Div CAGR3	2.81%
Div CAGR5	3.97%
EPS Growth	39.71
EPS Growth Q	20
EPS Growth Quarters	5
EPS Growth Years	1
EPS Growth3 Y	5.04
EPS Growth5 Y	12.33
FCF Growth	10.81%
FCF Growth Q	-11.7%
FCF Growth3 Y	-3.95%
FCF Growth5 Y	20.2%
OCF Growth	1.48%
OCF Growth Q	-10.33%
OCF Growth10 Y	1.4%
OCF Growth3 Y	-8.13%
OCF Growth5 Y	7.89%
Revenue Growth	14.23x
Revenue Growth Q	9.22x
Revenue Growth Quarters	5x
Revenue Growth Years	1x
Revenue Growth3 Y	2.28x
Revenue Growth5 Y	5.55x

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Assets	$7.5B
Cash	$414.1M
Debt	$104.6M
Debt FCF	$1.16
Equity	$593.9M
Liabilities	$6.9B
Net Cash	$309.5M
Net Cash By Market Cap	$34.09
Net Cash Growth	156.26%
Net Debt Equity	$-0.52
Net Debt FCF	$-3.44
Tangible Book Value	$593.9M
Tangible Book Value Per Share	$22.74
WACC	7.98

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working Capital	$-6.3B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback Yield	1.25%
Dividend Growth	6.6%
Dividend Growth Years	1%
Dividend per share	$1.16
Dividend Years	14
Dividend Yield	3.33%
Ex Div Date	2026-05-29
Last Dividend	$0.29
Payout Frequency	Quarterly
Payout Ratio	37.79%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y total return	122.66%
1Y total return	36.8%
200-day SMA	31.11
3Y total return	175.06%
50-day SMA	32.73
50-day SMA vs 200-day SMA	50over200
5Y total return	51.59%
All Time High	810
All Time High Change	-95.7%
All Time High Date	2007-02-22
All Time Low	9.37
All Time Low Change	271.29%
All Time Low Date	2011-10-04
ATR	0.76
Beta	0.84
Beta1y	0.75
Beta2y	0.88
Ch YTD	11.65
High	35
High52	35.41
High52 Date	2026-04-17
High52ch	-1.75%
Low	34.59
Low52	25.62
Low52 Date	2025-08-01
Low52ch	35.79%
Ma50ch	6.31%
Price vs 200-day SMA	11.83%
RSI	60.79
RSI Monthly	65.97
RSI Weekly	61.88
Sharpe ratio	1.2x
Sortino ratio	1.98
Total Return	4.59%
Tr YTD	12.62
Tr15y	298.6%
Tr1m	6.62%
Tr1w	3.23%
Tr3m	1.63%

Analyst estimates

Ratings, targets, revisions, and forward estimate fields.

Metric	Value
Analyst Count	2
Analyst Count Top	2
Analyst Price Target Top	$37
Analyst Ratings	Buy
Analyst Ratings Top	Buy
Earnings EPS Estimate	$0.74
Earnings EPS Estimate Growth	13.85
Earnings Revenue Estimate	73,980,000x
Earnings Revenue Estimate Growth	28.22x
Operating Income	$104.2M
Operating margin	36.81
Price target	$37
Price Target Change	$6.35
Price Target Change Top	$6.35

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	25,688,042%
Float Percent	98.42%
Net Borrowing	-55,000,000
Shares Insiders	1.52%
Shares Institutions	95.21%
Shares Out	26,101,229
Shares Qo Q	-1.54%
Shares Yo Y	-1.25%
Short Float	1.92%
Short Ratio	2.84
Short Shares	1.89

Other indicators

Additional ticker metrics that do not fit the primary research groupings yet.

Metric	Value
Adjusted FCF	$87.7M
Average Volume	123,390.5x
Bv Per Share	22.74
CAPEX	$-5.3M
Ch10y	52.32
Ch15y	153.9
Ch1m	6.62
Ch1w	3.23
Ch1y	31.88
Ch20y	-95.56
Ch3m	0.75
Ch3y	139.8
Ch5y	21.64
Ch6m	18.45
Change	0.35%
Change From Open	0.58
Close	34.67
Days Gap	-0.23
Dollar Volume	3,340,083.5
Earnings Date	2026-04-29
Earnings Time	bmo
EPS	$2.99
F Score	4
FCF	$90M
FCF EV Yield	15.04x
FCF Per Share	$3.45
Financing CF	-13,104,000
Fiscal Year End	December
Founded	1,954
Graham Number	39.1127
Graham Upside	12.43
Income Tax	$22.2M
Investing CF	47,450,000
Is Primary Listing	1
Is Spac	No
Last Earnings Date	2026-04-29
Last Report Date	2026-03-31
Last Split Date	2011-02-03
Last Split Type	Reverse
Last10k Filing Date	2026-02-27
Lynch Fair Value	$33.95
Lynch Upside	-2.42
Ma150	31.67
Ma150ch	9.86%
Ma20	34.24
Ma20ch	1.62%
Net CF	129,700,000
Next Earnings Date	2026-07-24
Open	34.59
Optionable	Yes
P FCF Ratio	10.09
P OCF Ratio	9.52
Payment Date	2026-06-15
Position In Range	48.78
Ppne	124,262,000
Price Date	2026-05-08
Ptbv Ratio	1.53
Relative Volume	0.78x
Revenue	282,941,000x
SBC By Revenue	0.8x
Share Based Comp	2,267,000
Tax By Revenue	7.85x
Tax Rate	21.63%
Tr20y	-92.33%
Tr6m	20.6%
Us State	Hawaii
Volume	96,007

Fast facts

Decision checkpoints

A compact product layer over the same report payload.

Risk gate

n/a

Named kill scenarios are reviewed before any bullish rating can stand.

Moat score

n/a

Business quality stays separate from stock attractiveness.

Forward P/E

n/a

Valuation uses the full report model stack, not a single multiple.

Next action

Research pending

Final action steps are kept in the recommendation tab.

Income

CPF dividend yield, growth & safety

Yield, payout sustainability, and the multi-year growth streak.

Dividend yield

+3.3%

$1.16 annual per share

Payout ratio

+37.8%

Share of earnings returned as dividends. Below 60% is generally sustainable.

5Y dividend CAGR

+4.0%

1 consecutive years of growth

Total shareholder yield

+4.6%

Next ex-dividend date: 2026-05-29

Performance

CPF stock returns vs the market

Total return (incl. dividends) compared to S&P 500.

Ownership

Who owns CPF?

Insider, institutional, and short-interest positioning.

Institutional ownership

+95.2%

Float: +98.4% of shares outstanding

Insider ownership

+1.5%

Stake held by company insiders. Higher generally signals alignment.

Negative means the company is buying back shares.

Technical

CPF momentum and risk profile

RSI, moving-average stack, beta, and risk-adjusted return.

RSI (14)

60.8

Neutral momentum band

Price vs 200-day MA

+11.8%

50/200-day relationship not available

Beta (5Y)

0.84

Moves roughly with the market

Sharpe ratio

1.20

Risk-adjusted return — higher is better; >1.0 is solid.

Peers

CPF vs. sector cohort

Currency-neutral comparison: P/E, P/S, ROIC, 5Y revenue CAGR, and 1Y total return. Market-cap column appears only when every peer reports in the same currency.

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
AXP	American Express Company	215.6B	19.7x	3.1x	11.5%	+15.5%	+15.6%	비중 축소
BAC	Bank of America Corporation	364.1B	12.7x	3.3x	—	+6.3%	+28.2%	비중 축소
BK	The Bank of New York Mellon Corporation	89.6B	16.2x	4.3x	—	+6.0%	+58.4%	비중 축소

Questions

About CPF

Hub-level FAQ points readers to the deeper analysis pages.

What is the current CPF stock rating?

Central Pacific Financial Corp. is currently shown with the latest rating in the latest report. The hub links directly to the full analysis surface where the rating, fair-value bridge, risks, and scorecard are documented together.

Where can I read the full CPF analysis?

The full report lives at /stocks/CPF/analysis. The bare ticker page is a product hub that summarizes the latest read and sends readers into the relocated analysis tabs without making the analysis surface depend on the hub.

What fair-value range is used for CPF?

The latest report frames CPF around the latest fair-value range. Treat that range as the entry point, then check the valuation, sensitivity, and bear-case tabs before making an investment decision.

How often is the CPF page updated?

The hub updates with the latest published stock report and live backend market data. The analysis pages remain reachable under /analysis, so a hub rollback does not remove the report reader.