Bank OZK (OZK)

NASDAQ: OZK · USD

$50.5

-0.32 (-0.6%)· Recorded snapshot

Market cap	5.5B
Revenue (ttm)	1.5B
Net income (ttm)	658.9M
EPS (ttm)	$5.97
Shares out	108.4M
P/E (trailing)	8.4x
P/E (forward)	8.4x
Dividend	$1.92 (3.81%)
Volume	1,111,983
Beta	0.91

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 1.5B
Net income (ttm): 658.9M
EPS (ttm): $5.97
P/E (trailing): 8.4x
P/E (forward): 8.4x
Market cap: 5.5B

Ticker	Name	Market cap	P/E	P/S	ROIC	5Y rev CAGR	1Y total return	Rating
ACGL	Arch Capital Group Ltd.	34.8B	8.3x	1.8x	15.9%	+15.1%	+18.7%	적극 매수
AIG	American International Group Inc.	41.7B	14.7x	1.6x	7.7%	-9.6%	+2.8%	적극 매수
AIZ	Assurant, Inc.	14.1B	13.6x	1.0x	14.4%	+6.6%	+36.2%	보유

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/E8.4

P25 8.7P50 10.4P75 12.8

Trailing P/E8.4

P25 10.7P50 13.5P75 31.8

ROE11

P25 4.9P50 11P75 15.4

ROICn/a

P25 -0.7P50 6.7P75 12.6

Benchmarks · 1M

All OZK indicators

Market & fundamental data

Available fields

241

Groups with data

Currency

USD

Showing 241 of 241 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	USD
CIK code	0001569650
Company name	Bank OZK
Country	United States
Country code	US
CUSIP number	06417N103
Earnings date	2026-10-20
Earnings time	amc
Employees	3,286
Employees change	81
Employees growth	2.53%
Enterprise value	$5.5B
Exchange	NASDAQ
Financial currency	USD
Financial report date	2026-09-30
First seen	2026-05-09
Fiscal year end	December
Founded	1903
Industry	Banks - Regional
IPO date	1997-07-17
Is primary listing	Yes
Is SPAC	No
ISIN number	US06417N1037
Last earnings date	2026-10-20
Last refreshed	2026-10-28
Last stock split date	2014-06-24
Last stock split type	Forward
Market cap	$5.5B
Market cap category	Mid-Cap
Next earnings date	2027-01-19
Options	Yes
Price	$50.45
Price currency	USD
Sector	Financials
Stock price date	2026-10-28
Symbol	OZK
U.S. state	Arkansas
Website	https://www.ozk.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Adjusted P/E ratio	8.46x
Average P/E ratio (10Y)	10.11x
Average P/E ratio (3Y)	7.54x
Average P/E ratio (5Y)	7.83x
Earnings yield	11.84%
EV/Earnings	8.36x
EV/FCF	7.22x
EV/Sales	3.57x
FCF / EV yield	13.85%
FCF yield	14.01%
Forward EV/Sales	3.06x
Forward P/E	8.41x
Forward P/S	3.03x
Graham number	84.85234
Graham upside	68.99%
Industry forward P/E	9.95x
Industry P/E	11.8x
Lynch fair value	$29.85
Lynch upside	-40.54%
P/B ratio	0.95x
P/E ratio	8.45x
P/FCF ratio	7.14x
P/OCF ratio	6.29x
P/S ratio	3.53x
Price / tangible book value	1.06x
Sector forward P/E	13.61x
Sector P/E	15.68x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Effective tax rate	22.19%
FCF margin	49.12%
Operating margin	56.25%
Pretax margin	56.25%
Profit margin	43.77%
Profit per employee	$200,509
Profitable quarters	121
Profitable years	31
Revenue per employee	$469,304
ROA	1.59%
ROA (5Y)	2.05%
ROE	11.03%
ROE (5Y)	12.78%
Tax / revenue	12.48%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	-3.7%
EPS growth (Q)	-5.66%
EPS growth (QoQ)	0.67%
EPS growth 10Y	9.45%
EPS growth 3Y	1.48%
EPS growth 5Y	7.09%
EPS growth years	5
FCF growth	1.74%
FCF growth 3Y	-1.47%
FCF growth 5Y	7.86%
Net income growth	-6.46%
Net income growth (Q)	-8.79%
Net income growth (QoQ)	0.61%
Net income growth 3Y	-0.18%
Net income growth 5Y	3.69%
Net income growth years	0
OCF growth	2.27%
OCF growth 10Y	16.68%
OCF growth 3Y	1.69%
OCF growth 5Y	9.11%
Revenue growth	0.2%
Revenue growth (Q)	-2.53%
Revenue growth (QoQ)	1.84%
Revenue growth 10Y	9.96%
Revenue growth 3Y	4.93%
Revenue growth 5Y	6.67%
Revenue growth years	3

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	$-103.3M
EPS	$5.97
FCF per share	$7.03
Financing cash flow	$-725.2M
Free cash flow	$762.4M
Gross profit	$1.5B
Income taxes	$192.5M
Investing cash flow	$-1.3B
Net borrowing	$-799.9M
Net cash flow	$-1.2B
Net income	$658.9M
Operating income	$867.5M
Revenue	$1.5B

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	$53.59
Debt / equity	0.2
Debt / FCF	1.59
Goodwill	$660.8M
Net cash (debt)	$-62.6M
Net cash / market cap	-1.15%
Net debt / equity	0.01
Net debt / FCF	0.08
Piotroski F-Score	4
Property, plant and equipment	$984.4M
Shareholders' equity	$6.1B
Tangible book value	$5.1B
Tangible book value per share	$47.50
Total assets	$43.2B
Total cash	$1.2B
Total debt	$1.2B
Total liabilities	$37B
WACC	7.56%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Working capital	$-34.7B

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	2.83%
Dividend growth	9.2%
Dividend growth (10Y)	11.67%
Dividend growth (3Y)	10.19%
Dividend growth (5Y)	10.9%
Dividend growth years	28
Dividend payment date	2026-10-20
Dividend payment years	30
Dividend payout frequency	Quarterly
Dividend per share	$1.92
Dividend yield	3.81%
Ex-dividend date	2026-10-13
FCF payout ratio	27.01%
Last dividend	$0.49
Payout ratio	31.82%
Shareholder yield	6.62%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	34.41%
10Y return CAGR	6.42%
10Y total return	86.23%
150-day SMA	$48.86
15Y price change	298.5%
15Y return CAGR	12.64%
15Y total return	496.2%
1D price change	-0.63%
1M price change	7.29%
1M total return	8.47%
1W price change	8.99%
1W total return	8.99%
1Y price change	9.3%
1Y return CAGR	13.76%
1Y total return	13.75%
20-day SMA	$46.78
200-day SMA	$48.45
20Y price change	541.46%
20Y return CAGR	12.48%
20Y total return	951.54%
3M price change	-0.14%
3M total return	0.95%
3Y price change	43.09%
3Y return CAGR	17.08%
3Y total return	60.5%
50-day SMA	$47.78
50-day SMA vs 200-day SMA	50under200
52-week high	$53.39
52-week high date	2026-07-01
52-week low	$42.37
52-week low date	2025-11-18
5Y price change	15.9%
5Y return CAGR	6.83%
5Y total return	39.12%
6M price change	4.38%
6M total return	6.53%
All-time high	$56.86
All-time high date	2017-03-01
All-time low	$0.64
All-time low date	2000-12-01
Average true range (ATR)	$1.16
Average volume	2.1M
Beta (1Y)	0.22
Beta (2Y)	0.86
Beta (5Y)	0.91
Change from 52-week high	-5.51%
Change from 52-week low	19.07%
Change from all-time high	-11.52%
Change from all-time low	7,801.68%
Change from open	-1.08%
Day's gap	0.45%
Dollar volume	$56.1M
High price	$51.00
Low price	$50.19
Monthly RSI	54.92
Open price	$51.00
Position in 52-week range	32.1%
Premarket change	-0.04%
Premarket close	$50.77
Premarket price	$50.75
Previous close	$50.77
Price vs 150-day SMA	2.97%
Price vs 20-day SMA	7.56%
Price vs 200-day SMA	3.85%
Price vs 50-day SMA	5.3%
Relative volume	0.54
RSI	64.39
Sharpe ratio	0.5
Sharpe ratio (3Y)	0.5
Sharpe ratio (5Y)	0.22
Sortino ratio	0.93
Sortino ratio (3Y)	0.91
Sortino ratio (5Y)	0.49
Volume	1.1M
Weekly RSI	54.33
YTD price change	9.32%
YTD total return	13.77%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	100M
Float percentage	92.22%
Shares change (QoQ)	-0.12%
Shares change (YoY)	-2.83%
Shares held by insiders	6.99%
Shares held by institutions	95.19%
Shares outstanding	108.4M
Short % of float	17.61%
Short % of shares	16.24%
Short ratio	15.3 days

Deeper analysis on OZK

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

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Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this OZK report

Is a complete OZK research report available?

No complete published report is available for Bank OZK (OZK) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

Bank OZK (OZK)

Price

Financial snapshot

Fair-value bridge

Latest news · OZK

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All OZK indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on OZK

Frequently asked questions