ASX/FSA (ASX/FSA)

Australian Securities Exchange: ASX/FSA · AUD

A$1.18

-0.00 (-0.4%)· Recorded snapshot

Market cap	144.5M
Revenue (ttm)	62.9M
Net income (ttm)	14.1M
EPS (ttm)	A$0.12
Shares out	122.5M
P/E (trailing)	10.0x
Dividend	A$0.07 (5.93%)
Volume	58,095
Beta	0.23

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 62.9M
Net income (ttm): 14.1M
EPS (ttm): A$0.12
P/E (trailing): 10.0x
Market cap: 144.5M

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-29 19:55 UTC

Forward P/En/a

P25 7.5P50 12.7P75 17.6

Trailing P/E10

P25 9.1P50 17P75 22.6

ROE16

P25 0.9P50 6.6P75 16

ROIC1.5

P25 -0.5P50 4.1P75 10

Benchmarks · 1M

All ASX/FSA indicators

Market & fundamental data

Available fields

231

Groups with data

Currency

AUD

Showing 231 of 231 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	AUD
Country	Australia
Country code	AU
Earnings date	2026-11-19
Employees	97
Employees change	2
Employees growth	2.11%
Exchange	Australian Securities Exchange
Financial currency	AUD
Financial report date	2026-06-30
First seen	2026-05-10
Fiscal year end	June
Founded	2000
Industry	Credit Services
Is primary listing	Yes
ISIN number	AU000000FSA4
Last earnings date	2026-02-22
Last refreshed	2026-10-29
Market cap	AUD 144.5M
Next earnings date	2026-11-19
Price	AUD 1.18
Price currency	AUD
Sector	Financials
SIC code	6141
Stock price date	2026-10-28
Symbol	asx/FSA
Website	https://www.fsagroup.com.au

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	10.36x
Average P/E ratio (3Y)	12.41x
Average P/E ratio (5Y)	10.69x
Earnings yield	9.97%
FCF yield	19.42%
Graham number	1.41817
Graham upside	20.18%
Industry forward P/E	8.12x
Industry P/E	10.84x
Lynch fair value	AUD 0.59
Lynch upside	-50.17%
P/B ratio	1.33x
P/E ratio	10.03x
P/FCF ratio	5.15x
P/OCF ratio	5.14x
P/S ratio	2.3x
Price / tangible book value	1.79x
Sector forward P/E	18.2x
Sector P/E	19.94x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Effective tax rate	29.86%
FCF margin	44.58%
Gross margin	88.77%
Operating margin	37.91%
Pretax margin	37.91%
Profit margin	22.46%
Profit per employee	AUD 145,742
Profitable quarters	46
Profitable years	23
Revenue per employee	AUD 648,928
ROA	1.57%
ROA (5Y)	1.87%
ROE	15.99%
ROE (5Y)	14.54%
ROIC	1.47%
ROIC (5Y)	2.02%
Tax / revenue	11.32%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	49.33%
EPS growth (Q)	46.42%
EPS growth (QoQ)	35.8%
EPS growth 10Y	0.88%
EPS growth 3Y	3.43%
EPS growth 5Y	-6.11%
EPS growth quarters	4
EPS growth years	2
FCF growth	29.94%
FCF growth (Q)	25.41%
FCF growth (QoQ)	52.61%
FCF growth 3Y	9.35%
FCF growth 5Y	-0.33%
Net income growth	47.86%
Net income growth (Q)	-26.17%
Net income growth (QoQ)	27.69%
Net income growth 3Y	2.84%
Net income growth 5Y	-6.8%
Net income growth quarters	3
Net income growth years	2
OCF growth	29.33%
OCF growth (Q)	25.95%
OCF growth (QoQ)	52.22%
OCF growth 10Y	9.62%
OCF growth 3Y	9.13%
OCF growth 5Y	-0.96%
Operating income growth	47.52%
Operating income growth (Q)	34.29%
Operating income growth 3Y	-1.17%
Operating income growth 5Y	-5.72%
Revenue growth	20.85%
Revenue growth (Q)	19.23%
Revenue growth (QoQ)	6.63%
Revenue growth 10Y	0.53%
Revenue growth 3Y	4.78%
Revenue growth 5Y	0.37%
Revenue growth quarters	6
Revenue growth years	1

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	AUD -58,000
Depreciation and amortization	AUD 1.6M
EPS	AUD 0.12
FCF per share	AUD 0.23
Financing cash flow	AUD 148.6M
Free cash flow	AUD 28.1M
Gross profit	AUD 55.9M
Income taxes	AUD 7.1M
Investing cash flow	AUD -170M
Net borrowing	AUD 161.4M
Net cash flow	AUD 6.7M
Net income	AUD 14.1M
Operating income	AUD 23.9M
Revenue	AUD 62.9M

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	AUD 0.76
Debt / equity	9.44
Debt / FCF	36.64
Goodwill	AUD 10.8M
Net cash (debt)	AUD -1B
Net cash / market cap	-703.67%
Net debt / equity	9.33
Net debt / FCF	36.23
Piotroski F-Score	6
Property, plant and equipment	AUD 5.9M
Shareholders' equity	AUD 109M
Tangible book value	AUD 80.7M
Tangible book value per share	AUD 0.66
Total assets	AUD 1.2B
Total cash	AUD 11.4M
Total debt	AUD 1B
Total liabilities	AUD 1B
WACC	0.68%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Asset turnover	0.06
Current ratio	3.49
Quick ratio	3.4
Working capital	AUD 803M
Working capital turnover	0.07

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	0.99%
Dividend growth	0%
Dividend growth (10Y)	0%
Dividend growth (3Y)	0%
Dividend growth (5Y)	3.13%
Dividend growth years	0
Dividend payment date	2026-08-28
Dividend payment years	16
Dividend payout frequency	Semi-Annual
Dividend per share	AUD 0.07
Dividend yield	5.93%
Ex-dividend date	2026-08-20
FCF payout ratio	30.55%
Last dividend	AUD 0.04
Payout ratio	61.56%
Shareholder yield	6.92%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	-6.35%
10Y return CAGR	5.33%
10Y total return	68.08%
150-day SMA	AUD 1.23
15Y price change	345.28%
15Y return CAGR	17.1%
15Y total return	967.53%
1D price change	-0.42%
1M price change	-3.67%
1M total return	-3.67%
1Y price change	0.85%
1Y return CAGR	6.66%
1Y total return	6.66%
20-day SMA	AUD 1.20
200-day SMA	AUD 1.24
20Y price change	210.53%
20Y return CAGR	10.76%
20Y total return	672.03%
3M price change	-9.23%
3M total return	-6.72%
3Y price change	20.41%
3Y return CAGR	13.92%
3Y total return	47.84%
50-day SMA	AUD 1.24
50-day SMA vs 200-day SMA	50under200
52-week high	AUD 1.40
52-week high date	2026-06-26
52-week low	AUD 1.08
52-week low date	2025-11-04
5Y price change	10.8%
5Y return CAGR	9.21%
5Y total return	55.37%
6M price change	0.85%
6M total return	3.65%
All-time high	AUD 1.68
All-time high date	2017-12-13
All-time low	AUD 0.03
All-time low date	2004-05-26
Average true range (ATR)	AUD 0.02
Average volume	14.4K
Beta (1Y)	0.61
Beta (2Y)	0.46
Beta (5Y)	0.23
Change from 52-week high	-15.41%
Change from 52-week low	9.26%
Change from all-time high	-29.76%
Change from all-time low	3,833.33%
Change from open	0%
Day's gap	-0.42%
Dollar volume	AUD 68,552
High price	AUD 1.18
Low price	AUD 1.18
Monthly RSI	53.84
Open price	AUD 1.18
Previous close	AUD 1.19
Price vs 150-day SMA	-4.38%
Price vs 20-day SMA	-1.67%
Price vs 200-day SMA	-4.92%
Price vs 50-day SMA	-4.68%
Relative volume	4.03
RSI	43.2
Sharpe ratio	0.86
Sharpe ratio (3Y)	0.41
Sharpe ratio (5Y)	0.46
Sortino ratio	1.59
Sortino ratio (3Y)	0.83
Sortino ratio (5Y)	0.9
Volume	58.1K
Weekly RSI	44.79
YTD price change	-9.92%
YTD total return	-4.74%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	37.6M
Shares change (QoQ)	-5.96%
Shares change (YoY)	-0.99%
Shares held by insiders	35.9%
Shares held by institutions	4.89%
Shares outstanding	122.5M

Deeper analysis on ASX/FSA

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

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Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this ASX/FSA report

Is a complete ASX/FSA research report available?

No complete published report is available for asx/FSA (ASX/FSA) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

ASX/FSA (ASX/FSA)

Price

Financial snapshot

Fair-value bridge

Latest news · ASX/FSA

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All ASX/FSA indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on ASX/FSA

Frequently asked questions