NSX/EGF (NSX/EGF)

National Stock Exchange of Australia: NSX/EGF · AUD

A$0.63

-0.05 (-7.4%)· Recorded snapshot

Market cap	626.7K
Revenue (ttm)	3.8M
Net income (ttm)	166.1K
EPS (ttm)	A$0.17
Shares out	994.8K
P/E (trailing)	3.8x
Dividend	A$0.10 (15.87%)
Volume	5,250
Beta	0.14

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 3.8M
Net income (ttm): 166.1K
EPS (ttm): A$0.17
P/E (trailing): 3.8x
Market cap: 626.7K

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/En/a

P25 n/aP50 n/aP75 n/a

Trailing P/E3.8

P25 n/aP50 n/aP75 n/a

ROE8.8

P25 n/aP50 n/aP75 n/a

ROIC11.9

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All NSX/EGF indicators

Market & fundamental data

Available fields

203

Groups with data

Currency

AUD

Showing 203 of 203 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	AUD
Country	Australia
Country code	AU
Earnings date	2026-12-10
Enterprise value	AUD 1.7M
Exchange	National Stock Exchange of Australia
Financial currency	AUD
Financial report date	2026-06-30
First seen	2026-05-10
Fiscal year end	June
Founded	2000
Industry	Commercial Banks
Is primary listing	Yes
Last refreshed	2026-10-28
Market cap	AUD 626,734
Next earnings date	2026-12-10
Price	AUD 0.63
Price currency	AUD
SIC code	6020
Stock price date	2026-09-15
Symbol	nsx/EGF
Website	https://www.bendigobank.com.au/branch/nsw/community-bank-east-gosford-districts/

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	3.27x
Average P/E ratio (3Y)	1.42x
Average P/E ratio (5Y)	1.31x
Earnings yield	26.51%
EV/Earnings	10.34x
EV/EBIT	3.94x
EV/EBITDA	2.21x
EV/FCF	3.47x
EV/Sales	0.45x
FCF / EV yield	28.8%
FCF yield	78.92%
Graham number	2.69745
Graham upside	328.17%
Lynch fair value	AUD 4.17
Lynch upside	562.7%
P/B ratio	0.33x
P/E ratio	3.77x
P/FCF ratio	1.27x
P/OCF ratio	1.27x
P/S ratio	0.17x
Price / tangible book value	0.5x
Price/EBITDA ratio	1.13x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT margin	11.54%
EBITDA margin	14.67%
Effective tax rate	17.79%
FCF margin	13.09%
Gross margin	100%
Operating margin	11.54%
Pretax margin	5.35%
Profit margin	4.4%
ROA	7.82%
ROA (5Y)	14.5%
ROCE	13.09%
ROE	8.78%
ROE (5Y)	21.39%
ROIC	11.88%
ROIC (5Y)	27.14%
Tax / revenue	0.95%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	-58.17%
EPS growth (Q)	-15.33%
EPS growth (QoQ)	333.42%
EPS growth 10Y	68.71%
EPS growth 3Y	-33.84%
EPS growth 5Y	64.82%
FCF growth	-13.59%
FCF growth (Q)	6.89%
FCF growth (QoQ)	54.47%
FCF growth 3Y	-19.44%
Gross profit growth	22.92%
Gross profit growth (Q)	26.34%
Gross profit growth 3Y	5.15%
Gross profit growth 5Y	14.27%
Net income growth	-58.17%
Net income growth (Q)	-15.3%
Net income growth (QoQ)	333.75%
Net income growth 3Y	-33.84%
Net income growth 5Y	64.82%
OCF growth	-13.59%
OCF growth (Q)	6.89%
OCF growth (QoQ)	54.47%
OCF growth 10Y	5.7%
OCF growth 3Y	-19.5%
Operating income growth	-38.32%
Operating income growth (Q)	-14.27%
Operating income growth 3Y	-28.78%
Operating income growth 5Y	28.23%
Revenue growth	22.92%
Revenue growth (Q)	26.34%
Revenue growth (QoQ)	5.03%
Revenue growth 10Y	7.86%
Revenue growth 3Y	5.15%
Revenue growth 5Y	14.27%

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Depreciation and amortization	AUD 118,347
EBIT	AUD 436,097
EBITDA	AUD 554,444
EPS	AUD 0.17
FCF per share	AUD 0.50
Financing cash flow	AUD -380,575
Free cash flow	AUD 494,632
Gross profit	AUD 3.8M
Income taxes	AUD 35,948
Investing cash flow	AUD -421,774
Net borrowing	AUD -281,093
Net cash flow	AUD -307,717
Net income	AUD 166,134
Operating income	AUD 436,097
Revenue	AUD 3.8M

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Altman Z-Score	1.88
Book value per share	AUD 1.94
Debt / EBITDA	1.7
Debt / equity	0.69
Debt / FCF	2.67
Interest coverage	5.81
Long-term assets	AUD 3.4M
Long-term liabilities	AUD 1.4M
Net cash (debt)	AUD -1.1M
Net cash / market cap	-174%
Net debt / EBITDA	1.97
Net debt / equity	0.57
Net debt / FCF	2.2
Piotroski F-Score	5
Property, plant and equipment	AUD 1.6M
Shareholders' equity	AUD 1.9M
Tangible book value	AUD 1.3M
Tangible book value per share	AUD 1.27
Total assets	AUD 4M
Total cash	AUD 229,546
Total debt	AUD 1.3M
Total liabilities	AUD 2.1M
WACC	4.79%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Asset turnover	1.08
Current assets	AUD 573,608
Current liabilities	AUD 646,942
Current ratio	0.89
Net working capital	AUD -138,388
Quick ratio	0.86
Working capital	AUD -73,334
Working capital turnover	43.37

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Dividend growth	0%
Dividend growth (10Y)	17.46%
Dividend growth (3Y)	0%
Dividend growth (5Y)	23.36%
Dividend growth years	0
Dividend payment date	2026-12-14
Dividend payment years	11
Dividend payout frequency	Annual
Dividend per share	AUD 0.10
Dividend yield	15.87%
Ex-dividend date	2026-12-01
FCF payout ratio	20.11%
Last dividend	AUD 0.10
Payout ratio	59.88%
Shareholder yield	15.87%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
1D price change	-7.35%
1M price change	-7.35%
1M total return	-7.35%
1Y price change	70.27%
1Y return CAGR	133.47%
1Y total return	133.33%
20-day SMA	AUD 0.41
3M price change	14.55%
3M total return	14.55%
52-week high	AUD 0.68
52-week high date	2026-06-19
52-week low	AUD 0.45
52-week low date	2026-01-23
6M price change	40%
6M total return	40%
All-time high	AUD 0.68
All-time high date	2026-03-16
All-time low	AUD 0.24
All-time low date	2024-02-28
Average true range (ATR)	AUD 0.06
Average volume	5.9K
Beta (1Y)	-0.4
Beta (2Y)	-0.34
Beta (5Y)	0.14
Change from 52-week high	-7.35%
Change from 52-week low	40%
Change from all-time high	-7.35%
Change from all-time low	162.5%
Change from open	0%
Day's gap	-7.35%
Dollar volume	AUD 3,308
High price	AUD 0.63
Low price	AUD 0.63
Monthly RSI	68.47
Open price	AUD 0.63
Previous close	AUD 0.68
Price vs 20-day SMA	52.06%
Relative volume	0.89
RSI	64.52
Sharpe ratio	7.39
Sortino ratio	22.84
Volume	5.3K
Weekly RSI	0

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	729.3K
Shares change (QoQ)	0.08%
Shares held by insiders	13.47%
Shares held by institutions	3.02%
Shares outstanding	994.8K

Deeper analysis on NSX/EGF

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

→

Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

→

Sensitivity

Cost-of-equity and terminal-growth stress table.

→

Risks

Kill scenarios, soft-pass flags, and downside catalysts.

→

Earnings

Next earnings setup and beat / inline / miss thresholds.

→

Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

→

Financials

Revenue, margins, cash flow, and balance-sheet context.

→

Peers

Relative valuation and profitability against the cohort.

→

Moat

Economic-profit evidence and competitive advantage risk.

→

Industry cycle

Sector phase, capital cycle, and secular tailwinds.

→

Frequently asked questions

About this NSX/EGF report

Is a complete NSX/EGF research report available?

No complete published report is available for nsx/EGF (NSX/EGF) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

NSX/EGF (NSX/EGF)

Price

Financial snapshot

Fair-value bridge

Latest news · NSX/EGF

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All NSX/EGF indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on NSX/EGF

Frequently asked questions