DSE/IDLC (DSE/IDLC)

Dhaka Stock Exchange: DSE/IDLC · BDT

BDT 42.0

+1.00 (+2.4%)· Recorded snapshot

Market cap	19.2B
Revenue (ttm)	8.4B
Net income (ttm)	2.7B
EPS (ttm)	BDT 5.97
Shares out	458.3M
P/E (trailing)	7.0x
P/E (forward)	6.1x
Dividend	BDT 1.43 (3.40%)
Volume	118,071
Beta	0.23

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 8.4B
Net income (ttm): 2.7B
EPS (ttm): BDT 5.97
P/E (trailing): 7.0x
P/E (forward): 6.1x
Market cap: 19.2B

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-28 19:55 UTC

Forward P/E6.1

P25 n/aP50 n/aP75 n/a

Trailing P/E7

P25 n/aP50 n/aP75 n/a

ROE12.3

P25 n/aP50 n/aP75 n/a

ROIC5.5

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All DSE/IDLC indicators

Market & fundamental data

Available fields

214

Groups with data

Currency

BDT

Showing 214 of 214 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	BDT
Country	Bangladesh
Country code	BD
Earnings date	2026-11-01
Employees	1,674
Employees change	4
Employees growth	0.24%
Exchange	Dhaka Stock Exchange
Financial currency	BDT
Financial report date	2026-06-30
First seen	2026-05-10
Fiscal year end	December
Founded	1985
Industry	Personal Credit Institutions
Is primary listing	Yes
ISIN number	BD0111IDLC04
Last earnings date	2026-07-28
Last refreshed	2026-10-28
Last stock split date	2026-04-20
Last stock split type	Forward
Market cap	BDT 19.2B
Next earnings date	2026-11-01
Price	BDT 42.00
Price currency	BDT
SIC code	6141
Stock price date	2026-10-28
Symbol	dse/IDLC
Website	https://www.idlc.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (10Y)	9.96x
Average P/E ratio (3Y)	8.09x
Average P/E ratio (5Y)	9.19x
Earnings yield	14.21%
FCF yield	74.22%
Forward P/E	6.06x
Graham number	82.47825
Graham upside	101.17%
Lynch fair value	BDT 29.85
Lynch upside	-27.2%
P/B ratio	0.81x
P/E ratio	7.04x
P/FCF ratio	1.35x
P/OCF ratio	1.33x
P/S ratio	2.23x
Price / tangible book value	0.81x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
Effective tax rate	43.32%
FCF margin	164.57%
Gross margin	98.23%
Operating margin	59.56%
Pretax margin	57.45%
Profit margin	32.56%
Profit per employee	BDT 1.6M
Revenue per employee	BDT 5M
ROA	1.55%
ROA (5Y)	1.35%
ROE	12.33%
ROE (5Y)	10.84%
ROIC	5.47%
ROIC (5Y)	4.06%
Tax / revenue	24.89%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	16.13%
EPS growth (Q)	29.37%
EPS growth (QoQ)	19.9%
EPS growth 10Y	1.74%
EPS growth 3Y	16.53%
EPS growth 5Y	-1.37%
FCF growth	96.23%
FCF growth 3Y	199.38%
FCF growth 5Y	30.36%
Net income growth	16.18%
Net income growth (Q)	29.14%
Net income growth (QoQ)	20.12%
Net income growth 3Y	16.5%
Net income growth 5Y	-1.37%
OCF growth	104.16%
OCF growth 10Y	47.23%
OCF growth 3Y	189.81%
OCF growth 5Y	31.47%
Operating income growth	30.57%
Operating income growth (Q)	15.44%
Operating income growth 3Y	33.24%
Operating income growth 5Y	2.85%
Revenue growth	22.54%
Revenue growth (Q)	14.89%
Revenue growth (QoQ)	-3.91%
Revenue growth 10Y	6.66%
Revenue growth 3Y	19.11%
Revenue growth 5Y	4.21%

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	BDT -162.3M
Depreciation and amortization	BDT 268.6M
EPS	BDT 5.97
FCF per share	BDT 30.43
Financing cash flow	BDT -652.5M
Free cash flow	BDT 13.9B
Gross profit	BDT 8.3B
Income taxes	BDT 2.1B
Investing cash flow	BDT -13.4B
Net cash flow	BDT 6M
Net income	BDT 2.7B
Operating income	BDT 5B
Revenue	BDT 8.4B

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	BDT 50.65
Debt / equity	1.14
Debt / FCF	1.9
Net cash (debt)	BDT -15.4B
Net cash / market cap	-81.79%
Net debt / equity	0.66
Net debt / FCF	1.1
Piotroski F-Score	5
Property, plant and equipment	BDT 3.4B
Shareholders' equity	BDT 23.2B
Tangible book value	BDT 23.2B
Tangible book value per share	BDT 50.65
Total assets	BDT 183.3B
Total cash	BDT 11.2B
Total debt	BDT 26.6B
Total liabilities	BDT 160.1B
WACC	2.29%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Asset turnover	0.05
Current ratio	1.14
Quick ratio	1.14
Working capital	BDT 16.4B
Working capital turnover	0.77

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Buyback yield / dilution	-0.04%
Dividend growth	5%
Dividend growth (10Y)	-3.11%
Dividend growth (3Y)	3.31%
Dividend growth (5Y)	2.97%
Dividend growth years	1
Dividend payment date	2026-06-14
Dividend payment years	13
Dividend payout frequency	Annual
Dividend per share	BDT 1.43
Dividend yield	3.4%
Ex-dividend date	2026-04-20
FCF payout ratio	3.74%
Last dividend	BDT 1.50
Payout ratio	23.83%
Shareholder yield	3.45%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
10Y price change	-17.49%
10Y return CAGR	5.04%
10Y total return	63.56%
150-day SMA	BDT 41.17
15Y price change	-24.26%
15Y return CAGR	3.21%
15Y total return	60.62%
1D price change	2.44%
1M price change	-5.31%
1M total return	-5.31%
1W price change	-1.2%
1W total return	-1.2%
1Y price change	16.67%
1Y return CAGR	21.23%
1Y total return	21.21%
20-day SMA	BDT 41.67
200-day SMA	BDT 40.27
20Y price change	941.4%
20Y return CAGR	16.94%
20Y total return	2,185.51%
3M price change	-11.06%
3M total return	-11.06%
3Y price change	-2.79%
3Y return CAGR	3.44%
3Y total return	10.69%
50-day SMA	BDT 42.84
50-day SMA vs 200-day SMA	50over200
52-week high	BDT 48.30
52-week high date	2026-07-29
52-week low	BDT 30.48
52-week low date	2025-11-16
5Y price change	-25.84%
5Y return CAGR	-2.13%
5Y total return	-10.21%
6M price change	10.81%
6M total return	10.81%
All-time high	BDT 106.00
All-time high date	2010-11-22
All-time low	BDT 1.71
All-time low date	1999-09-22
Average true range (ATR)	BDT 0.92
Average volume	73.9K
Beta (1Y)	0.1
Beta (2Y)	-0.01
Beta (5Y)	0.23
Change from 52-week high	-13.04%
Change from 52-week low	37.81%
Change from all-time high	-61.32%
Change from all-time low	2,296.26%
Dollar volume	BDT 5M
High price	BDT 42.20
Low price	BDT 41.00
Monthly RSI	54.95
Position in 52-week range	83.33%
Previous close	BDT 41.00
Price vs 150-day SMA	-0.4%
Price vs 20-day SMA	-1.6%
Price vs 200-day SMA	1.81%
Price vs 50-day SMA	-4.29%
Relative volume	1.6
RSI	39.66
Sharpe ratio	0.31
Sharpe ratio (3Y)	0.13
Sharpe ratio (5Y)	-0.08
Sortino ratio	0.79
Sortino ratio (3Y)	0.44
Sortino ratio (5Y)	0.12
Volume	118.1K
Weekly RSI	96.05
YTD price change	20.59%
YTD total return	25.29%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Float	286.2M
Shares change (QoQ)	0.18%
Shares change (YoY)	0.04%
Shares held by institutions	31.08%
Shares outstanding	458.3M

Deeper analysis on DSE/IDLC

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

→

Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

→

Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

→

Frequently asked questions

About this DSE/IDLC report

Is a complete DSE/IDLC research report available?

No complete published report is available for dse/IDLC (DSE/IDLC) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

DSE/IDLC (DSE/IDLC)

Price

Financial snapshot

Fair-value bridge

Latest news · DSE/IDLC

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All DSE/IDLC indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on DSE/IDLC

Frequently asked questions