DSE/TILIL (DSE/TILIL)

Dhaka Stock Exchange: DSE/TILIL · BDT

BDT 42.4

-0.10 (-0.2%)· Recorded snapshot

Market cap	1.7B
Revenue (ttm)	556.8M
Net income (ttm)	96.1M
EPS (ttm)	BDT 2.40
Shares out	40M
P/E (trailing)	17.7x
Dividend	BDT 0.50 (1.18%)
Volume	121,528
Beta	0.30

Market data

Price

Recent price action with selectable time range.

Financial snapshot

Revenue (ttm): 556.8M
Net income (ttm): 96.1M
EPS (ttm): BDT 2.40
P/E (trailing): 17.7x
Market cap: 1.7B

Calendar

Next earnings

Upcoming earnings date and setup when available.

Upcoming

DateLoading

Window—

EPS estimate—

Revenue estimate—

Sector percentile context

Refreshed 2026-10-29 19:55 UTC

Forward P/En/a

P25 n/aP50 n/aP75 n/a

Trailing P/E17.7

P25 n/aP50 n/aP75 n/a

ROE12.6

P25 n/aP50 n/aP75 n/a

ROIC13.1

P25 n/aP50 n/aP75 n/a

Benchmarks · 1M

All DSE/TILIL indicators

Market & fundamental data

Available fields

187

Groups with data

Currency

BDT

Showing 187 of 187 available metrics for this ticker.

Profile and market data

Ticker identity, listing, currency, market cap, and source dates.

Metric	Value
Amount currency	BDT
Country	Bangladesh
Country code	BD
Earnings date	2026-11-12
Employees	237
Employees change	18
Employees growth	8.22%
Enterprise value	BDT 1.3B
Exchange	Dhaka Stock Exchange
Financial currency	BDT
Financial report date	2025-06-30
First seen	2026-05-10
Fiscal year end	December
Founded	2014
Industry	Life Insurance
Is primary listing	Yes
ISIN number	BD0756TILIL2
Last earnings date	2026-03-02
Last refreshed	2026-10-29
Market cap	BDT 1.7B
Next earnings date	2026-11-12
Price	BDT 42.40
Price currency	BDT
SIC code	6311
Stock price date	2026-10-29
Symbol	dse/TILIL
Website	https://www.trustislamilife.com

Valuation

Multiples, yields, enterprise-value ratios, and valuation checks.

Metric	Value
Average P/E ratio (3Y)	22.65x
Earnings yield	5.66%
EV/Earnings	13.06x
EV/EBIT	10.84x
EV/EBITDA	9.76x
EV/FCF	31.32x
EV/Sales	2.25x
FCF / EV yield	3.19%
FCF yield	2.36%
Graham number	33.08559
Graham upside	-22.15%
Industry P/E	2.42x
Lynch fair value	BDT 39.39
Lynch upside	-7.31%
P/B ratio	2.1x
P/E ratio	17.65x
P/FCF ratio	42.46x
P/OCF ratio	32.59x
P/S ratio	3.05x
Price / tangible book value	2.1x
Price/EBITDA ratio	13.86x

Profitability

Margins, returns on capital, cash conversion, and quality metrics.

Metric	Value
EBIT margin	20.77%
EBITDA margin	22.03%
Effective tax rate	8.16%
FCF margin	7.19%
Gross margin	69.85%
Operating margin	20.77%
Pretax margin	18.78%
Profit margin	17.25%
Profit per employee	BDT 405,335
Revenue per employee	BDT 2.3M
ROA	9.3%
ROCE	13.53%
ROE	12.6%
ROIC	13.06%
ROIC (5Y)	15.78%
Tax / revenue	1.53%

Growth

Revenue, earnings, cash-flow, and forward growth indicators.

Metric	Value
EPS growth	10.9%
EPS growth (QoQ)	4,691.75%
EPS growth 3Y	-1.82%
FCF growth	-47.18%
Net income growth	10.9%
Net income growth (Q)	3,503.56%
Net income growth (QoQ)	4,691.51%
Net income growth 3Y	16.4%
OCF growth	-53.2%
Revenue growth	0.98%
Revenue growth (Q)	-1.23%
Revenue growth (QoQ)	43.54%
Revenue growth 3Y	17.78%

Financial statements

Income-statement and cash-flow amounts, totals and per share.

Metric	Value
Capital expenditures	BDT -12.1M
EBIT	BDT 115.7M
EBITDA	BDT 122.7M
EPS	BDT 2.40
FCF per share	BDT 1.00
Financing cash flow	BDT -609,267
Free cash flow	BDT 40M
Gross profit	BDT 389M
Income taxes	BDT 8.5M
Investing cash flow	BDT -56.9M
Net borrowing	BDT -609,267
Net cash flow	BDT -5.4M
Net income	BDT 96.1M
Operating income	BDT 115.7M
Revenue	BDT 556.8M

Financial strength

Debt, cash, solvency, accounting-quality, and balance-sheet signals.

Metric	Value
Book value per share	BDT 20.26
Debt / EBITDA	0.1
Debt / equity	0.02
Debt / FCF	0.32
Interest coverage	109.42
Net cash (debt)	BDT 445.8M
Net cash / market cap	26.22%
Net cash growth	0.72%
Net debt / EBITDA	-3.63
Net debt / equity	-0.55
Net debt / FCF	-11.13
Piotroski F-Score	4
Property, plant and equipment	BDT 51.1M
Shareholders' equity	BDT 810.3M
Tangible book value	BDT 810.3M
Tangible book value per share	BDT 20.26
Total assets	BDT 838.7M
Total cash	BDT 458.5M
Total debt	BDT 12.7M
Total liabilities	BDT 28.3M
WACC	5.94%

Liquidity

Current-asset coverage and working-capital efficiency metrics.

Metric	Value
Asset turnover	0.72
Net working capital	BDT 131.7M
Working capital	BDT 590.2M

Dividends and buybacks

Dividend yield, payout, buybacks, and shareholder-yield indicators.

Metric	Value
Dividend growth	66.67%
Dividend growth years	2
Dividend payment date	2025-10-30
Dividend payment years	3
Dividend payout frequency	Annual
Dividend per share	BDT 0.50
Dividend yield	1.18%
Ex-dividend date	2025-09-07
FCF payout ratio	49.95%
Last dividend	BDT 0.50
Payout ratio	20.82%
Shareholder yield	1.18%

Performance and technicals

Returns, volatility, beta, momentum, RSI, and moving-average context.

Metric	Value
150-day SMA	BDT 47.68
1D price change	-0.24%
1M price change	-9.38%
1M total return	-9.38%
1W price change	-3.63%
1W total return	-3.63%
1Y price change	-4.28%
1Y return CAGR	-4.28%
1Y total return	-4.28%
20-day SMA	BDT 44.62
200-day SMA	BDT 47.32
3M price change	-19.35%
3M total return	-19.35%
3Y price change	-19.81%
3Y return CAGR	-6.48%
3Y total return	-18.22%
50-day SMA	BDT 45.00
50-day SMA vs 200-day SMA	50under200
52-week high	BDT 59.40
52-week high date	2026-06-14
52-week low	BDT 34.30
52-week low date	2025-11-16
6M price change	-10.15%
6M total return	-10.15%
All-time high	BDT 95.80
All-time high date	2025-09-07
All-time low	BDT 11.00
All-time low date	2023-05-11
Average true range (ATR)	BDT 1.58
Average volume	184.5K
Beta (1Y)	0.09
Beta (2Y)	-0.17
Beta (5Y)	0.3
Change from 52-week high	-28.62%
Change from 52-week low	23.62%
Change from all-time high	-55.64%
Change from all-time low	286.36%
Dollar volume	BDT 5.2M
High price	BDT 43.00
Low price	BDT 42.10
Monthly RSI	47.32
Position in 52-week range	33.33%
Previous close	BDT 42.50
Price vs 150-day SMA	-10.87%
Price vs 20-day SMA	-4.74%
Price vs 200-day SMA	-10.19%
Price vs 50-day SMA	-5.56%
Relative volume	0.66
RSI	40.65
Sharpe ratio	-0.4
Sharpe ratio (3Y)	0.02
Sortino ratio	-0.44
Sortino ratio (3Y)	0.17
Volume	121.5K
Weekly RSI	0
YTD price change	-4.28%
YTD total return	-4.28%

Ownership and float

Institutional, insider, float, short-interest, and share-count fields.

Metric	Value
Shares change (QoQ)	0%
Shares outstanding	40M

Deeper analysis on DSE/TILIL

14 sections in the full report · jump straight to what you need

Forecast

Base and Bull forecast paths with report-date return framing.

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Valuation

Fair-value bridge, DCF, owner earnings, and peer multiples.

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Sensitivity

Cost-of-equity and terminal-growth stress table.

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Risks

Kill scenarios, soft-pass flags, and downside catalysts.

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Earnings

Next earnings setup and beat / inline / miss thresholds.

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Position sizing

Entry, exit, conviction, and quarterly monitoring rules.

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Financials

Revenue, margins, cash flow, and balance-sheet context.

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Peers

Relative valuation and profitability against the cohort.

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Moat

Economic-profit evidence and competitive advantage risk.

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Industry cycle

Sector phase, capital cycle, and secular tailwinds.

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Frequently asked questions

About this DSE/TILIL report

Is a complete DSE/TILIL research report available?

No complete published report is available for dse/TILIL (DSE/TILIL) on this page. Market-directory data, when present, is not a substitute for a validated stock analysis.

DSE/TILIL (DSE/TILIL)

Price

Financial snapshot

Fair-value bridge

Latest news · DSE/TILIL

Valuation

Profitability

Balance sheet

Trading

Next earnings

Sector percentile context

All DSE/TILIL indicators

Profile and market data

Valuation

Profitability

Growth

Financial statements

Financial strength

Liquidity

Dividends and buybacks

Performance and technicals

Ownership and float

Deeper analysis on DSE/TILIL

Frequently asked questions